Morgan Stanley

Morgan Stanley, a global financial services firm founded in 1935, offers a wide range of investment management services. Its investment management arm, Morgan Stanley Investment Management, manages assets across public and private markets, including equity, fixed income, and balanced portfolios for institutional and individual clients worldwide. The firm's private equity division invests in a broad spectrum of industries, focusing on control and minority equity investments in middle-market companies. Morgan Stanley's energy-focused private equity platform, Morgan Stanley Energy Partners, invests in energy companies across North America, while Morgan Stanley Infrastructure Partners targets core-plus infrastructure assets globally. Additionally, Morgan Stanley Alternative Investment Partners provides clients with access to hedge funds, private equity, real estate, and diversified alternatives. The firm's extensive global network, deep industry expertise, and long-tenured professionals enable it to deliver tailored investment solutions to its clients.

Rogger Alvarado

Managing Director

Jungmin An

Managing Director

Edward Backer

Managing Director

Steven Baker

Executive Director

Michael Bluhm

Managing Director and Global Head of Gaming and Lodging Investment Banking

Peter Bowden

Vice President

Thomas Cahill Jr.

Co-Head of Tactical Value Investing and Managing Director

James Cartwright

Managing Director

Patrick Cassereau

Managing Director and Head, Fixed Income Capital Markets, Latin America

Sam Chainani

Managing Director and Portfolio Manager (Counterpoint Global)

Michael Colasurdo

Assistant Vice President and Institutional Consulting Associate

Joanne Cosiol

Executive Director and Member of Private Credit Team

Brian Coyle

Managing Director

Gerald Cramer

Vice President

Thomas Denizeau

Managing Director

Julia DiRubbo

Virtual Engagement Associate

Erica Flynn

Senior Registered Client Service Associate

Robert Giegerich

Executive Director

John Glass

Managing Director and Associate Director of US Equity Research

Bruce Hamilton

Managing Director

Kelvin Hebburn

Managing Director

Mark Horsfall

Managing Director, Energy Investment Banking

Chelsea Hua

Executive Director

Jorge Iragorri

Managing Director

Hilary Irby

Managing Director and Co-Head of Global Sustainable Finance

Martin Koshakow

Managing Director

Ashwin Krishnan

Managing Director, Co-Head of North America Private Credit, Head of Opportunistic Credit

Ryan Law

Managing Director

Robert Lee

Managing Director

James McAuliffe

Managing Director-Corporate Credit Desk Analytics

Nirav Mehta

Managing Director and Co-Head - India

Franklin Mejia

Vice President and Account Manager

Eduardo Miras

Managing Director and Co-Head of Brazil Investment Banking

J.Timothy Morris

Managing Director and Chief Investment Officer

David Morrison

Managing Director and Portfolio Manager

Thomas Nides

COO and Executive

Robert Rafter

Managing Director, Portfolio Manager, Head of Research - AIP Hedge Fund and Investment Committee Member

Vikram Raju

Managing Director and Head of the 1GT Platform, Climate Investing for the Private Credit and Equity

Melissa Richards

Executive Director

Steve Rodgers

Managing Director

Yacine Saidji

Managing Director and Co-Head, European Investing

Arjun Saigal

Managing Director and Co-Head - India

Brittany Skoda

Managing Director and Global Head of Software Banking

Sean Sullivan

Managing Director

Alice Vilma

Managing Director

Nash Waterman

Head of Morgan Stanley Private Equity Secondaries and Investment Committee member

Frederick Wijsenbeek

Managing Director

Jerome Wood

Managing Director

Stephen Zannetos

Managing Director

Shyam Sundar

Managing Director and Co-Head, India Infrastructure

Past deals in Credits and Lending

PNB Housing Finance

Post in 2024
PNB Housing Finance Limited is a housing finance company based in New Delhi, India, established in 1988. The company specializes in providing a variety of loans, including housing loans for the purchase, construction, repair, and renovation of residential and commercial properties. It also offers loans against property, loans for the purchase of residential plots, and financing for commercial spaces. PNB Housing Finance caters to different customer segments, including non-resident Indians and individuals from economically weaker sections and lower to middle-income groups through various schemes. In addition to home loans, the company provides non-home loans, such as mortgage loans for residential and commercial properties, lease rental discounting loans, and financing for real estate developers. PNB Housing Finance generates revenue primarily through interest income and fees from its diverse lending services.

