Envestnet | Yodlee Incubator

Productfy is a secure and advanced platform for building financial applications. The platform integrates with different vendors and adds data science to normalize and sanitize the data to create a single, unified platform that provides the most common workflows and tasks for financial applications. Productfy also provides credit checks, financial data model & projects, asset valuation, bank integrations & account verifications, KYC, and identify & contact information verification.

Productfy is a secure and advanced platform for building financial applications. The platform integrates with different vendors and adds data science to normalize and sanitize the data to create a single, unified platform that provides the most common workflows and tasks for financial applications. Productfy also provides credit checks, financial data model & projects, asset valuation, bank integrations & account verifications, KYC, and identify & contact information verification.

Global healthcare finance & lending services.

Transaction Connect provide a revolutionary marketing suite for the retail world by leveraging transactional data to provide a SaaS-based advanced customer knowledge platform for retailers and shopping malls

MyPerfectFinancialAdvisor is a new service designed to find the most perfect financial advisor for you, at this moment in your life. This new system will be going through rapid enhancements in 2019.

Pensio is a solution to an age-old and ever-growing problem: running out of money in retirement. Pensio offers a simple, digital & affordable annuity that provides guaranteed income in retirement.

Hurry Home is a real estate firm financing houses through shared ownership, enabling renters to become homeowners. It uses capital from investors to offer a new financial product that enables buyers to earn equity in their home while paying close to or less than what rent would be for the same property, and investors reap a competitive return. Jada Mclean and John Gibbons established the firm in South Bend, Indiana in 2018.

Betterfin All-in-one financing management tool for business owners. Driven by capital markets data, credit technology, and application.

Class Action makes it easy to collect unclaimed class action payments.

Productfy is a secure and advanced platform for building financial applications. The platform integrates with different vendors and adds data science to normalize and sanitize the data to create a single, unified platform that provides the most common workflows and tasks for financial applications. Productfy also provides credit checks, financial data model & projects, asset valuation, bank integrations & account verifications, KYC, and identify & contact information verification.

Tangello offers mortgage financing that reduces risk, increases payment flexibility, streamlines the approval process, and speeds up funding for homebuyers and homeowners. It allows homeowners to access their home equity without incurring debt, unlike a reverse mortgage or home equity loan. The owner keeps complete control of the property and is entitled to the value of any changes they make.

We believe that everyone deserves to be treated as an individual. With a big audience, that may seem impossible. However, with AI, nothing is impossible. We exist to enhance creative marketing through AI data insights. We automatically combine your creativity with our data to tell you what is working, what isn’t and - most importantly - what you can do about it. We are datasine.

Stessa is the essential tool for the millions of real estate investors with single-family rentals and multifamily buildings. Stessa offers a powerful new way to track, manage, and communicate the performance of real estate assets. Property owners can now see all their key metrics in one place with a visual dashboard, automate their income and expense tracking, and save time with tax-ready financial reports. And best of all, Stessa is FREE for individual investors! Stessa was founded in 2016 and acquired by the JLL Spark division of JLL in 2018. The company is headquartered in San Francisco.

Founded in 2016, Starbutter AI is a voice and chat conversational agent (chatbot) company that helps consumers pick financial products. Starbutter gives consumers high quality information so that they can pick the best financial products. They help financial companies match the right products to their customers, making marketing spend more efficient. ​ The Starbutter knowledge graph and machine learning, NLP algorithms rank companies and offers top-rated advice using sources like: JD Power, Consumer Reports, Federal Deposit Insurance Corporation reports, Consumer Financial Protection Bureau reports, billing disputes, a million consumer reviews, rewards quality, fine print in bank disclosures, and insights from an expert panel.

Documents into Data in Seconds. Accuracy & Speed Surpassing Humans. A fully integrated suite of data transformation products for you to securely capture, extract and transform bills, receipts and invoices into structured data for use in your mobile app, website or back office.

Grapevine is a collaborative giving platform where people give with people.

Each year over 10 million seniors are no longer able to manage their own finances because of diminished capacity. Older parents can suddenly seem distressed by managing day-to-day finances, and taking it on can be overwhelming for adult children. Golden gives you the tools and resources to guide you in improving your parent's financial health. Their goal is to create the best financial outcomes for parents and children while sustaining a positive trusting atmosphere for families.

StreamLoan is a SaaS/mobile collaboration and workflow platform, simplifying residential home purchases. StreamLoan was founded in 2015 by Stephen Bulfer and Armando Gonzalez, to bring a simple experience to getting a mortgage (or loan). StreamLoan headquarters is located in San Francisco, CA.

