British International Investment

Asha Ventures is an India-focused equity investor for innovative businesses targeting India's emerging middle class.

Aerem is a Mumbai-based FinTech platform dedicated to promoting clean energy solutions for businesses and commercial enterprises. By facilitating the adoption of rooftop solar systems, Aerem enables organizations to significantly reduce electricity costs by up to 70%. The company utilizes a comprehensive installer network and offers financing options through its in-house non-banking financial company or partner banks, making it easier for businesses, particularly micro, small, and medium enterprises, to transition to solar energy. Aerem’s mission is to democratize access to clean energy and contribute to a sustainable future, achieving a positive impact on the environment, society, and economy through its innovative services. With its growing presence across India, Aerem is positioned to lead the charge in solar energy adoption.

AgDevCo is a specialist investor that focuses on agribusinesses to support small and medium-sized enterprises. They invest in African agribusinesses with debt and equity to create jobs, improve food security, and boost prosperity. Their investments enable large amounts of private capital to be leveraged into socially responsible farming and agri-processing businesses in Africa, with significant benefits for smallholder farmers and local communities.

SBFC Finance Ltd is a non-deposit-taking non-banking finance company that specializes in providing secured loans to micro, small, and medium enterprises (MSMEs) and loans against gold. The company primarily serves entrepreneurs, small business owners, and self-employed individuals, offering financial products such as MSME loans, business loans, and personal loans. With interest rates starting at 12.50% per annum, SBFC Finance aims to support its clients' ambitions through a unique PhyGital model that combines technology with personalized, in-person service. This approach allows the company to work closely with customers on their loan applications, ensuring a tailored experience that meets their specific needs. The majority of SBFC Finance's revenue is derived from interest income generated through its lending activities.

Sanima Bank Limited, established in 2004 and based in Kathmandu, Nepal, offers a wide range of banking products and financial services to both corporate and retail customers. The bank provides various retail banking services, including savings accounts, current accounts, fixed deposits, and remittance accounts. It also extends credit facilities to individuals, such as home loans, education loans, auto loans, and personal loans, as well as specialized loans for microenterprises and small to medium-sized enterprises (SMEs). For corporate clients, Sanima Bank offers project financing, term loans, and trade finance services. Additionally, the bank features digital banking options, credit cards, and life insurance products, catering to the diverse financial needs of its clientele.

Aye Finance is a financial services company that focuses on providing business loans to micro and small enterprises. The company aims to enhance financial inclusion by offering customer-centric financial solutions through the use of technology and efficient processes. Its range of services includes various loan and debt financing options designed to support the growth of small businesses. These financial offerings enable micro and small enterprises to acquire essential fixed and working assets, undertake renovations or construction of business facilities, and consolidate existing debts. Through its commitment to serving the needs of micro-enterprises, Aye Finance plays a pivotal role in fostering the development of this vital sector.

Paymob is a digital payments enabler based in Cairo, Egypt, founded in 2015. The company focuses on building payment infrastructure technologies that enhance financial inclusion in the Middle East and Africa (MEA) region. By providing integrated payment services, Paymob helps businesses of all sizes transition from cash to electronic payments, thereby unlocking new opportunities and efficiencies. Its software aims to minimize the risks associated with fraud and theft while speeding up money circulation. By empowering underserved communities with access to a variety of electronic payment and money transfer options, Paymob plays a crucial role in bridging the financial inclusion gap in the region.

Altum Credo is a company dedicated to making home ownership more accessible for first-time buyers, particularly those from low and middle-income backgrounds. It offers a range of services, including long-term home loans tailored for micro, small, and medium enterprises (MSMEs), refinancing options, and support for retail investors. The company places a strong emphasis on affordability, ensuring that equated monthly installments are manageable. By providing low-interest rates and minimal processing fees, Altum Credo aims to empower individuals and families to achieve their dream of owning a home.

Altum Credo is a company dedicated to making home ownership more accessible for first-time buyers, particularly those from low and middle-income backgrounds. It offers a range of services, including long-term home loans tailored for micro, small, and medium enterprises (MSMEs), refinancing options, and support for retail investors. The company places a strong emphasis on affordability, ensuring that equated monthly installments are manageable. By providing low-interest rates and minimal processing fees, Altum Credo aims to empower individuals and families to achieve their dream of owning a home.

Namdev Finvest operates a non-banking finance platform that focuses on providing loans primarily to rural and semi-urban agriculture, as well as to the priority sector. The company offers a variety of financial products, including commercial vehicle loans, car loans, business loans, two-wheeler loans, and gold loans. By targeting unserved and unreached farmers and entrepreneurs, Namdev Finvest aims to enhance their financial access and improve their livelihoods.

