BankTech Ventures

Torpago, Inc. is a financial technology company established in 2019 and headquartered in San Francisco, California. It specializes in providing corporate cards and an expense management platform designed to streamline corporate spending for businesses. Torpago offers both physical corporate cards, which come with an interest-free credit limit, and virtual cards that are generated digitally and linked to user accounts. The platform incorporates spend management software, enabling finance departments to implement controls while allowing employees the flexibility to spend as needed. Torpago's mission is to simplify corporate expenses and enhance operational efficiency for businesses.

Monit is a financial intelligence platform designed to support small and medium-sized business owners by providing them with real-time insights and personalized recommendations to enhance their financial performance. It seamlessly connects to various accounting platforms, allowing users to manage cash flow and identify savings opportunities without the need for spreadsheets. The platform offers clear visualizations of current and projected financial metrics, including cash flow, revenue, and profitability. Monit is offered free of charge to small businesses through partnerships with banks and other enterprises, which aim to foster the success and well-being of their customers. By facilitating digital and financial engagement, Monit helps business owners make informed decisions and plan for the future effectively.

Adlumin Inc. is a cybersecurity company that operates a security and compliance automation platform designed to identify threats, malfunctions, and IT operational failures. Founded in 2016 and based in Washington, D.C., the company collects and indexes data from various sources, including network traffic, web servers, and custom applications, to enhance security analytics. Adlumin's platform assists IT teams through security orchestration, automation, and machine learning, offering features such as One-Touch Compliance Reporting to streamline audit processes. The company focuses on serving mid-market organizations by providing advanced technology for threat detection, incident response, vulnerability management, and compliance support, ensuring that clients can effectively manage and mitigate cyber threats.

BillGO is a fintech company that provides a comprehensive bill management and payments platform aimed at improving the consumer experience in managing financial obligations. The platform addresses the challenges of a decentralized bill payment system by enabling users to view, manage, and pay their bills from a single, consolidated location in real time. It offers features such as bill reminders and flexible payment options, which empower consumers to meet their financial commitments more efficiently. By partnering with financial institutions, fintechs, and billers, BillGO enhances the ability of these organizations to engage with their customers through a secure and user-friendly online payment system. This innovative approach not only facilitates easier bill payment but also contributes to improving overall financial wellness for users.

Revio is a financial services company based in St. Louis, Missouri, that focuses on developing an artificial intelligence-driven platform aimed at community banks and credit unions. The platform offers a range of solutions, including client management, loan and deposit management, and automated regulatory reporting. By leveraging advanced analytics and cloud-based systems, Revio enables financial institutions to operate more efficiently and securely, facilitating the identification of customer needs hidden within core transaction data. This approach allows community banks and credit unions to implement targeted cross-selling strategies, ultimately helping them generate additional revenue and streamline operations. Founded in 2015, Revio addresses the complexities of managing financial systems and contracts, making it easier for smaller institutions to thrive in a competitive environment.

PortX’s Fintech Hub is the Integration-Platform-as-a-Service focused on financial services infrastructure that allows open access to core data and simplifies integrations to third-party applications like fintechs. Access to data and the freedom to connect with partners enables rapid project delivery, agile innovation cycles, and optimal user experiences. PortX facilitates interoperability between internal systems and services such as online banking, credit checks, mortgage and loan applications, and more, allowing for a real-time 360-degree view of account holder data. Financial institutions can empower their teams to connect to fintech partners and real-time payment networks like Zelle®, ACH, FedNow, and others. For more information, please visit portx.io and connect on LinkedIn.

Vero Technologies is a commercial lending platform that specializes in end-to-end inventory loan management software tailored for small and medium-sized businesses (SMBs). Founded in 2020 and based in New York, the company integrates technology and services to assist financial institutions, wholesalers, and dealers in managing inventory loans efficiently. Its platform facilitates underwriting, funding, risk assessment, and portfolio management, allowing bank and credit union partners to provide floor plan financing without the need for additional systems or personnel. Additionally, Vero Technologies empowers SMB business owners with tools to manage their treasury and capital outflow effectively, enabling them to scale their lending programs through an automated funding system.

Micronotes Inc., established in 2008 and based in Boston, Massachusetts, operates as a digital marketing SaaS company specializing in cross-sell technology solutions for financial institutions. The company offers an AI-enabled cloud-based platform that enhances customer engagement through automated digital interviews, leveraging machine learning to analyze customer data and deliver tailored product offers across various digital channels. Their suite of tools includes Cross-Sell Engine, Social Media Targeting, Mobile-SMS Referrals, Net Promoter Score Measurement, and predictive analytics for anticipating customer needs.

