DCU FinTech Innovation Center

Lendshift offers lending tools and systems for individuals, not-for-profits, and other non-bank entities. It strengthens community resilience and increases financial mobility by facilitating loans with 0-3% interest rates.

Operator is an open alpha and on-chain analytics natural language search engine. Operator is capable of locating wallets that match any criteria, such as wallets that purchased a token and minted a CryptoPunk before a given date.

Otomo provides self-driving finance as-a-service to retail financial institutions, fintech companies, and brands. Through an embeddable experience, consumers gain access to AI-curated autonomous finance tools that remove forethought, guesswork, and effort from their daily financial lives.

Quiltt enables financial innovators to access the best account aggregation and transaction enrichment providers through one lightweight integration and one simple contract. Our mission is to unlock the next wave of fintech innovation by removing technical and commercial barriers to build with financial data.

Slyde is a music-based mobile app for iPhone and Android platforms. The company offers a cloud based music application that let artists share and release new music. It allows artists publish and release new music singles with extra content all in one package, Slyde was founded by Edward Ludvigsen and cPeltz in 2012. The company is headquartered in New York.

LionX helps companies create customer trust & loyalty with a privacy experience, transparency, and responsiveness.

Tally Street helps small businesses grow by uncovering customer stories in their accounting data. Tally Street provides insights into customer lifetime value (LTV), sales trends, concentration risk, product pricing, and collections performance in branded reports. Tally Street focuses on modern accounting and finance firms that are striving to serve their small business clients more efficiently and profitably.

Cambio Money is a financial services platform that aims to make financial solutions simple and accessible to individuals and businesses. It is dedicated to assisting people in saving, growing, and managing their money. It provides a variety of services, such as online payments, transfers, currency exchange, and budgeting tools. It aims to make financial management simpler and more efficient. The company also provides a secure platform to ensure the financial security.

Secab supports entrepreneurs in the areas of chartered accountancy, law, and strategy. The Group's sales force, its transversal services (accounting, social, legal, etc.), as well as good control over the production processes, have enabled it to achieve a higher rate of return than the sector and to develop through organic and external growth. It was founded in 2007, bringing together 12 firms located in the East of France in Paris, Villeparisis, Melun, Montereau, Sens, Joigny, and St. Florentin, Fréjus.

Pakira is a trading platform for physical commodities markets throughout their entire B2B supply chain from source to retail.

Blocksyte has created a comprehensive, low cost and simple to use self-configuration blockchain solution platform adaptable to multiple industries. We provide a one-stop application that removes the complexity of integrating with myriad complex blockchain networks (IBM, SAP, Oracle etc...). Blocksyte provides a full end to end application and API for “certificate-based and blockchain secured data, documents and smart-contracts” to optimize supply chain logistics for Small to Medium sized businesses ("SMB's). Our solution tracks GPS location, temperature, humidity, shock, tampering, altitude and provides instant feedback to help you run your business more efficiently.

Wunderite is building software to help insurance agencies thrive in a digital age. Wunderite is created by insurance industry and business veterans.

Cranberry Ventures helps Americans build wealth through lease-to-own housing.

ExSeed Health Test and improve the quality of your sperm from the comfort of your home with thier smartphone device and intelligent lifestyle app.

Data driven decision making

iink Payments provides a platform helping contractors automate their customers' insurance proceeds verification and disbursement.

Unadat enables individuals, families, and organizations to make financial decisions by providing peer-support systems and visualizations. Its free-for-users tools empower family members and friends with control over their financial data, life goals, and fundraisers, transforming the way we experience money for everything from debt and savings to budgeting and investing. Unadat partners with influential fintech providers and self-made money coach alike to give everyone a leg up in a complicated financial world through market-leading dashboards, user-pushed demand for services, and pre-packaged solutions.

Bitbridge is an MIT-spun hedge fund that focuses on global cryptocurrency markets.

