Finnovista

Alfi is a platform focused on enhancing financial literacy and connecting users with financial services and products through financial intermediaries. Launched in 2019, the company targets diverse stakeholders, including governments, citizens, and financial institutions, to create both public and private value. Alfi employs gamification and machine learning in its application, which utilizes artificial intelligence to categorize users based on their financial profiles, preferences, and behaviors. This approach encourages users to engage in competitive learning experiences, thereby improving their financial decision-making skills. By 2023, Alfi aims to establish itself as a key partner in promoting financial education and inclusion across the Americas, Africa, and Asia, having already reached 150,000 registered users.

Prestanómico is a Mexican company focused on providing accessible and economical credit solutions through innovative technology. It aims to facilitate fast and affordable credit opportunities, enabling individuals to refinance existing bank debt, achieve personal goals, or enhance their quality of life. The company offers a user-friendly online loan application process that prioritizes security and transparency, detailing monthly payment obligations. Additionally, Prestanómico supports businesses in offering financing options to their customers under an embedded finance model, with a particular emphasis on serving gig economy workers and other underserved demographics. This approach positions Prestanómico as a key player in the evolving financial landscape, dedicated to improving access to credit for all.

Quotanda is a lending as a service (LaaS) platform that specializes in providing student loan services aimed at democratizing access to education. The company offers a comprehensive online lending platform that enables various organizations, including lenders, educational institutions, and community foundations, to quickly establish affordable education loan programs in any country and currency. Quotanda's technology streamlines the entire lending process, managing all aspects of online lending programs for its partners. This includes program setup, marketing, compliance, credit origination, loan disbursement, and ongoing servicing, such as interest and principal collection, as well as default management. By improving financing options, Quotanda helps students secure loans for their educational pursuits, fostering greater affordability in education.

B2U Storage Solutions is a developer and provider of battery energy storage systems that supplies stored electricity to power sectors. The company focuses on enhancing the reliability of renewable energy by offering solutions that store energy generated from sources like solar and wind, particularly during times when these resources are insufficient to meet demand. B2U's proprietary autonomous system allows for the use of electric vehicle battery packs in large-scale energy storage without the need for reconfiguration, which helps clients lower their Levelized Cost of Storage compared to traditional new batteries. This innovative approach positions B2U as a key player in the transition to sustainable energy management.

Optimize your cashflow and accelerate your business growth by visualizing the financial status of your business in real time in one place. Automate conciliation of your accounts payable and receivable with quick and flexible processes. Loan for your business at the right time.

Siembro is an Argentina-based online platform that facilitates connections between agricultural companies and financial institutions. By offering a lending-as-a-service model, the company enhances access to financing for farmers, particularly for purchasing machinery at the point of sale. Siembro's platform includes an online registration portal and a payment and financing system tailored for sellers, streamlining the financing process for the agricultural sector. This approach not only simplifies access to loans but also aims to accelerate credit availability and promote savings within the industry.

Apperto Inc. is a technology company based in Venado Tuerto, Argentina, with an additional office in Belgrano. Founded in 2017, it has developed a digital platform that facilitates interaction among users and between users and local businesses. The platform supports online orders, digital wallets, and coupons, allowing residents of small and medium-sized cities to engage with shops and friends conveniently. Apperto's mission focuses on improving the quality of life in low-tier cities and rural areas in Latin America by providing accessible technology that enhances business operations and promotes community connectivity.

Koibanx is a financial technology company based in Uruguay that specializes in the development of a platform for asset tokenization and payment processing. The company integrates traditional banking infrastructure with innovative solutions such as smart contracts and tokenized assets, enabling financial institutions to streamline operations and create advanced financial products. Koibanx's offerings include loyalty programs, payment systems, microfinance solutions, decentralized voting platforms, and logistics programs, all designed to enhance efficiency while reducing settlement times and costs. By bridging the gap between conventional financial processes and emerging technologies, Koibanx aims to facilitate a more seamless integration of cryptocurrency systems into the existing financial landscape.

Bederr is a company that specializes in developing web-based loyalty programs designed to enhance customer retention and engagement. By utilizing gamification techniques, Bederr's platform allows businesses to create customized, white-label loyalty programs tailored to their specific needs. The company also offers data analytics and communication tools that help clients better understand their customers by collecting and analyzing information through the loyalty program. This integration of marketing and human resources facilitates effective communication between businesses and their customers, ultimately driving loyalty and enhancing the overall customer experience.

