CFV Ventures

Coiniy cryptocurrency exchange allows a fast, cheap, and reliable way to buy Bitcoin online, as well as other cryptocurrencies (Bitcoin Cash, Ethereum, Ethereum Classic, XRP, EOS, Litecoin, Monero, ZCash, Augur) Established in 2019 as a fast-growing cryptocurrency exchange, Coiniy.com has become a multi-functional cryptocurrency exchange, trusted by over half a million users. Coiniy.com offers cross-platform trading via website, and mobile app, providing access to a high liquidity platform for top currency pairs on the market. Instant Bitcoin buying

AleFi is a social investing app that connects retail investors with credible finance content creators, enhancing their investment strategies. The platform allows users to view the investments, profitability, and portfolio compositions of verified investors, thereby providing insights into successful trading practices. By leveraging the existing follower bases of these finance creators, AleFi offers a unique opportunity for users to engage with and learn from experienced investors in real-time. To access the trading portfolios of successful investors, customers pay a subscription fee, with revenue shared between the company and the investors. This approach aims to democratize investment knowledge and empower retail investors in their financial decision-making.

VoiceScript, Inc. specializes in delivering advanced legal technology and Software as a Service (SaaS) solutions aimed at transforming the court reporting and legal industries. The company's innovative software enhances the efficiency of court reporting agencies by providing features such as separate audio recording channels optimized for remote videoconferencing, video recording capabilities, and user-friendly reporter annotation tools. These functionalities allow digital reporters to produce rough draft transcripts immediately after proceedings and offer real-time streaming transcripts with playback options. By utilizing VoiceScript's solutions, court reporting agencies can effectively scale their operations, reduce production costs, and improve delivery times for certified legal transcripts, ultimately enhancing their profitability.

PTO Exchange is a company that specializes in transforming the value of paid time off for both employers and employees. Its SaaS-based platform enables employees to convert unused paid time off into various tangible benefits, including vacations, retirement funding, student loan payments, and charitable donations. By allowing employees to trade unused time off for goods and services, PTO Exchange provides a unique solution that enhances employee satisfaction and retention. Additionally, the platform supports a culture of sharing, as employees can donate their time off to non-profits or share it with colleagues. This innovative approach helps employers manage their benefits packages more effectively while promoting a supportive work environment.

ASA operates a fintech app store that empowers financial institutions, such as banks and credit unions, by providing a secure and compliant marketplace for innovative technology solutions. This platform enables financial institutions to offer diverse mobile tech options for budgeting, saving, investing, and business management, tailored to meet the varying needs of their customers. By facilitating access to cutting-edge tools developed by independent developers, ASA allows users to select the fintech solutions that best suit their preferences without the need for personal data registration or sharing sensitive financial information. This approach not only enhances customer choice and control but also reduces the risks and costs associated with developing proprietary technology.

InsureLife is a technology company that has created an AI-powered digital platform to bridge the gap between insurers and insurance buyers. The platform offers personalized insurance advice through short videos, guiding consumers in selecting appropriate insurance products. By leveraging artificial intelligence, InsureLife facilitates connections between insurers and reinsurers with suitable customers, enhancing the overall efficiency of the insurance purchasing process. The company's innovative approach not only aids consumers in making informed decisions but also supports insurers in reaching their target market effectively.

Bundle is an online marketplace that facilitates the connection between homebuyers and mortgage loan officers while ensuring user anonymity to reduce unwanted solicitations. The platform simplifies the mortgage process by offering essential tools and resources that empower users to learn about home buying, budget effectively, and compare mortgage rates. By allowing borrowers to engage with lenders anonymously, Bundle creates a comfortable environment for individuals to navigate the complexities of securing a mortgage at their own pace. The company aims to serve as a comprehensive starting point for homebuyers, enabling them to take control of their mortgage journey with confidence.

Konduit is a no-code fintech infrastructure company based in Reston, Virginia, founded in 2021. It specializes in connecting banks, fintechs, and other technological solutions through a seamless platform designed for financial institutions. The Konduit platform enables banks to efficiently onboard and adopt third-party fintech solutions, allowing lenders to offer real-time pre-qualified rates for consumer loans at a reduced cost. By integrating individual fintech solutions, the platform helps lenders address comprehensive business challenges. Additionally, it assists borrowers in finding optimal rates for student refinancing and personal loans from local lenders, thereby facilitating debt reduction while enabling local financial institutions to meet demand within their geographic areas.

