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Volume is a developer of a one-click checkout platform that aims to enhance the payment experience for customers and businesses alike. By utilizing biometric authentication, the platform verifies payments while connecting to a wide network of banks globally. This approach allows businesses to improve conversion rates and increase revenue through instant account-to-account payments, lower transaction fees, and straightforward integration. Volume's focus on creating a financially sustainable network benefits all stakeholders involved in the payment process.

finAPI GmbH, headquartered in Munich, Germany, is a prominent provider of open banking solutions, licensed by BaFin for account information and payment initiation services. Founded in 2008, the company specializes in the development and implementation of software that aggregates and analyzes financial data, focusing on areas such as Open Banking, Data Intelligence, KYC, and Payments. With a clientele exceeding 300 companies across various sectors, including banks, fintechs, insurance firms, and software providers, finAPI enables its customers to adopt innovative financial services and enhance their digital processes. As a subsidiary of SCHUFA Holding AG since 2018, finAPI continues to lead in delivering advanced fintech solutions that streamline payment transactions and financial data management.

Banxware is a fintech startup based in Berlin that focuses on providing embedded lending solutions for platform-based businesses, fintechs, and banks. Founded in 2020 by Miriam Wohlfarth, Jens Röhrborn, and Fabian Heiß, the company employs over 50 people. Banxware's platform allows digital platforms, such as marketplaces and payment providers, to offer white-label financial products, including merchant cash advances and loans, to their users. The technology integrates essential financial infrastructure seamlessly, enabling small and medium-sized enterprises, e-commerce sellers, and restaurant owners to access necessary liquidity. With features like customer onboarding checks, credit scoring, risk management, and loan origination, Banxware promotes growth and enhances customer convenience by empowering platforms to launch tailored lending solutions across Europe.

Judopay is a leading provider of mobile-first payment solutions aimed at enhancing the checkout experience for businesses and consumers alike. The company was founded to address challenges associated with traditional payment processes, offering a flexible and seamless platform that facilitates easy acceptance of payments. Judopay partners with a diverse array of brands, including KFC, Countrywide, Wahaca, Connect Cashless Parking, and Chip, and serves various sectors such as retail, food and beverage, finance, mobility, and digital innovation. Its platform features conversion-driven checkouts and flexible payment flows, allowing users to access multiple payment methods while minimizing fraud and maximizing conversion rates.

Viceversa is a financing service focused on providing European digital businesses with access to non-dilutive and guarantee-free capital options. The company enables sustainable and ethical growth by offering equity-free investments alongside data-driven insights. Through its internally designed analytics platform, Viceversa connects directly to clients' accounts to gather necessary data for informed investment management and decision-making. This approach empowers businesses to understand their operations better and access funding based on transparency and technology. Clients can receive funding offers within three days, allowing them to grow at their own pace while benefiting from investment guidance tailored to their needs.

FinDynamic is a fintech company that specializes in providing financial solutions for supply chain management. It offers services such as confirmation and reverse factoring, which enhance the working capital options available to corporate clients. The company allows buyers and their suppliers to access and manage invoices through a web-based or mobile platform, enabling them to select approved invoices for early payment. By integrating its solutions with the management systems of buyers and the portfolio management systems of banks, FinDynamic streamlines financial processes within supply chains, facilitating more efficient cash flow management.

Faire.ai is a fintech company based in Milan, Italy, founded in 2020, that develops a credit platform utilizing artificial intelligence and open banking technologies. The company offers instant lending services and a retail mobile app called Cream, which facilitates microcredit, refinancing, and deferred payments. Faire.ai's platform specializes in consumer credit automation, employing data analytics and machine learning to assess financial behavior and estimate credit scores. By providing solutions such as a loans management system and cash flow simulator, Faire.ai aims to simplify access to credit for consumers while enhancing the services offered by partner banks and financial institutions.

PINV is a financial management platform designed to assist small and medium-sized enterprises in tracking and managing their cash flows effectively. The platform automatically aggregates financial and accounting data from various bank accounts, providing users with real-time insights into their cash inflows and outflows. By integrating billing data, PINV enables businesses to manage receipts and payments efficiently. Additionally, the platform allows users to anticipate potential cash shortfalls and identify suitable financing options to address these challenges. Overall, PINV aims to streamline financial planning and enhance decision-making for SMEs by simplifying access to critical financial information.

Viceversa is a financing service focused on providing European digital businesses with access to non-dilutive and guarantee-free capital options. The company enables sustainable and ethical growth by offering equity-free investments alongside data-driven insights. Through its internally designed analytics platform, Viceversa connects directly to clients' accounts to gather necessary data for informed investment management and decision-making. This approach empowers businesses to understand their operations better and access funding based on transparency and technology. Clients can receive funding offers within three days, allowing them to grow at their own pace while benefiting from investment guidance tailored to their needs.

