Lloyd's Lab

Lloyd's Lab, established in 2018 and based in London, serves as an accelerator focused on fostering innovation within the insurance technology sector. It seeks to identify and support startups that leverage alternative data sets to enhance risk assessment and improve underwriting practices. By exploring new data sources and methodologies, Lloyd's Lab aims to create more accurate profiles of risk, which can lead to more profitable underwriting. The accelerator is also interested in the development of novel insurance products and solutions, including parametric offerings and advanced pricing techniques, that can open new markets and enhance the industry's capacity to predict and manage risks. With a commitment to driving technological advancements, Lloyd's Lab plays a vital role in shaping the future of the insurance landscape.

Dawn Miller

Chief Commercial Officer and CEO of Lloyd’s Americas

24 past transactions

Segro

Post in 2025
SEGRO is a UK-based Real Estate Investment Trust (REIT) specializing in the ownership, management, and development of modern warehouses and light industrial properties. Established in 1920 and headquartered in London, the company manages approximately 7 million square metres of space valued at over £10 billion. SEGRO's portfolio serves a diverse range of industries and is strategically located in and around major cities and key transportation hubs across the UK and nine other European countries. The firm was founded by Percival Perry and Noel Mobbs, and it continues to focus on meeting the evolving needs of its customers in the logistics and industrial sectors.

BreachBits

Venture Round in 2025
BreachBits, Inc. is a cybersecurity company founded in 2018 and located in Annapolis, Maryland. It specializes in cloud-based security solutions designed to protect organizations against cyber attacks. The company offers a simplified software-as-a-service platform that focuses on cyber risk assessment and penetration testing. Utilizing military-grade automation and artificial intelligence, BreachBits enables continuous monitoring of organizations by employing hacker tradecraft, which enhances decision-making processes. Its platform is adaptive and robust, providing ongoing security for data while ensuring compliance with rigorous security testing standards.

Yorkshire Housing

Debt Financing in 2025
Yorkshire Housing is a registered social landlord providing more than 16,000 affordable homes throughout Yorkshire.

Renew Risk

Venture Round in 2025
Renew Risk is a software development firm specializing in B2B SaaS solutions focused on optimizing the financial performance of renewable energy assets. The company develops risk modeling and analytics software aimed at facilitating financing and insurance for new renewable energy projects, particularly offshore wind farms. Its offerings include proprietary models for assessing risks related to hurricanes and earthquakes, as well as extensive cloud-based simulations leveraging machine learning. By enhancing credit analysis, Renew Risk enables large insurers, reinsurers, and insurance brokers to mitigate insurance losses and enhance their capacity to underwrite projects. The firm’s innovative solutions contribute to more efficient cost assessments for potential offshore wind farm locations, ultimately supporting the growth of the renewable energy sector.

Cavanna Homes

Debt Financing in 2024
Cavanna Homes is a homebuilding and construction firm based in the United Kingdom, specializing in custom home building services. The company focuses on land and property acquisition, providing comprehensive solutions for home building and selling. With a commitment to delivering quality homes, Cavanna Homes aims to meet the diverse needs of its customers throughout the home buying process.

Artio

Non Equity Assistance in 2024
Artio provides insurance products for carbon projects from the earliest stages through our proprietary data-driven risk model with insights into real-time risk monitoring. We de-risk investments into carbon projects by providing insurance and risk mitigation tools from the earliest stages. Our team consists of experts in carbon markets, project finance and insurance which allows us to understand carbon project risk holistically.

Asterias

Non Equity Assistance in 2024
Asterias is a software technology company that specializes in digitizing and systemizing loss data for the insurance industry. Its innovative software captures and streamlines information from a single entry point, benefiting policyholders, insurers, brokers, adjusters, and legal professionals. By facilitating secure access to organized data, Asterias enhances the loss reporting process, enabling clients to eliminate disorganized data and improve overall efficiency. The company's API-centric system ensures that lost data can be captured and accessed effectively, providing a comprehensive solution for managing insurance-related information.