EPICA is a technology venture that focuses on providing businesses with enhanced decision-making capabilities through the analysis of audience behavior patterns. The company has developed an artificial intelligence prediction platform that processes large-scale big data, enabling real-time tracking and analysis of consumer behavior. By integrating online and offline data, EPICA offers unprecedented granularity and multi-dimensional relevance in understanding consumer journeys. This allows clients to make informed decisions based on the insights derived from the data, ultimately facilitating the management of personalized and segmented audiences to help them achieve their business objectives.

HEXANIKA, Inc. is a provider of data management and reporting solutions tailored for the financial services sector. Established in 2014 and headquartered in New York, with an additional office in Pune, India, the company offers a range of products designed to tackle data challenges such as quality, governance, and management costs. Its flagship solutions include SmartJoin, which integrates and manages data from various sources using advanced techniques like semantic logic and machine learning, and SmartReg, which focuses on regulatory compliance management. HEXANIKA also delivers out-of-the-box regulatory reports for banking and financial institutions on a subscription basis. Furthermore, the company provides a suite of services, including Big Data strategy, deployment, and analytics, facilitating end-to-end solutions for its clients in navigating the complexities of data sourcing and reporting.

Timechain specializes in facilitating large international payments to suppliers through blockchain technology while enhancing traditional Know Your Customer (KYC) and Anti-Money Laundering (AML) processes. By analyzing user transaction data from bank accounts and accounting software, Timechain can proactively identify potential fraud, fake identities, and shell companies. Additionally, the company offers a cryptocurrency wallet platform that allows users to buy, sell, trade, and manage various cryptocurrencies. This platform provides an efficient means for traders to hold and communicate about their crypto assets, thereby streamlining the trading of crypto tokens.

Knnct streamlines mortgage lending by developing a peer-to-peer platform powered by artificial intelligence. This platform connects mortgage professionals with potential lenders, facilitating faster matching based on each deal's criteria. Knnct enables brokers to secure optimal deals for borrowers and opens new business avenues for lenders.

ArchiveCore is a verification software company that specializes in enhancing the credentialing process across various professions, including healthcare, education, skilled trades, and engineering. By employing cloud-based solutions and distributed ledger technology, ArchiveCore simplifies the verification of training and competency, helping to eliminate administrative delays. Each document processed through their system is assigned a unique digital fingerprint, which allows future employers to easily verify the authenticity of credentials. This innovation not only streamlines the credentialing process for healthcare professionals but also facilitates quicker patient care, ultimately contributing to improved healthcare outcomes.

Steamchain Corp is a Fin-Tech company focused on simplifying global B2B payments within the shipping and logistics sectors. The company offers a patent-pending platform that significantly decreases the costs associated with currency conversion and mitigates risks related to currency fluctuations, which are critical in low-margin industries. By utilizing smart contracts, Steamchain enables clients to conduct transactions in their preferred fiat currency, facilitating efficient and rapid money transfers worldwide. Additionally, the company is integrating artificial intelligence into its technology roadmap to enhance customer experience and further reduce operational costs. Steamchain has successfully onboarded several billion-dollar clients and is in the process of increasing its revenue.

Ethos offers personalized ESG data and software for financial advisors, asset managers, institutions, and investors. The company's software helps in aligning money with causes such as racial justice, climate action, LGBTQ equality, mental health, gender equality, education, and more.

Qoins Technologies, Inc., established in 2017 and based in Atlanta, Georgia, specializes in developing financial wellness applications. Its core product is an automated platform that helps users reduce their debt by rounding up daily credit card purchases and applying the spare change towards their student loans or credit card balances. This process, which occurs in $5.00+ increments, enables users to pay off their debt more quickly and achieve their financial goals.

Qualtik, Inc. is a technology company that specializes in developing a platform for commercial real estate portfolio analysis and reporting. Founded in 2019 and headquartered in Portland, Oregon, with an additional office in Austin, Texas, Qualtik's software is designed specifically for commercial lenders, including banks, debt funds, and credit unions. The platform, known as Spark, enables users to manage their commercial real estate and collateralized debt portfolios by providing real-time valuation, stress testing, scenario analysis, and customizable reporting. Qualtik's advanced filtering capabilities allow users to analyze individual loans or entire portfolios, uncover insights, identify risks, and make informed strategic decisions. By collating and organizing real estate data, Qualtik enhances visibility and accessibility, enabling clients to effectively manage their investments.