LISA Insurtech is a company that specializes in streamlining the insurance claims settlement process through innovative technology. It offers a core workflow automation platform, LISA Claims, which utilizes artificial intelligence to digitize, analyze, and settle claims efficiently. The platform is designed as a no-code/low-code solution, allowing for seamless integration via APIs and microservices. LISA's AI capabilities include damage assessment by analyzing photographs and documents to evaluate the extent of losses and detect fraudulent activities. By automating various aspects of claims processing and facilitating communication among all parties involved, LISA Insurtech helps insurance companies reduce costs and minimize waiting times for settlements.

Inverkids is an organization focused on enhancing financial literacy among children and young people through a digital educational platform. Its programs are integrated into school curricula, allowing for personalized workshops that cater to specific groups of students. By equipping young individuals with essential financial skills and values, Inverkids aims to empower the next generation to make informed financial decisions. The company's approach emphasizes accessible and engaging financial education, ensuring that valuable knowledge is imparted in a manner that resonates with its audience.

Scorce is a developer of innovative API tools aimed at simplifying the integration of multiple API providers for businesses. The company offers a platform that enables developers to connect seamlessly to various APIs through a single connection, ensuring enhanced security and speed. Scorce's tools are designed for a range of applications, including compliance analysis, financial data acquisition, personal data validation, digital onboarding, fraud prevention, credit scoring, and the use of alternative data. By facilitating rapid risk assessments and analyzing various factors to create risk scores, Scorce empowers customers to make informed decisions, particularly in lending contexts. The company's mission is to reduce the complexity of API integration, allowing businesses to focus on their core operations while leveraging the capabilities of various third-party services.

Flotify is a technology company based in Mexico City, founded in 2019, that specializes in providing a multi-quotation service for car fleet insurance. The company offers a user-friendly platform that enables clients to easily register and manage their fleet insurance in just a few clicks. Flotify's service allows users to obtain immediate and accessible insurance quotes from various providers, ensuring they can select the best options to secure their business effectively. By streamlining the process of obtaining and managing fleet insurance, Flotify helps clients achieve quick and efficient solutions tailored to their needs.

Hubex is an IT company focused on artificial intelligence and robotic process automation (RPA) to streamline repetitive digital tasks typically performed by humans. Specializing in the automation of processes within financial institutions, Hubex develops customized products that simplify manual operations, which often involve extensive paperwork, data transcription, and the need for physical signatures. By implementing software robots to manage these rule-based tasks, the company significantly reduces human intervention, allowing employees to concentrate on more strategic and creative challenges. Hubex's mission is to enhance productivity and efficiency in businesses by transforming their operational processes through advanced automation solutions.

Valepay offers a digital online payment tool for the Mexican workforce. The company is headquartered in Mexico City.

Atrato is a fintech company that provides a payment platform allowing affiliated merchants to offer a buy now, pay later option to customers. This service enables consumers to make purchases at participating stores, both online and in-person, and to pay for these purchases over a period of up to 24 months without the need for credit or debit cards. Atrato aims to enhance the quality of life in Latin America by offering fair and accessible financial tools and services, while also helping merchants increase their sales and meet customer demand through simplified installment purchases.

Mosabi is a platform dedicated to providing business and life skills, with a focus on linking these skills to financial resources. Founded in 2019 and based in Wilmington, Delaware, Mosabi combines fintech and edtech to offer emerging market citizens the tools they need to effectively manage their businesses and finances. The company's platform employs gamified assessments, surveys, financial health checks, and local language chatbots to engage users meaningfully. By leveraging data analytics, Mosabi aims to drive financial inclusion and help users make better decisions regarding business activities, digital resources, and money management.

Vexi is a financial technology company based in Mexico City that focuses on providing credit card services to the young and underbanked population in Latin America. Founded in 2016, Vexi aims to make credit more accessible through a fully digital onboarding process and a user-friendly mobile application. The platform allows users to develop personalized payment plans, manage expenses, and build credit history with minimal documentation. Vexi offers both an online credit card for digital purchases and a physical card for transactions at retail establishments, with no annuity charges, making it easier for underserved individuals to access formal credit. Through its proprietary technology, Vexi enhances the customer experience while promoting financial inclusion.

