BankTech Ventures

Torpago, Inc. is a financial technology company established in 2019 and headquartered in San Francisco, California. It specializes in providing corporate cards and an expense management platform designed to streamline corporate spending for businesses. Torpago offers both physical corporate cards, which come with an interest-free credit limit, and virtual cards that are generated digitally and linked to user accounts. The platform incorporates spend management software, enabling finance departments to implement controls while allowing employees the flexibility to spend as needed. Torpago's mission is to simplify corporate expenses and enhance operational efficiency for businesses.

Monit is a financial intelligence platform designed to support small and medium-sized business owners by providing them with real-time insights and personalized recommendations to enhance their financial performance. It seamlessly connects to various accounting platforms, allowing users to manage cash flow and identify savings opportunities without the need for spreadsheets. The platform offers clear visualizations of current and projected financial metrics, including cash flow, revenue, and profitability. Monit is offered free of charge to small businesses through partnerships with banks and other enterprises, which aim to foster the success and well-being of their customers. By facilitating digital and financial engagement, Monit helps business owners make informed decisions and plan for the future effectively.

Adlumin Inc. operates a security and compliance automation platform designed to identify threats, malfunctions, and operational failures within IT environments. Founded in 2016 and based in Washington, D.C., the company collects and indexes data from various sources, including network traffic, web servers, firewalls, and custom applications. Its platform leverages advanced technologies such as machine learning and analytics to assist IT teams in security orchestration and incident response. Key features include One-Touch Compliance Reporting, which simplifies the process of generating reports for financial auditors. Adlumin aims to support mid-market organizations by enabling effective threat hunting, vulnerability management, and compliance, thereby enhancing their cybersecurity posture.

BillGO is a fintech company that provides a comprehensive bill management and payments platform aimed at improving the consumer experience in managing financial obligations. The platform addresses the challenges of a decentralized bill payment system by enabling users to view, manage, and pay their bills from a single, consolidated location in real time. It offers features such as bill reminders and flexible payment options, which empower consumers to meet their financial commitments more efficiently. By partnering with financial institutions, fintechs, and billers, BillGO enhances the ability of these organizations to engage with their customers through a secure and user-friendly online payment system. This innovative approach not only facilitates easier bill payment but also contributes to improving overall financial wellness for users.

Revio is a financial services company based in St. Louis, Missouri, that focuses on developing an artificial intelligence-driven platform aimed at community banks and credit unions. The platform offers a range of solutions, including client management, loan and deposit management, and automated regulatory reporting. By leveraging advanced analytics and cloud-based systems, Revio enables financial institutions to operate more efficiently and securely, facilitating the identification of customer needs hidden within core transaction data. This approach allows community banks and credit unions to implement targeted cross-selling strategies, ultimately helping them generate additional revenue and streamline operations. Founded in 2015, Revio addresses the complexities of managing financial systems and contracts, making it easier for smaller institutions to thrive in a competitive environment.

PortX’s Fintech Hub is the Integration-Platform-as-a-Service focused on financial services infrastructure that allows open access to core data and simplifies integrations to third-party applications like fintechs. Access to data and the freedom to connect with partners enables rapid project delivery, agile innovation cycles, and optimal user experiences. PortX facilitates interoperability between internal systems and services such as online banking, credit checks, mortgage and loan applications, and more, allowing for a real-time 360-degree view of account holder data. Financial institutions can empower their teams to connect to fintech partners and real-time payment networks like Zelle®, ACH, FedNow, and others. For more information, please visit portx.io and connect on LinkedIn.

Vero Technologies is a commercial lending platform that specializes in inventory loan management software for small and medium-sized businesses (SMBs). Founded in 2020 and based in New York, the company offers a comprehensive solution that combines technology and services to assist financial institutions, wholesalers, and dealers in managing inventory loans efficiently. Its platform facilitates underwriting, funding, risk assessment, and portfolio management, allowing bank and credit union partners to provide floor plan financing without the need for new systems or additional personnel. Additionally, Vero Technologies equips SMB owners with tools to effectively oversee their treasury and capital outflows, enabling them to scale their lending programs through an automated funding system.

Micronotes, Inc. is a digital marketing company based in Boston, Massachusetts, specializing in SaaS solutions for financial institutions. Founded in 2008, it leverages artificial intelligence and machine learning to enhance customer engagement and improve cross-selling of financial products. The company's flagship product, Cross-Sell, is a digital interview platform that utilizes customer data to generate personalized financial service offers. Additionally, Micronotes offers tools such as Mobile-SMS, which automates the referral process through customer interviews conducted via mobile phones, and a Net Promoter Score Measurement tool to assess customer loyalty. By applying these technologies, Micronotes enables financial institutions to better understand customer needs, drive sales opportunities, and foster stronger relationships with both existing and potential clients.