Lenme is a mobile application that streamlines the process of peer-to-peer lending and borrowing. It addresses the needs of the 140 million Americans who require small loans for unexpected expenses, offering a more accessible alternative to traditional financing options like bank loans, credit cards, or payday loans. The platform connects borrowers seeking loans with investors looking to earn returns by lending money. By leveraging extensive data on each borrower, Lenme enables lenders to provide more competitive rates, thereby reducing the high costs typically associated with small loans. The application features a user-friendly interface that simplifies the lending process, allowing borrowers to request loans on their own terms while offering investors a less volatile investment opportunity. Overall, Lenme aims to lower interest rates and fees, creating a more equitable lending environment.

Sabius is a financial technology company that specializes in income tax automation for self-employed individuals and freelancers. Its platform assists users in tracking their income, expenses, and overall tax liability, simplifying the tax filing process. By connecting freelancers and contractors with tax consultants, Sabius enables them to efficiently file their annual tax returns and manage self-assessments. The company's services are designed to streamline tax-related tasks, ensuring that users can focus on their work while maintaining compliance with tax regulations.

Isogriv is a developer of a no-code enterprise artificial intelligence platform that empowers both technical and non-technical users to leverage machine learning tools for predicting catalyst outcomes. The company's innovative platform integrates various data science tools that assign precise probabilities to binary catalysts while quantifying the associated risks of extensive data flows in legal and financial contexts. By enhancing existing content to render it actionable, Isogriv enables clients to utilize adaptable artificial intelligence powered by natural language processing, thereby facilitating more informed decision-making.

Mission “Providing superior real estate services to renters transitioning into homeownership through co-ownership”. About Cher® is the first real estate platform helping renters earning low to moderate income achieve homeownership. We do this by utilizing our all-in-one software and hands on support that streamlines the process of shared homeownership where buyers co-own to build equity in higher rates of appreciating homes, and later sell their fractional ownership. Our services provide accessibility to competitive in-house loan products, customer service support, legal contracts, TIC Loans, LLC formations, down payment assistance, data feeds to thousands of homes via MLS partnerships, Real Estate Brokers, educational resources, and opportunities to meet other pre-qualified buyers to co-own with or fractionally sell to. Our co-ownership programs and unique loan options with down payment assistance enable renters to transition into homeownership and build equity for the first time.

TRATO is a developer of contract lifecycle management software that focuses on simplifying and automating legal processes for financial institutions and law firms. The company's platform utilizes blockchain technology to enhance the efficiency of contract management, facilitating the creation, collaboration, and execution of contracts through the use of electronic signatures and monitoring tools. By providing a thorough analysis of existing legal processes, TRATO's experienced legal-tech experts assist clients in upgrading or replacing their legal contracts, ultimately streamlining operations and improving overall contract management.

Cirrus Secure, Inc. is a document management company specializing in the banking industry. Its primary offering, Cirrus, is a loan document collection platform that organizes the collection process through a Secure Document Collection Portal, which utilizes Microsoft Cloud for storage. This software assists borrowers and their advisors by clearly outlining required documents at each stage of the loan process, facilitating secure uploads of sensitive information, and providing real-time status updates on the deal. By streamlining document management and automating collection tasks, Cirrus enhances collaboration and reduces confusion, allowing for a more efficient loan process. Founded in Evergreen, Colorado, Cirrus Secure continues to innovate in the field of document management since its inception in 2020.

FINBOA is a developer and provider of software-as-a-service (SaaS) solutions that focus on process automation for established companies, particularly in the banking sector. The company specializes in replacing manual compliance systems with intelligent automation, thereby enhancing efficiency and security in back-office operations. FINBOA's offerings include pre-built workflow solutions that address the complexities of payment disputes and regulatory compliance. By digitizing and automating these processes, FINBOA enables financial institutions to streamline operations, improve both staff and customer experiences, and foster growth. The company’s approach allows organizations to focus on more meaningful tasks while ensuring adherence to regulatory requirements.

WeatherCheck, Inc. is a technology company based in Louisville, Kentucky, that specializes in monitoring properties for potential weather-related damage. Founded in 2015, it provides property managers, insurance carriers, and mortgage companies with timely alerts regarding severe weather events, including hail, wildfires, tornadoes, floods, blizzards, heat waves, and cold snaps. The company's platform delivers crucial information about these conditions 24 hours before and after an event, allowing stakeholders to take proactive measures to protect their properties. By focusing on clarity during dynamic weather situations, WeatherCheck aims to assist property owners in securing insurance and mitigating damage from severe weather.