Paerpay helps merchants nationwide accept contactless payments without the hassle of changing point-of-sales systems, processors or requiring guests to download an app. The company was founded in 2017 and is headquartered in Boston, Massachusetts, United States.

Mobile app that helps communities recover faster through self-organized disaster relief. Peer-to-Peer Disaster Recovery. Jointly is a mobile app that helps communities self-organize disaster relief to recover faster and sustain long-term recovery. By directly connecting disaster victims with volunteers, Jointly allows individuals to request help through services and donations in varying degrees of disaster worldwide, and to find skilled volunteers who are available to fulfill those needs, focusing on long-term recovery. This minimizes waste of resources, reduces duplication of services, and significantly shortens recovery time for individuals and communities.

Government Regulation of Insurance. Data Entry. Faxing and Mailing. Three of the least sexy things on the planet. But, state-level regulation of insurance requires keeping up with various filing requirements, maintaining form templates, and completing hours of research. Errors result in fines and penalties. FilingMate is creating a platform for insurance companies to find, manage, complete, review, and submit forms and filings to regulators. We like to think of it as a bit like "TurboTax for Insurance Companies".

Everyday Life Insurance uses technology to make life insurance accessible to all who need it. We launched in 2020 and are headquartered in Boston, Massachusetts.

Databento makes it simpler and faster to access financial market data. Founded by traders and engineers from world-class quantitative hedge funds, Databento's self-service model allows users to instantly pick up live exchange feeds and terabytes of historical data. Users have the flexibility to only pay for what they use, or opt for flat-rate pricing. Databento's servers are hosted in the colocation facilities of various trading venues for low-latency and high-fidelity data capture, directly from the source.

elphi offers a loan origination platform to help forward-thinking lenders. They provide financial solutions such as credit unions, mortgage banks, and business purpose lenders.

Surround Insurance is an InsurTech company that offers property and casualty insurance products for young urban professionals. The company was founded in 2018 by Jonathon Grayson and Kate Terry and is headquartered in Cambridge, Massachusetts, United States.

Vincere Health is a Techstars-backed health tech company founded at the Harvard Innovation Labs in 2019. They use a combination of intelligent, frequent incentives, objectively verified health data, and health coaching to drive behavior change to solve healthcare's biggest challenges - starting with smoking cessation.

Castalune is a predictive software prototype for distributed renewable energy resource optimization.

Envel is a financial services company that specializes in the fields of consumer banking, fintech, money management, and wealth management. It features and an autopilot software platform that uses the power of Artificial Intelligence to guide your finances in real-time. Envel has developed patent-pending AI banking tech to help take care of personal finances 24/7 in a way that benefits the user’s pockets and not the middleman. The company's unique behavioral science-driven technology formulates and implements the best savings and spending model for its customers to ensure there is little unnecessary spending. Through its Envel Money Management System, each user's Spending DNA™ is defined and tracked by a system that learns individuals' habits over time and automatically adjusts account splits and friction accordingly. Envel is initially geared towards helping keep college students cash in check, and aim to eventually help more than one million college students get out of debt.

Reggora is a cloud-based, two-sided appraisal platform that streamlines the appraisal process for mortgage lenders and appraisers.

Zamp is a mobile location-based service that allows travelers to discover who's around and connect with them in real-time. Travelers use Zamp to share/receive relevant tips to and from others, arrange meetups, coordinate ride sharing, and brag about where they've been and where they're going. They also can map and track their stats and travel activity, including miles traveled, top routes and airports and favorite airlines. Service providers also benefit from receiving immediate immediate and valuable feedback from their most important and influential customers.

Edmit is an operator of an ed-tech platform designed to create greater price and value transparency in higher education.