Finosec LLC, founded in 2018 and based in Alpharetta, Georgia, specializes in simplifying information security and cybersecurity management for financial institutions. The company addresses the unique challenges faced by banks, including financial risk, fraud, and regulatory scrutiny, which are exacerbated by complex banking software and persistent cyber threats. Finosec's platform automates essential tasks such as systems access rights management, employee information security training, and governance of information security programs. This automation alleviates the labor-intensive burden on financial institutions, allowing them to maintain robust cyber hygiene. The platform also provides clear and comprehensive dashboards that enable senior management and boards to assess and understand their risk posture regarding potential cyberattacks and compliance demands.

Equabli is a developer of a debt recovery platform that streamlines the debt collection process through a centralized managed service. This integrated ecosystem allows businesses to manage delinquencies and defaults effectively by offering end-to-end management of debt recoveries. The platform features digital-first, multi-channel services that facilitate personalized communication with consumers via their preferred digital channels. Additionally, Equabli employs embedded controls to manage assets and generate actionable insights, ultimately simplifying the debt recovery process for both creditors and consumers.

Torpago, Inc. is a financial technology company established in 2019 and headquartered in San Francisco, California. It specializes in providing corporate cards and an expense management platform designed to streamline corporate spending for businesses. Torpago offers both physical corporate cards, which come with an interest-free credit limit, and virtual cards that are generated digitally and linked to user accounts. The platform incorporates spend management software, enabling finance departments to implement controls while allowing employees the flexibility to spend as needed. Torpago's mission is to simplify corporate expenses and enhance operational efficiency for businesses.

Fintel Connect, founded in 2018 and based in Vancouver, Canada, specializes in customer acquisition for financial brands. The company offers a platform that enhances performance marketing efforts by providing valuable marketing data and solutions tailored for the financial services sector. By focusing on the needs of both brands and publishers, Fintel Connect facilitates effective digital client acquisition, helping businesses grow their online presence in a competitive landscape. Additionally, the company is dedicated to ensuring that consumers have safe and transparent access to a variety of financial products and services.

PortX’s Fintech Hub is the Integration-Platform-as-a-Service focused on financial services infrastructure that allows open access to core data and simplifies integrations to third-party applications like fintechs. Access to data and the freedom to connect with partners enables rapid project delivery, agile innovation cycles, and optimal user experiences. PortX facilitates interoperability between internal systems and services such as online banking, credit checks, mortgage and loan applications, and more, allowing for a real-time 360-degree view of account holder data. Financial institutions can empower their teams to connect to fintech partners and real-time payment networks like Zelle®, ACH, FedNow, and others. For more information, please visit portx.io and connect on LinkedIn.

Beauceron Security Inc. is a cybersecurity firm based in Fredericton, Canada, founded in 2015. The company offers a software-as-a-service platform that focuses on measuring, managing, and monitoring human-centric cyber risk. Its platform provides comprehensive tools, including metrics and key risk indicators, allowing managers and executives to assess cyber risks effectively. Beauceron integrates with various single-sign-on systems and user directories, facilitating streamlined access to its services. The platform also features a real incident capture tool, automated phishing simulations, and a cybersecurity awareness course designed to educate users on identifying and avoiding social engineering attacks. Additionally, Beauceron provides scoring systems that generate cyber risk scores for organizations and their departments, transforming cybersecurity into a management opportunity that empowers individuals and organizations to make informed decisions regarding their cyber risk.

PortX’s Fintech Hub is the Integration-Platform-as-a-Service focused on financial services infrastructure that allows open access to core data and simplifies integrations to third-party applications like fintechs. Access to data and the freedom to connect with partners enables rapid project delivery, agile innovation cycles, and optimal user experiences. PortX facilitates interoperability between internal systems and services such as online banking, credit checks, mortgage and loan applications, and more, allowing for a real-time 360-degree view of account holder data. Financial institutions can empower their teams to connect to fintech partners and real-time payment networks like Zelle®, ACH, FedNow, and others. For more information, please visit portx.io and connect on LinkedIn.

Adlumin Inc. operates a security and compliance automation platform designed to identify threats, malfunctions, and operational failures within IT environments. Founded in 2016 and based in Washington, D.C., the company collects and indexes data from various sources, including network traffic, web servers, firewalls, and custom applications. Its platform leverages advanced technologies such as machine learning and analytics to assist IT teams in security orchestration and incident response. Key features include One-Touch Compliance Reporting, which simplifies the process of generating reports for financial auditors. Adlumin aims to support mid-market organizations by enabling effective threat hunting, vulnerability management, and compliance, thereby enhancing their cybersecurity posture.