Core Innovation Capital

Core Innovation Capital is a fintech venture capital firm investing in companies committed to empowering small businesses and everyday Americans. Their portfolio companies deliver more efficient, well-designed solutions that save people time and money, create upward mobility, and scale broadly — driving both profit margins and consumer value.

Arjan Schutte

Managing Partner and Founder

Wexler, Zev

CFO and COO

88 past transactions

Prism Data

Seed Round in 2023
Prism Data is a cash flow underwriting infrastructure and analytics platform that focuses on transforming raw transaction data from financial providers into actionable insights. This platform is designed to enhance credit scoring by providing essential open banking infrastructure. By analyzing consumer-permission deposit account transaction data, Prism Data enables businesses to gain a deeper understanding of credit risk, identity, and income. Its applications extend across various sectors, including payments, lending, insurance, personal financial management, fraud mitigation, and real estate, allowing organizations to derive valuable insights that inform their decision-making processes.

Authentic Insurance

Seed Round in 2023
Authentic Insurance is a community-based insurance platform that specializes in providing captive insurance services for small businesses. The company aims to simplify the insurance process by connecting members with cooperative and collaborative insurance solutions. This approach allows community members to share both the risks and rewards associated with insurance, fostering a supportive environment for small businesses. By focusing on community engagement and collaboration, Authentic Insurance seeks to enhance the overall insurance experience for its clients.

Upwage

Seed Round in 2023
Upwage is an employment platform based in Wilmington, Delaware, that focuses on job postings featuring hourly wages. The platform allows users to sort job listings by salary, occupation, and title, facilitating easier access to higher-paying opportunities. By leveraging big data and artificial intelligence, Upwage aims to generate significant wealth for the 44% of Americans earning less than $16 per hour. Its mission is to connect low-wage earners with local employers who are willing to pay more for current skills, thereby enhancing job seekers' prospects for better financial outcomes.

Petal

Venture Round in 2023
Petal is a credit card company that is built to help people financially succeed. It aims to make credit honest, simple, and accessible. The company uses machine learning to analyze a customer’s full digital financial record—not just their credit score. Petal has pioneered cash flow underwriting, as an alternative to credit scores, to make credit more accessible, and offers a simple, modern digital experience that encourages members to build credit, avoid debt, and spend responsibly. Petal is based in New York, New York, and Richmond, Virginia. The Petal credit card is issued by WebBank, Member FDIC.

Assured Allies

Series B in 2023
Assured Allies is focused on addressing the financial challenges families face due to aging through its longevity assurance platform. This platform employs predictive algorithms and preventive medical interventions to create individualized aging plans that include psychosocial assessments and recommended support services. By collaborating with leaders in the long-term care industry and insurance companies, Assured Allies aims to enhance the support provided to policyholders as they navigate the complexities of aging. The company’s continuous ally support further ensures that individuals receive the necessary assistance throughout their later years.

Pasito

Seed Round in 2022
Pasito is a developer of a benefits enrollment platform focused on enhancing financial health through improved decision-making regarding health and pre-tax benefits. The platform aims to simplify the complex benefits market by providing tailored guidance and personalized support for employees, ensuring they can effectively navigate various programs such as HSA plans, supplemental medical insurance, and retirement accounts. By utilizing advanced algorithms and data, Pasito creates a more engaging employee experience that encourages participation in benefits packages throughout the year. Additionally, the platform serves as a point of contact for health plan selection and helps clients mitigate compliance risks, ultimately allowing organizations to better engage their workforce while reducing payroll and health premium costs.

XP Health

Series A in 2022
XP Health is a health tech startup founded in 2019 by Antonio Moraes and James Wong, specializing in an AI-powered vision benefits platform. The platform is designed to enhance vision care for employees and their families by offering a virtual-first approach that integrates seamlessly with existing vision insurance plans. Utilizing advanced machine learning and facial recognition technology, XP Health recommends eyewear frames from leading designers such as Tom Ford and Ray-Ban with high accuracy. The service includes features like online vision acuity tests, prescription renewals, and access to in-person eye exams, ensuring comprehensive vision care at reduced costs. XP Health collaborates with companies like Chegg, Zenefits, and Sequoia Consulting Group to provide these innovative benefits, striving to improve the overall accessibility and quality of vision care.

Finli

Seed Round in 2022
Finli, Inc. is a digital financial platform that simplifies payment management for family-oriented businesses, including daycare centers, preschools, and afterschool programs. Founded in 2018 and based in San Marino, California, Finli provides a comprehensive application that facilitates invoicing, tuition collection, and payment-related communications. The platform enables families to manage their bills and allows users to invite others to contribute towards their children's educational expenses. By streamlining administrative tasks such as billing, payment collection, and customer management, Finli helps small business owners, freelancers, and service providers improve their financial operations and enhance their community engagement.

Column Tax

Series A in 2022
Column Tax is a technology company that provides a platform for mobile banks and fintech companies, allowing them to integrate advanced tax features for their customers. Through its application programming interface (API), Column Tax enables these financial institutions to facilitate tax-related services, such as direct deposits of tax refunds and secure tax payments from their accounts. This integration aims to enhance the user experience by offering personalized and efficient income tax solutions, thereby simplifying tax management for end-users.

Arrived Homes

Series A in 2022
Arrived Homes, LLC is a Seattle-based company that specializes in residential real estate investment services. Founded in 2019, it provides a platform for individuals to invest in shares of rental properties, allowing them to earn passive income from rental payments and property appreciation without the burdens of traditional homeownership. Arrived Homes manages all aspects of property acquisition, necessary improvements, and daily operations, making the investment process streamlined for clients. The company's services aim to promote financial independence by making real estate investment accessible to a broader audience, including those who may not have the means to purchase entire properties outright.