Redactable is a technology company that specializes in providing an artificial intelligence-based platform designed to help organizations permanently redact sensitive documents. Its platform automates redaction processes, offering features such as search automation, pattern redaction, manual redaction, and workflow management. Additionally, it supports cloud collaboration and document scrubbing, allowing businesses to streamline their document handling while ensuring confidentiality. With these capabilities, Redactable aims to enhance productivity for companies dealing with confidential information.

Apteo, Inc. is a New York-based company that develops a data-driven platform designed to assist various business sectors, including eCommerce and SaaS, in managing customer relationships and optimizing sales. Founded in 2017, Apteo leverages data science and artificial intelligence to analyze user behavior, enabling organizations to predict customer churn and implement targeted engagement strategies. The platform facilitates the segmentation and centralization of data, allowing users to identify key trends and patterns that drive customer retention and sales growth. By providing pre-built reports and actionable insights, Apteo empowers marketing, sales, and customer success teams to effectively re-engage customers, maximize repeat purchases, and uncover up-sell opportunities. Its clientele includes a diverse range of institutions such as investment firms, corporate data teams, and consulting agencies.

KiteEdge is a knowledge and analytics company based in London that is transforming the financial services sector with its innovative platform, Apex. The company employs a unique Framed Retrieval Augmented Generation (FRAG) process to leverage enterprise content, delivering precise and contextually relevant AI insights. KiteEdge's platform serves as an advanced search tool for asset managers, allowing them to efficiently search for information, research, and collect insights from stored enterprise content. This functionality not only aids clients in meeting regulatory requirements but also enhances their decision-making capabilities, supporting asset managers in making informed investment decisions. By integrating advanced AI and knowledge graphs with state-of-the-art technology, KiteEdge provides a reliable data foundation for its users.

Richie Ai offers an embedded lending infrastructure designed for B2B SaaS platforms, enabling them to provide discounted financing products to merchants. The company's solution includes a comprehensive suite of tools such as loan application forms, application management systems, private-labeled merchant portals, access to lenders, and over nine different loan products. This allows SaaS platforms to retain control over leads while generating additional revenue streams. Richie Ai leverages automation and machine learning algorithms to create an efficient capital lending marketplace, helping small business owners secure loans quickly and cost-effectively.

Froogal offers a software-based wealth management engine that delivers automated financial planning tools.

Corl is a financial technology company that specializes in providing revenue-based financing solutions for high-growth businesses in North America. The company’s platform allows businesses to secure funding of up to five times their monthly revenue, with a maximum limit of $5 million, in as little as ten minutes. By analyzing business data, Corl evaluates companies for financing decisions and offers a revenue-sharing model rather than traditional debt or equity options. This approach enables businesses to access growth capital while retaining ownership and avoiding reliance on a single investor.

ExSeed is a Digital Education Industry.

BoxMagic is a gym management platform founded in 2017 and based in Charlotte, North Carolina. The company provides tools that assist gym owners in effectively managing their daily operations. Its software enables gym owners to organize events and competitions, fostering community and loyalty among members. BoxMagic's platform also facilitates online payments, manages class schedules and reservations, and captures new clients through innovative marketing features. Additionally, it delivers valuable business data that guides owners, particularly those without prior industry experience, in making informed decisions to enhance profitability and streamline operations.

Tunnel is a developer of cloud-based payment software that facilitates real-time global cross-currency payments without transaction fees. Utilizing distributed ledger technology, Tunnel offers its own payment infrastructure, including application programming interfaces and mobile applications. This innovative approach allows both individuals and companies to conduct transactions securely and efficiently, minimizing costs associated with traditional payment methods while enhancing fraud prevention.

FactSquared is a technology company that specializes in developing advanced, AI-powered research platforms tailored for media, politics, and finance. Its flagship product, Factbase, utilizes unique models for each subject to deliver high-accuracy, low-cost analytics, enabling users to conduct rapid and effective analysis of video, audio, and text content. The company employs machine learning and neural networks to convert unstructured data from various sources—including videos, audio files, PDFs, and images—into structured, searchable formats. Additionally, FactSquared operates factba.se as a public service aimed at enhancing transparency in political discourse.

