CIT GAP Funds

Manufacturer of hybrid-electric aircraft intended for sustainable urban and regional mobility. The company specializes in designing electric short takeoff and landing airplanes that are equipped with pilot assistance systems, powered-lift, distributed electric propulsion and on-demand service that eliminates the need for ground charging infrastructure and facilitates quick turnaround in diverse environments, enabling clients to access safe, clean, quiet, convenient and affordable transportation.

AtWork Systems, Inc., located in Herndon, Virginia, specializes in providing a comprehensive cloud-based software platform known as OneLynk. This enterprise-class SaaS solution is tailored for small and medium-sized businesses, particularly in the commercial professional services and government contracting sectors. OneLynk features a suite of applications designed for integrated workforce, financial, and project management tasks. The platform allows users to reconfigure applications using default templates without the need for coding, facilitating automation of various business processes. This includes human capital management, accounting, time and expense tracking, procurement, contracts, and project management. By streamlining these routine tasks, AtWork aims to enhance operational efficiency for its clients.

Babylon Micro-Farms Inc. is a company based in Charlottesville, Virginia, founded in 2017, that specializes in indoor farming solutions for leafy greens, herbs, microgreens, and edible flowers. The company provides a smart, scalable indoor farm system designed to meet the unique needs of its clients. By leveraging remote management technology, Babylon is creating a comprehensive indoor farming platform aimed at establishing a distributed network of micro-farms across North America. The founders, Alexander Olesen and Graham Smith, initially developed a low-cost micro-farm while studying at the University of Virginia, with the goal of providing nutritious produce to food-insecure populations. Their vision focuses on making sustainable hydroponic farming accessible and efficient, automating the complexities of indoor agriculture to benefit a broader audience.

Regulr is a platform delivering hyper-personalized in-store experiences by leveraging customer data at the door in real-time. We're creating a 'Bring Your Own Data' model for consumers, so they can give retailers access to their preferences and digital data, on-demand, at locations of their choice. Our business service provides brick-and-mortar retail with actionable information in real-time on any Point-Of-Sale system or internet-connected device the moment a Regulr customer enters a store's doors. We deliver this real-time customer insight in the form of an automated push notification, displaying relevant information about an individual customer so any staff member or sales team can warmly greet them by name, with a smile, and tailor the experience to the customer's liking. We are striving to go a step further in privacy by enabling consumers to manage access to their data and opt-in to these types of experiences; creating a dynamic not possible before at a time where consumers are losing trust in the platforms and technologies they use daily. At the same time though, consumers are demanding more personalized experiences than ever before and are placing an even higher value on experiences in the real world which is why Regulr is well suited to deliver true omnichannel experiences for those that want it. Regulr plans to be the authentic and transparent channel for businesses and consumers to engage with each other on-demand.

Card Isle Corporation designs and sells personalized boutique greeting cards through automated kiosks. It also operates an online platform that enables users to design cards online. The company serves the customers and employees of hospitals, airports, military bases, universities, convenience stores, and corporate campuses in the United States. It also sells greeting cards online. The company was founded in 2013 and is based in Blacksburg, Virginia.

Linebird is a technology company founded in 2018 and based in Richmond, VA, that develops automation solutions for utility companies. The firm specializes in unmanned aerial systems (UAS) designed to enhance the inspection and maintenance of power transmission infrastructure. By utilizing a patent-pending process, Linebird's unmanned systems can safely bring modified linemen's tools into contact with live transmission lines. This innovative approach aims to improve safety and reduce costs in utility operations, allowing clients to reinvest savings into grid enhancements. Ultimately, Linebird's technology contributes to more reliable electricity delivery and infrastructure improvements for utility providers.

Canopie is a digital platform focused on addressing maternal depression and anxiety through customized, audio-based programs and automated coaching. By utilizing clinically validated therapeutic techniques, including adaptations of cognitive behavioral therapy and compassion-focused treatment, Canopie aims to prevent and manage maternal mental health disorders effectively. The platform collaborates with cities, payers, health systems, and healthcare providers to deliver accessible and affordable care for mothers, addressing significant barriers such as cost, scheduling, time constraints, and stigma associated with seeking help. Through its innovative approach, Canopie is dedicated to supporting pregnant women and new mothers in overcoming common mental health challenges.

Lynk is a mobile connectivity company that allows to partner with mobile network operators to connect existing mobile phone customers to each other, anywhere on the planet. It aims to provide broadband connectivity directly to ordinary mobile phones. Lynk was founded in 2016 and is headquartered in Falls Church, Virginia.

Bear Analytics is a developer of a cloud-based data analytics platform that focuses on enhancing engagement and collaboration for event producers, trade associations, and professional societies. The platform translates complex data into actionable intelligence, providing tailored solutions for audience acquisition, virtual event analytics, and data visualization. By enabling event organizers to access detailed reporting and insights, Bear Analytics helps maximize audience engagement and return on investment, ultimately driving innovation in the event industry.

Operator of an online dating community platform intended to provide an avenue for singles seeking meaningful relationships with professional black women. The company's platform offers personal matchmaking services to a vetted community of singles by meeting dating criteria and minimum compatibility ranking using a video dating application, enabling users to find meaningful relationships to meet with different individuals online.

LevelFields operates a research automation platform designed to assist investors in making informed investment decisions. Its artificial intelligence-driven technology analyzes millions of signals related to over 6,000 stocks, filtering through vast amounts of data to identify events that influence prices. The platform extracts relevant information from unstructured data and integrates it with real-time market pricing and company financials, facilitating quick access to critical insights. By employing statistical analysis and machine learning, LevelFields enables both individual and professional investors to understand market dynamics without relying on traditional technical indicators, ultimately aiming to achieve consistent returns while minimizing risk.

OxiWear ear-wearable devices for continuous oxygen monitoring and emergency alerting to detect and prevent silent-hypoxia caused by pulmonary hypertension, high altitude & high cardio activities, and COVID-19. Oxiwear's patented, a novel ear-worn pulse oximeter is intended for use in clinical and consumer settings.

FarmRaiser, Inc. operates a fundraising platform that connects schools, religious organizations, and civic groups with farmers and artisanal food companies to promote healthy product sales for fundraising efforts. Established in 2012 and headquartered in Traverse City, Michigan, the company serves a diverse range of organizations across 47 states. FarmRaiser enables these groups to create custom e-commerce and crowdfunding sites, allowing them to select products from local suppliers and streamline their fundraising processes. By providing a full stack software solution and an integrated mobile app, FarmRaiser automates the fundraising cycle and addresses a significant segment of the $20 billion product fundraising market.