Posh is a conversational AI and NLP technology development company that enables developers to deliver a new way to interact with users. With Posh, website actions that takes minutes to complete can be sped up to just seconds with a simple message from bots. Companies in finanical services, healthcare, utilities, and beyond are using the Posh platform to re-create call centers and automate routine requests for both customers and staff while saving time and money. The company wants to make the internet experience easier and more enjoyable. Posh was launched on 2015 and is based in Boston, Massachusetts.

KingsCrowd is an online private market rating and analytics platform for equity crowdfunding research and rating service. The platform provides insights, analytics, and ratings to help you navigate the fragmented market of startup investing and vet the deals worth adding to the investment portfolio. It enables us to create a predictive Artificial Intelligence (AI) driven startup investing platform that allows us to identify the factors that drive outsized startup investment returns. KingsCrowd connects investors and entrepreneurs to help private companies grow. It aims to empower everyone to invest in startups confidently through a platform-agnostic suite of EC support products including research, recommendations, data analytics, and financial products. KingsCrowd was founded in 2018 and is headquartered in San Francisco, California, USA.

PayByCar, the in-vehicle payment innovator, makes it easier and safer than ever for people to pay drive-up retailers while in their cars. Using the toll transponders drivers already have and love, PayByCar eliminates payment hassles and security risks so people can get back on the road in no time. More exciting announcements coming soon.

Tunnel is a fintech company that offers real-time cross-currency payments services. The company utilizes a Distributed Ledger Technology (DLT) to offer no transaction fee processing. It also provides payment rails, APIs, and mobile apps. Frank Makrides, Mariana Jbantova Svirchuk, and Neil Ratna established Tunnel in Boston, Massachusetts in 2018.

Alacris provides advanced identification and access security software and certificate management products. Alacris looks to help clients manage trusted digital identities across a wide variety of security technologies, platforms, architectures and devices. Alacris was acquired by Microsoft in September, 2005.

Hound Software helps financial institutions to resolve critical,time-sensitive situations through automation and AI and smart workflow.

Novo Platform Inc. is a modern banking platform that develops applications designed to integrate banking activities for businesses. Founded in 2016 and based in New York, the company provides users with tools to receive analytical insights and alerts related to fraudulent activities in their banking data. Novo partners with a network of FDIC-insured community banks, enabling it to offer banking products directly to consumers while emphasizing transparency and user experience. Initially focusing on depository banking products, Novo plans to expand into more profitable segments as it grows.

TowerIQ is a broker first platform that brings transparency to insurance markets. The company seamlessly brings clients from application to binding by augmenting broker expertise with a low touch technology platform that distributes ingestible data directly to any carrier. This frees brokers and agents to focus their efforts on solving the business challenges facing the clients that allow them to win more business and improve client retention. TowerIQ was founded in 2017 and is headquartered in Boston, Massachusetts.

Arwen gives protection while trade on cryptocurrency exchanges. They are a team of seasoned experts in cryptography, network and cloud security. Arwen aims to be the most secure standard of trading as a technology built for centralized cryptocurrency exchanges. Their protocol and system has been developed by a team with over a decade of expertise in cryptographic standards and network security. They are building better crypto trading infrastructure and have the best team in the business.

PeopleHedge simplifies the process of managing currency risk. At PeopleHedge, they are trying to solve the world's foreign exchange rate problems. PeopleHedge is working on a product that will allow clients to lock in an exchange rate months in advance.

StackUp delivers investment portfolio monitoring and data-driven analysis. Users are aware of how effectively they are managing their financial future. It makes it easy to identify and connect with top-rated financial advisors when need a new one.

Manage all your financial accounts in one place, conduct what-if scenarios, and see future cash and net worth balances with Project Finance. Voted top personal finance application to watch in 2018.