Domuso is a next-generation financial services platform offering a comprehensive suite of payment processing solutions for multifamily property owners and operators. Driven by data and technology, Domuso provides new digital payment options that streamline the rent payment experience for residents and improve individual property financial performance. Fully integrated with leading accounting systems and property management platforms, Domuso is the only provider to offer alternative credit, digital certified and automated, logic-driven payment options. Domuso is privately held and headquartered in the heart of Silicon Beach in Santa Monica, California. For more information, visit domuso.com.

Increasing Workforce Productivity through Detection of Depression Patterns Aug-Mental helps increase workforce productivity through early intervention for employees who exhibit patterns of depression. Aug-Mental develops a behavior-monitoring tool that will detect early signs of depression via integration of mobile and wearable device sensor data with NLP analysis of messenger and social network data, and subsequently alerts their healthcare providers. The company aims to provide first-time depression alerts (pre-diagnosis), which can help diagnose and treat otherwise undiagnosed cases.

Envestnet | Yodlee is a leading data aggregation and data analytics platform powering dynamic, cloud-based innovation for digital financial services. More than 1,000 companies, including 13 of the 20 largest U.S. banks and hundreds of Internet services companies, subscribe to the Envestnet | Yodlee platform to power personalized financial apps and services for millions of consumers. Envestnet | Yodlee solutions help transform the speed and delivery of financial innovation, improve digital customer experiences, and drive better outcomes for our clients and their customers. Envestnet | Yodlee is headquartered in Redwood City, California with global offices in London and Bangalore.

Genivity is a dynamic client engagement tool that predicts family & lifestyle-based health risks to help advisors provide more comprehensive, targeted advice to clients, and better communication with next generation heirs.

Curacubby was founded by parents of preschool-age children who decided there had to be a better way of managing tuition billing and payments. They grew tired of receiving handwritten reminders and haphazard emails, writing monthly checks, asking questions about late fees, only to be met with confusion when they asked questions. In response, they created an automated and secure online payment system for preschools that fit their needs and that they would want to use. Curacubby bridges the gap between quality childcare and mobile commerce and lets the preschools focus on what they do best – taking care of their children.

Finch is the next-gen data intelligence and financial technology company. We help businesses and financial services provide advanced personalisation, data intelligence, and connected payment experiences via simple APIs for the modern economy. Our award-winning financial products (Peer to Peer Payments, Expense Tracking, Personal Finance Management and Merchant Payments) deliver seamless customer experiences, while collecting billions of transactional and behavioural data points feeding our machine learning intelligence to deliver unrivalled insights. Finch is widely regarded as one of Australia’s most exciting startups, having recently won "Most Innovative Team" following multiple awards for its consumer app, including "Best Digital Wallet" and "Best Personal Finance App". Simple APIs. Connected payments. Advanced personalisation. Data intelligence. Welcome to the future of consumer finance.

Finvoice offers cloud-based software to help financial institutions grow sales and comply with regulations. It serves as an enterprise SaaS company offering lending as a service solution. It allows offline lenders to become online lenders through modern UX, 3rd party integrations, and data analytics. Finvoice was founded in 2014 and headquartered in San Francisco, California.

TODAYS BUSINESS PAINS (1) Employees waist extraordinary amounts of time on preparing company expense reports; (2) companies lose 5-7% due to increased travel & entertainment (T&E) costs due to fraud; (3) 25% of expense reports contain errors; (4) companies spend 1,000’s of hours each year correcting report errors; at a cost of $52 to correct each report; (5) Fifty percent (50%) of US mid & larger companies currently process expense reporting manually, and will require an efficient solution to manage this large expanding process; (6) T&E expense is the 2nd largest corporate expense right after salaries & benefits, therefore it requires proactive management. SOLUTION Simplifier’s SAAS expense reporting reduces company operating costs up to 75%. They improve compliance while lowering T&E fraud occurrences. Their unique calendar based UI design simplifies data entry for all & substantially improves data quality & manager review efforts. Their distinctive built in tools allow companies to further centralize this detailed accounting process, further lowering costs, while improving data accuracy & employee communications.