A B2B company offering their SaaS estate and legacy planning & optimization platform to financial institutions who may brand it and offer it in turn to their customers and employees.

BCMstrategy Inc. specializes in automated predictive analytics software that quantifies and analyzes geopolitical and public policy risks. Utilizing natural language processing, the company's platforms transform public policy language into structured data, providing users with objective and transparent insights. BCMstrategy offers a range of tools, including API development and Slack integration, along with analytical reports that deliver daily global momentum measurements and time-series data on public policy reactions. Founded in 2017 and headquartered in Alexandria, Virginia, the company serves a diverse clientele, including risk managers, advocates, investors, journalists, and corporate strategy executives, enabling them to make informed decisions based on factual and publicly available information.

Aravenda is a developer of cloud-based consignment management software tailored for e-commerce stores. The platform integrates with Shopify POS, providing resellers with a comprehensive tool for managing inventory and streamlining sales processes. Aravenda's software facilitates the online listing of inventory, automates payout calculations, and supports online payment processing. By combining inventory management with a user-friendly interface, Aravenda enables businesses to enhance their point-of-sale transactions and improve efficiency in online selling across various platforms.

Ostendio, Inc. specializes in healthcare information security and risk management solutions tailored for healthcare organizations and medical device manufacturers. The company's flagship product, MyVirtualComplianceManager (MyVCM), is a cloud-based platform designed to streamline the development, management, and demonstration of information security frameworks. MyVCM adopts a unique bottom-up approach, engaging all employees in the security and compliance processes, while providing a comprehensive view of an organization’s cybersecurity program. This allows clients to effectively report their security posture to stakeholders. In addition to MyVCM, Ostendio offers services such as performance testing, quality management support, cybersecurity training, and risk assessment program development. Founded in 2013 and headquartered in Arlington, Virginia, Ostendio serves a diverse clientele across North America, Europe, the Middle East, and Australia.

Fenris Digital develops a cloud-based platform tailored for property and casualty insurers, focusing on enhancing customer acquisition and optimizing workflows throughout the insurance lifecycle. Founded in 2016 and headquartered in Glen Allen, Virginia, the company offers a suite of digital solutions, including an AI-based analytics engine and scoring that improve underwriting efficiency. Its TouchQuote platform serves as a white-labeled, mobile-first quoting solution, allowing clients to create personalized customer experiences. Fenris provides APIs that enable agencies, carriers, and financial services to integrate valuable insights and data into their operations, enhancing conversion rates and customer engagement. The platform covers a vast demographic, offering quality data enrichment for over 240 million consumers and 30 million businesses, and employs machine learning to refine predictive scores continuously. This approach not only streamlines the underwriting process but also maximizes marketing effectiveness by significantly improving completion and conversion rates.

Linebird is a technology company founded in 2018 and based in Richmond, VA, that develops automation solutions for utility companies. The firm specializes in unmanned aerial systems (UAS) designed to enhance the inspection and maintenance of power transmission infrastructure. By utilizing a patent-pending process, Linebird's unmanned systems can safely bring modified linemen's tools into contact with live transmission lines. This innovative approach aims to improve safety and reduce costs in utility operations, allowing clients to reinvest savings into grid enhancements. Ultimately, Linebird's technology contributes to more reliable electricity delivery and infrastructure improvements for utility providers.

AtWork Systems, Inc., located in Herndon, Virginia, specializes in providing a comprehensive cloud-based software platform known as OneLynk. This enterprise-class SaaS solution is tailored for small and medium-sized businesses, particularly in the commercial professional services and government contracting sectors. OneLynk features a suite of applications designed for integrated workforce, financial, and project management tasks. The platform allows users to reconfigure applications using default templates without the need for coding, facilitating automation of various business processes. This includes human capital management, accounting, time and expense tracking, procurement, contracts, and project management. By streamlining these routine tasks, AtWork aims to enhance operational efficiency for its clients.

RoundlyX is a digital asset wealth management platform that allows users to manage their portfolios through a single dashboard. The platform connects to various digital asset exchanges and offers features such as "Roundup Investing," which enables users to invest their spare change into Bitcoin. Additionally, RoundlyX provides curated content and aggregated services to help users make informed investment decisions. This comprehensive toolset simplifies the management of digital assets, catering to both novice and experienced investors.

Slate Bio is an immunotherapeutics development company that develops therapies that restore the body's natural immunological response in different diseases using bifunctional IL233 cytokine, thereby providing users with an independent synergistic pathway that has greater tissue selectivity and improved pharmacodynamics.

CySecure is developing solutions to eliminate passwords entirely – for users and at company servers, thus making it impossible for hackers to steal users’ personal data. The solution is extremely secure, using Public Key Infrastructure (PKI) and digital identity verified cryptographically. It is changing the paradigm to zero trust – always verify, never trust.

Agrology is a developer of prediction agriculture technology that helps guide crop growers to apply the right amount of water, fertilizer, pesticides/fungicides, and bio-stimulants for the right area of their farms at the right time.

Fenris Digital develops a cloud-based platform tailored for property and casualty insurers, focusing on enhancing customer acquisition and optimizing workflows throughout the insurance lifecycle. Founded in 2016 and headquartered in Glen Allen, Virginia, the company offers a suite of digital solutions, including an AI-based analytics engine and scoring that improve underwriting efficiency. Its TouchQuote platform serves as a white-labeled, mobile-first quoting solution, allowing clients to create personalized customer experiences. Fenris provides APIs that enable agencies, carriers, and financial services to integrate valuable insights and data into their operations, enhancing conversion rates and customer engagement. The platform covers a vast demographic, offering quality data enrichment for over 240 million consumers and 30 million businesses, and employs machine learning to refine predictive scores continuously. This approach not only streamlines the underwriting process but also maximizes marketing effectiveness by significantly improving completion and conversion rates.

RoundlyX is a digital asset wealth management platform that allows users to manage their portfolios through a single dashboard. The platform connects to various digital asset exchanges and offers features such as "Roundup Investing," which enables users to invest their spare change into Bitcoin. Additionally, RoundlyX provides curated content and aggregated services to help users make informed investment decisions. This comprehensive toolset simplifies the management of digital assets, catering to both novice and experienced investors.