Ness

Seed Round in 2022
Ness builds a credit card-first wedge into healthcare. It allows its user to earn rewards for healthy purchases and access exclusive perks to complement their lifestyle. It was established in 2021 and is based in New York, United States.

atomic

Series B in 2022
Atomic FI is a technology company focused on enhancing consumer engagement within the financial services sector. It aims to launch a range of innovative products, starting with a balance transfer solution for credit cards, home equity lines of credit, and potentially auto loans. The company’s platform enables users to connect their payroll accounts securely using payroll credentials, thereby reducing fraud and streamlining the transaction process through multi-step verification. This approach addresses the current manual and error-prone nature of financial transactions, improving efficiency and user experience significantly. By increasing transaction speed by four to five times, Atomic FI positions itself to provide superior solutions that address critical pain points for both financial institutions and fintech companies.

Addition Wealth

Seed Round in 2022
Addition Wealth is a financial wellness platform that aims to empower employees in making informed financial decisions. The platform offers a combination of digital tools, online events, expert content, and direct access to financial professionals, making personalized financial expertise more accessible for all employees. By partnering with progressive employers, Addition Wealth enhances financial education and provides customized resources, including community events, guides, and dashboards. This collaborative approach enables employees to better manage their finances and make sound decisions regarding their financial well-being and career.

Conduit

Seed Round in 2022
Conduit offers a financial software platform designed to facilitate cross-border payments for global businesses. It enables efficient and seamless transactions between multiple local currencies in Latin America and USD, allowing companies to settle invoices and conduct commercial transactions promptly. The platform is user-friendly, providing enhanced visibility and faster, more accurate payment quotes compared to traditional methods. By streamlining the process of moving money across borders, Conduit supports businesses in capitalizing on financial opportunities and conducting transactions on the same day, thereby enhancing operational efficiency and transparency.

Chapter

Series B in 2022
Chapter operates a Medicare navigation platform designed to assist seniors in selecting appropriate health coverage. The platform provides advisory services that ensure consumers receive the best coverage options tailored to their individual needs at the most affordable prices. By aligning the incentives of Medicare advisors and consumers, Chapter promotes unbiased recommendations that consider all available options, free from economic conflicts of interest. Additionally, the company offers retirees personalized resources such as tailored coupons, tax advice, and technology tips, enhancing their ability to live securely and purposefully as they age.

ATM.com

Series A in 2021
ATM.com is an early-stage technology company founded in 2018 by Walter Cruttenden and Mike Gleason in Newport Beach, California. The company focuses on empowering consumers to control and monetize the value of their personal data through its innovative platform, which includes Ant Transaction Machines. This technology enables users to track their data and manage access with ease, allowing them to decide what information can be shared publicly. Additionally, ATM.com offers a financial technology platform that facilitates micro-investing and rewards programs, enabling users to earn money by engaging with partner brands and sharing personal data. Through its algorithms and tagging technology, ATM.com aims to help users capitalize on their digital actions, negotiate favorable terms with data aggregators, and ultimately build wealth through investment accounts.

Ampla

Series A in 2021
Ampla Technologies is a financial technology company that specializes in providing tech-enabled financial solutions designed to support business growth. The company offers an all-in-one financing platform that includes growth capital services, modern banking solutions, and data analytics tools. By streamlining access to capital and offering brand-friendly financial resources, Ampla aims to help omnichannel businesses efficiently address cash flow challenges and accelerate their growth.

Groundswell

Seed Round in 2021
Groundswell operates a software-as-a-service platform focused on enhancing corporate philanthropy by enabling businesses to establish donor-advised funds for their employees. This platform allows companies to create personalized foundations for their staff and facilitates payroll matching for employee contributions. Additionally, Groundswell provides users with tools designed for effective philanthropic engagement, including tax-free investment options, customized giving opportunities, frictionless donation processes, and comprehensive impact reporting. By empowering employees to participate in charitable giving, Groundswell helps organizations manage their corporate social responsibility initiatives and fosters a culture of philanthropy within the workplace.

Column Tax

Seed Round in 2021
Column Tax is a technology company that provides a platform for mobile banks and fintech companies, allowing them to integrate advanced tax features for their customers. Through its application programming interface (API), Column Tax enables these financial institutions to facilitate tax-related services, such as direct deposits of tax refunds and secure tax payments from their accounts. This integration aims to enhance the user experience by offering personalized and efficient income tax solutions, thereby simplifying tax management for end-users.

Ribbon Health

Series B in 2021
Ribbon Health, Inc. operates a software as a service (SaaS) platform that delivers essential data on healthcare providers, insurance plans, and the quality and cost of care. The platform includes features such as provider directories, referral management, care navigation, and insurance enrollment. Ribbon Health serves various clients, including health insurance companies, third-party administrators, clinics, hospitals, and digital health solutions. The company was incorporated in 2016 and is headquartered in New York, New York. Originally named HealthWiz, Inc., it rebranded to Ribbon Health, Inc. in March 2018.

PadSplit

Series B in 2021
PadSplit is an affordable housing tech startup that provides a house-sharing service for the workforce. It offers a platform that aligns incentives among residents, property owners, and communities to make affordable housing possible for the private market. The company uses shared living to make housing more affordable for low-income, empowering them to build savings and transform their lives. Atticus LeBlanc established the company in Atlanta, Georgia in 2017.

atomic

Series A in 2021
Atomic FI is a technology company focused on enhancing consumer engagement within the financial services sector. It aims to launch a range of innovative products, starting with a balance transfer solution for credit cards, home equity lines of credit, and potentially auto loans. The company’s platform enables users to connect their payroll accounts securely using payroll credentials, thereby reducing fraud and streamlining the transaction process through multi-step verification. This approach addresses the current manual and error-prone nature of financial transactions, improving efficiency and user experience significantly. By increasing transaction speed by four to five times, Atomic FI positions itself to provide superior solutions that address critical pain points for both financial institutions and fintech companies.