Totum Risk provides a multi-scoring risk tolerance tool kit for financial advisors and investors. Totum is different, we focus on facts over feeling or bhow much risk an investor can take given their current life situation (risk capacity) instead of the traditional model that only looks at how much risk an investor is willing to take (risk preference). The Totum Risk toolkit includes integrations with the top custodians, broker/dealers, insurance companies, and other third party software providers. The integrations allow Totum to pull in the account level data to automatically score the clients portfolio and an advisors book of business to assess the portfolio risk. Other integrations allow for SSO(single sign on), push/pull data from APIs, usage, and custom. Totum has added a Model MarketPlace for asset managers to add their models for advisors to use and compare with their client's portfolios. Tactical asset managers can also add their own returns. Advisors can add and uplaod their own models or use the iRebal integration to pull and push their models. Totum offers custom Investment Policy Statements and proposals to meet their compliance needs and requirements. Totum helps advisors and institutions stay compliant by covering the SEC Best Interest Rule and FINRA's suitability rule. Built around the concept that each individual investor should fully understand their unique risk situation, Totum is the first to consider comprehensive Human Capital Factors in portfolio recommendation: geography, industry, health, family, balance sheet, and where they are on the road to retirement. With the addition of Big Data and Machine Learning Totum can now alert an advisor or investor of a life event that is impacting their investments and financial goals. This holistic context allows financial advisors to differentiate their proposals, targeting the specific risks that the client may not be aware of. Our institutional-quality turnkey proposal solution frees the advisor to focus on client acquisition and retention.

Datacoup is a personal data exchange. A platform for consumers to aggregate and sell their own anonymous personal data. As widely reported and talked about, consumer data is valuable. In fact it is the engine behind a $200bn/year market for digital ads and direct marketing called the Data-Driven Marketing Economy (the DDME). Individuals who create personal data are getting very little in exchange for giving up such valuable data. Datacoup puts the control and economic benefits of personal data back in the hands of those creating the data. We currently support social, financial, health and search/browsing data. Personal data is most efficiently utilized when in the hands of its creators.

Abound is a modern API solution that streamlines the collection of W-9 forms, verifies TINs, and manages 1099 filings for compliance. It reduces errors through real-time verification and allows businesses to maintain control over user data while automating processes.

Levanto Financial is a web-based platform that offers household financial management services for business professionals and their families. It helps its users to be informed finance-related decisions. The platform provides corporate individuals with advice and guidance customized according to their needs, goals, objectives, and priorities. It was founded in 2009 and headquartered in Troy, Michigan.

SnapCheck is a high speed, highly secure, and universally accepted solution dedicated to eliminating paper checks. By eliminating the 18 billion checks written in the US each year, one million trees could be spared. They've created a unique open-ecosystem platform for paying anyone anywhere with the familiar form of a check, but without all the problems inherent in paper. Their digital checking solution gives businesses, consumers, and banks the ability to save over $50 billion a year in costs and $20 billion a year in fraud losses.

Voatz is an award winning mobile-first elections platform backed by cutting-edge security, biometrics and a blockchain-backed infrastructure. Voatz has successfully served more than 5 million voters across 140 elections in 7 countries. In 2018, Voatz ran the first mobile vote in U.S. Federal Election history, and, in 2020, Voatz became the first smartphone app based system to be used for voting in the U.S. Presidential Elections. Voatz was selected by 15 cities in Canada for the 2022 Ontario Municipal Elections and was recently used in the historic 2024 Presidential Elections in Mexico.

InvestReady provides web services for online 506c and crowdfunding transactions, including "accredited" investor verification services, non-accredited investor funds-available verifications, and investor education Using online-accessible, and secure certificates, entrepreneurs and portals can verify an investor's status in seconds while the investor only has to share private financial information once, but can access multiple sites. InvestReady offers a full suite of API integration options that crowdfunding portals can use to seamlessly verify investors as they connect to their site.

We're a small passionate team working hard to deliver a complete new discovery experience that's fun, trusted and rewarding!

Roostify they designed a POS platform to help lending homes to provide loans from banks.

OCX takes a fresh approach to financing independently owned businesses. We combine a simple online platform with an underwriting model that taps into existing business networks for credit signals, to fund parts of our loans, and to reach new borrowers and investors.

Draft offers a modern suite of analytics and communication tools built to help wealth advisors win and retain assets. With their new tool, Draft Insights, an advisor is able to quickly and securely gain access to account data and analyze the holistic portfolio of a client or prospect regardless of where the assets are held. Draft Insights is designed to surface opportunities for the advisor such as high fees, unnecessary risk, poor performance, diversification gaps and low quality products. The advisor can use this actionable insight to win new clients suffering from poor portfolio management, or to build trust with existing clients. Since Draft was built to analyze millions of portfolios simultaneously, Draft Insights offers even greater potential for financial institutions at scale across an entire user base. The proprietary technology can analyze data for advised accounts or leverage data from aggregation services like Yodlee and ByAllAccounts. Compelling use cases include: DoL fiduciary compliance and liability analysis, targeted and automated marketing campaigns, and integration with customized portfolio checkup tools.