PNB Housing Finance

Post in 2024
PNB Housing Finance Limited is a housing finance company based in New Delhi, India, established in 1988. The company specializes in providing a variety of loans, including housing loans for the purchase, construction, repair, and renovation of residential and commercial properties. It also offers loans against property, loans for the purchase of residential plots, and financing for commercial spaces. PNB Housing Finance caters to different customer segments, including non-resident Indians and individuals from economically weaker sections and lower to middle-income groups through various schemes. In addition to home loans, the company provides non-home loans, such as mortgage loans for residential and commercial properties, lease rental discounting loans, and financing for real estate developers. PNB Housing Finance generates revenue primarily through interest income and fees from its diverse lending services.

TomoCredit

Series B in 2022
TomoCredit LLC is a financial technology company based in San Francisco, California, that focuses on providing credit solutions for individuals with no credit history or score, particularly targeting Millennials and immigrant populations. Founded in 2018, the company uses alternative data sources analyzed through a proprietary algorithm to assess creditworthiness, allowing users to build their credit and qualify for loans. TomoCredit's product includes a digital credit card that not only helps users establish credit but also offers the opportunity to earn rewards in cryptocurrency. Additionally, the company provides a mobile application that facilitates account management and enhances user engagement. The founding team, comprised of professionals with backgrounds from notable organizations such as Coinbase and Google, aims to address the challenges faced by foreign nationals in obtaining credit.

Ummeed Housing Finance

Series E in 2021
Ummeed Housing Finance Private Limited is a housing finance company based in Gurugram, India, founded in 2016. The company specializes in providing home loans and loans against property specifically tailored for lower and middle-income families, particularly those with informal incomes who often face challenges in accessing organized financial services. Ummeed Housing Finance aims to enhance operational efficiency and minimize turnaround times for customers by utilizing technology in its processes. In addition to home loans and loans against property, the company also offers services for home renovation and construction, as well as insurance products, thereby supporting families in achieving their housing goals in a personalized and customer-friendly manner.

Ummeed Housing Finance

Series D in 2020
Ummeed Housing Finance Private Limited is a housing finance company based in Gurugram, India, founded in 2016. The company specializes in providing home loans and loans against property specifically tailored for lower and middle-income families, particularly those with informal incomes who often face challenges in accessing organized financial services. Ummeed Housing Finance aims to enhance operational efficiency and minimize turnaround times for customers by utilizing technology in its processes. In addition to home loans and loans against property, the company also offers services for home renovation and construction, as well as insurance products, thereby supporting families in achieving their housing goals in a personalized and customer-friendly manner.

Centrum Housing Finance

Venture Round in 2020
Centrum Housing Finance Limited is a housing finance company based in Mumbai, India, that focuses on providing financial solutions to lower and middle-income families. Established in 2016, the company offers a range of products, including loans for purchasing, reselling, constructing, repairing, and renovating residential properties, as well as loans against residential and commercial properties. With 42 branches across six states, Centrum Housing Finance aims to empower underserved customers by addressing their unique challenges in obtaining housing finance. The company combines traditional lending methods with advanced technology to facilitate hassle-free, long-term loans, thus promoting financial inclusion for middle-class families in India. As a subsidiary of Centrum Capital Limited, it is committed to making housing finance accessible to those who may struggle to secure loans from conventional lenders.

Finsocial

Debt Financing in 2019
Finsocial specializes in providing credit solutions tailored for public-sector teachers and pensioners. The company offers consumer loans that are repaid directly through the clients' payroll and pension payments. This approach ensures an efficient and affordable means of accessing credit, catering specifically to the financial needs of educators and retirees. By facilitating payroll discount credits, Finsocial aims to deliver rapid and effective financial support to its clients.

Kogta Financial

Series C in 2019
Kogta Financial (I) Ltd is a rapidly growing non-banking finance company based in western India. The company focuses on providing financing solutions for a diverse range of vehicles, including commercial vehicles, cars, and two-wheelers, as well as loans for enterprises and loans secured against property. With a specialization in asset financing, Kogta Financial aims to deliver cost-effective and efficient financial services to its clients. The company is particularly dedicated to supporting micro, small, and medium enterprises by offering reliable financial assistance with lower repayment tenures for loans and advances. Its experienced and innovative management team drives the company's commitment to meeting the financial needs of its clientele.

