British International Investment

SBFC Finance Ltd is a systemically important non-deposit-taking non-banking finance company specializing in providing secured Micro, Small, and Medium Enterprises (MSME) loans and loans against gold. The company primarily serves entrepreneurs, small business owners, self-employed individuals, and salaried professionals. Offering competitive interest rates starting at 12.50% per annum, SBFC Finance focuses on various credit facilities, including business loans and working capital finance. Its unique PhyGital model merges technology with personal service to facilitate loan applications, allowing customers to engage directly with staff at their own pace. The majority of the company’s revenue is derived from interest income generated through these loan products.

TymeBank is a subsidiary of the Tyme Group, specializing in financial technology and digital banking solutions aimed at the lower-income market. The bank offers accessible financial services with a focus on minimal fees, allowing customers to open secure personal and business accounts online. TymeBank's digital platform provides a range of services, including transactional and savings accounts, with features such as free card swipes and competitive interest rates. By prioritizing affordability and convenience, TymeBank serves over 15 million customers, helping them manage their banking needs with ease and efficiency.

Fido is a technology company that specializes in providing fast and secure access to digital financial services. Their platform utilizes machine learning risk models to make instant credit decisions for customers who lack a traditional financial track record. This approach not only benefits individuals and entrepreneurs by offering quick and easy access to credit but also reduces operational costs for the service providers. Fido's solutions eliminate the need for fees, collateral, or guarantors, making their services accessible and convenient for users.

Altum Credo is a long-term home loan company dedicated to enhancing affordability for first-time homebuyers. It offers a range of financial services, including home loans tailored for micro, small, and medium enterprises, refinancing options, and solutions for retail investors. The company's primary focus is on ensuring that equated monthly installments remain affordable, which enables low and middle-income individuals to achieve home ownership through competitive interest rates and minimal processing fees. By prioritizing financial accessibility, Altum Credo seeks to support those who may face challenges in entering the housing market.

Altum Credo is a long-term home loan company dedicated to enhancing affordability for first-time homebuyers. It offers a range of financial services, including home loans tailored for micro, small, and medium enterprises, refinancing options, and solutions for retail investors. The company's primary focus is on ensuring that equated monthly installments remain affordable, which enables low and middle-income individuals to achieve home ownership through competitive interest rates and minimal processing fees. By prioritizing financial accessibility, Altum Credo seeks to support those who may face challenges in entering the housing market.

Money Fellows is a collaborative group lending and savings platform designed to help individuals access interest-free credit and improve their savings outcomes. The platform allows users to form circles with friends and family, enabling them to contribute to a shared fund and take turns withdrawing the total amount. This innovative approach leverages users' social networks to facilitate financial collaboration, making it easier for individuals to achieve their savings goals while providing access to credit without interest. The service is characterized by its simplicity and efficiency, allowing users to validate their circles within minutes.

TymeBank is a subsidiary of the Tyme Group, specializing in financial technology and digital banking solutions aimed at the lower-income market. The bank offers accessible financial services with a focus on minimal fees, allowing customers to open secure personal and business accounts online. TymeBank's digital platform provides a range of services, including transactional and savings accounts, with features such as free card swipes and competitive interest rates. By prioritizing affordability and convenience, TymeBank serves over 15 million customers, helping them manage their banking needs with ease and efficiency.

Pubali Bank is a prominent commercial banking institution in Bangladesh, contributing significantly to the socio-economic and industrial development of the country. The bank offers a diverse range of financial services, including various deposit products such as savings accounts, fixed deposits, current accounts, and foreign currency accounts. Additionally, it provides a variety of personal loan options, including car loans, home renovation loans, and education loans. Pubali Bank operates through multiple business segments, encompassing Conventional Banking, Islamic Banking, Offshore Banking, and Pubali Bank Securities Limited, ensuring a comprehensive approach to meet the financial needs of individuals and businesses alike.

NMB Bank Ltd is a prominent financial institution in Nepal, offering a wide range of banking products and services. Its offerings include accounts and deposits, loans, credit cards, remittance services, insurance products, and priority banking. The bank operates through various divisions, such as retail banking, small and medium enterprises (SME) and micro, small, and medium enterprises (MSME), corporate banking, deprived sector banking, and treasury services. NMB Bank also provides online banking solutions, including mobile banking and NMB 3D secure, facilitating convenient access for its customers to manage their finances and apply for services like savings accounts and credit cards.