We believe ordering should be easy no matter where you are. From trivia at the local bar to intermission at the theater, order and pay with Noble and get back to enjoying your night. Specialties Mobile Ordering, Mobile Payments, Food and Beverage, Big Data

Stavvy is a modern lending experience designed to connect lenders with their title, settlement, and appraisal vendors. The Stavvy Connect is a fully-integrated, digital mortgage vendor platform that allows mortgage banking professionals to seamlessly and securely communicate and access vendor data & deliverables without fragmentation or exposure to unnecessary risk. The Stavvy Notarize empowers title agents, lawyers, notaries and other real estate professionals to leverage the power of web conference technology to conduct virtual closings and meetings in real-time.

Finnest is a mobile app and secured debit card account for kids and teens that teaches the value of money by providing tools and activities for saving, spending and investing their money. Finnest innovates the way kids grow up with money and offers a whole new approach to​ teaching personal finance. Our carefully designed platform enables easier transfers between parents and their children and encourages them to save and grow their money while only spending responsibly.

Harbor has developed the first intelligent sales assistant for independent professionals like financial advisors, accountants, and lawyers, to automate their sales conversations and focus on running their business. It’s enterprise-quality sales execution at 50x lower cost than a sales specialist. Harbor Plan offers two different types of quizzes to choose from depending on needs: the Financial Health Quiz and the Investor Personality Quiz. The Financial Health Quiz will reveal the prospect's financial situation, priorities, and goals. The Investor Personality Quiz will give that, plus important information about whether he or she is a confident or timid investor, interested in high-risk or low-risk, diligent or impulsive, reserved or tumultuous. Depending on the quiz the potential lead chooses, the answers provided give enough to qualify them as a good potential client as opposed to simply working with basic information like a first and last name and email from a contact form. Another major benefit of Harbor Plan is that it's a true multi-channel lead-generation platform, meaning that it can also send text, voicemails, and even phone calls in addition to emails. This is all done through a dedicated number within area code.

Most datasets have more than four columns, yet most plots compare X vs Y, size vs color. Going well beyond plots in 3D, our platform enables you to notice anomalies and make unique and quicker decisions in the headset you simply cannot see on a flat screen. It’s been mathematically proven to expand your perspective on data by up to 3,060x. Our SDK enables ISVs and enterprises to leverage this power directly from existing systems & workflows. The best data analysis comes from a blend of human and machine. Uncover new insight leveraging uniquely human wisdom, judgment and creativity across wider perspective of data. Immersion Analytics' patents-pending approach to intuitively visualizing data has been compared as for understanding data what quantum computing promises to be for processing it, since both consider many possibilities at once.

MakeCents’ Pay-By-Bank solutions enable businesses to generate more sales and more profit by providing easy and secure alternatives to credit-card-only payment solutions. Whether you need a simple payment gateway plugin for your WooCommerce store, or a highly customized API-driven solution for your enterprise-class e-commerce site, our secure and easy-to-use platform is ready to make you more money.

Headquartered in Boston, FiVerity, Inc. develops and markets AI- and machine learning software solutions that detect new and emerging forms of cyber fraud and deliver actionable, proactive threat intelligence. The company’s products meet the unique requirements of financial institutions, including banks, credit unions, and credit card providers. The company’s solutions help financial institutions strengthen, streamline and scale their consumer-facing business processes, such as application processing, credit verification, and customer onboarding. With its predictive and proactive approach, FiVerity’s solutions help customers to improve their internal processes to reduce losses from fraud and drive faster, and more profitable and sustainable growth.

SpotMe is the enterprise event platform that helps accelerate customer relationships at scale. Run hybrid, virtual, and in-person events with a branded and compliant event app, offer a personalized experience, and get deep data insights that flow into your CRM. SpotMe provides 24/7 instant support and white-glove service. SpotMe is trusted by 12,000+ global Fortune 500 business leaders, including 10 of the top 20 life science companies, the Big Four professional services networks, and leading technology, financial, and manufacturing companies.