GenesisAI Corporation is a marketplace focused on artificial intelligence products and services, established in 2018 and headquartered in Allston, Massachusetts. The company connects businesses seeking AI solutions, data, and models with those looking to monetize their AI technologies. By facilitating communication and data exchange among different AI systems, GenesisAI enhances the accessibility and affordability of AI technology for various enterprises. Its platform allows software engineers to discover, test, and integrate a wide range of AI-related APIs, thereby increasing the supply of AI services and promoting a collaborative environment for innovation. Overall, GenesisAI aims to streamline the development and deployment of AI solutions across industries.

Bundle is an online marketplace that facilitates the connection between homebuyers and mortgage loan officers while ensuring user anonymity to reduce unwanted solicitations. The platform simplifies the mortgage process by offering essential tools and resources that empower users to learn about home buying, budget effectively, and compare mortgage rates. By allowing borrowers to engage with lenders anonymously, Bundle creates a comfortable environment for individuals to navigate the complexities of securing a mortgage at their own pace. The company aims to serve as a comprehensive starting point for homebuyers, enabling them to take control of their mortgage journey with confidence.

CARL operates an investment democratization technology platform that simplifies the process of building investment portfolios. The platform provides investors with exclusive access to quantitative investment strategies and hedge funds, allowing them to utilize sophisticated algorithms developed by experts in computer science, mathematics, and finance. CARL's innovative approach eliminates lock-up periods and offers real-time performance updates through a mobile application, enabling users to make informed investment decisions based on actionable insights derived from data-driven methods. This technology addresses the growing demand for advanced investment solutions in an evolving financial landscape.

Wunderfund is an equity crowdfunding portal that allows individuals to invest in early-stage companies with investments starting at $50. It serves as a platform facilitating online public offerings, enabling entrepreneurs and small businesses to raise capital from a broad audience. By connecting investors with startups, Wunderfund aims to provide accessible financing opportunities, thereby supporting the growth of innovative ventures.

RentHub is a real estate data platform that assists renters and landlords in determining the true market value of residential apartments. The company offers real-time pricing and forecasts specifically tailored for urban rental markets. Its innovative platform enables property developers to analyze trends, assess area rankings, and evaluate amenity premiums, thus facilitating informed decision-making for upcoming projects. By providing comprehensive data insights, RentHub empowers users to navigate the complexities of the rental housing market more effectively.

One Donation is a developer of a blockchain-based donation platform that facilitates charitable contributions for employees while enhancing corporate social responsibility. The platform allows users to easily make and track donations to causes that resonate with them personally, promoting a culture of giving within organizations. By streamlining the donation process, One Donation aims to improve employee engagement and foster community involvement, creating a more inclusive workplace culture. This innovative approach, referred to as "frictionless philanthropy," positions One Donation as a valuable partner for employers looking to enhance their brand and community presence through charitable initiatives.

iTrust is a cybersecurity company that specializes in providing advanced intelligence platforms for businesses. It assesses and enhances clients' security posture by offering detailed risk assessments, identifying vulnerabilities, and analyzing third-party networks. The company also offers pre-screening services for event attendees, identity management solutions for employees, vendors, and visitors, and real-time location-based compliance monitoring across multiple sites.

Mimble is a social gifting application designed to enhance the gifting experience by facilitating connections among friends and family. The mobile app allows users to track gift ideas, special events, and the interests of their loved ones, making it easier to select and send thoughtful gifts. It offers features such as instant gifting, chat, greeting cards, and event reminders, all within a user-friendly interface. Additionally, Mimble enables users to buy, send, upload, and redeem gift cards from various retailers, while also providing opportunities to earn rewards for different activities. The platform emphasizes an eco-friendly approach, aiming to make the gifting process enjoyable, efficient, and accessible.

WealthTab is a developer of a wealth and portfolio management platform designed to assist clients in managing their assets and investments. The company's software offers financial advice tailored to individual risk tolerance levels, ensuring that clients receive personalized guidance for effective investment management. Additionally, WealthTab facilitates client onboarding and account openings, streamlining the process for new users. By combining technology with financial insights, WealthTab aims to empower clients to make informed decisions regarding their financial futures.