Aye Finance is a financial services company that focuses on providing business loans to micro and small enterprises. The company aims to enhance financial inclusion by offering customer-centric financial solutions through the use of technology and efficient processes. Its range of services includes various loan and debt financing options designed to support the growth of small businesses. These financial offerings enable micro and small enterprises to acquire essential fixed and working assets, undertake renovations or construction of business facilities, and consolidate existing debts. Through its commitment to serving the needs of micro-enterprises, Aye Finance plays a pivotal role in fostering the development of this vital sector.

Indifi Technologies Pvt. Ltd., established in 2015 and headquartered in Gurugram, India, operates an online platform that facilitates loans for small businesses. It connects borrowers with lenders, providing a range of services to support the lending process, including data aggregation, analysis, and loan monitoring. Indifi specializes in serving businesses in sectors such as e-commerce, travel, hospitality, retail, and trading. Its unique approach involves assessing creditworthiness based on industry-specific performance data, enabling it to identify low-risk, high-potential businesses that may lack access to traditional financing. The platform presents these applications to multiple lenders, increasing the chances of loan approval and providing lenders with choices.

Sun King is a solar energy company that specializes in providing off-grid power solutions across Africa and Asia. It designs, manufactures, and distributes solar home systems, inverter systems, and portable lanterns, targeting communities with limited access to reliable electricity. Sun King offers pay-as-you-go financing options, enabling customers to acquire these products through small, affordable installments over time. The company collaborates with international distribution partners to expand its reach within the off-grid market.

M-KOPA is a company that offers connected asset financing solutions aimed at underbanked customers. Its platform integrates digital micropayments and Internet of Things (IoT) connectivity to provide access to essential products, including solar lighting, televisions, refrigerators, and smartphones. The platform is designed to be accessible, allowing customers to secure financing without the need for a credit history or collateral. By focusing on life-enhancing products and services, M-KOPA aims to improve the quality of life for individuals in underserved markets.

Mintoak Innovations is a software-as-a-service platform that focuses on enhancing payment solutions for banks and merchants. The company collaborates with financial institutions to expand their payment offerings, creating a comprehensive digital payments ecosystem tailored for small to medium enterprises. Mintoak's platform supports various forms of remuneration, both traditional and digital, and is designed to help merchants engage more effectively with their customers. By providing value-added services and tools, Mintoak aims to improve accessibility to financial services and empower businesses in managing their payments more efficiently.

Zambia National Commercial Bank Plc, founded in 1969 and headquartered in Lusaka, provides a comprehensive range of retail and commercial banking services across Zambia. The bank operates through three primary segments: Retail Banking, Corporate Banking, and Treasury Management. It offers various account types, including savings, current, and fixed deposit accounts, alongside personal and term loans, trade financing, and mortgages. Additionally, Zambia National Commercial Bank provides debit and credit cards, digital banking solutions, and cash management services. Its clientele includes individuals, small and medium-sized enterprises, large corporations, government entities, and the agricultural sector. With a network of 69 branches, around 200 automated teller machines, and 2,000 point-of-sale terminals, the bank aims to meet the diverse financial needs of the Zambian economy.

African Guarantee Fund is dedicated to fostering economic development in Africa by supporting small and medium-sized enterprises (SMEs). The organization provides various financial instruments, including equity guarantees, loan portfolio guarantees, and individual loan guarantees, aimed at mitigating risks for banks that lend to SMEs. Additionally, it engages in capacity development initiatives to enhance the capabilities of these enterprises. By facilitating access to finance, African Guarantee Fund plays a crucial role in promoting stability and reducing poverty across the continent, striving to become the leading non-bank financial institution that addresses Africa's financing needs.

Kinara Capital is a financing company based in Bengaluru, India, that specializes in providing flexible collateral-free loans to small business entrepreneurs. Founded in 2011 by Hardika Shah, the company primarily targets growing businesses that need funding for working capital, capital assets, and startup expenses. Its lending portfolio encompasses various industries, including agri-products, handicrafts, water, food, and energy. Kinara Capital aims to bridge the gap between microfinance and commercial capital by offering loans ranging from Rs 1 lakh to 15 lakh to micro and small enterprises. The company is recognized for its personalized customer service and rapid loan processing, leveraging data-driven insights to enhance its offerings. Kinara Capital has received accolades such as being named 'Bank of the Year-Asia' by the IFC/World Bank in 2019 and being listed among the Top 100 High-Growth Companies in the Asia-Pacific by the Financial Times.

AgDevCo is a specialist investor that focuses on agribusinesses to support small and medium-sized enterprises. They invest in African agribusinesses with debt and equity to create jobs, improve food security, and boost prosperity. Their investments enable large amounts of private capital to be leveraged into socially responsible farming and agri-processing businesses in Africa, with significant benefits for smallholder farmers and local communities.

Light Microfinance Private Limited is a non-banking finance company based in Ahmedabad, India, specializing in micro and meso finance products and services. Established in 1994, the company primarily operates in the Indian states of Gujarat, Rajasthan, and Madhya Pradesh. It focuses on delivering gender and poverty-oriented programs aimed at supporting rural and peri-urban communities, with a particular emphasis on empowering poor women. As a registered entity with the Reserve Bank of India, Light Microfinance is recognized as one of the fastest-growing microfinance institutions in the country, addressing the financial needs of underserved populations.