TymeBank is a subsidiary of the Tyme Group, specializing in financial technology and digital banking solutions aimed at the lower-income market. The bank offers accessible financial services with a focus on minimal fees, allowing customers to open secure personal and business accounts online. TymeBank's digital platform provides a range of services, including transactional and savings accounts, with features such as free card swipes and competitive interest rates. By prioritizing affordability and convenience, TymeBank serves over 15 million customers, helping them manage their banking needs with ease and efficiency.

Tata Capital, established in 2007, is a leading Indian financial services firm and a subsidiary of Tata Sons Limited. It offers a wide array of financial products and services to retail, corporate, and institutional customers. These include various loan types such as personal, business, and home loans, as well as commercial finance products and credit cards. Additionally, Tata Capital provides investment advisory services, portfolio management, fixed deposits, and mutual funds. It also distributes wealth products and offers insurance services. The company is committed to customer-centric solutions, operating with transparency and ethical practices.

NMB Bank Ltd is a prominent financial institution in Nepal, offering a wide range of banking products and services. Its offerings include accounts and deposits, loans, credit cards, remittance services, insurance products, and priority banking. The bank operates through various divisions, such as retail banking, small and medium enterprises (SME) and micro, small, and medium enterprises (MSME), corporate banking, deprived sector banking, and treasury services. NMB Bank also provides online banking solutions, including mobile banking and NMB 3D secure, facilitating convenient access for its customers to manage their finances and apply for services like savings accounts and credit cards.

Utkarsh Small Finance Bank Limited is a banking institution based in Varanasi, India, that offers a comprehensive range of financial products and services to retail, institutional, and corporate customers. Established in 2016, the bank operates through several segments, including Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations. Its offerings encompass savings, current, and salary accounts, along with various term deposits and investment products. The bank also provides an array of loan products, such as housing, personal, agricultural, and MSME loans, in addition to overdrafts and corporate lending services. Utkarsh Small Finance Bank facilitates remittance services, including NEFT and RTGS, and supports various banking channels like ATMs, internet, and mobile banking. The bank's operations are supported by a network of 507 branches and 177 ATMs across 15 states and 2 union territories in India, making it a significant player in the small finance banking sector.

Utkarsh Small Finance Bank Limited is a banking institution based in Varanasi, India, that offers a comprehensive range of financial products and services to retail, institutional, and corporate customers. Established in 2016, the bank operates through several segments, including Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations. Its offerings encompass savings, current, and salary accounts, along with various term deposits and investment products. The bank also provides an array of loan products, such as housing, personal, agricultural, and MSME loans, in addition to overdrafts and corporate lending services. Utkarsh Small Finance Bank facilitates remittance services, including NEFT and RTGS, and supports various banking channels like ATMs, internet, and mobile banking. The bank's operations are supported by a network of 507 branches and 177 ATMs across 15 states and 2 union territories in India, making it a significant player in the small finance banking sector.

Utkarsh Small Finance Bank Limited is a banking institution based in Varanasi, India, that offers a comprehensive range of financial products and services to retail, institutional, and corporate customers. Established in 2016, the bank operates through several segments, including Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations. Its offerings encompass savings, current, and salary accounts, along with various term deposits and investment products. The bank also provides an array of loan products, such as housing, personal, agricultural, and MSME loans, in addition to overdrafts and corporate lending services. Utkarsh Small Finance Bank facilitates remittance services, including NEFT and RTGS, and supports various banking channels like ATMs, internet, and mobile banking. The bank's operations are supported by a network of 507 branches and 177 ATMs across 15 states and 2 union territories in India, making it a significant player in the small finance banking sector.

Equitas Holdings Limited, based in Chennai, India, operates as a non-banking financial institution through its subsidiaries. Founded in 2007, the company focuses on providing a range of financial services, including microfinance, vehicle finance, housing finance, and loans for micro and small enterprises, as well as agricultural and gold loans. It serves individuals and businesses, particularly those with limited access to traditional banking services. Additionally, Equitas Holdings engages in online freight facilitation under the Wowtruck brand. The company evolved from its original name, Equitas Micro Finance India Private Limited, in 2012, and it has since expanded its offerings to include a variety of financial products aimed at helping low-income customers and self-employed individuals.