Morgan Stanley Investment Management

PNB Housing Finance Limited is a housing finance company based in New Delhi, India, established in 1988. The company specializes in providing a variety of loans, including housing loans for the purchase, construction, repair, and renovation of residential and commercial properties. It also offers loans against property, loans for the purchase of residential plots, and financing for commercial spaces. PNB Housing Finance caters to different customer segments, including non-resident Indians and individuals from economically weaker sections and lower to middle-income groups through various schemes. In addition to home loans, the company provides non-home loans, such as mortgage loans for residential and commercial properties, lease rental discounting loans, and financing for real estate developers. PNB Housing Finance generates revenue primarily through interest income and fees from its diverse lending services.

PNB Housing Finance Limited is a housing finance company based in New Delhi, India, established in 1988. The company specializes in providing a variety of loans, including housing loans for the purchase, construction, repair, and renovation of residential and commercial properties. It also offers loans against property, loans for the purchase of residential plots, and financing for commercial spaces. PNB Housing Finance caters to different customer segments, including non-resident Indians and individuals from economically weaker sections and lower to middle-income groups through various schemes. In addition to home loans, the company provides non-home loans, such as mortgage loans for residential and commercial properties, lease rental discounting loans, and financing for real estate developers. PNB Housing Finance generates revenue primarily through interest income and fees from its diverse lending services.

American Restoration Operations LLC, established in 2019 and headquartered in Indianapolis, Indiana, specializes in restoration and remediation services. The company caters to both residential and commercial clients across the United States, offering expert solutions for water, fire, mold, and related damage. Its services enable customers to swiftly recover and rebuild their properties and lives following disasters.

Founded in 2013, Blueground is a proptech company specializing in short-term residential rentals. It offers fully-furnished apartments and houses in Greece, Turkey, and the United Arab Emirates, catering to corporate travelers, expats, and leisure tourists.

RowCal is a property management company that specializes in providing tailored solutions for residential communities. The firm serves a range of homeowners associations, including those for townhomes, condominiums, single-family homes, and master associations. Its services encompass financial management, administrative support, maintenance and repair, and vendor management, all aimed at enhancing the quality and sustainability of the communities it manages. By focusing on the specific needs of each community, RowCal works to ensure effective management and improvement of residential living environments.

Allstar Construction is a construction company that provides general contracting, building maintenance, and restoration services for residential, commercial, and multi-family properties. It offers exterior services such as windows, roofing, siding, gutters, doors, decks, and insulation, along with interior remodeling and storm or water damage repair. The company handles water and fire restoration, leak repair, water intrusion mitigation, snow removal, ventilation and insulation, and comprehensive renovation work, serving projects from single-family homes to large multi-family properties. Based in Maple Plain, Minnesota, Allstar Construction operates as a licensed contractor and delivers construction and maintenance solutions from a single source.

APAC Realty is a real estate services provider based in Asia, primarily engaged in property brokerage. The company operates through three main segments: real estate brokerage services, franchise arrangements, and ancillary services such as training and valuation. Its brokerage services are delivered by its wholly-owned subsidiary, ERA Realty Network, which operates under the ERA brand. ERA Realty generates commission-based fees by facilitating primary and secondary home sales, as well as the rental of residential, commercial, and industrial properties. Through its comprehensive range of services, APAC Realty aims to meet diverse real estate needs in the region.

Ummeed Housing Finance Private Limited is a housing finance company based in Gurugram, India, established in 2016. The company specializes in providing home loans and loans against property specifically tailored for lower and middle-income families in India, many of whom have limited access to organized financial services. By focusing on customers with informal incomes, Ummeed Housing Finance aims to bridge the gap in affordable housing finance. Its services include home loans, loans for construction, home renovation, and insurance options, all designed to enhance operational efficiency and reduce turnaround times. The company leverages technology to deliver personalized and accessible financial solutions, thereby supporting the aspirations of low and middle-income households in securing affordable housing.

Factory OS, Inc. designs, manufactures, and sells modular re-locatable apartment buildings and residential homes, specializing in off-site construction. Established in 2017 and headquartered in Vallejo, California, the company offers a wide range of modular solutions, including multi-family residential homes, prefabricated townhouses, modular apartments, and various commercial structures such as office buildings and retail locations. Factory OS employs an integrated and tech-enabled approach to streamline the housing development process, focusing on reducing waste, controlling energy consumption, and enhancing building efficiency. The company is committed to innovation through an active research and development program that incorporates advancements in design, technology, and construction methods.