TeamApt is a financial technology company that develops digital banking and payment platform for financial transactions. It offers an end-to-end omnichannel digital banking service called Moneytor Digital Banking, enabling banks to offer retail, merchant, and corporate banking services through digital channels, Aptpay for automation of digital banking business operations, settlements, reconciliations, and tracks digital transformation processes with web and mobile interfaces. TeamApt was founded in 2015 and is headquartered in Lekki, Lagos, Nigeria.

WeRize is a pioneering fintech platform in India that addresses the financial needs of middle-class families in tier 2 to tier 4 cities, a segment often overlooked by traditional financial institutions and existing fintechs. It offers a comprehensive range of customized credit, insurance, and savings products tailored for approximately 300 million individuals in these underserved areas, representing a significant market opportunity. Unlike conventional banks and insurers that rely on costly branch networks, WeRize leverages a social distribution model, enabling financially literate freelancers in over 1,000 cities to sell its products within their communities. This approach not only fosters trust but also provides the high-touch sales and after-sales service essential for customers in smaller towns. Through its proprietary technology platform, WeRize efficiently manages its freelancers, allowing for scalable operations and a more sustainable business model with lower customer acquisition costs. By focusing on the unique needs of small-town families, WeRize is reshaping the landscape of financial services in India.

Moniepoint is a financial technology company that offers a comprehensive digital banking and payment ecosystem tailored for small and medium-sized businesses. The platform provides a range of services, including payment processing, credit access, and business management tools. Moniepoint enables businesses to create accounts and accept payments through various offline and online channels, facilitating efficient financial management. By integrating banking solutions with essential business tools, Moniepoint supports organizations in managing their finances and accessing the resources necessary for growth.

Paymob is a digital payments enabler based in Cairo, Egypt, founded in 2015. The company focuses on building payment infrastructure technologies that enhance financial inclusion in the Middle East and Africa (MEA) region. By providing integrated payment services, Paymob helps businesses of all sizes transition from cash to electronic payments, thereby unlocking new opportunities and efficiencies. Its software aims to minimize the risks associated with fraud and theft while speeding up money circulation. By empowering underserved communities with access to a variety of electronic payment and money transfer options, Paymob plays a crucial role in bridging the financial inclusion gap in the region.

Medikabazaar is an online B2B marketplace specializing in medical supplies and equipment, serving both medical institutions and individual practitioners. The platform simplifies procurement by allowing users to search, compare, and purchase medical products through a voice-based search engine and an online payment portal, thus reducing operational costs. With a network of over 50,000 medical establishments and 150,000 independent practitioners across India, Medikabazaar partners with more than 13,000 suppliers, including those in Tier 2 and Tier 3 cities. The company's strategic use of technology has helped organize the complex medical supply market in India, ensuring the availability of global brands at a local level. Additionally, Medikabazaar boasts a robust last-mile delivery system supported by 26 fulfillment centers nationwide, which facilitates the timely delivery of essential medical supplies and enhances the quality of patient care.

M-KOPA is a company that offers connected asset financing solutions aimed at underbanked customers. Its platform integrates digital micropayments and Internet of Things (IoT) connectivity to provide access to essential products, including solar lighting, televisions, refrigerators, and smartphones. The platform is designed to be accessible, allowing customers to secure financing without the need for a credit history or collateral. By focusing on life-enhancing products and services, M-KOPA aims to improve the quality of life for individuals in underserved markets.

AgDevCo is a specialist investor that focuses on agribusinesses to support small and medium-sized enterprises. They invest in African agribusinesses with debt and equity to create jobs, improve food security, and boost prosperity. Their investments enable large amounts of private capital to be leveraged into socially responsible farming and agri-processing businesses in Africa, with significant benefits for smallholder farmers and local communities.

Loadshare Networks Private Limited is a logistics service provider based in Bengaluru, India, with additional offices in Kolkata, New Delhi, and Guwahati. Founded in 2017, the company specializes in a comprehensive range of logistics solutions, including first mile, line-haul, and last mile deliveries, as well as e-commerce forward deliveries and reverse pickups. Loadshare caters to various sectors, including e-commerce and financial services, and serves both B2B and B2C markets across regions in North East, East India, South India, Rajasthan, and Uttar Pradesh. In addition to its logistics services, Loadshare Networks offers a technology platform and operational expertise, enabling small and medium businesses to optimize their logistics operations and enhance their service delivery through a network of regional partners.

