Jack Henry & Associates

Founded by Pavleen Thukral and Allen Nance in 2015, Atlanta-based Stackfolio is a fintech startup that uses modern technology to serve a vibrant online marketplace for loan trading between financial institutions. The integrated data research platform helps institutions make sophisticated trading decisions.

Digital Onboarding Inc. is a technology company that specializes in a SaaS-based platform aimed at enhancing the new account activation process for financial institutions, such as banks and credit unions. Founded in 2015 and headquartered in Boston, Massachusetts, the company offers an automated solution that facilitates seamless communication with customers, improving engagement and education regarding financial products and services. Through its platform, Digital Onboarding enables institutions to create personalized email and SMS reminders, guiding customers through tailored digital journeys that encourage the adoption of essential services like direct deposit and online bill pay. By streamlining the onboarding experience, the company helps banks and credit unions strengthen relationships with account holders, ultimately driving profitability through increased customer activation and engagement.

Geezeo is a financial technology (Fintech) firm that delivers enriched digital banking experiences via its white label digital financial management solutions. By processing, augmenting and storing billions of transactions, Geezeo plays a significant role as a critical data partner. Purposely integrated within a financial institution's online banking and mobile platforms, financial institutions benefit from Geezeo's relevant insights that enhance the overall user experience.Geezeo has over 500 clients, including Regions Financial. Geezeo has over 7 million users.

BOLTS Technologies is a developer of boltsOPEN, a next-generation digital account opening solution. BOLTS Technologies provides products and services to help community banks and credit unions streamline their business processes through smarter integration of people, products, and technologies. It was founded in 2014 and is based in Bethlehem, Pennsylvania.

Agiletics, Inc. is a specialty banking software firm based in Longwood, Florida, founded in 1987. The company specializes in providing escrow, investment, and liquidity management solutions tailored for commercial banks. Agiletics offers a suite of modular applications that facilitate customer liquidity and investment management, ensuring seamless integration with other core banking systems. Its software design emphasizes high efficiency, functionality, and portability, reflecting the company's extensive experience in the industry. As of October 2018, Agiletics operates as a subsidiary of Jack Henry & Associates, Inc., enhancing its capacity to deliver high-quality systems and support to its banking clients.

Ensenta Corporation, founded in 2001 and based in Redwood Shores, California, specializes in providing financial self-service solutions to banks and credit unions. The company offers a range of services, including EZ Admin, a Software-as-a-Service platform that enables institutions to centrally monitor and process transactions from various sources, including kiosks, ATMs, and mobile devices. Additionally, Ensenta's Multi-Check Mobile service allows businesses to deposit multiple checks simultaneously using smartphones or tablets. With a focus on innovative, real-time SaaS solutions for mobile and online payments, Ensenta's technologies are utilized by over 1,000 financial institutions and government agencies, including the U.S. Treasury. Ensenta's products enhance operational efficiency, mitigate risks, and ensure compliance for its clients. As of December 2017, Ensenta operates as a subsidiary of Jack Henry & Associates, Inc.

Ensenta Corporation, founded in 2001 and based in Redwood Shores, California, specializes in providing financial self-service solutions to banks and credit unions. The company offers a range of services, including EZ Admin, a Software-as-a-Service platform that enables institutions to centrally monitor and process transactions from various sources, including kiosks, ATMs, and mobile devices. Additionally, Ensenta's Multi-Check Mobile service allows businesses to deposit multiple checks simultaneously using smartphones or tablets. With a focus on innovative, real-time SaaS solutions for mobile and online payments, Ensenta's technologies are utilized by over 1,000 financial institutions and government agencies, including the U.S. Treasury. Ensenta's products enhance operational efficiency, mitigate risks, and ensure compliance for its clients. As of December 2017, Ensenta operates as a subsidiary of Jack Henry & Associates, Inc.

Vanguard Software Group, LLC is a Florida-based financial technology company that specializes in developing software for the underwriting, spreading, and online decision-making processes of commercial loans. Founded in 2005 and operating as a subsidiary of ProfitStars, Inc. since 2017, Vanguard Software Group provides a suite of solutions that includes asset liability management, budget and financial reporting, current expected credit loss analysis, and card processing. The company focuses on delivering advanced financial risk analysis tools to leading banks, enabling them to proactively identify and manage risks, as well as adapt to market changes that may affect their operations.