Panaceutics Inc. engages in formulation, manufacturing, and distribution of medicines. The company offers technology to transform multiple pills into a single packet of easy-to-swallow fruit puree for macro nutrient needs. It serves to healthcare systems, integrated delivery partners, pharmaceutical companies, and nutritional product manufacturers. The company was founded in 2013 and is based in Research Triangle Park, North Carolina.

Curbside Kitchen, LLC is a platform that connects owners of commercial office and multi-family residential buildings with food truck vendors, enhancing the amenity options available to tenants. Founded in 2016 and based in McLean, Virginia, the company offers tools for scheduling food trucks, sharing menus with tenants, processing orders, and marketing customized food programs. Additionally, it incorporates feedback mechanisms to assess the performance of food trucks at various properties, ensuring a tailored dining experience. Curbside Kitchen aims to provide a full breakfast, lunch, or dinner service, making it easier for building owners to offer diverse culinary options to their residents and employees.

MetiStream, Inc. is a healthcare analytics company that provides an artificial intelligence platform designed to collect and analyze clinical notes, medical histories, insurance claims, and genomic information. The company's key offering, Ember, is a SaaS-enabled interactive analytics solution that integrates natural language processing and predictive analytics to deliver comprehensive insights for healthcare organizations. MetiStream also offers professional services, including Ember configuration, data science, machine learning model development, and data migration. By leveraging open-source technologies, MetiStream helps clients, including healthcare providers, payers, and life sciences organizations, overcome challenges related to real-time data integration and analytics, ultimately enabling them to enhance their analytic capabilities and achieve quicker results. Founded in 2014 and based in Vienna, Virginia, MetiStream is committed to supporting the evolving needs of the healthcare sector.

HyperQube is a “cyber range as a service” offering that enables enterprises to quickly and easily build an exact copy of any IT infrastructure. Their virtualized test environments can be built in minutes and just as easily modified, re-used and shared. With the ability to look to the future and explore infrastructures in a risk-free environment, engineers will save hours on labor, security officers will feel assured and executives will conserve thousands of dollars.

Babylon Micro-Farms Inc. is a company based in Charlottesville, Virginia, founded in 2017, that specializes in indoor farming solutions for leafy greens, herbs, microgreens, and edible flowers. The company provides a smart, scalable indoor farm system designed to meet the unique needs of its clients. By leveraging remote management technology, Babylon is creating a comprehensive indoor farming platform aimed at establishing a distributed network of micro-farms across North America. The founders, Alexander Olesen and Graham Smith, initially developed a low-cost micro-farm while studying at the University of Virginia, with the goal of providing nutritious produce to food-insecure populations. Their vision focuses on making sustainable hydroponic farming accessible and efficient, automating the complexities of indoor agriculture to benefit a broader audience.

Jeeva Informatics Solutions Inc. is an AI-driven company specializing in decentralized clinical trials, aiming to streamline clinical trial operations by bringing trials directly to patients' homes. Founded in 2013 and based in Herndon, Virginia, Jeeva focuses on cell and gene therapies as well as vaccines, addressing the challenges of patient recruitment, adherence to trial protocols, and minimizing patient burden. By leveraging advanced data analytics and algorithms, the company enhances participant diversity and accelerates the identification of suitable candidates for clinical trials. This approach not only improves patient retention but also facilitates faster market access for innovative therapies, ultimately contributing to the effectiveness of bringing new medical solutions to the market.

Student Opportunity Center, Inc. operates a web-based platform that facilitates connections between universities and their students regarding relevant events, publications, and scholarship opportunities. The company offers several key products, including S.O.C. Connect, which links honors and undergraduate research offices with students; S.O.C. Enterprise, which connects students to experiential learning opportunities within their institution's network; and ScholarBridge, a resource that helps students engage with faculty involved in undergraduate research. Founded in 2013 and headquartered in Alexandria, Virginia, the organization aims to centralize and assess students' experiential learning, thereby preparing them for career success after graduation. By providing these services, Student Opportunity Center enables universities to make informed, data-driven decisions to enhance their experiential education offerings.

Kamana Inc. operates a healthcare staffing platform that streamlines the management of careers, credentialing, onboarding, and contract submissions for staffing agencies and medical professionals. Founded in 2018 and based in Richmond, Virginia, the company addresses inefficiencies in the healthcare staffing industry, which has relied on outdated methods such as phone calls and emails. Kamana's software facilitates instant sharing of professional profiles between healthcare providers and staffing agencies, significantly reducing the time and effort involved in hiring and credential management. The platform offers a subscription model for staffing agencies and charges transactional fees for successful placements. By focusing initially on the temporary healthcare staffing market, Kamana provides a universal credential management system that alleviates repetitive tasks for healthcare professionals and enhances workflow automation for employers, ultimately enabling them to operate more efficiently and competitively.

KinergyCare, LLC, a technology-enabled health care services company, provides community-based care coaching and coordination services to care providers. The company facilitates care through a combination of health workers, as well as MyKinergy platform that helps guide and manage the process. It delivers chronic care management services for health systems and physician practices. The company is based in McLean, Virginia.

RunSafe Security, Inc. specializes in cybersecurity solutions aimed at protecting embedded systems and devices from cyber threats. Founded in 2015 and headquartered in McLean, Virginia, the company has developed a transformation process that strengthens software against memory corruption errors and buffer overflow exploits. Its flagship technology, Alkemist, effectively inoculates systems from various cyber attacks by addressing vulnerabilities at their source. RunSafe's offerings are integrated into build and deployment toolchains, safeguarding open-source, proprietary code, and third-party binaries. The company's diverse clientele includes sectors such as automotive, healthcare, energy, manufacturing, and national security, highlighting its commitment to enhancing cybersecurity across critical infrastructure and connected devices. Additionally, RunSafe has a presence in Huntsville, Alabama, further extending its operational reach.

Buddy Technology, Inc. specializes in providing insurance brokerage services, focusing on health and accidental insurance plans tailored for individuals engaged in risky outdoor activities. Founded in 2017 and headquartered in Richmond, Virginia, the company operates an online platform that facilitates the offering of these insurance plans and enhances customer interaction. By catering specifically to those with active lifestyles, Buddy aims to meet the unique needs of its clientele in the outdoor adventure sector.

