EFM Asset Management

Pollinate is a London-based software company dedicated to transforming merchant acquiring for banks globally. Comprising experts from the financial services, technology, and merchant acquiring sectors, Pollinate addresses the challenges posed by disruptive payment companies in the evolving landscape of the acquiring industry. Its innovative cloud-based platform integrates seamlessly with banks' existing payment infrastructure, enhancing merchant and consumer experiences through features like onboarding, digital portals, and loyalty programs. This technology allows merchants to manage their operations more effectively and engage with consumers, ultimately fostering community growth. For banks, the Pollinate platform provides valuable insights to better understand and connect with their customers, thereby strengthening relationships with both merchants and consumers. In 2019, Pollinate facilitated the Royal Bank of Scotland Group's re-entry into merchant acquiring by launching NatWest Tyl, demonstrating its commitment to placing customer needs at the forefront of banking solutions.

QRails, Inc., founded in 2016 and headquartered in Denver, Colorado with an additional office in London, United Kingdom, is a financial technology company specializing in processing services for the digital payments industry. Its platform facilitates easy payments for banks and card issuers, supporting payment processing, program management, and funds disbursement. QRails offers issuer processing for platform flexibility, operational support including comprehensive program management services, and integrated launch services for new card programs. Additionally, it provides mobile wallets, insurance claims payments, and dashboard solutions. The company serves a diverse range of clients, including fintech firms, earned wage access providers, healthcare institutions, and financial services businesses in North America and Europe. QRails is known for its secure and flexible APIs, as well as responsive customer service, making it a vertically integrated provider of on-demand payment solutions.

Pollinate is a London-based software company dedicated to transforming merchant acquiring for banks globally. Comprising experts from the financial services, technology, and merchant acquiring sectors, Pollinate addresses the challenges posed by disruptive payment companies in the evolving landscape of the acquiring industry. Its innovative cloud-based platform integrates seamlessly with banks' existing payment infrastructure, enhancing merchant and consumer experiences through features like onboarding, digital portals, and loyalty programs. This technology allows merchants to manage their operations more effectively and engage with consumers, ultimately fostering community growth. For banks, the Pollinate platform provides valuable insights to better understand and connect with their customers, thereby strengthening relationships with both merchants and consumers. In 2019, Pollinate facilitated the Royal Bank of Scotland Group's re-entry into merchant acquiring by launching NatWest Tyl, demonstrating its commitment to placing customer needs at the forefront of banking solutions.