Five Star Business Finance

Private Equity Round in 2018
Five-Star Business Finance is a Registered Non-Banking Finance Company (NBFC) regulated by the Reserve Bank of India. Headquartered in Kilpauk, Chennai, it has an extensive network of branches across multiple cities in Tamil Nadu and neighboring states. The company specializes in providing secured loans to micro-entrepreneurs and self-employed individuals, facilitating business growth and asset creation. Its financial products cater to various personal needs, including home renovations, healthcare, education, and expenses related to significant life events such as marriages. Five-Star is committed to delivering quality service to its customers while adhering to the regulatory guidelines set forth by the RBI.

Five Star Business Finance

Series C in 2017
Five-Star Business Finance is a Registered Non-Banking Finance Company (NBFC) regulated by the Reserve Bank of India. Headquartered in Kilpauk, Chennai, it has an extensive network of branches across multiple cities in Tamil Nadu and neighboring states. The company specializes in providing secured loans to micro-entrepreneurs and self-employed individuals, facilitating business growth and asset creation. Its financial products cater to various personal needs, including home renovations, healthcare, education, and expenses related to significant life events such as marriages. Five-Star is committed to delivering quality service to its customers while adhering to the regulatory guidelines set forth by the RBI.

Affirm

Debt Financing in 2016
Affirm, Inc. is a financial technology company that provides a closed-end installment loan product designed to facilitate consumer purchases at the point of sale. Founded in 2012 and headquartered in San Francisco, California, with an additional office in Chicago, the company aims to offer a transparent alternative to traditional credit cards. Affirm allows consumers to select a payment plan that fits their budget at checkout, enabling them to make monthly payments without hidden fees or unexpected costs. The company partners with over 2,000 merchants across various sectors, including retail, travel, and electronics, to provide shoppers with flexible payment options. Affirm's platform is designed to empower consumers by promoting accountability and accessibility in financial services.

Five Star Business Finance

Series B in 2016
Five-Star Business Finance is a Registered Non-Banking Finance Company (NBFC) regulated by the Reserve Bank of India. Headquartered in Kilpauk, Chennai, it has an extensive network of branches across multiple cities in Tamil Nadu and neighboring states. The company specializes in providing secured loans to micro-entrepreneurs and self-employed individuals, facilitating business growth and asset creation. Its financial products cater to various personal needs, including home renovations, healthcare, education, and expenses related to significant life events such as marriages. Five-Star is committed to delivering quality service to its customers while adhering to the regulatory guidelines set forth by the RBI.

SoFi

Debt Financing in 2013
SoFi, established in 2011 and headquartered in San Francisco, operates as a commercial bank offering a range of financial services. Primarily serving early-career professionals, SoFi provides personal loans, mortgage refinancing, and student loan assistance. Their wealth management services include retirement savings plans, investment products, and credit card offerings. Additionally, they provide small business financing solutions.

CreditEase

Series B in 2011
CreditEase is a prominent FinTech conglomerate based in Beijing, China, founded in 2006. The company specializes in inclusive finance and wealth management, offering a wide range of services that include payment technology, marketplace lending, crowdfunding, robo-advisory, insurance technology, and blockchain solutions. CreditEase operates a peer-to-peer lending platform that connects creditworthy borrowers—such as under-banked students, professionals, and farmers—with lenders, thereby facilitating access to essential credit. Additionally, the firm engages with global FinTech innovators through business incubation, commercial cooperation, and investment, aiming to foster advancements in the financial technology landscape.

Saxon Capital

Acquisition in 2006
Saxon Capital originate, purchase, and service non-conforming residential mortgage loans, including sub-prime residential mortgage loans. Their primary business strategy is to manage and grow on our balance sheet our portfolio of non-conforming mortgage loans to produce stable net interest and fee income.

PNB Housing Finance

PNB Housing Finance Limited is a housing finance company based in New Delhi, India, established in 1988. The company specializes in providing a variety of loans, including housing loans for the purchase, construction, repair, and renovation of residential and commercial properties. It also offers loans against property, loans for the purchase of residential plots, and financing for commercial spaces. PNB Housing Finance caters to different customer segments, including non-resident Indians and individuals from economically weaker sections and lower to middle-income groups through various schemes. In addition to home loans, the company provides non-home loans, such as mortgage loans for residential and commercial properties, lease rental discounting loans, and financing for real estate developers. PNB Housing Finance generates revenue primarily through interest income and fees from its diverse lending services.
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