HyperQube is a “cyber range as a service” offering that enables enterprises to quickly and easily build an exact copy of any IT infrastructure. Their virtualized test environments can be built in minutes and just as easily modified, re-used and shared. With the ability to look to the future and explore infrastructures in a risk-free environment, engineers will save hours on labor, security officers will feel assured and executives will conserve thousands of dollars.

Tympanogen, Inc. is a medical device company based in Richmond, Virginia, founded in 2014. It specializes in developing innovative solutions for ear, nose, and throat care, focusing on enhancing treatment outcomes and reducing healthcare costs. The company's flagship product, Perf-Fix, is a gel patch designed for nonsurgical repair of eardrum perforations, offering an alternative to traditional tympanoplasty procedures. By utilizing advanced materials and technology, Tympanogen aims to streamline the treatment process for otolaryngologists and their patients, simplifying surgical methods and improving overall healthcare efficiency.

ARTGlass-US is an information technology company that specializes in the fields of cultural heritage informatics, augmented reality, technology, and smartglasses. The company aims to develop wearable AR that is geared to its particular needs. ARTGlass-US was founded in 2017 and headquartered in Virginia, United States.

Embody, Inc. is a regenerative medicine company based in Norfolk, Virginia, that specializes in the development and commercialization of implantable medical devices aimed at soft tissue restoration and regeneration. Founded in 2014, the company focuses on creating innovative biomaterials and technologies, such as microfluidic biofabrication and electrospinning, to address the needs of patients with sports injuries. Embody's product offerings include collagen-based implants designed for tendon and ligament repairs, specifically targeting conditions like Achilles tendon injuries and rotator cuff tears. The company's mission is to enhance the quality of life for warfighters, athletes, and others suffering from orthopedic injuries by replicating the biological and biomechanical properties of native tissue, ultimately facilitating a return to pre-injury performance.

Student Opportunity Center, Inc. operates a web-based platform that facilitates connections between universities and their students regarding relevant events, publications, and scholarship opportunities. The company offers several key products, including S.O.C. Connect, which links honors and undergraduate research offices with students; S.O.C. Enterprise, which connects students to experiential learning opportunities within their institution's network; and ScholarBridge, a resource that helps students engage with faculty involved in undergraduate research. Founded in 2013 and headquartered in Alexandria, Virginia, the organization aims to centralize and assess students' experiential learning, thereby preparing them for career success after graduation. By providing these services, Student Opportunity Center enables universities to make informed, data-driven decisions to enhance their experiential education offerings.

FarmRaiser, Inc. operates a fundraising platform that connects schools, religious organizations, and civic groups with farmers and artisanal food companies to promote healthy product sales for fundraising efforts. Established in 2012 and headquartered in Traverse City, Michigan, the company serves a diverse range of organizations across 47 states. FarmRaiser enables these groups to create custom e-commerce and crowdfunding sites, allowing them to select products from local suppliers and streamline their fundraising processes. By providing a full stack software solution and an integrated mobile app, FarmRaiser automates the fundraising cycle and addresses a significant segment of the $20 billion product fundraising market.

Advanced Aircraft Company operates as an aeronautical engineering and aircraft manufacturing company. The company manufactures vertical takeoff landing (VTOL), unmanned aerial systems (UAS), targeting commercial, and military markets. The company's products include Hercules, greased lightning paradigm shift, and greased lightning transition. The company was founded in 2015 and is headquartered in Hampton, Virginia.

PFP is an agile (cloud-based or on-premise) platform that uses dynamic power behavior analysis to detect dangerous implant-based attacks in hardware, firmware, and configuration. PFP constantly monitors the power behavior of devices/IoT in data centers, critical infrastructure, and more; then, data is sent to the cloud where PFP detects malicious actors; dashboards display continuous monitoring and/or are alerted. Remediation occurs with or without human interaction. PFP then has continuous monitoring 24/7 which authenticates, detects, and remediates.

Fourstay is an online marketplace that connects students with property managers in proximity to their campuses, facilitating access to affordable housing options. The platform features a variety of available rooms, allowing students to browse and select accommodations that meet their needs. Fourstay provides detailed information and visuals of each room and its amenities, ensuring transparency and preventing unexpected surprises for users. The process is designed to be straightforward, making it easier for students to find suitable housing solutions.

Contraline, Inc. is a biotechnology company based in Charlottesville, Virginia, focused on developing innovative male birth control solutions. The company has created Echo-V, an ultrasound-visible polymer solution that is injected into the vas deferens, forming a semi-permeable hydrogel device that blocks sperm while allowing bodily fluids to pass through. This product is part of a non-surgical procedure known as Vasintomy. Contraline's first product, Adam, utilizes a proprietary injectable hydrogel platform and is designed for a minimally invasive outpatient procedure. Adam is non-hormonal, intended to provide effective contraception for several years, and can be easily reversed. Established in 2015, Contraline aims to advance reproductive health through its unique approaches to male contraception.

INF Care is a developer of an innovative healthcare platform designed to transform the 55+ healthcare market. The platform leverages artificial intelligence to enhance workflows and analytics, facilitating proactive care for low-income seniors. By connecting the physical and digital realms, it enables care organizations to deliver value-based services to older adults in their homes. The solution includes a data-gathering engine that assesses the low-tech literacy of users, identifies areas of concern, and tracks important metrics to keep clients engaged in their care plans. This approach not only connects individuals with appropriate care at the right time but also reduces costs by utilizing data-driven decision-making. INF Care's technology aims to bridge gaps in the healthcare system, ensuring that older adults receive timely and effective support.

Pype, Inc. specializes in software solutions tailored for the construction industry, focusing on project management and contract compliance. Founded in 2013 and based in Chantilly, Virginia, with an additional office in Bengaluru, India, Pype offers a suite of integrated SaaS products. These include AutoSpecs, which utilizes machine-learning algorithms to analyze specifications and extract actionable data; Closeout, a centralized portal for managing closeout documentation; eBinder, which compiles turnover documentation; and SmartPlans, designed to automatically extract submittals and schedules from project drawings. The company's innovative platforms have gained traction among leading general contractors and architectural firms, enhancing efficiency and standardization throughout the project life cycle. As of August 2020, Pype operates as a subsidiary of Autodesk, Inc., further solidifying its presence in the industry.