Indifi Technologies Pvt. Ltd., established in 2015 and headquartered in Gurugram, India, operates an online platform that facilitates loans for small businesses. It connects borrowers with lenders, providing a range of services to support the lending process, including data aggregation, analysis, and loan monitoring. Indifi specializes in serving businesses in sectors such as e-commerce, travel, hospitality, retail, and trading. Its unique approach involves assessing creditworthiness based on industry-specific performance data, enabling it to identify low-risk, high-potential businesses that may lack access to traditional financing. The platform presents these applications to multiple lenders, increasing the chances of loan approval and providing lenders with choices.

M-KOPA is a company that offers connected asset financing solutions aimed at underbanked customers. Its platform integrates digital micropayments and Internet of Things (IoT) connectivity to provide access to essential products, including solar lighting, televisions, refrigerators, and smartphones. The platform is designed to be accessible, allowing customers to secure financing without the need for a credit history or collateral. By focusing on life-enhancing products and services, M-KOPA aims to improve the quality of life for individuals in underserved markets.

Vayana Network is a financing network that facilitates electronic trade transactions between businesses and their trade partners. It enables companies to efficiently manage their receivables and payables by connecting them with banks and financial institutions for financing options. Through its online lending platform, Vayana Network provides working capital finance specifically designed for small and medium enterprises, allowing them to access short-term business loans to support growth. The company also offers a Commercial Card solution in collaboration with MasterCard and various banks, enhancing payable financing options for its clients. By streamlining the trade financing process, Vayana Network aims to empower businesses in managing their financial operations more effectively.

Sun King is a solar energy company that specializes in providing off-grid power solutions across Africa and Asia. It designs, manufactures, and distributes solar home systems, inverter systems, and portable lanterns, targeting communities with limited access to reliable electricity. Sun King offers pay-as-you-go financing options, enabling customers to acquire these products through small, affordable installments over time. The company collaborates with international distribution partners to expand its reach within the off-grid market.

Medikabazaar is an online B2B marketplace specializing in medical supplies and equipment, serving both medical institutions and individual practitioners. The platform simplifies procurement by allowing users to search, compare, and purchase medical products through a voice-based search engine and an online payment portal, thus reducing operational costs. With a network of over 50,000 medical establishments and 150,000 independent practitioners across India, Medikabazaar partners with more than 13,000 suppliers, including those in Tier 2 and Tier 3 cities. The company's strategic use of technology has helped organize the complex medical supply market in India, ensuring the availability of global brands at a local level. Additionally, Medikabazaar boasts a robust last-mile delivery system supported by 26 fulfillment centers nationwide, which facilitates the timely delivery of essential medical supplies and enhances the quality of patient care.

Medikabazaar is an online B2B marketplace specializing in medical supplies and equipment, serving both medical institutions and individual practitioners. The platform simplifies procurement by allowing users to search, compare, and purchase medical products through a voice-based search engine and an online payment portal, thus reducing operational costs. With a network of over 50,000 medical establishments and 150,000 independent practitioners across India, Medikabazaar partners with more than 13,000 suppliers, including those in Tier 2 and Tier 3 cities. The company's strategic use of technology has helped organize the complex medical supply market in India, ensuring the availability of global brands at a local level. Additionally, Medikabazaar boasts a robust last-mile delivery system supported by 26 fulfillment centers nationwide, which facilitates the timely delivery of essential medical supplies and enhances the quality of patient care.

Moniepoint is a financial technology company that offers a comprehensive digital banking and payment ecosystem tailored for small and medium-sized businesses. The platform provides a range of services, including payment processing, credit access, and business management tools. Moniepoint enables businesses to create accounts and accept payments through various offline and online channels, facilitating efficient financial management. By integrating banking solutions with essential business tools, Moniepoint supports organizations in managing their finances and accessing the resources necessary for growth.

M-KOPA is a company that offers connected asset financing solutions aimed at underbanked customers. Its platform integrates digital micropayments and Internet of Things (IoT) connectivity to provide access to essential products, including solar lighting, televisions, refrigerators, and smartphones. The platform is designed to be accessible, allowing customers to secure financing without the need for a credit history or collateral. By focusing on life-enhancing products and services, M-KOPA aims to improve the quality of life for individuals in underserved markets.

Fusion Microfinance, headquartered in New Delhi, operates primarily in the North Central region of India, including Madhya Pradesh, Uttarakhand, Uttar Pradesh, Delhi, and Haryana. Established in January 2010, the company initially focused on microfinance lending to financially underserved women organized into Joint Liability Groups (JLGs). It provides small, collateral-free loans to empower these women and also extends its services to micro, small, and medium enterprises (MSMEs). In addition to lending, Fusion Microfinance leverages its distribution channels to offer various financial products aimed at enhancing productivity, such as loans for purchasing mobile handsets and bicycles. The company's acquisition of the microfinance division Aajeevika, which had a modest initial member base, further strengthened its operations and outreach in the sector.