Ummeed Housing Finance Private Limited is a housing finance company based in Gurugram, India, established in 2016. The company specializes in providing home loans and loans against property specifically tailored for lower and middle-income families in India, many of whom have limited access to organized financial services. By focusing on customers with informal incomes, Ummeed Housing Finance aims to bridge the gap in affordable housing finance. Its services include home loans, loans for construction, home renovation, and insurance options, all designed to enhance operational efficiency and reduce turnaround times. The company leverages technology to deliver personalized and accessible financial solutions, thereby supporting the aspirations of low and middle-income households in securing affordable housing.

Centrum Housing Finance Limited is a housing finance company based in Mumbai, India, established in 2016. It focuses on providing financial solutions to lower and middle-income families, primarily targeting the middle-class segment. The company offers a range of housing loans, including those for purchasing, reselling, constructing, repairing, and renovating homes, as well as loans against residential and commercial properties. Centrum Housing Finance aims to empower underserved customers who often face difficulties in obtaining loans from traditional lenders. With a network of 42 branches across six states in India, the company combines conventional financing methods with advanced technology to deliver accessible and hassle-free long-term housing finance. As a subsidiary of Centrum Capital Limited, it strives to enhance financial inclusion for its clients.

QK365.com is a Shanghai-based provider of public rental housing in China. Founded in 2012, it uses Internet and Internet of Things technologies to offer a one-stop service that integrates online housing trust, modern decoration, and post-rental support. The company prioritizes housing quality and tenant experience by delivering safe, comfortable and affordable homes while using marketing strategies to improve the rental market for tenants and landlords.

QK365.com is a Shanghai-based provider of public rental housing in China. Founded in 2012, it uses Internet and Internet of Things technologies to offer a one-stop service that integrates online housing trust, modern decoration, and post-rental support. The company prioritizes housing quality and tenant experience by delivering safe, comfortable and affordable homes while using marketing strategies to improve the rental market for tenants and landlords.

Mesa West Capital, LLC is a commercial real estate lending company based in Los Angeles, California, with an additional office in Chicago, Illinois. Founded in 2004, the firm specializes in bridge finance and structured finance programs aimed at supporting various real estate projects across the United States. Its services encompass financing for real estate acquisitions, refinancing, and recapitalizations involving a range of property types, including office, retail, industrial, multifamily, and hotels. Mesa West Capital provides first mortgage loans and financing for note purchases, catering to real estate investment firms as well as private developers and owners. With a capital base of approximately $3.5 billion, the company has established a reputation for offering flexible and reliable capital solutions within the commercial real estate sector. As of March 2018, Mesa West Capital operates as a subsidiary of MSREI Holding, Inc.

Brite Energy Solar Holdings specializes in providing residential and commercial solar services aimed at delivering clean and renewable energy solutions. The company focuses on the sales, installation, and maintenance of solar assets, helping clients transition to solar power. By offering these services, Brite Energy Solar enables customers to benefit from immediate monthly savings and long-term financial advantages, while also providing a safeguard against fluctuating energy prices.

Saxon Capital originate, purchase, and service non-conforming residential mortgage loans, including sub-prime residential mortgage loans. Their primary business strategy is to manage and grow on our balance sheet our portfolio of non-conforming mortgage loans to produce stable net interest and fee income.

PNB Housing Finance Limited is a housing finance company based in New Delhi, India, established in 1988. The company specializes in providing a variety of loans, including housing loans for the purchase, construction, repair, and renovation of residential and commercial properties. It also offers loans against property, loans for the purchase of residential plots, and financing for commercial spaces. PNB Housing Finance caters to different customer segments, including non-resident Indians and individuals from economically weaker sections and lower to middle-income groups through various schemes. In addition to home loans, the company provides non-home loans, such as mortgage loans for residential and commercial properties, lease rental discounting loans, and financing for real estate developers. PNB Housing Finance generates revenue primarily through interest income and fees from its diverse lending services.