Shevirah, Inc., founded in 2015 and based in Herndon, Virginia, specializes in mobile security testing software designed for modern enterprise environments. Recognizing the limitations of traditional cybersecurity approaches, the company addresses the need for robust security measures in mobile devices, which constitute a significant portion of employee access. Shevirah's platform enables organizations to evaluate their security policies, assess the effectiveness of data protection systems, and promote good security practices among users. Its software requires only a phone number to comprehensively test the mobility security posture, making it a unique solution in the cybersecurity landscape. Shevirah has been acknowledged for its innovation, having been selected for various startup showcases and receiving grants from the Commonwealth of Virginia.

Tenant Turner, Inc. is a software development company based in Richmond, Virginia, that specializes in providing property management solutions to streamline the leasing process. Founded in 2013, the company offers a web-based platform designed to help property managers find suitable tenants efficiently. This platform enables users to syndicate property listings across various rental websites and automates the scheduling of property showings. Additionally, Tenant Turner operates a call center to manage inquiries from prospective renters, allowing property managers to focus on client relations and business growth. By facilitating the rental process from lead generation to lease signing, Tenant Turner aims to reduce vacancies and enhance the overall efficiency of property management operations in the United States.

LiveSafe, Inc. specializes in creating a mobile safety communications platform designed to enhance community safety through real-time interaction between individuals and safety officials. Founded in 2012 and headquartered in Arlington, Virginia, with an additional office in Clearwater, Florida, LiveSafe offers a mobile application paired with a cloud-based command dashboard that facilitates the reporting of incidents and sharing of crucial safety information. The platform serves a diverse range of sectors, including media, technology, property management, retail, entertainment, sports, and financial services, as well as hospitals and government contractors. By fostering a collaborative environment for users to send actionable intelligence, LiveSafe empowers communities to respond more effectively to threats and emergencies, ultimately aiming to create safer environments for all. The company operates as a subsidiary of Vector Solutions, Inc. since October 2020.

LiveSafe, Inc. specializes in creating a mobile safety communications platform designed to enhance community safety through real-time interaction between individuals and safety officials. Founded in 2012 and headquartered in Arlington, Virginia, with an additional office in Clearwater, Florida, LiveSafe offers a mobile application paired with a cloud-based command dashboard that facilitates the reporting of incidents and sharing of crucial safety information. The platform serves a diverse range of sectors, including media, technology, property management, retail, entertainment, sports, and financial services, as well as hospitals and government contractors. By fostering a collaborative environment for users to send actionable intelligence, LiveSafe empowers communities to respond more effectively to threats and emergencies, ultimately aiming to create safer environments for all. The company operates as a subsidiary of Vector Solutions, Inc. since October 2020.

DivvyCloud Corporation specializes in software solutions that enable enterprise customers to automate security, compliance, and governance in cloud and container environments. Founded in 2012 and based in Arlington, Virginia, the company focuses on protecting organizations from misconfigurations, policy violations, threats, and identity and access management risks. DivvyCloud's automated, real-time remediation capabilities help clients maintain continuous security and compliance, allowing them to fully leverage the advantages of cloud technology. The company's diverse clientele spans various sectors, including media and entertainment, financial services, public services, digital industries, health and life sciences, managed service providers, software and internet companies, as well as retail and consumer goods. In 2020, DivvyCloud became a subsidiary of Rapid7 LLC.

PockitShip, Inc. is an online platform that specializes in on-demand pickup and delivery services for heavy goods, including furniture, appliances, sporting equipment, heavy machinery, and electronics. Established in 2013 and based in Falls Church, Virginia, the company leverages technology to connect customers with independent drivers, facilitating a streamlined booking process and providing instant quotes. This approach aims to enhance the customer experience by ensuring hassle-free transportation of goods. Additionally, PockitShip's application includes features that allow clients to track their shipments, further improving service reliability and transparency.

TypeZero is leveraging more than 10 years of clinical trials, research, and innovation to develop the inControl Diabetes Management Platform to improve and simplify the lives of people with diabetes.

Ovastasis

Riff Digital changes the way its users’ promote music. It helps its users post promotional clips of songs in social media. Individuals can choose the part of the song that they want people to hear. Then they can choose pre-made visualizers from its library. Individuals can incorporate their own album arts. Afterwards individuals can share them through social media applications. Riff Digital is a U.S.-based company that was founded in 2014 by Drew Meeks.

e-Kare Inc. is a spin-off enterprise from the Children's National Health System, a premier pediatric health provider in Washington, DC. Founded by pediatric surgeons and engineers who brought novel technologies outside of the research lab to execute a vision, e-Kare is dedicated to improving lives through innovation.

ThreatQuotient, Inc. operates a threat intelligence platform that helps organizations manage and respond to cyber threats effectively. Founded in 2013 and based in Reston, Virginia, the company offers ThreatQ, which centralizes and correlates various external threat intelligence sources with internal security and analytics solutions. This platform provides contextual and operationalized intelligence, enabling security teams to identify, understand, and prioritize threats tailored to their specific infrastructure. ThreatQ features integrations with commercial and open-source intelligence feeds, as well as advanced threat solutions and security monitoring systems. This comprehensive approach enhances an organization's ability to respond to high-priority threats through automation and informed decision-making. Additionally, ThreatQuotient has operations in Germany and Australia, further extending its global reach in cybersecurity.

Senseware, Inc. develops a facility monitoring and control platform tailored for the commercial and industrial building sector. Founded in 2013 and based in Fairfax, Virginia, the company’s modular system employs wireless sensors to monitor various mechanical, electrical, environmental, and plumbing systems in real time. This technology aids building managers and energy consultants in enhancing operational efficiency and promoting sustainability. By utilizing smart sensors and cloud-based technologies, Senseware enables comprehensive applications such as energy management, HVAC control, and facility maintenance. Its user-friendly dashboard provides detailed insights into building performance, allowing for the on-demand integration of new assets. The platform ultimately supports asset owners and operators in reducing costs, achieving sustainability objectives, and improving overall workplace comfort and productivity.

Ostendio, Inc. specializes in healthcare information security and risk management solutions tailored for healthcare organizations and medical device manufacturers. The company's flagship product, MyVirtualComplianceManager (MyVCM), is a cloud-based platform designed to streamline the development, management, and demonstration of information security frameworks. MyVCM adopts a unique bottom-up approach, engaging all employees in the security and compliance processes, while providing a comprehensive view of an organization’s cybersecurity program. This allows clients to effectively report their security posture to stakeholders. In addition to MyVCM, Ostendio offers services such as performance testing, quality management support, cybersecurity training, and risk assessment program development. Founded in 2013 and headquartered in Arlington, Virginia, Ostendio serves a diverse clientele across North America, Europe, the Middle East, and Australia.