Safaricom is a leading telecommunications company based in Nairobi, Kenya, founded in 1997. It operates as a mobile network provider, delivering a comprehensive range of services that include voice, data, and mobile banking solutions through its renowned platform, M-Pesa. Safaricom's offerings encompass international calls, roaming, mobile broadband, and various communication solutions such as SMS, messaging, and video conferencing. The company also provides internet connectivity options, including 4G and Fiber to Buildings, alongside IT consultancy services. Serving a diverse clientele that includes individuals, small businesses, and large enterprises, Safaricom generates the majority of its revenue from voice, mobile data, and M-Pesa transactions, as well as other integrated telecommunication services.

Safaricom is a leading telecommunications company based in Nairobi, Kenya, founded in 1997. It operates as a mobile network provider, delivering a comprehensive range of services that include voice, data, and mobile banking solutions through its renowned platform, M-Pesa. Safaricom's offerings encompass international calls, roaming, mobile broadband, and various communication solutions such as SMS, messaging, and video conferencing. The company also provides internet connectivity options, including 4G and Fiber to Buildings, alongside IT consultancy services. Serving a diverse clientele that includes individuals, small businesses, and large enterprises, Safaricom generates the majority of its revenue from voice, mobile data, and M-Pesa transactions, as well as other integrated telecommunication services.

Annapurna Finance is a microfinance institution focused on the financial and economic upliftment of underserved women and economically backward clients. The organization aims to expand microfinance operations in areas lacking access to formal financial systems, providing vital livelihood support to impoverished households. Annapurna Finance offers a range of need-based financial services, including micro-loans for clean water, sanitation, home improvement, support for widowed families, and small businesses. Additionally, the company provides customized insurance plans to ensure that customers receive tailored financial assistance aligned with their life cycle needs. By bringing these clients into the financial mainstream, Annapurna Finance facilitates economic empowerment and entrepreneurial skill development.

Ergos is focused on creating an integrated supply chain for farmers through the establishment of micro warehouses. The company acts as a transformational bank for farmers, utilizing technology to offer custodial services such as warehousing, loans, and market linkages, allowing farmers to turn their produce into financial assets. By maintaining a network of digitally connected rural micro warehouses, Ergos enables farmers to store their harvest, thereby preventing distress sales during peak harvest periods and minimizing waste through effective warehousing practices. Additionally, Ergos assists farmers in addressing immediate liquidity needs by collaborating with non-banking financial companies and banks. This model empowers farmers to sell their produce at optimal times, resulting in increased incomes of 25% to 30%. Founded in 2012 and based in Patna, Bihar, Ergos is dedicated to enhancing the agricultural supply chain and improving farmers' financial outcomes.

Tata Capital, established in 2007, is a leading Indian financial services firm and a subsidiary of Tata Sons Limited. It offers a wide array of financial products and services to retail, corporate, and institutional customers. These include various loan types such as personal, business, and home loans, as well as commercial finance products and credit cards. Additionally, Tata Capital provides investment advisory services, portfolio management, fixed deposits, and mutual funds. It also distributes wealth products and offers insurance services. The company is committed to customer-centric solutions, operating with transparency and ethical practices.

Sun King is a solar energy company that specializes in providing off-grid power solutions across Africa and Asia. It designs, manufactures, and distributes solar home systems, inverter systems, and portable lanterns, targeting communities with limited access to reliable electricity. Sun King offers pay-as-you-go financing options, enabling customers to acquire these products through small, affordable installments over time. The company collaborates with international distribution partners to expand its reach within the off-grid market.

Bank of Africa is a prominent banking institution founded in 1959 and headquartered in Casablanca, Morocco. It offers a wide range of banking products and services tailored for individuals, professionals, and businesses, both domestically and internationally. The bank's offerings include various types of accounts, term deposits, credit cards, and financing solutions, as well as insurance and investment funding services. Additionally, Bank of Africa provides cash management, payment processing, international transactions, and electronic banking services, along with specialized support for SMEs and employees. The bank also engages in corporate finance, asset management, securities brokerage, and wealth management. With a network of approximately 1,800 branches, Bank of Africa plays a significant role in the financial landscape. Committed to corporate social responsibility, it actively supports environmental conservation and educational initiatives for underprivileged children in rural areas. The institution was formerly known as Banque Marocaine du Commerce Extérieur until its rebranding in March 2020.

Loadshare Networks Private Limited is a logistics service provider based in Bengaluru, India, with additional offices in Kolkata, New Delhi, and Guwahati. Founded in 2017, the company specializes in a comprehensive range of logistics solutions, including first mile, line-haul, and last mile deliveries, as well as e-commerce forward deliveries and reverse pickups. Loadshare caters to various sectors, including e-commerce and financial services, and serves both B2B and B2C markets across regions in North East, East India, South India, Rajasthan, and Uttar Pradesh. In addition to its logistics services, Loadshare Networks offers a technology platform and operational expertise, enabling small and medium businesses to optimize their logistics operations and enhance their service delivery through a network of regional partners.