Chapter

Series A in 2021
Chapter operates a Medicare navigation platform designed to assist seniors in selecting appropriate health coverage. The platform provides advisory services that ensure consumers receive the best coverage options tailored to their individual needs at the most affordable prices. By aligning the incentives of Medicare advisors and consumers, Chapter promotes unbiased recommendations that consider all available options, free from economic conflicts of interest. Additionally, the company offers retirees personalized resources such as tailored coupons, tax advice, and technology tips, enhancing their ability to live securely and purposefully as they age.

One

Series B in 2021
One is a financial mobile app headquartered in San Francisco, California, that offers a range of services including banking, fintech solutions, online payments, cash transactions, and digital wallet capabilities. Launched in 2019, the app is designed to enhance users' financial well-being by maximizing their earnings and increasing their spending power. It enables users to optimize their finances, achieve their financial goals more quickly, and easily share money with family and friends. One aims to address financial gaps and help users grow their money efficiently.

Mighty Buildings

Series B in 2021
Mighty Buildings, Inc. is a construction technology company based in San Francisco, California, founded in 2017. The company specializes in manufacturing 3D printed custom homes, aiming to disrupt the residential housing market through innovative techniques. Utilizing a proprietary building material known as Light Stone Material (LSM), which resembles synthetic stone, Mighty Buildings enhances the construction process by making it faster and eliminating waste. LSM also offers better temperature regulation compared to traditional materials like concrete, wood, or steel. In addition to 3D printing, Mighty Buildings employs robotics and automation to develop prefabricated, environmentally friendly, and climate-resilient homes. The company's approach to modular construction is designed to provide affordable smart housing solutions while supporting urban development.

Assured Allies

Series A in 2021
Assured Allies is focused on addressing the financial challenges families face due to aging through its longevity assurance platform. This platform employs predictive algorithms and preventive medical interventions to create individualized aging plans that include psychosocial assessments and recommended support services. By collaborating with leaders in the long-term care industry and insurance companies, Assured Allies aims to enhance the support provided to policyholders as they navigate the complexities of aging. The company’s continuous ally support further ensures that individuals receive the necessary assistance throughout their later years.

Arrived Homes

Seed Round in 2021
Arrived Homes, LLC is a Seattle-based company that specializes in residential real estate investment services. Founded in 2019, it provides a platform for individuals to invest in shares of rental properties, allowing them to earn passive income from rental payments and property appreciation without the burdens of traditional homeownership. Arrived Homes manages all aspects of property acquisition, necessary improvements, and daily operations, making the investment process streamlined for clients. The company's services aim to promote financial independence by making real estate investment accessible to a broader audience, including those who may not have the means to purchase entire properties outright.

Kikoff

Series B in 2021
Kikoff Inc. is a personal finance platform based in San Francisco, California, that aims to help individuals build and improve their credit scores at no cost. Founded in 2019, Kikoff offers a web and mobile application that allows users to access funds and establish a payment history by making monthly repayments. The platform is designed to maximize credit potential by providing tools that demonstrate creditworthiness, even for those without a bank account or existing credit score. Through its services, Kikoff enables users to monitor their credit scores and reports while offering a straightforward pathway to achieving their financial goals.

Spinwheel

Series A in 2021
Spinwheel is a financial software platform founded in 2019 and headquartered in Oakland, California, aimed at helping Americans reduce their debt efficiently. The company offers an API infrastructure that integrates debt management solutions into popular applications, allowing users to connect, pay, and manage their debts directly within those platforms. Spinwheel's software is particularly focused on student debt, featuring functionalities such as loan payment processing, interest rate comparisons, account linking, and tools for simplifying the loan payment experience. By embedding these financial capabilities in everyday apps, Spinwheel enables users to make debt payments seamlessly while pursuing their shopping activities.

SeedFi

Series A in 2021
SeedFi, Inc. is an online platform that provides personal loan services specifically designed for lower-income consumers living paycheck to paycheck. Founded in early 2019 and based in San Francisco with an additional office in New York, the company aims to improve financial health by offering lower-cost access to capital and facilitating credit building. SeedFi's products cater to the needs of vulnerable individuals, enabling them to achieve financial stability through better access to financial services. By focusing on the challenges faced by these consumers, SeedFi seeks to empower them with the tools necessary for saving and improving their creditworthiness, ultimately helping them secure a more stable financial future.

Mighty Buildings

Series B in 2021
Mighty Buildings, Inc. is a construction technology company based in San Francisco, California, founded in 2017. The company specializes in manufacturing 3D printed custom homes, aiming to disrupt the residential housing market through innovative techniques. Utilizing a proprietary building material known as Light Stone Material (LSM), which resembles synthetic stone, Mighty Buildings enhances the construction process by making it faster and eliminating waste. LSM also offers better temperature regulation compared to traditional materials like concrete, wood, or steel. In addition to 3D printing, Mighty Buildings employs robotics and automation to develop prefabricated, environmentally friendly, and climate-resilient homes. The company's approach to modular construction is designed to provide affordable smart housing solutions while supporting urban development.

Yotta

Series A in 2021
Yotta Technologies Inc., founded in 2019 and based in New York, offers a financial platform designed to encourage individuals to save money while providing an opportunity to win prizes through weekly draws. The platform operates by pooling interest from users' savings and distributing it in the form of lottery-style prizes, which can reach up to $10 million. By leveraging behavioral psychology, Yotta aims to instill better savings habits among its users, transforming the traditional savings experience into an engaging and potentially rewarding endeavor.