Bijoti specializes in managed security services aimed at enhancing compliance and cybersecurity for businesses. The company offers cloud-based analytics tools that facilitate adaptive risk monitoring, oversight, and urgent response capabilities. By automating security event correlation, vulnerability detection, and case management, Bijoti enables organizations to make informed cybersecurity decisions continuously. Its services are designed to improve the effectiveness of existing security teams, allowing them to address potential security issues in real-time and maintain robust protection of their data.

Bloompop, Inc. operates an online floral marketplace that connects customers with local florists, allowing them to purchase customized floral arrangements directly from individual designers. Founded in 2013 and based in Washington, D.C., Bloompop offers a variety of services, including gifting arrangements for special occasions, sourcing flowers for weddings, and providing subscription services for businesses and residences. The platform features modern luxury flower designs and seasonal arrangements, catering to diverse customer needs in both personal and professional contexts.

Urgent.ly’s Roadside is a digital roadside assistance platform that features a roadside assistance industry to the benefit of global brands, roadside assistance professionals, and consumers. Its solution delivers the quickest, safest, and most innovative roadside assistance service, products and technology by combining location-based services, real-time data, AI, and machine-to-machine communication.

BioTherapeutics Inc. (BTI) is a pre-clinical stage company developing novel small-molecule drugs to treat inflammation associated with autoimmune related disorders and type 2 diabetes (T2D)

Blue Triangle provides digital teams with a connected view of their marketing, web performance, and third-party tag analytics while constantly monitoring website code for security vulnerabilities. With Blue Triangle, teams can track the experience of every web and mobile app visitor in real time and identify specific web performance, third-party tag, and purchase path issues measurably impacting revenue. This data empowers teams to improve and secure their digital experiences along the most critical areas of the customer journey. Blue Triangle is trusted by Fortune 500 companies including The Home Depot, Marriott, and Carnival Cruise Line, and was named a Gartner "Cool Vendor"​ in 2017. The company was founded in 2011 and is headquartered in Richmond, VA.

nvite is an innovative platform focused on enhancing the experience of planning, attending, and engaging in social events. It offers an interactive online event ticketing and registration system that simplifies the organization of events for both organizers and attendees. By combining user-friendly tools with socially intuitive features, nvite aims to increase engagement before, during, and after events. This approach not only benefits event organizers by streamlining the management process but also enriches attendees' experiences, fostering a more dynamic and interactive event atmosphere.

PhosImmune is a clinical-stage biotechnology company developing therapeutic cancer vaccines. PhosImmune controls a library of unique, aberrantly phosphorylated tumor antigens (PTAs) that are directly implicated in metastasis, meeting a pressing need for high quality tumor antigens for use in new and more effective cancer vaccines.

CargoSense, Inc. is a Software-as-a-Service (SaaS) company that specializes in logistics oversight solutions for supply chain networks. Founded in 2012 and based in Reston, Virginia, the company utilizes data-driven technology to provide visibility into the transportation of sensitive goods such as pharmaceuticals and food. Its suite of applications includes CARGOSENSE SUPPLY for cold chain management, CARGOSENSE FRESH for compliance with health regulations, CARGOSENSE CLINICAL for clinical trials, and CARGOSENSE CONTROL for real-time monitoring of shipments. The company also offers FridgeSense, a cloud-based analytics tool for climate control, as well as logistics beacons and custom reporting services. CargoSense’s solutions help clients in transportation, life sciences, third-party logistics, electronics, and food and beverage industries to enhance compliance, lower shipping costs, and minimize product loss by providing comprehensive insights into shipment conditions, including temperature and environmental factors.

Senseware, Inc. develops a facility monitoring and control platform tailored for the commercial and industrial building sector. Founded in 2013 and based in Fairfax, Virginia, the company’s modular system employs wireless sensors to monitor various mechanical, electrical, environmental, and plumbing systems in real time. This technology aids building managers and energy consultants in enhancing operational efficiency and promoting sustainability. By utilizing smart sensors and cloud-based technologies, Senseware enables comprehensive applications such as energy management, HVAC control, and facility maintenance. Its user-friendly dashboard provides detailed insights into building performance, allowing for the on-demand integration of new assets. The platform ultimately supports asset owners and operators in reducing costs, achieving sustainability objectives, and improving overall workplace comfort and productivity.

Triblio, Inc. specializes in account-based marketing (ABM) software aimed at enhancing content marketing strategies. Founded in 2013 and based in Reston, Virginia, the company offers a comprehensive suite of tools for orchestrating marketing efforts, managing audiences, and analyzing account engagement. Their software enables marketers to create tailored ABM campaigns by customizing messaging and content based on various account segments, such as firmographics and purchase intent. Triblio's solutions facilitate the unification of marketing and sales messaging across channels, enhancing the ability to engage both known and unknown stakeholders within target accounts. By providing insights into content performance and buyer behavior, Triblio helps organizations accelerate their sales pipeline and improve conversion rates. As of June 2020, Triblio operates as a subsidiary of IDG Communications, Inc.

Zoobean, Inc. is a company that specializes in enhancing children's literacy through its online services, which recommend and curate applications, books, and educational resources. The flagship product, Beanstack, offers personalized recommendations based on individual children's ages, interests, and reading levels, while also facilitating reading challenges and summer reading programs to engage families year-round. Additionally, Zoobean provides a SmartList service, which tailors selections to each child's unique needs, and a book of the month delivery service that includes curated content along with digital reading guides. Founded in 2012 and headquartered in Washington, D.C., Zoobean aims to support parents and educators in fostering a love for reading among children.

Urgent.ly’s Roadside is a digital roadside assistance platform that features a roadside assistance industry to the benefit of global brands, roadside assistance professionals, and consumers. Its solution delivers the quickest, safest, and most innovative roadside assistance service, products and technology by combining location-based services, real-time data, AI, and machine-to-machine communication.

Maternity Neighborhood, Inc. is a Charlottesville, Virginia-based company founded in 2010 that develops digital tools aimed at enhancing woman-centered, relationship-based maternity care. The company's platform facilitates shared decision-making between women and their healthcare providers, allowing for a more personalized and effective approach to maternity care. It offers a range of configurable tools to support both patients and care navigators, addressing various topics such as nutrition and smoking cessation. By improving access to health information during pregnancy and transforming healthcare delivery, Maternity Neighborhood seeks to enhance outcomes in maternity care.

