European Investment Fund

Froda is a Swedish fintech company established in 2015 with offices in Stockholm and Finland. It specializes in providing digital loans for commercial purposes, serving sectors such as restaurants, cafes, shops, lounges, and agencies. The company aims to revolutionize the banking experience for businesses by offering convenient and affordable financing solutions. Froda has helped over 50,000 businesses grow through its data-driven and digital lending platform, which enables small businesses to borrow money online without requiring asset backing. Its mission is to provide the best possible financing terms tailored to the needs of entrepreneurs and small business owners, bridging the gap between traditional banking and alternative finance options.

HeavyFinance operates a crowdlending platform that connects farmers with retail and institutional investors, facilitating access to financing for agricultural needs. The platform enables farmers to secure mortgage loans backed by assets such as heavy machinery in the farming, forestry, and infrastructure sectors. It offers various benefits for both parties, including flexible repayment options and the opportunity for farmers to repay loans early without fees. Investors are presented with investment-backed assets and can expect double-digit returns, supported by risk reports, statistics, and project summaries that ensure transparency. By underwriting farmers and servicing loans, HeavyFinance creates a streamlined process for raising capital and investing in agricultural projects.

October is a pan-European lending platform that aims to empower businesses by simplifying access to funding. Founded in France in 2014 under the name Lendix, the company emerged following regulatory changes that disrupted traditional banking practices. With offices in France, Spain, Italy, and the Netherlands, October operates an online marketplace that connects private investors with enterprises of various sizes. This platform allows investors to finance businesses directly, offering fully disclosed terms and facilitating a streamlined investment process. Institutional lenders complement individual contributions, ensuring borrowers benefit from high success rates and quick processing times. October's mission is to democratize finance, providing a secure and efficient way for individuals to invest in the real economy.