Spinwheel

Seed Round in 2021
Spinwheel is a financial software platform founded in 2019 and headquartered in Oakland, California, aimed at helping Americans reduce their debt efficiently. The company offers an API infrastructure that integrates debt management solutions into popular applications, allowing users to connect, pay, and manage their debts directly within those platforms. Spinwheel's software is particularly focused on student debt, featuring functionalities such as loan payment processing, interest rate comparisons, account linking, and tools for simplifying the loan payment experience. By embedding these financial capabilities in everyday apps, Spinwheel enables users to make debt payments seamlessly while pursuing their shopping activities.

Bestow

Series C in 2020
Bestow Inc. is a digital insurance company based in Dallas, Texas, specializing in life insurance services. Founded in 2016 by Jonathan Abelmann and Melbourne O'Banion, Bestow leverages data-driven technology and algorithmic underwriting to assess risks efficiently. The company partners with prominent life insurance carriers to enhance financial stability for individuals by streamlining processes from origination and underwriting to administration. Bestow aims to reduce costs and maximize efficiency in the life insurance sector, positioning itself as a leading platform in this market.

Jiko

Series A in 2020
Jiko is an innovative bank headquartered in San Francisco, with additional offices in New York City and Reykjavik. It operates a unique financial platform that focuses on U.S. Treasury bills, providing users with a combination of yield, safety, and scalability. By integrating a nationally chartered bank with a registered broker-dealer, Jiko allows customers to hold cash in the form of Treasury bills, ensuring secure custody. The platform also serves as a financial portal, enabling users to invest in Treasury bills while managing their finances digitally. This approach aims to empower individuals to control their money more effectively and achieve financial success in today’s fast-paced economy.

Unit21

Series A in 2020
Unit21 is a platform that provides no-code tools and services for risk and compliance teams. Unit21 helps protect businesses against adversaries through a simple API and dashboard for detecting and managing money laundering, fraud, and other sophisticated risks across multiple industries. It is built with state-of-the-art security practices by security experts who have defended large systems against hackers. The company was founded in 2018 and based in San Francisco, California.

Finli

Seed Round in 2020
Finli, Inc. is a digital financial platform that simplifies payment management for family-oriented businesses, including daycare centers, preschools, and afterschool programs. Founded in 2018 and based in San Marino, California, Finli provides a comprehensive application that facilitates invoicing, tuition collection, and payment-related communications. The platform enables families to manage their bills and allows users to invite others to contribute towards their children's educational expenses. By streamlining administrative tasks such as billing, payment collection, and customer management, Finli helps small business owners, freelancers, and service providers improve their financial operations and enhance their community engagement.

Noyo

Series A in 2020
Noyo is a company focused on modernizing the insurance industry through API-based data exchange. Established by experts in benefits, insurance, and technology, Noyo aims to enhance the infrastructure of the benefits sector by providing seamless digital connectivity. Its platform enables the secure exchange of critical benefits data among insurers, brokers, and consumers, facilitating real-time access to information essential for benefit design and delivery. By offering a suite of developer-friendly application programming interfaces, Noyo allows brokers and insurers to effortlessly connect with various platforms, streamlining the enrollment process and improving overall efficiency in the benefits landscape.

PadSplit

Series A in 2020
PadSplit is an affordable housing tech startup that provides a house-sharing service for the workforce. It offers a platform that aligns incentives among residents, property owners, and communities to make affordable housing possible for the private market. The company uses shared living to make housing more affordable for low-income, empowering them to build savings and transform their lives. Atticus LeBlanc established the company in Atlanta, Georgia in 2017.

Pando

Series A in 2020
Pando has developed a financial platform aimed at individuals in high-volatility careers, such as professional athletes, entrepreneurs, and MBA graduates. The platform enables users to connect with others who have similar expected earnings, allowing them to pool a fraction of their future income. This innovative approach not only helps mitigate financial risks associated with unpredictable income but also allows participants to benefit from potential upside. By providing these tools, Pando empowers its clients to better manage their financial futures and protect their earnings.

Bestow

Series B in 2020
Bestow Inc. is a digital insurance company based in Dallas, Texas, specializing in life insurance services. Founded in 2016 by Jonathan Abelmann and Melbourne O'Banion, Bestow leverages data-driven technology and algorithmic underwriting to assess risks efficiently. The company partners with prominent life insurance carriers to enhance financial stability for individuals by streamlining processes from origination and underwriting to administration. Bestow aims to reduce costs and maximize efficiency in the life insurance sector, positioning itself as a leading platform in this market.

One

Series A in 2020
One is a financial mobile app headquartered in San Francisco, California, that offers a range of services including banking, fintech solutions, online payments, cash transactions, and digital wallet capabilities. Launched in 2019, the app is designed to enhance users' financial well-being by maximizing their earnings and increasing their spending power. It enables users to optimize their finances, achieve their financial goals more quickly, and easily share money with family and friends. One aims to address financial gaps and help users grow their money efficiently.

Kikoff

Venture Round in 2020
Kikoff Inc. is a personal finance platform based in San Francisco, California, that aims to help individuals build and improve their credit scores at no cost. Founded in 2019, Kikoff offers a web and mobile application that allows users to access funds and establish a payment history by making monthly repayments. The platform is designed to maximize credit potential by providing tools that demonstrate creditworthiness, even for those without a bank account or existing credit score. Through its services, Kikoff enables users to monitor their credit scores and reports while offering a straightforward pathway to achieving their financial goals.