Mettle Investments Limited is a specialist financial services company based in Bellville, South Africa, established in 1995. The company focuses on the lending business, offering a variety of financial solutions including asset-backed short-term lending, debtor finance, working capital finance, corporate finance, incremental housing finance, factoring, and invoice discounting. Mettle serves a diverse clientele, which includes international corporations, small and medium enterprises, and individual clients. In addition to its lending services, the company is involved in the solar energy and fintech sectors, highlighting its commitment to innovation and the development of specialised financial solutions.

PEG is an asset financing company that specializes in providing Pay As You Go solar energy products to off-grid customers in West Africa, particularly in Ghana, Cote d'Ivoire, and Senegal. Founded in 2013 by Hugh Whalan and Nate Heller, PEG aims to improve the quality of life for its customers by offering financing for solar home systems. This financing model allows households to transition from expensive and polluting fuel sources, such as kerosene, to sustainable solar energy, which not only enhances their living conditions but also serves as a long-term asset. PEG's solar systems provide access to better lighting, mobile phone charging, and appliances like radios and televisions, contributing to a more sustainable and efficient energy solution for underserved communities. Headquartered in Accra, Ghana, PEG is dedicated to promoting renewable energy and improving the standard of living for its customers through innovative financing solutions.

PEG is an asset financing company that specializes in providing Pay As You Go solar energy products to off-grid customers in West Africa, particularly in Ghana, Cote d'Ivoire, and Senegal. Founded in 2013 by Hugh Whalan and Nate Heller, PEG aims to improve the quality of life for its customers by offering financing for solar home systems. This financing model allows households to transition from expensive and polluting fuel sources, such as kerosene, to sustainable solar energy, which not only enhances their living conditions but also serves as a long-term asset. PEG's solar systems provide access to better lighting, mobile phone charging, and appliances like radios and televisions, contributing to a more sustainable and efficient energy solution for underserved communities. Headquartered in Accra, Ghana, PEG is dedicated to promoting renewable energy and improving the standard of living for its customers through innovative financing solutions.

BRAC Bank Limited is a prominent banking institution in Bangladesh that offers a wide range of commercial banking products and services. The bank caters to various customer segments, including retail, wholesale, small and medium enterprises (SMEs), and expatriates. It provides an array of deposit products, such as current accounts, savings accounts, fixed deposits, and SME deposits. Additionally, BRAC Bank has a diverse loan portfolio that includes personal loans, auto loans, home loans, and secured loans or overdrafts. The bank also engages in non-banking services, offering guarantees and term loans, as well as brokerage services for local institutions, retail clients, and non-resident Bangladeshis. Its operations are structured into several segments, including retail, corporate, and treasury, enabling it to effectively serve its diverse clientele.

PEG is an asset financing company that specializes in providing Pay As You Go solar energy products to off-grid customers in West Africa, particularly in Ghana, Cote d'Ivoire, and Senegal. Founded in 2013 by Hugh Whalan and Nate Heller, PEG aims to improve the quality of life for its customers by offering financing for solar home systems. This financing model allows households to transition from expensive and polluting fuel sources, such as kerosene, to sustainable solar energy, which not only enhances their living conditions but also serves as a long-term asset. PEG's solar systems provide access to better lighting, mobile phone charging, and appliances like radios and televisions, contributing to a more sustainable and efficient energy solution for underserved communities. Headquartered in Accra, Ghana, PEG is dedicated to promoting renewable energy and improving the standard of living for its customers through innovative financing solutions.

Indifi Technologies Pvt. Ltd., established in 2015 and headquartered in Gurugram, India, operates an online platform that facilitates loans for small businesses. It connects borrowers with lenders, providing a range of services to support the lending process, including data aggregation, analysis, and loan monitoring. Indifi specializes in serving businesses in sectors such as e-commerce, travel, hospitality, retail, and trading. Its unique approach involves assessing creditworthiness based on industry-specific performance data, enabling it to identify low-risk, high-potential businesses that may lack access to traditional financing. The platform presents these applications to multiple lenders, increasing the chances of loan approval and providing lenders with choices.

Bank of Africa is a prominent banking institution founded in 1959 and headquartered in Casablanca, Morocco. It offers a wide range of banking products and services tailored for individuals, professionals, and businesses, both domestically and internationally. The bank's offerings include various types of accounts, term deposits, credit cards, and financing solutions, as well as insurance and investment funding services. Additionally, Bank of Africa provides cash management, payment processing, international transactions, and electronic banking services, along with specialized support for SMEs and employees. The bank also engages in corporate finance, asset management, securities brokerage, and wealth management. With a network of approximately 1,800 branches, Bank of Africa plays a significant role in the financial landscape. Committed to corporate social responsibility, it actively supports environmental conservation and educational initiatives for underprivileged children in rural areas. The institution was formerly known as Banque Marocaine du Commerce Extérieur until its rebranding in March 2020.