Penta is a digital business bank platform designed to help startups and SMEs save time and money on banking. It automates bank accounts and invoices, offers online cashless banking services, and helps to open an online banking account in minutes, enabling consumers to manage their cashflows easily. Penta's mission is to disrupt business banking in Europe and worldwide. It was founded in 2016 and is headquartered in Berlin, Germany.

Conio Inc. is a digital assets custody and management provider based in San Francisco, California, founded in 2015. The company specializes in developing bitcoin and blockchain technologies, offering integrated solutions tailored for financial institutions, banks, and insurance companies. Conio's platform includes services for managing digital assets, such as cryptocurrency wallets, custody, exchange, and tokenization, ensuring compliance and safety standards for its clients. Notably, the company launched the first Bitcoin MultiSig Wallet App in Italy and has successfully integrated its technology within banking infrastructures. Through its proprietary technology and patented fund recovery system, Conio aims to facilitate secure access to the digital assets market for businesses and financial institutions, positioning itself as a trusted partner in the crypto space.

Vidra is a comprehensive digital commerce platform designed for small retailers and manufacturers, enabling them to establish and manage online shops seamlessly. The platform automates various aspects of the sales process, including the creation of online stores, sales across multiple channels such as marketplaces and social networks, and point-of-sale transactions. Vidra integrates payment solutions, eliminating the need for separate contracts with payment gateways, and facilitates shipping by providing access to competitive courier rates without minimum shipment requirements. Additionally, it offers tools for stock management, waybill creation and printing, shipment tracking, search engine optimization, traffic analysis, and live chat support through platforms like Facebook Messenger. This all-in-one solution allows local traders and entrepreneurs to operate their businesses more efficiently.

Penta is a digital business bank platform designed to help startups and SMEs save time and money on banking. It automates bank accounts and invoices, offers online cashless banking services, and helps to open an online banking account in minutes, enabling consumers to manage their cashflows easily. Penta's mission is to disrupt business banking in Europe and worldwide. It was founded in 2016 and is headquartered in Berlin, Germany.

Vidra is a comprehensive digital commerce platform designed for small retailers and manufacturers, enabling them to establish and manage online shops seamlessly. The platform automates various aspects of the sales process, including the creation of online stores, sales across multiple channels such as marketplaces and social networks, and point-of-sale transactions. Vidra integrates payment solutions, eliminating the need for separate contracts with payment gateways, and facilitates shipping by providing access to competitive courier rates without minimum shipment requirements. Additionally, it offers tools for stock management, waybill creation and printing, shipment tracking, search engine optimization, traffic analysis, and live chat support through platforms like Facebook Messenger. This all-in-one solution allows local traders and entrepreneurs to operate their businesses more efficiently.

They know that it takes a lot to be self-employed and be fully responsible for your own future. With all the trouble on your mind to build your business, it seems like having a second job when you need to deal with the Italian bureaucracy. That's why they created Beesy - an easy way to manage your finances in one place. With banking, invoicing and digital accounting in a single tool, they aim to reduce the unnecessary complexity of running a business in today's world. With Beesy, they'd like you to be able to feel at ease when it comes to your finances so that you can focus your energy on what really matters.

Vipera is a provider of mobile financial services and customer engagement solutions, catering to banks and retailers globally. The company specializes in software that facilitates mobile access to personal financial services, including mobile banking, payments, and card management. Its proprietary platform, Motif, offers secure management of interactions between users and enterprise systems. Additionally, Vipera provides services for small and medium-sized enterprises (SMEs), such as expense management, invoice factoring, and banking solutions. The company also focuses on enhancing customer engagement through analytics, loyalty programs, and proximity marketing. With a team of 85 professionals operating from multiple international offices, Vipera aims to create innovative digital financial solutions that effectively engage customers and streamline banking processes. Founded in 2005 and headquartered in London, Vipera operates as a subsidiary of Sella Open Fintech Platform S.P.A.

Conio Inc. is a digital assets custody and management provider based in San Francisco, California, founded in 2015. The company specializes in developing bitcoin and blockchain technologies, offering integrated solutions tailored for financial institutions, banks, and insurance companies. Conio's platform includes services for managing digital assets, such as cryptocurrency wallets, custody, exchange, and tokenization, ensuring compliance and safety standards for its clients. Notably, the company launched the first Bitcoin MultiSig Wallet App in Italy and has successfully integrated its technology within banking infrastructures. Through its proprietary technology and patented fund recovery system, Conio aims to facilitate secure access to the digital assets market for businesses and financial institutions, positioning itself as a trusted partner in the crypto space.

MyPass is a fintech company that provides technology solutions for checkout and payment.