Kikoff

Seed Round in 2019
Kikoff Inc. is a personal finance platform based in San Francisco, California, that aims to help individuals build and improve their credit scores at no cost. Founded in 2019, Kikoff offers a web and mobile application that allows users to access funds and establish a payment history by making monthly repayments. The platform is designed to maximize credit potential by providing tools that demonstrate creditworthiness, even for those without a bank account or existing credit score. Through its services, Kikoff enables users to monitor their credit scores and reports while offering a straightforward pathway to achieving their financial goals.

atomic

Seed Round in 2019
Atomic FI is a technology company focused on enhancing consumer engagement within the financial services sector. It aims to launch a range of innovative products, starting with a balance transfer solution for credit cards, home equity lines of credit, and potentially auto loans. The company’s platform enables users to connect their payroll accounts securely using payroll credentials, thereby reducing fraud and streamlining the transaction process through multi-step verification. This approach addresses the current manual and error-prone nature of financial transactions, improving efficiency and user experience significantly. By increasing transaction speed by four to five times, Atomic FI positions itself to provide superior solutions that address critical pain points for both financial institutions and fintech companies.

Drum

Seed Round in 2019
Drum is a gig economy platform designed to enhance the lives of users by streamlining the process for businesses to establish a sales force. Scheduled for launch in the third quarter of 2019, the platform enables businesses to mobilize sales efforts more efficiently than traditional advertising methods. Additionally, Drum provides a creator platform that allows individuals to manage their own stores, engage with followers, and monetize their content. Through in-app analytics, creators can sell both digital and physical products directly on their profile pages, allowing them to concentrate on their creative pursuits while maximizing their earning potential.

Mighty Buildings

Series A in 2019
Mighty Buildings, Inc. is a construction technology company based in San Francisco, California, founded in 2017. The company specializes in manufacturing 3D printed custom homes, aiming to disrupt the residential housing market through innovative techniques. Utilizing a proprietary building material known as Light Stone Material (LSM), which resembles synthetic stone, Mighty Buildings enhances the construction process by making it faster and eliminating waste. LSM also offers better temperature regulation compared to traditional materials like concrete, wood, or steel. In addition to 3D printing, Mighty Buildings employs robotics and automation to develop prefabricated, environmentally friendly, and climate-resilient homes. The company's approach to modular construction is designed to provide affordable smart housing solutions while supporting urban development.

Synapse

Series B in 2019
Synapse is a banking platform that allows companies to offer financial products to their customers at a lower cost than traditional banks. Founded in 2014 and headquartered in San Francisco, the company provides a range of services, including payment, deposit, lending, and investment products, all delivered through application programming interfaces (APIs). This enables fintech companies to create and launch their own financial innovations using Synapse's banking infrastructure. By facilitating collaboration among fintech firms, Synapse supports the development of advanced financial technologies, making it easier for clients to enter the market with their banking products.

PayJoy

Series B in 2019
PayJoy Inc. is a consumer financing provider based in San Francisco, California, established in 2015. The company specializes in offering smartphone-enabled financing solutions aimed at individuals in emerging markets. Customers can select a smartphone, make a deposit, and choose a flexible payment plan that suits their needs. PayJoy's innovative mobile security technology allows smartphones to serve as collateral, facilitating access to credit for first-time buyers and further financial assistance for unexpected expenses. With a focus on the underbanked population, PayJoy has successfully reached over 10 million customers across various countries, including Mexico, Brazil, Colombia, Ecuador, Panama, Peru, and South Africa. The company has achieved profitability and continues to grow, reinforcing its mission to provide credit access to underserved communities.

PadSplit

Seed Round in 2019
PadSplit is an affordable housing tech startup that provides a house-sharing service for the workforce. It offers a platform that aligns incentives among residents, property owners, and communities to make affordable housing possible for the private market. The company uses shared living to make housing more affordable for low-income, empowering them to build savings and transform their lives. Atticus LeBlanc established the company in Atlanta, Georgia in 2017.

SeedFi

Seed Round in 2019
SeedFi, Inc. is an online platform that provides personal loan services specifically designed for lower-income consumers living paycheck to paycheck. Founded in early 2019 and based in San Francisco with an additional office in New York, the company aims to improve financial health by offering lower-cost access to capital and facilitating credit building. SeedFi's products cater to the needs of vulnerable individuals, enabling them to achieve financial stability through better access to financial services. By focusing on the challenges faced by these consumers, SeedFi seeks to empower them with the tools necessary for saving and improving their creditworthiness, ultimately helping them secure a more stable financial future.

Vemo Education

Series A in 2019
Vemo Education, Inc. is an educational technology company based in Reston, Virginia, dedicated to enhancing educational access for all Americans. The company specializes in income-based student financing solutions, particularly through the design and implementation of income share agreement (ISA) programs. Vemo partners with colleges and universities to create tailored financing options that address financial barriers to education and promote economic mobility. Their services encompass product design, fund creation, loan origination, disbursement, servicing, and compliance with legal regulations. Through these efforts, Vemo aims to improve educational opportunities and support the financial well-being of students.

LoanSnap

Series A in 2019
LoanSnap, Inc. is a mortgage company that utilizes an artificial intelligence-based platform to analyze customers' financial situations and present personalized loan options. Its offerings include home equity lines of credit (HELOC), refinancing solutions to lower monthly mortgage payments, and VA loans designed for veterans to purchase homes without a down payment or private mortgage insurance. Founded in 1998 and headquartered in San Francisco, California, LoanSnap also has a location in Costa Mesa, California. The company aims to provide customers with a clearer understanding of their finances, identifying areas where they may be losing money each month. LoanSnap operates in several states, including California, Florida, Illinois, Colorado, and Tennessee. It was formerly known as DLJ Financial, Inc. before rebranding in April 2018 and is a subsidiary of LoanSnap Holdings, Inc.