Invoira is a B2B web and mobile platform that addresses invoice and payment challenges for businesses and their suppliers through a social media-like interface. By eliminating reliance on email for communication, Invoira streamlines accounts payable processes for small business accountants. The platform allows users to collect and validate vendor contact information and payment preferences in real time, track and analyze invoice and payment data, and facilitate electronic payments without disclosing sensitive banking information. This comprehensive approach enables businesses to eliminate paper invoices and checks, reduce costly wire transfers, and minimize the effort and expenses associated with processing payments.

Truss is a software developer specializing in payment operations for the construction industry, catering to general contractors, subcontractors, suppliers, and other stakeholders. Founded in 2018 and based in Victoria, Canada, Truss offers a platform that facilitates fast and free digital transactions, allowing users to send and receive payments instantly. The software automates the accounts payable process, managing everything from billing to invoicing and reconciliation through secure ACH transfers. With a user-friendly dashboard, Truss enables construction companies to collect payments from clients via email and utilize those funds immediately for vendor payments or withdrawals. By streamlining payment processes and eliminating traditional cheque-based transactions, Truss helps businesses save time and reduce reliance on manual data entry.

CredPal is a financial technology company based in Lagos, Nigeria, founded in 2018 by Fehintolu Olaogun and Olorunfemi Jegede. The company offers a platform that enables both businesses and individuals to purchase goods and services and pay for them in installments at various online and offline merchants. CredPal's solution enhances transparency by allowing users to set up accounts and select payment plans that minimize risk. The platform connects customers with multiple financial institutions, providing convenient access to credit at the point of checkout. This service not only facilitates consumer purchases but also empowers retail businesses to offer on-demand credit to their customers, thereby enhancing the overall shopping experience.

Spave, a fintech mobile app that enables anyone to use their everyday purchases to increase their savings as well as give to causes they care about without changing behavior. It was founded in 2016 and is headquartered in Red Wing, Minnesota.

Optimis is an innovative company that specializes in alternative risk management for capital markets. It has developed a platform aimed at simplifying the management of interest rate risk, which enhances performance and allows for customized risk solutions. By optimizing capital deployment, Optimis helps investors achieve higher returns while eliminating unnecessary costs. Through its electronic marketplaces and advanced analytics, the company provides valuable tools that facilitate better decision-making in the complex landscape of capital markets.

Helium Loans is a direct online lender that specializes in providing a variety of financial products to meet diverse borrowing needs. The company offers personal term loans, small business loans, and automotive financing for both new and used vehicles. In addition to traditional loan offerings, Helium Loans provides coffee cup loans and in-store financing options. The firm's platform is designed to facilitate quick loan approvals with minimal paperwork, allowing customers to access funds swiftly to address urgent financial needs, such as overdue bills or unexpected expenses. By offering peer-backed loans, Helium Loans also creates alternative financing solutions that cater to a wide range of clients.

Collateral Velocity is a collateral management technology solution that provides the platform to streamline the medical claim obligations of the government and commercial insurance carriers, as well as short-term impact bonds for investors.

Hardbacon is a Canadian startup founded by former business journalist Julien Brault, focused on empowering individuals to make informed financial decisions. The company offers a financial platform that compares rates for various financial products, including mortgage loans and credit cards. In addition to facilitating product comparisons, Hardbacon allows users to buy stocks and bonds, sync investment accounts, and analyze their portfolios. Through its smart tools, user-friendly apps, and informative content, Hardbacon aims to educate users about investing and guide them in selecting suitable investment providers, ultimately helping them take control of their personal finances.

Qbrics specializes in developing business process management (BPM) solutions that are Traceable, Immutable, and Auditable (TIA) to serve organizations in regulated sectors. The company offers a range of TIA-compliant solutions that utilize blockchain technology to register process steps, ensuring compliance and enhancing transparency. Its platform supports secure data collaboration across various private enterprise blockchains, regardless of the underlying infrastructure. By enabling organizations to collaborate effectively with partners, clients, vendors, and competitors, Qbrics helps reduce implementation costs through integrated standards-compliant encryption. This approach allows businesses to enhance their operational efficiency while adhering to regulatory requirements.

Speakalytics Inc is a company based in Atlanta, Georgia, that specializes in developing artificial intelligence-driven sales coaching software for contact centers. Founded in 2015, the company focuses on enhancing sales management by utilizing advanced technologies such as deep machine learning, natural language processing, and sentiment analysis. Speakalytics' solutions enable enterprises to analyze customer interactions, uncover sales patterns, and extract relevant emotional insights, thereby empowering sales leaders to train their teams effectively at scale. By improving the understanding of customer relationships and optimizing sales and marketing calls, Speakalytics aims to help businesses enhance their sales performance and profitability.