PEG is an asset financing company that specializes in providing Pay As You Go solar energy products to off-grid customers in West Africa, particularly in Ghana, Cote d'Ivoire, and Senegal. Founded in 2013 by Hugh Whalan and Nate Heller, PEG aims to improve the quality of life for its customers by offering financing for solar home systems. This financing model allows households to transition from expensive and polluting fuel sources, such as kerosene, to sustainable solar energy, which not only enhances their living conditions but also serves as a long-term asset. PEG's solar systems provide access to better lighting, mobile phone charging, and appliances like radios and televisions, contributing to a more sustainable and efficient energy solution for underserved communities. Headquartered in Accra, Ghana, PEG is dedicated to promoting renewable energy and improving the standard of living for its customers through innovative financing solutions.

PEG is an asset financing company that specializes in providing Pay As You Go solar energy products to off-grid customers in West Africa, particularly in Ghana, Cote d'Ivoire, and Senegal. Founded in 2013 by Hugh Whalan and Nate Heller, PEG aims to improve the quality of life for its customers by offering financing for solar home systems. This financing model allows households to transition from expensive and polluting fuel sources, such as kerosene, to sustainable solar energy, which not only enhances their living conditions but also serves as a long-term asset. PEG's solar systems provide access to better lighting, mobile phone charging, and appliances like radios and televisions, contributing to a more sustainable and efficient energy solution for underserved communities. Headquartered in Accra, Ghana, PEG is dedicated to promoting renewable energy and improving the standard of living for its customers through innovative financing solutions.

Veritas Finance is dedicated to addressing the financial needs of micro, small, and medium enterprises, particularly those in the informal sector with limited access to financial services. The organization aims to make a significant impact by providing inclusive financial solutions to individuals engaged in informal activities, thereby supporting their growth and contributing to the broader economy. Veritas Finance offers a range of loan products, including short-term loans for working capital, medium-term loans for business expansion, and long-term loans for asset creation. With a team of professionals experienced in the financial services industry, the company strives to simplify the credit process for its customers, ultimately enhancing their ability to thrive in a competitive business landscape.

Veritas Finance is dedicated to addressing the financial needs of micro, small, and medium enterprises, particularly those in the informal sector with limited access to financial services. The organization aims to make a significant impact by providing inclusive financial solutions to individuals engaged in informal activities, thereby supporting their growth and contributing to the broader economy. Veritas Finance offers a range of loan products, including short-term loans for working capital, medium-term loans for business expansion, and long-term loans for asset creation. With a team of professionals experienced in the financial services industry, the company strives to simplify the credit process for its customers, ultimately enhancing their ability to thrive in a competitive business landscape.

Veritas Finance is dedicated to addressing the financial needs of micro, small, and medium enterprises, particularly those in the informal sector with limited access to financial services. The organization aims to make a significant impact by providing inclusive financial solutions to individuals engaged in informal activities, thereby supporting their growth and contributing to the broader economy. Veritas Finance offers a range of loan products, including short-term loans for working capital, medium-term loans for business expansion, and long-term loans for asset creation. With a team of professionals experienced in the financial services industry, the company strives to simplify the credit process for its customers, ultimately enhancing their ability to thrive in a competitive business landscape.

M-KOPA is a company that offers connected asset financing solutions aimed at underbanked customers. Its platform integrates digital micropayments and Internet of Things (IoT) connectivity to provide access to essential products, including solar lighting, televisions, refrigerators, and smartphones. The platform is designed to be accessible, allowing customers to secure financing without the need for a credit history or collateral. By focusing on life-enhancing products and services, M-KOPA aims to improve the quality of life for individuals in underserved markets.

Veritas Finance is dedicated to addressing the financial needs of micro, small, and medium enterprises, particularly those in the informal sector with limited access to financial services. The organization aims to make a significant impact by providing inclusive financial solutions to individuals engaged in informal activities, thereby supporting their growth and contributing to the broader economy. Veritas Finance offers a range of loan products, including short-term loans for working capital, medium-term loans for business expansion, and long-term loans for asset creation. With a team of professionals experienced in the financial services industry, the company strives to simplify the credit process for its customers, ultimately enhancing their ability to thrive in a competitive business landscape.

Veritas Finance is dedicated to addressing the financial needs of micro, small, and medium enterprises, particularly those in the informal sector with limited access to financial services. The organization aims to make a significant impact by providing inclusive financial solutions to individuals engaged in informal activities, thereby supporting their growth and contributing to the broader economy. Veritas Finance offers a range of loan products, including short-term loans for working capital, medium-term loans for business expansion, and long-term loans for asset creation. With a team of professionals experienced in the financial services industry, the company strives to simplify the credit process for its customers, ultimately enhancing their ability to thrive in a competitive business landscape.

M-KOPA is a company that offers connected asset financing solutions aimed at underbanked customers. Its platform integrates digital micropayments and Internet of Things (IoT) connectivity to provide access to essential products, including solar lighting, televisions, refrigerators, and smartphones. The platform is designed to be accessible, allowing customers to secure financing without the need for a credit history or collateral. By focusing on life-enhancing products and services, M-KOPA aims to improve the quality of life for individuals in underserved markets.