Synapse

Series A in 2018
Synapse is a banking platform that allows companies to offer financial products to their customers at a lower cost than traditional banks. Founded in 2014 and headquartered in San Francisco, the company provides a range of services, including payment, deposit, lending, and investment products, all delivered through application programming interfaces (APIs). This enables fintech companies to create and launch their own financial innovations using Synapse's banking infrastructure. By facilitating collaboration among fintech firms, Synapse supports the development of advanced financial technologies, making it easier for clients to enter the market with their banking products.

LoanSnap

Series A in 2018
LoanSnap, Inc. is a mortgage company that utilizes an artificial intelligence-based platform to analyze customers' financial situations and present personalized loan options. Its offerings include home equity lines of credit (HELOC), refinancing solutions to lower monthly mortgage payments, and VA loans designed for veterans to purchase homes without a down payment or private mortgage insurance. Founded in 1998 and headquartered in San Francisco, California, LoanSnap also has a location in Costa Mesa, California. The company aims to provide customers with a clearer understanding of their finances, identifying areas where they may be losing money each month. LoanSnap operates in several states, including California, Florida, Illinois, Colorado, and Tennessee. It was formerly known as DLJ Financial, Inc. before rebranding in April 2018 and is a subsidiary of LoanSnap Holdings, Inc.

Blast

Seed Round in 2018
Blast is a company that offers a financial wallet designed for gamers, allowing them to earn and store money while engaging in online gaming. Founded in 2017 and based in Newport Beach, California, Blast enables users to save money by automatically setting aside small amounts, typically between one cent and ten cents, during gameplay. Additionally, users can earn money by trying new games and advancing levels in their favorite titles. This approach not only helps gamers accumulate savings but also incentivizes them to continue playing, creating a mutually beneficial relationship between players and gaming companies. By integrating financial rewards into the gaming experience, Blast aims to make wealth-building enjoyable and accessible for its users.

Pairity

Seed Round in 2018
Pairity is a technology-driven company focused on alleviating the challenges of consumer debt for lenders, collectors, and individuals. By leveraging advanced artificial intelligence and machine learning, Pairity offers a range of products designed to enhance accounts receivable management. Its Pairity Marketplace centralizes consumer debt, providing lenders with tools to recover or liquidate accounts effectively. The Pairity ML platform employs AI analytics to score accounts and simulate recovery strategies, improving operational efficiency and uncovering valuable insights. Additionally, Pairity Digital offers a white-labeled communication and payment platform that engages consumers and aids them in achieving financial stability. Collectively, these offerings create a cohesive ecosystem that supports cost-effective management of accounts receivable while fostering trust among financial institutions, debt collection agencies, and consumers.

Bestow

Series A in 2018
Bestow Inc. is a digital insurance company based in Dallas, Texas, specializing in life insurance services. Founded in 2016 by Jonathan Abelmann and Melbourne O'Banion, Bestow leverages data-driven technology and algorithmic underwriting to assess risks efficiently. The company partners with prominent life insurance carriers to enhance financial stability for individuals by streamlining processes from origination and underwriting to administration. Bestow aims to reduce costs and maximize efficiency in the life insurance sector, positioning itself as a leading platform in this market.

Mighty Buildings

Venture Round in 2018
Mighty Buildings, Inc. is a construction technology company based in San Francisco, California, founded in 2017. The company specializes in manufacturing 3D printed custom homes, aiming to disrupt the residential housing market through innovative techniques. Utilizing a proprietary building material known as Light Stone Material (LSM), which resembles synthetic stone, Mighty Buildings enhances the construction process by making it faster and eliminating waste. LSM also offers better temperature regulation compared to traditional materials like concrete, wood, or steel. In addition to 3D printing, Mighty Buildings employs robotics and automation to develop prefabricated, environmentally friendly, and climate-resilient homes. The company's approach to modular construction is designed to provide affordable smart housing solutions while supporting urban development.

Say

Seed Round in 2018
Say is a technology platform based in New York that facilitates open communication between companies and their shareholders. Founded in 2017, the platform empowers individual investors by recording their voices and enabling them to exercise their ownership rights more effectively. Say offers a range of services, including proxy processing, fund reports, trade confirmations, and the handling of voluntary corporate actions and class actions. By connecting shareholders with each other and providing a more accessible framework for communication, Say aims to level the playing field between individual and institutional investors, ensuring that all shareholders can access previously overlooked or unused rights.

Blast

Seed Round in 2018
Blast is a company that offers a financial wallet designed for gamers, allowing them to earn and store money while engaging in online gaming. Founded in 2017 and based in Newport Beach, California, Blast enables users to save money by automatically setting aside small amounts, typically between one cent and ten cents, during gameplay. Additionally, users can earn money by trying new games and advancing levels in their favorite titles. This approach not only helps gamers accumulate savings but also incentivizes them to continue playing, creating a mutually beneficial relationship between players and gaming companies. By integrating financial rewards into the gaming experience, Blast aims to make wealth-building enjoyable and accessible for its users.

Blueprint Income

Seed Round in 2018
Blueprint Income is creating the future pension – a simple, pre-determined income stream backed by insurance companies. The concept (known in the industry as an income annuity) has been around for a long time. Now, Blueprint Income is making it easy for anyone, regardless of employer, age, or wealth, to head into retirement with guaranteed, lifelong income.

Jiko

Seed Round in 2017
Jiko is an innovative bank headquartered in San Francisco, with additional offices in New York City and Reykjavik. It operates a unique financial platform that focuses on U.S. Treasury bills, providing users with a combination of yield, safety, and scalability. By integrating a nationally chartered bank with a registered broker-dealer, Jiko allows customers to hold cash in the form of Treasury bills, ensuring secure custody. The platform also serves as a financial portal, enabling users to invest in Treasury bills while managing their finances digitally. This approach aims to empower individuals to control their money more effectively and achieve financial success in today’s fast-paced economy.