Fitnet delivers a personal fitness experience to mobile combining biometric sensors, fitness coaching, and online workout buddies. Its unique technological approach converts a mobile webcam into a biometric sensor capable of scoring an individual while they work out with a human trainer. The Fitnet application is used in over 190 countries and its clients have collectively burned over 10 million calories since the launch on January 1, 2014.

Neoantigenics, Inc. is a biotechnology company focused on the research and development of therapeutic and diagnostic products for oncology. The company specializes in neoantigens, which are unique proteins expressed in various urogenital tract cancers, including ovarian, uterine, bladder, and renal cancers, as well as certain solid tumors like aggressive pancreatic cancer and head-and-neck cancers. Founded in 2012, Neoantigenics is headquartered in Charlottesville, Virginia. The company's innovations aim to enhance the detection and treatment of these cancers, contributing to advancements in personalized medicine.

RioGin is an early stage biotechnology company, based in Charlottesville VA, born from a collaboration between Geysen Enterprises and SRI International. RioGin is dedicated to improving the pharmacokinetic properties of peptide drugs without negatively impacting their pharmacodynamic properties. Using their proprietary platform technology, RioGin is advancing patient quality of life through convenient dosing and reduced side effects resulting in better compliance. For their pharma partners RioGin extends patent life, protecting and expanding existing franchises and enables more efficacious drug therapies. They believe with RioGin's platform technology peptide drugs will be able to fully reach their potential and gain their true place in the everyday therapeutic arsenal.

Encore Alert is a social media analytics platform designed to assist marketers by providing timely alerts and actionable recommendations based on social data opportunities. The tool enables digital marketers to respond effectively to relevant social media activities, enhancing their engagement strategies. It is utilized daily by mid-market brands, including NASA, WeddingWire, Georgetown University, and the Consumer Electronics Association. Encore Alert focuses on helping enterprise brands and advertisers collect, curate, and amplify customer-generated marketing content. The company is currently in the process of raising a seed round of funding from notable investors in the tech and marketing sectors.

DataRPM Corporation develops a cognitive data science platform that automates machine learning for enterprises, both on-cloud and on-premise. The company's flagship offering, the Cognitive Predictive Maintenance (CPdM) platform, is designed to support industries in managing predictive maintenance within the industrial Internet of Things. This platform connects to data lakes and conducts multiple machine learning experiments to identify patterns, anomalies, and influencing factors, ultimately creating an ensemble of predictive models. DataRPM serves a global clientele, including Fortune 500 companies, assisting them in areas such as predictive maintenance, product recommendations, and churn predictions. Founded in 2011 and headquartered in Redwood City, California, DataRPM also has offices in the United Kingdom and Bengaluru, India. The company operates as a subsidiary of Progress Software Corporation.

DivvyCloud Corporation specializes in software solutions that enable enterprise customers to automate security, compliance, and governance in cloud and container environments. Founded in 2012 and based in Arlington, Virginia, the company focuses on protecting organizations from misconfigurations, policy violations, threats, and identity and access management risks. DivvyCloud's automated, real-time remediation capabilities help clients maintain continuous security and compliance, allowing them to fully leverage the advantages of cloud technology. The company's diverse clientele spans various sectors, including media and entertainment, financial services, public services, digital industries, health and life sciences, managed service providers, software and internet companies, as well as retail and consumer goods. In 2020, DivvyCloud became a subsidiary of Rapid7 LLC.

Loop88 is an advertising and data platform focused on influencer marketing, particularly on Pinterest. It leverages social, audience, and contextual data to connect brands with targeted influencers, effectively reaching over 90% of Pinterest users. The company enables brands to create and execute custom content campaigns tailored to their marketing objectives. Loop88 offers a comprehensive online platform that supports various forms of visual content, including still photography, graphic design, stop-motion visuals, and fully animated branded content. This approach allows influential users to collaborate on campaigns and promote their brands to a vast audience, enhancing their marketing strategies and overall engagement. Notable clients include prominent brands such as P&G, The Home Depot, Ghirardelli, and Verizon.

PerformYard enables organizations to focus on getting the best out of their most important asset - people. We want employees to be engaged and valued by providing tools for employees, managers and executives to interact. We believe that when individuals achieve their goals the organization will outperform. PerformYard transforms employee engagement and corporate performance by offering an intuitive and lightweight means to enable performance visibility. We measure success through social feedback, status reporting, goal tracking and perfomance reviews.

PierceMatrix (formerly PierceGTI) is a security product company that reduces your risk chain exposure. It shares information on known threats, learns about new threats and provides reports, dashboards and targeted recommendations to help you secure your network. Pierce uses artificial intelligence developed for the US military and a unique distributed architecture to optimize your security processes so you spend less time researching security problems and more time fixing security problems! Pierce uses the information gathered from thousands of client networks and industry data sources to detect botnets, attackers, compromised machines, and corporate IP reputation. The Pierce dashboard and reports provide you with up-to-the minute security intelligence on your risk chain.

ADR Software, LLC specializes in automated workforce monitoring and reporting services for the construction industry and various economic development sectors, including commercial, government, and non-profit organizations. The company's flagship offering, Workforce Monitor, is a SaaS solution that facilitates real-time decision-making regarding workforce management. It enables accurate documentation of workforce data, ensures compliance with contractual security requirements, enhances safety awareness, and mitigates financial risks for general contractors, owners, project managers, and subcontractors. By utilizing an innovative RFID tracking system, Workforce Monitor allows stakeholders to track labor presence in real time and generate customized reports from any internet-enabled device. Founded in 2009, ADR Software operates from its headquarters in Reston, Virginia, and maintains an additional office in San Antonio, Texas.

LiveSafe, Inc. specializes in creating a mobile safety communications platform designed to enhance community safety through real-time interaction between individuals and safety officials. Founded in 2012 and headquartered in Arlington, Virginia, with an additional office in Clearwater, Florida, LiveSafe offers a mobile application paired with a cloud-based command dashboard that facilitates the reporting of incidents and sharing of crucial safety information. The platform serves a diverse range of sectors, including media, technology, property management, retail, entertainment, sports, and financial services, as well as hospitals and government contractors. By fostering a collaborative environment for users to send actionable intelligence, LiveSafe empowers communities to respond more effectively to threats and emergencies, ultimately aiming to create safer environments for all. The company operates as a subsidiary of Vector Solutions, Inc. since October 2020.