FortuneGuard

Non Equity Assistance in 2024
FortuneGuard is an insurance company that specializes in providing tailored coverage solutions for large corporations, high net worth individuals, and institutions. It leverages artificial intelligence for risk assessment and optimization, ensuring clients receive appropriate coverage at competitive prices. The company's digital platform simplifies the process by matching clients with suitable policies, offering comprehensive coverage and an intuitive user experience.

Indemni

Non Equity Assistance in 2024
Indemni is a technology company specializing in cargo theft prevention. It develops a comprehensive system that combines real-time identity verification with cargo photo evidence tracking, providing clients with visibility and immediate alerts to proactively prevent theft. The company aims to enhance profit margins and revenue for warehouses and shippers by addressing the increasing issue of cargo theft in the supply chain industry.

BreachBits

Non Equity Assistance in 2024
BreachBits, Inc. is a cybersecurity company founded in 2018 and located in Annapolis, Maryland. It specializes in cloud-based security solutions designed to protect organizations against cyber attacks. The company offers a simplified software-as-a-service platform that focuses on cyber risk assessment and penetration testing. Utilizing military-grade automation and artificial intelligence, BreachBits enables continuous monitoring of organizations by employing hacker tradecraft, which enhances decision-making processes. Its platform is adaptive and robust, providing ongoing security for data while ensuring compliance with rigorous security testing standards.

Discovermarket

Non Equity Assistance in 2024
Discovermarket is a technology company that specializes in providing a white-label insurance platform. This platform offers insurance microservices, a product repository, and a technology stack, enabling businesses to access and integrate affordable insurance products from various providers into their offerings.

OpenCover

Non Equity Assistance in 2024
OpenCover is a company that collaborates with top underwriters to offer protection against risks associated with decentralized finance (DeFi) protocols. It provides a platform designed to safeguard funds from potential threats such as smart contract exploits, scams, and governance attacks. The platform features a user-friendly interface and transparent pricing, allowing clients to clearly understand the costs of coverage before making a purchase. OpenCover aims to enable individuals and institutions to mitigate losses stemming from technological errors or attacks within the DeFi ecosystem.

Sixfold AI

Non Equity Assistance in 2024
Sixfold AI is a generative artificial intelligence tool developed and educated to handle the most difficult problems in the insurance industry. The company aids insurance underwriters in enhancing accuracy, optimizing capacity, boosting traceability, and enhancing their overall quality of work life. Underwriting, traditionally a time-consuming and artisanal process, often compels insurers to prioritize submissions, leading to missed opportunities.

Title

Non Equity Assistance in 2024
Title is the leading advisor-first collection management platform for art and collectibles. Designed to meet the needs of both art and financial advisors, Title connects a collector’s valuable assets to their broader wealth management, estate planning, and insurance strategies—ensuring collections are treated as an integral part of their financial picture.

CatX

Non Equity Assistance in 2024
CatX operates as an insurance marketplace designed to simplify the process of transferring insurance risks. The company provides advanced modeling tools and insights, which enhance solvency and liquidity for its clients. By offering sophisticated risk strategies, CatX enables investors to access a wider range of uncorrelated investment opportunities while reducing the cost of capital.

Maximum Information

Non Equity Assistance in 2024
Maximum Information equips the reinsurance sector with unique catastrophe modelling analytics solutions that maximise the information risk modelling can, and should, provide.

SAMPRISK

Non Equity Assistance in 2024
SAMPRISK insurers with power machine breakdown insurance by providing insights that reduce failures in power assets and improve insurer loss ratios.

Shinc

Non Equity Assistance in 2024
Shinc is a technology company specializing in the maritime industry. It offers a digital platform that provides real-time laytime and demurrage data throughout a voyage's lifecycle, from contract signing to final payment. This platform aims to enhance transparency, simplify claim management, and boost operational efficiency for bulk market players, ultimately helping them reduce errors and lower costs.