Carrot Fertility

Seed Round in 2017
Carrot Fertility, Inc. specializes in providing comprehensive fertility benefits services to employers, supporting employees throughout their fertility healthcare journey on a global scale. The company's offerings include services such as egg freezing, in vitro fertilization, adoption, donor and gestational carrier services, as well as a premium pharmacy experience for fertility medications through Carrot Rx. Additionally, Carrot Pregnancy provides virtual access to experts and on-demand doctor-approved content, while the Carrot Card allows employees to use a flexible debit card for their fertility-related expenses. By customizing these benefits, Carrot Fertility aims to deliver financial, medical, and emotional support for individuals pursuing parenthood. Founded in 2015 and headquartered in San Francisco, California, the company also maintains offices in Chicago, New York, Dublin, Geneva, Tokyo, and Seoul.

Bestow

Seed Round in 2017
Bestow Inc. is a digital insurance company based in Dallas, Texas, specializing in life insurance services. Founded in 2016 by Jonathan Abelmann and Melbourne O'Banion, Bestow leverages data-driven technology and algorithmic underwriting to assess risks efficiently. The company partners with prominent life insurance carriers to enhance financial stability for individuals by streamlining processes from origination and underwriting to administration. Bestow aims to reduce costs and maximize efficiency in the life insurance sector, positioning itself as a leading platform in this market.

Pairity

Pre Seed Round in 2017
Pairity is a technology-driven company focused on alleviating the challenges of consumer debt for lenders, collectors, and individuals. By leveraging advanced artificial intelligence and machine learning, Pairity offers a range of products designed to enhance accounts receivable management. Its Pairity Marketplace centralizes consumer debt, providing lenders with tools to recover or liquidate accounts effectively. The Pairity ML platform employs AI analytics to score accounts and simulate recovery strategies, improving operational efficiency and uncovering valuable insights. Additionally, Pairity Digital offers a white-labeled communication and payment platform that engages consumers and aids them in achieving financial stability. Collectively, these offerings create a cohesive ecosystem that supports cost-effective management of accounts receivable while fostering trust among financial institutions, debt collection agencies, and consumers.

HealthSherpa

Venture Round in 2017
HealthSherpa is a technology company that focuses on connecting individuals with health coverage. It is a Healthcare.gov certified web broker, giving consumers, employers, and nonprofits a simpler platform for enrolling individuals and families in subsidy-eligible health plans.HealthSherpa provides consumers access to tools to aid their plan selection and to make use of their insurance after they’ve enrolled.

Nova Credit

Seed Round in 2016
Nova Credit Inc. is a credit reporting agency based in San Francisco, California, founded in 2016. The company specializes in providing alternative credit data and analytics, focusing on improving credit access for individuals, particularly immigrants. Nova Credit's platform facilitates cross-border consumer credit services, allowing lenders and property managers to make informed decisions regarding credit applications. Its proprietary solutions, including the Credit Passport® and Cash Atlas™, utilize a unique set of data sources and compliance frameworks to enhance traditional credit analytics. Major organizations such as American Express, Verizon, and HSBC use Nova Credit’s services to navigate the complexities of credit scoring in the open finance landscape. The company is supported by prominent investors and industry executives, emphasizing its role in bridging gaps in credit access and fostering responsible growth for businesses.

Mosaic

Private Equity Round in 2016
Mosaic is a residential solar lending platform founded in 2011 and based in Oakland, California. The company specializes in providing financing for residential solar systems, enabling homeowners to invest in clean energy solutions. By offering crowdfunded loans for solar projects, Mosaic empowers solar and home improvement professionals to deliver financing through a user-friendly point-of-sale application. This approach creates a positive experience for both contractors and homeowners, allowing clients to benefit financially from owning their solar panels. Mosaic's vision of achieving 100% clean energy for all reflects its commitment to fostering shared prosperity and encouraging investment in sustainable energy solutions.

Trim

Seed Round in 2016
Trim is a financial health company that empowers customers across the United States to improve their financial lives. Trim's mission is to make Americans financially healthy at scale. Our customers benefit from automated savings, decreased bills and bank fees negotiated by Trim, canceled subscriptions, and spending analysis and recommendations. We've saved our users more than $60M and we’re continuing to grow and add features to improve financial health. Our team has previous experience at organizations like Cisco, Eventbrite, Goldman Sachs, Google, LearnVest, Patreon, Rackspace, and Stripe. Trim is backed by venture investors including Ashton Kutcher (Sound Ventures), OCA Ventures, Eniac Ventures, Version One Ventures, and Core Innovation Capital. Come work with us to create the future of personal finance.

PayJoy

Series A in 2016
PayJoy Inc. is a consumer financing provider based in San Francisco, California, established in 2015. The company specializes in offering smartphone-enabled financing solutions aimed at individuals in emerging markets. Customers can select a smartphone, make a deposit, and choose a flexible payment plan that suits their needs. PayJoy's innovative mobile security technology allows smartphones to serve as collateral, facilitating access to credit for first-time buyers and further financial assistance for unexpected expenses. With a focus on the underbanked population, PayJoy has successfully reached over 10 million customers across various countries, including Mexico, Brazil, Colombia, Ecuador, Panama, Peru, and South Africa. The company has achieved profitability and continues to grow, reinforcing its mission to provide credit access to underserved communities.