M-KOPA is a company that offers connected asset financing solutions aimed at underbanked customers. Its platform integrates digital micropayments and Internet of Things (IoT) connectivity to provide access to essential products, including solar lighting, televisions, refrigerators, and smartphones. The platform is designed to be accessible, allowing customers to secure financing without the need for a credit history or collateral. By focusing on life-enhancing products and services, M-KOPA aims to improve the quality of life for individuals in underserved markets.

Loadshare Networks Private Limited is a logistics service provider based in Bengaluru, India, with additional offices in Kolkata, New Delhi, and Guwahati. Founded in 2017, the company specializes in a comprehensive range of logistics solutions, including first mile, line-haul, and last mile deliveries, as well as e-commerce forward deliveries and reverse pickups. Loadshare caters to various sectors, including e-commerce and financial services, and serves both B2B and B2C markets across regions in North East, East India, South India, Rajasthan, and Uttar Pradesh. In addition to its logistics services, Loadshare Networks offers a technology platform and operational expertise, enabling small and medium businesses to optimize their logistics operations and enhance their service delivery through a network of regional partners.

Kamponji Enterprises Limited (KEL) is one of Malawi’s poultry companies. Established in 2013, the Limbe-based company produces, distributes and retails table eggs, broiler day-old chicks and animal feed across Malawi.

M-KOPA is a company that offers connected asset financing solutions aimed at underbanked customers. Its platform integrates digital micropayments and Internet of Things (IoT) connectivity to provide access to essential products, including solar lighting, televisions, refrigerators, and smartphones. The platform is designed to be accessible, allowing customers to secure financing without the need for a credit history or collateral. By focusing on life-enhancing products and services, M-KOPA aims to improve the quality of life for individuals in underserved markets.

Penda Health Limited operates a network of outpatient medical centers in Kenya, specifically in Umoja and Kitengela, focused on providing high-quality and affordable healthcare to middle- and low-income families. Founded in 2011, Penda Health offers a wide range of services, including general consultations, specialty consultations by OB/GYNs, diagnostics, lab services, and pharmacy services. The company utilizes advanced technology, including AI-powered tools, to enhance clinical decision-making and improve patient outcomes. Recognized for its patient-centered approach, Penda Health emphasizes operational excellence and community impact, having successfully served millions of patients. Its commitment to accessible and effective healthcare has established Penda Health as a trusted brand in Africa's healthcare landscape.

GEMS Education is an international network of private schools and educational institutions that offers K-12 education. Founded in 1959 and headquartered in Dubai, United Arab Emirates, GEMS Education has expanded its presence to several locations, including Gurugram, India; New York and Rochester, New York; Riyadh, Saudi Arabia; Verneuil-sur-Avre, France; and Singapore. The company not only provides quality education services from kindergarten to higher grades but also focuses on enhancing government schools and increasing access to education for underprivileged children. By supporting educational initiatives, GEMS Education aims to improve educational standards and assist students in pursuing their career aspirations.

Ujjivan Financial Services Limited, established in 2004, is a leading Indian financial services provider, headquartered in Bengaluru. It specializes in serving the economically active poor, offering a wide range of micro and rural finance products, housing, personal, vehicle, and institutional loans, along with group and individual insurance. As of 2020, it operated through 575 branches. In 2016, Ujjivan Small Finance Bank Limited was launched as a subsidiary, providing banking services including savings and loan products, mobile banking, debit cards, and insurance to unserved and underserved segments, with 575 banking outlets and 475 ATMs. Both entities are committed to promoting financial inclusion in India.

AU Small Finance Bank Limited is a financial institution based in Jaipur, India, that provides a wide array of banking services tailored to meet the needs of retail and small to medium enterprises (SMEs). The bank operates through several segments, including Treasury, Retail Banking, Wholesale Banking, and other operations. It offers services such as savings and current accounts, fixed and recurring deposits, insurance products, and various loan options including vehicle, home, personal, and agri-SME loans. Additionally, the bank provides digital banking solutions, trade finance, and government banking services to various public sector undertakings. As of its last reporting, AU Small Finance Bank had an extensive network of branches, banking outlets, and ATMs across India. Established in 1996 and initially known as AU Financiers (India) Limited, the company rebranded to its current name in May 2017 to reflect its focus on expanding its banking services.

Neocase Software SAS specializes in providing Software-as-a-Service solutions for employee relationship management and service center operations. It caters to large and mid-sized organizations across various industries, helping them reduce costs, standardize processes, and enhance relationships with employees, customers, and suppliers. Neocase's integrated HR and finance service delivery solutions streamline service processes through advanced case management, automation, knowledge base, self-service portals, and analytics. The company operates globally, with offices in France, the US, and the UK, and serves clients in North America, Europe, the Middle East, and internationally.