Bayside Business Solutions, Inc. specializes in developing portfolio management software tailored for the commercial lending industry, focusing on asset-based lending and factoring. The company offers a range of products, including the CADENCE Framework, which allows finance companies and banks to manage various financial solutions such as asset-based lending, factoring, accounts receivable finance, and purchase order finance within a unified platform. Additionally, it provides CADENCE|Factoring, a dedicated system for factoring professionals, and CADENCE|ABL, which supports the administration of different lending products. Another key offering is FactorSoft Live, designed for medium to large factoring companies to oversee their factoring and A/R finance operations. Bayside also delivers hosted services for its applications and consulting and disaster recovery services. Founded in 1999 and based in Birmingham, Alabama, Bayside Business Solutions has been operating as a subsidiary of ProfitStars, Inc. since July 2015.

Banno, formerly known as T8 Webware, is a financial technology provider based in Cedar Falls, Iowa, specializing in solutions for financial institutions. The company focuses on analyzing behavior-driven banking data to enhance customer retention and stimulate growth. Banno's offerings include websites powered by Banno.com, mobile banking solutions, account aggregation, and enriched transaction services. These tools enable financial institutions to conduct segmented customer analysis using anonymized data, allowing them to create targeted product offerings that meet the specific needs of their clientele.

iPay Technologies, owned by Spectrum Equity Investors, Bain Capital Ventures and management, provides online bill payment solutions and unmatched service to more banks and credit unions than any other bill payment provider. That includes more than half of the nation's credit unions and nearly 40 percent of the nation's community banks that use bill payment software. iPay's turnkey online bill payment solutions help financial institutions to attract, retain, and grow their most profitable customers. iPay was ranked a top performer among bill pay processors by Aite Group in their 2009 industry impact report.

JHA Payment Processing Solutions provides innovative payment solutions to the financial industry including credit signature processing, debit signature processing, PIN-based processing, ATM services, cardholder award programs, fraud management/detection/prevention, personalized cards, and prepaid card programs. By outsourcing services to Payment Processing Solutions, our customers can focus more completely on their members. Our employees' dedication to service and flexibility enables customers to efficiently achieve their strategic goals.

Goldleaf Financial Solutions, Inc. provides a suite of integrated technology and payment solutions to financial institutions in the United States and internationally. It provides Goldleaf, a suite of Internet-based ACH origination and processing solutions; BusinessManager, an Internet portal that enables accounts receivable financing management; LineManager, an information tool that enables asset-based lenders to monitor the activity and quality of the assets that are the collateral for their loans; MedCashManager, a program that enables banks to broaden their portfolio, generate fee income, and increase deposits; and LendingNetwork that facilitates financing from commercial lenders in the industry. The company engages in the provision of item processing and check imaging solutions; credit and fraud insurance solutions; and software and systems for data processing applications such as loan and deposit operations, financial accounting and reporting, and customer information file maintenance. The company was formerly known as Private Business, Inc. and changed its name to Goldleaf Financial Solutions, Inc. in 2006. Goldleaf Financial Solutions was founded in 1990 and is based in Norcross, Georgia. As of October 1, 2009, Goldleaf Financial Solutions, Inc. operates as a subsidiary of Jack Henry & Associates Inc.

AudioTel Corporation is a developer of software tailored for financial institutions, focusing on solutions that enhance both back office and retail banking operations. The company provides a comprehensive suite of products that includes item processing, imaging, remittance services, document management, and various banking solutions such as Internet and telephone banking. Additionally, AudioTel offers services related to website design and hosting, addressing the diverse challenges faced by financial entities in today's digital landscape.

Gladiator Technology Services, Inc. specializes in providing managed internet and network security services primarily for financial institutions in the United States. The company offers a range of services, including firewall monitoring and management, network and server intrusion prevention, email filtering and encryption, and server vulnerability scanning. Additionally, Gladiator provides consulting services such as vulnerability assessments, penetration testing, and comprehensive security assessments. By delivering these services, Gladiator Technology Services enables financial institutions to proactively protect their information and transaction processing systems while ensuring compliance with federal regulatory standards.

US Banking Alliance provider of software solutions and advisory services that enable diverse financial institutions to develop more profitable pricing for loan and deposit products, and to ultimately implement long-term financial management processes and specific strategies.

Profitstar is a leading provider of financial management solutions that enable diverse banks and credit unions to better manage and maximize their performance. The PROFITstar(R) asset/liability management and budgeting system, and the PROFITability(R) system are Profitstar's flagship products.

Tangent Analytics, LLC provides integrated business intelligence solutions. Its BI Navigator is a fully integrated Web-based business intelligence framework, which integrates enterprise systems with other external information sources to deliver the intelligence that the clients need to make decisions faster. The company’s BI analytic applications complement the BI Navigator framework, producing targeted insights in areas, such as sales/marketing analytics, performance measurement, industry specific analytics, financial management, operations analytics, CRM analytics, and balanced scorecard. It serves financial services and manufacturing companies across the United States and Canada. Tangent Analytics was founded in 1999 and is based in Winston-Salem, North Carolina.