Finosec LLC, established in 2018 and headquartered in Alpharetta, Georgia, specializes in creating solutions that simplify information security and cybersecurity management for financial institutions. The company addresses the unique challenges faced by banks, including financial risk, fraud, complex banking software, and increasing regulatory scrutiny. Finosec's platform automates critical tasks such as systems access rights management, employee training, program governance, and overall cyber hygiene status. This enables clients to understand and quantify their risk posture through user-friendly cybersecurity dashboards, thereby enhancing the security of banking systems against potential threats like phishing attacks.

Equabli is a developer of a debt recovery platform that streamlines the complex and fragmented debt collection process through a centralized managed service. The platform offers an integrated ecosystem that facilitates digital-first, multi-channel communication, enabling creditors to manage delinquencies and defaults efficiently. It provides end-to-end lifecycle management of debt recoveries, incorporating asset management with built-in controls and producing personalized communications tailored to consumers' preferred digital channels. By consolidating and simplifying the debt recovery process, Equabli aims to enhance the experience for both creditors and consumers, while generating actionable insights that improve overall outcomes in debt management.

Torpago, Inc. is a financial technology company established in 2019 and headquartered in San Francisco, California. It specializes in providing corporate cards and an expense management platform designed to streamline corporate spending for businesses. Torpago offers both physical corporate cards, which come with an interest-free credit limit, and virtual cards that are generated digitally and linked to user accounts. The platform incorporates spend management software, enabling finance departments to implement controls while allowing employees the flexibility to spend as needed. Torpago's mission is to simplify corporate expenses and enhance operational efficiency for businesses.

Fintel Connect, founded in 2018 and based in Vancouver, Canada, specializes in customer acquisition for the financial services sector. The company offers a platform that helps banks and other financial brands generate new clients through effective performance marketing strategies. Fintel Connect focuses on delivering valuable marketing data and solutions that enable financial institutions to enhance their digital growth and level the playing field in a competitive market. By prioritizing consumer safety and transparency, Fintel Connect strives to facilitate informed access to top financial products and services, benefiting both brands and publishers.

PortX’s Fintech Hub is the Integration-Platform-as-a-Service focused on financial services infrastructure that allows open access to core data and simplifies integrations to third-party applications like fintechs. Access to data and the freedom to connect with partners enables rapid project delivery, agile innovation cycles, and optimal user experiences. PortX facilitates interoperability between internal systems and services such as online banking, credit checks, mortgage and loan applications, and more, allowing for a real-time 360-degree view of account holder data. Financial institutions can empower their teams to connect to fintech partners and real-time payment networks like Zelle®, ACH, FedNow, and others. For more information, please visit portx.io and connect on LinkedIn.

Beauceron Security Inc., established in 2015 and headquartered in Fredericton, Canada, specializes in providing a comprehensive Software-as-a-Service (SaaS) platform for measuring, managing, and monitoring human-centric cyber risk. The platform offers integrated features such as cybersecurity education, social engineering simulations, executive surveys, dashboards, business process assessments, and technology gap analyses. It also includes real incident capture tools to document material cybersecurity incidents and generates cyber risk scores for organizations and their departments. Beauceron's platform aims to simplify cybersecurity management by providing metrics, key risk indicators, and integration with various single-sign-on systems and user directories, enabling managers, senior executives, and boards to effectively gauge and manage cyber risk.

PortX’s Fintech Hub is the Integration-Platform-as-a-Service focused on financial services infrastructure that allows open access to core data and simplifies integrations to third-party applications like fintechs. Access to data and the freedom to connect with partners enables rapid project delivery, agile innovation cycles, and optimal user experiences. PortX facilitates interoperability between internal systems and services such as online banking, credit checks, mortgage and loan applications, and more, allowing for a real-time 360-degree view of account holder data. Financial institutions can empower their teams to connect to fintech partners and real-time payment networks like Zelle®, ACH, FedNow, and others. For more information, please visit portx.io and connect on LinkedIn.

Adlumin Inc. is a cybersecurity company that operates a security and compliance automation platform designed to identify threats, malfunctions, and IT operational failures. Founded in 2016 and based in Washington, D.C., the company collects and indexes data from various sources, including network traffic, web servers, and custom applications, to enhance security analytics. Adlumin's platform assists IT teams through security orchestration, automation, and machine learning, offering features such as One-Touch Compliance Reporting to streamline audit processes. The company focuses on serving mid-market organizations by providing advanced technology for threat detection, incident response, vulnerability management, and compliance support, ensuring that clients can effectively manage and mitigate cyber threats.