Crossventures

AdInte Co., Ltd. is a company based in Kyoto, Japan, that specializes in developing an advertising delivery platform tailored for smartphone advertising. Founded in 2009, AdInte offers a range of services including demand side platform (DSP) advertising, web marketing, search engine optimization (SEO), and the management of a dental job site. The company also provides original ad network solutions and website creation services. With a focus on mobile internet, AdInte serves clients in both Japan and South Korea, delivering online and online-to-offline (O2O) advertising solutions.

SMACC offers machine learning technology to automate manual document-based processing tasks in finance departments. Their AI-solutions comprise document data capturing services, accounting & controlling automation, intelligent workflow application and document management solutions. Their clients benefit from up to 90% reduction in processing time and cost.

Liqid Investments GmbH, founded in 2015 and based in Berlin, operates a digital wealth management platform designed to provide affluent individuals with tailored investment portfolios, strategies, and access to diverse asset classes. The company aims to democratize wealth management by offering services traditionally available to family offices at reduced costs and lower minimum investment thresholds. Liqid's platform is built on collaboration with experienced investment teams, including HQ Trust, a prominent multi-family office in Europe, and supported by early-stage investment fund Project A Ventures. With an emphasis on customer-oriented services, Liqid combines technology and investment expertise to deliver discretionary wealth management and access to private equity, real estate, and venture capital funds.

Ndgit GmbH, founded in 2015 and based in Munich, Germany, specializes in developing banking software-as-a-service with a focus on API integration. The company offers a comprehensive API platform that facilitates the secure management and orchestration of internal and external APIs, catering primarily to the banking and insurance sectors. Its solutions include access-to-account APIs compliant with PSD2 regulations, a multi-aggregator API for managing accounts and payments across various banks, and a marketplace for digital finance APIs. Ndgit collaborates with fintech firms and established software providers to enhance the digital financial experience for clients and their advisors. By streamlining IT architectures and enabling the rapid development of innovative financial services, Ndgit aims to connect banks and insurance companies with broader digital ecosystems efficiently.

Savedo GmbH is an online marketplace based in Berlin, Germany, founded in 2014, that facilitates investment in fixed-term deposits across the European Union. The platform allows users in Germany, Austria, and the Netherlands to access better interest rates on their savings without the need to travel to different countries. By partnering with various banks, Savedo provides essential services such as customer support and standardized account documentation, streamlining the investment process for its clients. As of August 2017, Savedo operates as a subsidiary of Deposit Solutions GmbH and is staffed by a team of experienced finance professionals and online specialists dedicated to enhancing retail investment opportunities in Europe.

Cliccessory is personal easy to use jewelry atelier: it embodies the most personal jewelry concept on the market to date.

OptioPay GmbH, based in Berlin, Germany, specializes in payment solution software that integrates marketing with payment processing. Founded in 2014, the company allows businesses to efficiently manage payments to employees, customers, and partners through various options, including pre-paid gift cards. This innovative approach not only offers recipients flexibility and value but also transforms outgoing payments into potential revenue streams for businesses. OptioPay's platform creates a performance-based advertising channel, helping companies reduce transaction costs while providing valuable payout alternatives. With a diverse team of 50 professionals from 20 nations, OptioPay aims to redefine how individuals receive payments, ultimately establishing itself as a leading processor for corporate payouts.

Tradico AG, based in Ruggell, Liechtenstein, offers bank-independent financial services that facilitate working capital for small and medium-sized enterprises engaged in global trade. Through its online platform, Tradico enables clients to access instant feedback on payment terms, allowing for a streamlined transaction process. Users can register without paperwork, easily upload their trade details, and execute transactions efficiently. The company finances inventory for its clients and ensures that suppliers' invoices are paid immediately, giving buyers additional time to settle their payments. By connecting suppliers with SMEs, Tradico provides a reliable and rapid solution for accessing working capital without the need for traditional banking securities. Since June 2019, Tradico has operated as a subsidiary of Bank Frick & Co. Aktiengesellschaft.

Passt Digital Services GmbH owns and operates an online insurance marketplace platform.

Lendstar is a Munich-based start-up that has developed a mobile application designed to facilitate social financial interactions. The app allows users to lend, share, or send money easily while providing a secure platform for bank transfers linked directly to their current accounts. It features a mobile wallet and a pre-paid credit card, enabling users to manage their financial transactions effectively. Lendstar has received recognition for its innovative approach, winning several awards, including the Best of Mobile Awards in the finance category. The application is available in both German and English for iOS and Android devices and is currently collaborating with various national and international banks to enhance its services.

Studydrive is a platform designed for students that facilitates the sharing and discussion of study materials. It allows users to share their notes, engage in discussions, and provide feedback on each other's work. By doing so, Studydrive offers users free access to valuable study resources, enhancing their educational experience. The platform aims to create a collaborative environment where students can benefit from shared knowledge and improve their academic performance.

COMPEON is Germany’s leading financing portal for SMEs. Companies can obtain tailored offers from various financing partners for their planned projects by submitting a query free of charge at www.compeon.de. COMPEON works with more than 220 banks, leasing companies and special providers and handles financing enquiries with a total volume of €2.5 billion every year. In addition to credit, loans and leasing agreements, the firm brokers also factoring and alternative financing products – such as mezzanine capital, purchase and project financing or private debt. The fintech company has been on the market since 2013. In addition to its three founders and managing directors Kai Böringschulte, Dr Nico Peters and Dr Frank Wüller, COMPEON is owned by DvH Ventures, b-to-v and Tengelmann Ventures.

Moneymeets community GmbH, founded in 2012 and based in Cologne, Germany, operates a social trading platform that assists private customers in making informed financial decisions. The platform allows members to consolidate their investment accounts, bank accounts, and insurance contracts while defining personal financial objectives. Users can share and discover investment strategies for various goals, such as retirement and educational savings, facilitating a collaborative environment. Additionally, Moneymeets offers a digital robot advisor that provides automated analysis of account data and access to professional investment strategies. This service not only enhances the financial decision-making process for individuals but also enables financial service providers to enrich their offerings and strengthen customer loyalty.