Companies today generate and own a lot of data, spread throughout their entire organisation. Different teams and departments are using different systems which effectively creates data islands that are cut off from each other. However, many of these companies want to start using data science, machine learning or artificial intelligence (AI) to boost their business. This is an arduous task given the disparity of their data. Tengu is the Platform-as-a-Service solution that overcomes these struggles. It connects to the data sources of the company, streamlines and standardises the data by designing their own data pipelines and environments. This makes it easier for data scientists to work with machine learning and AI, and for business analysts to input this data into dashboards and business intelligence tools to get real-time insights. Unlike other PaaS providers, we believe it’s not just about the technology, it’s about the convenience of the users. We help companies to better understand their data needs: what objectives they want to achieve and what data is needed to get there. Therefore, we offer extra services like workshops, share our knowledge and build the DataOps Community, where people present their cases and questions, and help each other to find the best data solution. This is how we help companies become data-driven, increase the efficiency of data profiles and above all, how we make data most useful.

Skydeo is a provider of mobile audience segments, insights, and identity solutions to brand advertisers, agencies, and platforms in auto, retail, tech, and mobile gaming.

Matchupbox proposes Digital Identity and Personal Data services around its PikcioChain, a proprietary modular permissioned-based blockchain, After three years of R&D, the PikcioChain creates an intelligent, secure and unique transactional eco-system. Based on the data exchanged or collected, the smart contracts developed by MatchupBox perform on demand specific tasks (payment, renewal, upgrades, supports, product and services search and booking.) By exemple, KYC process costs more than $10 Billion a year to US banks. MatchupBox builds an eco-system to facilitate on-demand, secure access to Personal Data and Digital Identity via its PikcioChain, so background and personal information verification checks no longer needed to be undertaken from the ground up every time. This reduces the overall cost of KYC, remove inefficiencies, enhance security and privacy, improving customer experience.

Credible Investment Ideas From Verified Peer Investors

Digital Onboarding provides digital onboarding for financial services products that drives bank profits by increasing new customer activation rates. The company helps banks and credit unions turn account holders into engaged and profitable relationships by making it easy for customers and members to adopt account-related services like direct deposit, online bill pay, and debit cards. It also enables institutions to instantly create email and SMS reminders that drive to personalized, digital journeys, which educate and motivate customers and members to take action. The platform provides a fully automated onboarding experience that motivates small businesses to adopt fee-based services and make the bank their primary financial institution. Digital Onboarding was founded on July 22, 2015, and is headquartered in Boston, MA, USA.

Energetic Capital was created to catalyze deployment of renewable energy with a focus on sub-investment grade and unrated credit risks. Our process is faster and more scalable than any existing financing options, allowing more organizations to access and procure clean energy and efficiency solutions. We provide a comprehensive financing package that unlocks the benefits of efficient and affordable financing for renewable energy.

Own Up is a home loan marketplace intended to help clients find mortgages and lenders. They make sure no borrower overpays for their mortgage. Their technology provides clients with customized data so they know exactly what they should pay on their mortgage.

We help merchants to optimize payment processing.

ARAMIS srl (Advanced Reliability Availability & Maintenance for Industries and Services) is an innovative engineering research and development consulting company. ARAMIS has been founded and developed by a group of PhD researchers of the Politecnico di Milano, which since more than 25 years investigates and develops advanced methodologies and algorithms for the analysis of industrial systems and components, in support to several important industrial companies.

Innovative banking and fintech solutions for Generation Z

LearnLux is a digital, independent financial, and benefits education platform. It provides unbiased, customized financial education to better the way people make financial decisions. For partners, LearnLux empowers employers to offer financial wellness as a benefit.

Candidly is an AI-driven student debt and savings optimization platform. It offers individuals and families through every step of the planning, borrowing, and repayment experience.

Doni is an online platform designed to give consumers all the tools they need to achieve their goals, under the same roof. The unique approach is that it puts your wants and needs in the center of attention. It’s not about going at it alone, setting up some savings rule and wait around. It’s about connecting everyone around a goal, friends, family, banks, insurers, marketers, retailers, all to make sure the goal is achieved.