Latú Seguros

Non Equity Assistance in 2024
Latú Seguros is a dedicated insurance company that specializes in providing business insurance tailored for business owners. The company focuses on evaluating vulnerabilities and offering comprehensive coverage against various risks, including lawsuits, cyberattacks, property damage, and compliance violations. It aims to address both current and emerging threats, particularly in the realm of cyber risks, by incorporating advanced cybersecurity software into its offerings. This allows policyholders to enhance their digital security while minimizing potential cyber threats. Latú Seguros provides a range of insurance products, including Cyber Insurance, Directors & Officers Liability, Professional Responsibility, and General Liability, all designed to protect businesses from corporate risks and promote a secure operational environment.

CoverYourAI

Non Equity Assistance in 2024
CoverYourAI is a technology company that offers an AI product protection plan. This service helps businesses offset the unexpected costs of AI underperformance, enabling them to leverage advanced AI solutions with confidence. The company's software is designed to protect stakeholders and build trust in AI products by managing AI risk, conducting audits, implementing security measures, analyzing and gathering evidence, and responding to risk trips.

ZeroEyes

Non Equity Assistance in 2024
ZeroEyes, Inc. is an artificial intelligence security company based in Philadelphia, Pennsylvania, founded in 2018. The company has developed a sophisticated platform that focuses on firearm detection by analyzing over three billion images daily from security camera feeds. ZeroEyes aims to enhance safety in various environments, including schools, corporate settings, healthcare facilities, and public spaces, by providing real-time alerts to authorities in the event of potential gun-related threats. Its technology is designed to prevent and respond to active shooter incidents, improving situational awareness and reducing response times for first responders. Through its innovative solutions, ZeroEyes strives to combat mass shootings and gun-related violence, ultimately creating safer environments for individuals and communities.

Pascal Metrics

Non Equity Assistance in 2024
Pascal Metrics Inc. specializes in patient safety analytics and clinical solutions tailored for hospitals and healthcare systems. Founded in 2007 and headquartered in Washington, D.C., with additional offices in Austin, Texas, and Sydney, Australia, the company provides a software-as-a-service platform called Pascal HealthBench. This platform offers a comprehensive suite of metrics, analytics, program management tools, and benchmarking data through subscription services. Pascal Metrics also delivers virtual patient safety solutions, focusing on areas such as safety culture management, patient harm management, and predictive harm analytics. By employing advanced safety analytics, the company enables healthcare providers to identify and significantly reduce preventable patient harm, thereby enhancing the overall quality of care. Its client base includes a diverse range of institutions, from academic and community hospitals to government and private healthcare systems across North America, Europe, the Middle East, and Asia.

Layr

Seed Round in 2020
Layr is a developer of a cloud-based insurance platform that streamlines the process of sourcing, purchasing, and managing commercial insurance. Utilizing artificial intelligence and machine learning, the platform matches businesses with appropriate insurance policies and predicts carrier pricing, ensuring tailored coverage for each company. The entirely online application allows users to handle insurance-related tasks through a self-service portal, with expert brokers available for support. Layr emphasizes cash-flow-friendly payment options, enabling customers to pay monthly instead of annually and to use credit cards for transactions. This innovative approach simplifies the often time-consuming insurance process, allowing business owners to focus on their core operations.

Layr

Pre Seed Round in 2019
Layr is a developer of a cloud-based insurance platform that streamlines the process of sourcing, purchasing, and managing commercial insurance. Utilizing artificial intelligence and machine learning, the platform matches businesses with appropriate insurance policies and predicts carrier pricing, ensuring tailored coverage for each company. The entirely online application allows users to handle insurance-related tasks through a self-service portal, with expert brokers available for support. Layr emphasizes cash-flow-friendly payment options, enabling customers to pay monthly instead of annually and to use credit cards for transactions. This innovative approach simplifies the often time-consuming insurance process, allowing business owners to focus on their core operations.
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