Saffe LTD is a Munich-based company founded in 2015 that specializes in mobile payment solutions utilizing facial recognition technology. The company has developed a payment application that allows merchants to receive payments directly through smartphones without the need for additional equipment, while enabling consumers to complete transactions effortlessly. Saffe's technology incorporates artificial intelligence, facial biometrics, and liveness detection to ensure secure authentications and protect against fraud. By focusing on a privacy-first approach, Saffe aims to facilitate secure transactions and safeguard personal data, thereby addressing the growing concerns around online fraud and data protection in the digital payment landscape.

Beam simplifies complex government program journeys with configurable, intelligent end-to-end workflows. Beam's platform helps government administer programs end-to-end, including application, eligibility determination, case management, payment, and reporting -- from simple programs like emergency relief to the most complex like housing voucher programs.

Curu, Inc. is a technology company based in Denver, Colorado, founded in 2016, that specializes in automated credit building solutions. Its flagship application analyzes users' credit reports, transactions, and financial behaviors to create customized action plans aimed at improving credit scores. By allowing users to link their financial accounts, Curu's sophisticated algorithms identify specific actions that individuals can take to enhance their creditworthiness. This not only helps applicants meet eligibility requirements for various financial products, such as credit cards and loans, but also enables lenders to open more accounts by providing insights into user behavior. Curu's innovative approach includes features like the "Extended Approval Plan" and a tailored risk model, making it a valuable partner for financial institutions seeking to enhance their clientele's credit profiles while promoting responsible financial management.

RegSmart is a developer of cloud-based governance and risk management software tailored for financial institutions. The company focuses on addressing cybersecurity and Bank Secrecy Act (BSA) compliance needs through a suite of automated tools designed for risk assessment and auditing. By integrating intuitive data collection processes and real-time reporting capabilities, RegSmart enables organizations to effectively identify and manage risks associated with money laundering and cybercrime. The software is supported by subject matter experts and is designed to produce comprehensive reports in plain language, providing actionable insights for regulatory compliance and risk management.

CapWay, Inc. is a fintech company based in Atlanta, Georgia, founded in 2016, that focuses on providing virtual banking products and services tailored for the financially underserved, including the unbanked and underbanked populations. The company offers a comprehensive digital platform that includes mobile banking, debit cards, savings accounts, bill payment services, and micro-lending options. In addition to these financial services, CapWay emphasizes financial literacy by providing educational resources to help customers improve their financial health. By leveraging technology, CapWay aims to create access to essential financial tools and opportunities, fostering a pathway toward financial stability and generational wealth for those often overlooked by traditional banking systems.

Amicus.io is a fintech company that offers a philanthropic platform designed to streamline charitable giving for clients of financial institutions. Founded in 2017 and headquartered in Charlotte, North Carolina, Amicus.io specializes in creating an integrated giving experience that combines online banking with philanthropic activities. Its platform supports donor-advised funds and is tailored for community foundations and charities, allowing for seamless integration with existing systems, such as online banking, peer-to-peer payment systems, and roundups. By focusing on impact monitoring and mobile software, Amicus.io aims to provide a simple and immersive donation experience that encourages more individuals to engage in philanthropy.

Catapult HQ, Inc., established in 2017 and based in Waxhaw, North Carolina, specializes in developing and operating a platform designed to streamline procurement processes through automation. The company's primary product, Catapult, offers an all-in-one Request for Proposal (RFP) solution that enables procurement departments to manage RFPs efficiently. This includes creating and responding to new opportunities, evaluating and scoring responses, and collaborating with team members on question structures or responses. The platform also supports content management and team collaboration, helping clients reduce response times by over 90% while increasing output by 66% with the same headcount.

Finsophy PBC is a Public Benefit Corporation focused on financial innovation and technology, dedicated to creating solutions for transparent and mission-aligned capital. The company has developed a financial assistance platform that provides a digital ecosystem designed for transparency in capital allocation. It specializes in deposit and savings products aimed at both consumers and banks, and offers a marketplace that facilitates access to loans, bank investments, venture capital, and research and development grants. This approach enables banking customers and community banks to efficiently access and deliver the necessary capital, aligning financial services with broader social and community goals.