Premji Invest

Home Credit India Finance Pvt. Ltd. is a prominent non-banking financial company in India that specializes in consumer finance. The company aims to enhance credit penetration and promote financial inclusion by providing simple, transparent, and accessible financial solutions. Operating in over 110 cities across 20 states, Home Credit India has established a robust network of more than 23,000 points-of-sale, enabling it to serve over 5 million customers. The company offers fast and hassle-free loans for a variety of consumer goods, including home appliances, mobile phones, laptops, and two-wheelers. With a workforce exceeding 18,000 employees, Home Credit India has been recognized for its excellence in employer practices.

Oro is a financial services platform that enables users to unlock the value of their gold by providing loans against gold jewelry, coins, or bars as collateral. It connects individuals with financial institutions, facilitating access to immediate financial assistance at a lower cost. In addition to loan services, Oro offers locker facilities and a user-friendly platform for tracking account statements and financial details. The company aims to address inequities in traditional financial systems, ensuring that users receive the right information and support to manage their gold assets effectively.

TVS Credit Services Limited is a non-deposit taking non-banking finance company based in Chennai, India, incorporated in 2008 as a subsidiary of TVS Motor Services Limited. The company specializes in providing vehicle financing solutions, including loans for two-wheelers, used cars, tractors, and three-wheelers, catering primarily to customers in small towns and rural areas. With a network of approximately 2,500 dealerships and around 100 branch offices across India, TVS Credit Services aims to support financial inclusion by offering timely and affordable credit to individuals from diverse socioeconomic backgrounds. The company has also expanded its offerings to include financing for used commercial vehicles and consumer durables. With a customer base exceeding 2.5 million and a strong CRISIL rating, TVS Credit Services has garnered recognition for its contributions to rural marketing and employee engagement.

Oro is a financial services platform that enables users to unlock the value of their gold by providing loans against gold jewelry, coins, or bars as collateral. It connects individuals with financial institutions, facilitating access to immediate financial assistance at a lower cost. In addition to loan services, Oro offers locker facilities and a user-friendly platform for tracking account statements and financial details. The company aims to address inequities in traditional financial systems, ensuring that users receive the right information and support to manage their gold assets effectively.

Equitas Holdings Limited, based in Chennai, India, operates as a non-banking financial institution through its subsidiaries. Founded in 2007, the company focuses on providing a range of financial services, including microfinance, vehicle finance, housing finance, and loans for micro and small enterprises, as well as agricultural and gold loans. It serves individuals and businesses, particularly those with limited access to traditional banking services. Additionally, Equitas Holdings engages in online freight facilitation under the Wowtruck brand. The company evolved from its original name, Equitas Micro Finance India Private Limited, in 2012, and it has since expanded its offerings to include a variety of financial products aimed at helping low-income customers and self-employed individuals.