As of January 5, 2005, RPM Intelligence, LLC was acquired by Jack Henry & Associates, Inc. RPM Intelligence, LLC, doing business as Stratika Development and Consulting Services, operates as a software consulting company. It offers Oracle and Microsoft development and consulting solutions for database administration, application development, data warehousing, business intelligence, Web development, and e-Business solutions. The company was founded in 1998 and is based in Minneapolis, Minnesota.

As of Dec 20, 2004, TWS Systems, Inc. was acquired by Jack Henry & Associates, Inc. TWS Systems, Inc. delivers transaction processing systems and fraud prevention tools to financial institutions in North America. The company was founded in 1981 and is based in Clearwater, Florida.

Optinfo Inc. is a technology solutions provider focused on the financial services sector. Founded in 1989 and based in Charlotte, North Carolina, the company specializes in software products that assist financial institutions in managing operational risks. Its offerings include an exception management suite designed for reconciliation and exception processing, which enables clients to effectively handle various data elements. By bridging the gap between legacy systems and modern business processes, Optinfo helps organizations streamline their operations and enhance data integrity. In 2004, Optinfo was acquired by Jack Henry & Associates, further expanding its reach within the financial technology landscape.

Select Payment Processing, Inc. provides electronic check processing solutions for financial institutions, third-party payment processors, government entities, utility companies, and merchants. The company offers recurring check payments, Point-of-Purchase Check Conversion (POP), Accounts Receivable Check conversion (ARC), electronic image storage, and email notification solutions.

As of October 4, 2004 Verinex Technologies, Inc. was acquired by Jack Henry & Associates Inc. Verinex Technologies, Inc. develops biometric security solutions. The company’s product, Biodentify, provides fingerprint authentication solutions including logon, workstation locking, data encryption, single sign-on, and administration and management. It caters to healthcare, financial institutes, point-of-sale retailers, and e-commerce sectors. The company was incorporated in 2000 and is based in Lake Forest, California.

Banc Insurance Service is a provider of turnkey insurance agency solutions for financial institutions.

National Bancorp Data Services provides item capture and check imaging services for 14 banks.

CU Solutions is a provider of in-house data processing solutions for smaller credit unions and offers scalable, open architecture software solutions for credit agencies.

Transcend Systems Group is a prominent developer of sales management and customer relationship management (CRM) software based in Sioux Falls, South Dakota. The company's software solutions are tailored for financial institutions, focusing on enhancing new and existing customer relationships, boosting profitability, and improving overall customer service. Transcend's offerings include tools for cross-selling, customer tracking, sales management, incentive compensation, and profitability analysis, all aimed at optimizing customer satisfaction and operational efficiency within the financial sector.

Symitar Systems, Inc. provides information processing solutions for credit unions in the United States. The company offers core processing platforms that include Episys, an IBM System p-based solution; CruiseNet, a Windows-based solution built with the .NET technology; SymAdvisor, a consultancy service that helps credit union clients to maximize the value of their Symitar solutions; and SymXchange, a services-based programming interface that enables credit unions and third-party vendor partners to access and personalize data and business rules of the Episys core processing platform. It also provides retail delivery products, online and mobile solutions, electronic payments and imaging solutions, information security and risk management tools, business intelligence and financial performance solutions, and training and consulting services; and a range of supplementary technology products and services. The company was founded in 1984 and is headquartered in San Diego, California. As of September 9, 2004, Symitar Systems, Inc. operates as a subsidiary of Jack Henry & Associates Inc.

Sys-Tech, Inc. is a wholesaler of electronic parts and equipment, relays and accessories, circuit protection devices and accessories, electrical hardware and supplies and more.

BancData Solutions is a co-operative data center providing core data processing and item capture for 22 community banks.

Vertex, Inc. is a tax technology company that provides comprehensive solutions for managing tax compliance and reporting for businesses in various industries, including retail, leasing, communications, and manufacturing. Established in 1978 and headquartered in King of Prussia, Pennsylvania, Vertex specializes in automating end-to-end indirect tax processes, which encompass sales tax and value-added tax, among others. The company offers a range of services, including tax determination, compliance reporting, tax data management, and document management. Vertex delivers its software products through both software licenses and software-as-a-service subscriptions, and it also provides implementation, training, and outsourced transaction tax return services. Vertex's solutions are designed to help businesses navigate complex tax operations with confidence, supporting their growth and compliance efforts on a global scale.

Liberty Banking Services is a service bureau serving 13 banks in the Denver, Colorado area.