Adjoint offers a smart contract platform and distributed ledger solutions designed to improve efficiency, security, and compliance in modern finance. Its revolutionary technology was built using the latest research in cryptography, type systems and formal verification. Enterprises can quickly deploy, maintain, verify and execute smart contracts globally. Such technology helps enterprises reduce costs, mitigate risks and improve margins. Founded in 2016, the company has offices in Boston, MA and London, UK. For more information, please visit www.adjoint.io

Good Growth Capital provides investors with exceptional returns through our ability to source, assess and invest in early-stage transformative science- and technology-based companies in life sciences, data sciences, and greentech/hard sciences.

Immi is a food product manufacturer intended to provide instant ramen with low net carb and high protein. The company's products include high fiber, low sodium, plant-based, and keto-friendly instant ramen, providing healthy quick meal to consumers.

CurrencyDoc is a provider of a mobile app-powered, multi-currency, prepaid card.

QuantUniversity offers custom consulting in data analytics, quantitative finance and optimization. We have significant experience in design,development and distribution of quantitative applications. We partner closely with our customers and do deep engagements and have delivered value that has significantly enhanced our customers's ROI on projects.

Arbitrage Ed produces financial education for individuals using short-videos with relevant questions and research tools.

At Arbitrage Technologies, they strive to build the best possible ultra low latency trading platform to directly connect and interconnect all major financial exchanges on a global level. Their groundbreaking technologies are captured in easy-to-use software toolkits not yet seen in the marketplace before and are already certified to trade on CME. Making better markets.

Bullseye offers a mobile-first experience that provides daily stock discussions, relevant and current investment information, and private group chats with other investors.

Collective Capital is an investment vehicle that channels capital into initiatives and investments that have positive social impact while aiming to generate outsized economic returns.

Allowance is a freelance app service that creates an online marketplace connecting working professionals (Patrons) with college students (Students) through the trade of services. With our service, Patrons will post non-licensed/non-contracted jobs and students will have the ability to complete these tasks while being provided an alternative income source by completing these chores posted by the Patron. With a better way to earn money and the utilization of financial technology, Allowance helps students alleviate the financial burden of obtaining a college education.

Alt-Options is a financial service company that strives to solve the liquidity problem related to the developing virtual currency market, creating a platform and algorithms needed to price derivative products and facilitate trading. Alt-Options currently provides standardized option contracts on BTC/USD currency pairs, among other products. Join us on Facebook and Twitter, and feel free to reach out to our team via email. Facebook: https://www.facebook.com/altoptions Twitter: https://twitter.com/AltOptionsLLC Google+: google.com/+Altoptionsllc

Sandbox Banking develops a banking platform that connects new fintech software to existing systems. The company's mission is to democratize digital transformation in the financial industry through secure, scalable integration technology embedded with deep industry intelligence. It helps financial services organizations innovate faster by making it easy to connect applications and data.

Cielo is focused on helping you Optimize the Customer Relationship; transforming your voice channel.

Own Up is a home loan marketplace intended to help clients find mortgages and lenders. They make sure no borrower overpays for their mortgage. Their technology provides clients with customized data so they know exactly what they should pay on their mortgage.

Elsen is the Platform-as-a-Service company for large financial institutions. The Elsen nPlatform enables anyone to effortlessly harness vast quantities of data to make better decisions and quickly solve the most complex problems.

Blueleaf is a financial relationship management platform that helps its users simplify wealth management workflows. Their management platform provides live reporting access through its users’ branded portals, including balances, performance, allocation, detailed holdings information, and weekly push updates as well as data-sharing and collaboration technologies.

Stock Rover is a web application that simplifies the way investors perform research, make decisions, and track investments. They offer stock and ETF comparisons, screening, and portfolio analytics. It also provides the capability of charting, real-time alerts, stock ratings, earnings calendars, and brokerage integration.