Territory Foods is a meal delivery service that focuses on providing chef-prepared, nutritionist-approved meals tailored to various dietary preferences. Established in 2011 and headquartered in Arlington, VA, the company offers a diverse range of freshly-made meals designed by culinary professionals and nutrition experts. Its menus feature artisan dishes that are responsibly sourced and free of refined sugars, gluten, and dairy, catering to health-conscious consumers. Meals can be customized to fit dietary needs such as Vegan, Vegetarian, Whole30, and Keto, making it easier for customers to maintain healthy eating habits. Territory Foods employs a proprietary algorithm to ensure a rotating menu that keeps meal options varied and engaging.

DataRPM Corporation develops a cognitive data science platform that automates machine learning for enterprises, both on-cloud and on-premise. The company's flagship offering, the Cognitive Predictive Maintenance (CPdM) platform, is designed to support industries in managing predictive maintenance within the industrial Internet of Things. This platform connects to data lakes and conducts multiple machine learning experiments to identify patterns, anomalies, and influencing factors, ultimately creating an ensemble of predictive models. DataRPM serves a global clientele, including Fortune 500 companies, assisting them in areas such as predictive maintenance, product recommendations, and churn predictions. Founded in 2011 and headquartered in Redwood City, California, DataRPM also has offices in the United Kingdom and Bengaluru, India. The company operates as a subsidiary of Progress Software Corporation.

SL8Z, Inc. is a recruiting marketplace offering solutions for professional and executive level positions through a crowdsourced platform. Employers can post job descriptions and set a fixed placement fee, allowing them to review and select qualified candidates for interviews and hiring. The platform enables independent recruiters to present candidates and earn fees upon successful placements. SL8Z operates globally, sourcing candidates across various sectors, including business services, clean technology, consumer goods, financial services, government, industrial, life sciences, and technology. Founded in 2013 and based in Reston, Virginia, SL8Z connects employers with a diverse community of experienced recruiters to streamline the hiring process.

Fitnet delivers a personal fitness experience to mobile combining biometric sensors, fitness coaching, and online workout buddies. Its unique technological approach converts a mobile webcam into a biometric sensor capable of scoring an individual while they work out with a human trainer. The Fitnet application is used in over 190 countries and its clients have collectively burned over 10 million calories since the launch on January 1, 2014.

The company intends to use the funds to pursue further development of its delivery system.

Speek Inc. offers web-based conference calling solutions that simplify the process of setting up and joining calls. Founded in 2006 and based in Dulles, Virginia, the company provides users with a personal link to facilitate conference calls without the need for dial-ins, PINs, or downloads. Participants can easily initiate or join calls by clicking the provided link, which can be shared via email, calendar invites, instant messages, or text messages. Speek also allows users to see who has joined the call, manage speakers, and share files during the conversation. As of June 2015, Speek operates as a subsidiary of Jive Communications, Inc., having raised a total of $2.6 million in funding, including $1.1 million in a recent bridge round.

WealthForge Holdings, Inc. operates a technology platform designed for the private capital markets, focusing on facilitating investments in alternative securities. Based in Richmond, Virginia, the company provides solutions that simplify the investment process while ensuring regulatory compliance. Its Altigo platform connects issuers with registered intermediaries, such as broker-dealers and investment advisors, enabling them to present vetted investment opportunities effectively. WealthForge's offerings include features for investment processing, compliance reviews, subscription automation, and reporting. Additionally, the company provides brokerage services, document preparation, investor relations, placement agent work, and escrow services. Founded in 2009, WealthForge aims to create a seamless experience for investors and sponsors in the alternative investment landscape.

Key Cybersecurity, Inc. specializes in digital forensics solutions aimed at monitoring and reporting abusive behavior related to file downloading and sharing. The company's primary product, CyberMerlin, is a sophisticated hash algorithm and vision technology forensics tool designed to proactively identify illicit files and the activities of malicious users across commercial, federal, and educational networks. This innovative solution addresses both known and unknown files that existing security measures may overlook. CyberMerlin automatically monitors network activity, provides alerts, and generates comprehensive forensics reports to assist investigators and law enforcement agencies. Founded in 2013 and headquartered in Dumfries, Virginia, Key Cybersecurity is dedicated to enhancing the cybersecurity landscape with its advanced monitoring and reporting capabilities.

CirrusWorks, Inc. is a company that develops and installs bandwidth management solutions, catering primarily to the education, hospitality, and public sectors. The firm offers the CirrusWorks Governor, a device designed to manage web traffic during periods of peak congestion. Additionally, CirrusWorks provides operational, financial, and customer management software tailored for childcare, community learning, and education industries. Their cloud-based platform assists childcare facilities, school districts, and community education centers in tracking children's daily activities and managing multi-site operations effectively. Founded in 2011 and headquartered in Falls Church, Virginia, CirrusWorks has formed strategic partnerships with various organizations to enhance its service offerings. In November 2020, the company was acquired by VirtuLocity Networks, Inc.

Zoomdata, Inc. specializes in developing and deploying data visualization and analytics systems tailored for big data environments. The company's flagship product, Zoomdata, is designed to help users interact with and visualize vast datasets from modern technologies such as Apache Hadoop, Apache Spark, and various NoSQL data stores. It features innovative functionalities including Data Sharpening for real-time analytics, Zoomdata Fusion for integrating diverse data sources without data movement, and tools for multi-source analysis. The platform is accessible on both cloud and on-premises deployments, and its mobile-friendly interface allows users to create dashboards and collaborate effectively on data-driven insights. Zoomdata also maintains a Developer Network that provides resources like guides and API documentation. Founded in 2012 and headquartered in Reston, Virginia, with an additional office in San Mateo, California, the company has established strategic partnerships with firms such as Deloitte and Unisys, and operates as a subsidiary of Logi Analytics.

LendPro, LLC, established in 2011 and based in Charlottesville, Virginia, specializes in technology-driven retail consumer finance solutions. The company offers a cloud-based lending platform called Open-to-Buy, which allows consumers to securely apply for retail financing programs at participating merchants, both online and in-store. Through this platform, consumers can access a variety of financing options tailored to diverse credit profiles, simplifying the application process and enhancing accessibility for both individual and business customers. By integrating with multiple consumer finance lenders, LendPro aims to provide a seamless experience for users seeking retail finance solutions.