Mirador

Series A in 2015
Mirador is a leading front-end small business lending platform that assists established lenders in borrower acquisition, digital application processing, decision-making, and communication with borrowers. By providing a streamlined user experience, Mirador enhances profitability and efficiency in the lending process, enabling traditional lenders to remain competitive. The core lending platform can be augmented with additional modules for lead generation and second-look programs, allowing lenders to either implement or expand their small business loan offerings with a single partner. Lenders utilizing Mirador's platform have experienced a 69% increase in efficiency and an average reduction of $1,550 in loan origination costs, contributing to greater profitability. The platform supports a variety of small business lending products, including term loans, collateralized loans, SBA guaranteed loans, commercial real estate loans, and quick decision loans, ranging from $1,000 to over $20 million. Additionally, Mirador collaborates with banks, credit unions, non-profits, and specialty finance companies to enhance risk management and borrower experiences in small business lending.

Honest Dollar

Seed Round in 2015
Honest Dollar, Inc. is an online platform that focuses on providing investors with transparency and information regarding finances and retirement plans. Established in 2014 and headquartered in Austin, Texas, the company operates as a subsidiary of Goldman Sachs Private Wealth Management. Honest Dollar aims to simplify the investment process for individuals by offering accessible financial tools and resources.

TIO Networks

Post in 2015
TIO Networks serves the largest telecom, wireless, cable and utility network operators in North America. With more than 60,000 physical location endpoints in our bill payment processing network, TIO symbolizes fast, convenient and secure access to high quality bill payment services.

CoverHound

Series C in 2015
CoverHound, Inc., operating as CoverHound Insurance Solutions, is a technology company based in San Francisco, California, that provides a comparison shopping platform for car and property insurance. Founded in 2010, CoverHound connects consumers with national insurance carriers and local agents, allowing them to compare accurate rates and find policies that suit their individual needs. The platform is designed to offer transparent access to insurance options, providing smart recommendations and personalized quotes without spamming users. With a focus on user control and data privacy, CoverHound facilitates a seamless experience for customers seeking to shop for and purchase insurance.

Fundera

Series B in 2015
Fundera, Inc. is an online marketplace based in New York that assists small business owners in comparing diverse small business loan options. Founded in 2013, the platform features a wide range of financial products, including SBA loans, term loans, equipment financing, business lines of credit, invoice financing, short-term loans, merchant cash advances, and personal loans for business purposes. Fundera aims to empower entrepreneurs by providing expert insights and tailored financial options, allowing them to make informed decisions based on their specific needs and eligibility. By leveraging proprietary technology and financial expertise, Fundera connects business owners with lenders, credit card issuers, and banks to help them secure funding at competitive rates. As of October 2020, Fundera operates as a subsidiary of NerdWallet, Inc.

Mayvenn

Series A in 2015
Mayvenn, Inc. is a company based in Oakland, California, founded in 2012, that empowers hair stylists by providing them with tools to sell hair extensions directly to clients. By eliminating the need for upfront costs and inventory management, Mayvenn allows stylists to focus on their craft while seamlessly integrating retail into their services. The company aims to transform the salon retail experience and has established a growing network of over 50,000 stylists and hundreds of thousands of customers across the United States. With a mission to enhance how individuals purchase hair extensions, Mayvenn has invested millions back into salons nationwide, fostering a movement that prioritizes both stylist empowerment and customer satisfaction.

Vouch Financial

Series A in 2015
Vouch brings friend-powered finance to the lending industry. It helps borrowers get personal loans at better terms than other lending institutions or marketplaces typically offer. The company was incorporated in 2016 and is based in San Francisco, California.

CoverHound

Series B in 2015
CoverHound, Inc., operating as CoverHound Insurance Solutions, is a technology company based in San Francisco, California, that provides a comparison shopping platform for car and property insurance. Founded in 2010, CoverHound connects consumers with national insurance carriers and local agents, allowing them to compare accurate rates and find policies that suit their individual needs. The platform is designed to offer transparent access to insurance options, providing smart recommendations and personalized quotes without spamming users. With a focus on user control and data privacy, CoverHound facilitates a seamless experience for customers seeking to shop for and purchase insurance.

Wipit

Series A in 2013
Wipit, Inc. is a mobile payments company based in Lake Forest, California, established in 2010. It offers a mobile payment application that allows users, particularly those who are unbanked or underbanked, to make cash payments directly from their smartphones. The platform includes features such as bill payment, phone top-ups, and fund transfers, alongside a Visa prepaid card. Wipit has formed partnerships with notable companies, including H&R Block and Euronet Worldwide, and serves as the technology provider for the "Boost Mobile Wallet," enabling mobile financial services for Boost Mobile's customer base. As of September 2015, Wipit operates as a subsidiary of Urban FT, Inc.

L2C

Venture Round in 2012
L2C is a prominent provider of consumer scoring and analytics solutions in the United States. The company specializes in utilizing alternative payment and asset data to generate predictive credit, collection, and marketing scores for over 260 million individuals. Its innovative analytics software is particularly valuable to the consumer credit industry. L2C serves a diverse clientele, including major institutions across various sectors such as financial services, retail, healthcare, automotive, telecommunications, and media and entertainment.

Oportun

Series E in 2011
Oportun, Inc., founded in 2005 and based in San Carlos, California, is a financial services company that specializes in providing personal loans to individuals who may lack a credit score or have limited credit history. The company aims to empower its 1.9 million members by offering a digital banking platform that includes intelligent borrowing, savings, budgeting, and spending tools. Since its inception, Oportun has disbursed over $15.5 billion in responsible credit, effectively saving its members more than $2.3 billion in interest and fees. The company also offers a range of products, including unsecured and secured personal loans, auto loans, and various transaction services, all designed to help members achieve their financial goals and improve their financial well-being.
Spot something off? Help us improve by flagging any incorrect or outdated information. Just email us at support@teaserclub.com. Your feedback is most welcome.