EFM Asset Management

Pollinate is a London-based software company that provides a cloud-based platform for merchant acquiring used by banks worldwide. The platform sits atop legacy payment systems to deliver digital experiences for merchants and their customers, including onboarding, portals, data integrations, and loyalty programs, without the need for costly migrations. By improving engagement and data-driven insights, Pollinate helps banks compete with fintech disruptors and strengthen relationships with merchants and consumers. The platform has been leveraged by major UK lenders to re-enter merchant acquiring, illustrating its practical support for banks expanding their merchant relationships.

QRails is a fintech company specializing in payment processing solutions. It offers a platform that enables banks, issuers, and other financial institutions to facilitate secure and flexible payments. QRails' services include issuer processing, operational support, integrated launch services, mobile wallets, insurance claims payments, and dashboard solutions. The company serves clients across North America and Europe, including fintech, earned wage access providers, healthcare institutions, and financial institutions.

Pollinate is a London-based software company that provides a cloud-based platform for merchant acquiring used by banks worldwide. The platform sits atop legacy payment systems to deliver digital experiences for merchants and their customers, including onboarding, portals, data integrations, and loyalty programs, without the need for costly migrations. By improving engagement and data-driven insights, Pollinate helps banks compete with fintech disruptors and strengthen relationships with merchants and consumers. The platform has been leveraged by major UK lenders to re-enter merchant acquiring, illustrating its practical support for banks expanding their merchant relationships.