Tu Identidad is a company that provides a comprehensive identity validation platform aimed at ensuring the authenticity of customers, suppliers, staff, and business partners. The platform facilitates the creation of digital profiles containing personal information and official documents while adhering to strict regulations regarding data use and protection. By streamlining the enrollment process and enabling remote verification, Tu Identidad helps organizations mitigate risks associated with fraud, duplication, impersonation, and identity theft. This solution is designed to enhance operational efficiency and security, creating a reliable ecosystem for identity verification that serves both users and businesses at any time.

MangoLife is a company that offers life, retirement, education, and health insurance aimed at safeguarding individuals and their families from fundamental life risks. Founded in 2017 and headquartered in Leon, Guanajuato, the company leverages technology to enhance the customer experience by simplifying interactions and the contracting process. This approach minimizes unnecessary paperwork and clarifies coverage options, distinguishing MangoLife from traditional insurers.

Ualet is a Colombian company founded in 2017, headquartered in Bogota. It specializes in developing a platform that allows consumers to invest directly into funds without a significant capital requirement. As a regulated robo-advisor, Ualet offers digital onboarding and utilizes the Black-Litterman model to tailor investment portfolios for clients. This approach enables users with limited capital to access diversified investment opportunities managed by professionals, making investment in the stock market more accessible to a broader audience.

Sonect is a financial technology company that offers a platform enabling local businesses to function as virtual ATMs, allowing customers to withdraw and deposit cash using their smartphones. By connecting individuals seeking cash with nearby shops willing to facilitate transactions, Sonect reduces the costs associated with traditional ATM operations. This innovative approach not only benefits consumers by providing convenient, fee-free access to cash at local establishments but also helps shops attract new customers and earn commissions. Additionally, banks can leverage Sonect's services to lower ATM operating costs and expand their presence in new markets without significant capital investment. Overall, Sonect fosters community engagement and enhances the cash distribution process, benefiting all parties involved.

Prestanómico is a Mexican company focused on providing accessible and economical credit solutions through innovative technology. It aims to facilitate fast and affordable credit opportunities, enabling individuals to refinance existing bank debt, achieve personal goals, or enhance their quality of life. The company offers a user-friendly online loan application process that prioritizes security and transparency, detailing monthly payment obligations. Additionally, Prestanómico supports businesses in offering financing options to their customers under an embedded finance model, with a particular emphasis on serving gig economy workers and other underserved demographics. This approach positions Prestanómico as a key player in the evolving financial landscape, dedicated to improving access to credit for all.

Prometeo is a leading fintech infrastructure company that serves as a marketplace connecting global corporations with financial institutions in Latin America and the United States. It specializes in advanced technological infrastructure, particularly banking Application Programming Interfaces (APIs), enabling seamless access to a vast network of over 1,200 financial institutions across 11 countries. Prometeo's innovative platform simplifies and secures the connection to these institutions, reducing friction and costs for clients. The company automates access to banking data, bank account validation, and account-to-account payments, serving as a single API for cross-border banking. By offering standardized APIs, educational tools, and payment applications, Prometeo aims to enhance users' understanding of their financial behavior and improve money management.

Tasatop.com is a fintech company focused on enhancing the financial market's dynamism by directly competing with traditional financial institutions. The company operates a platform that connects individuals and businesses with these institutions through auctions of diverse financial products. By promoting and educating users on various savings and investment opportunities, Tasatop.com aims to improve conditions and pricing for end users, enabling them to make informed investment decisions. The platform is designed to facilitate a more competitive marketplace for financial products, ultimately benefiting consumers.

Tu Identidad is a company that provides a comprehensive identity validation platform aimed at ensuring the authenticity of customers, suppliers, staff, and business partners. The platform facilitates the creation of digital profiles containing personal information and official documents while adhering to strict regulations regarding data use and protection. By streamlining the enrollment process and enabling remote verification, Tu Identidad helps organizations mitigate risks associated with fraud, duplication, impersonation, and identity theft. This solution is designed to enhance operational efficiency and security, creating a reliable ecosystem for identity verification that serves both users and businesses at any time.

La Plataforma is a social venture that delivers transparency, affordability and convenience to the remittance process. Through our mobile platform, we allow our customers to send cash transfers from the US to countries in Latin America and the Caribbean straight from their mobile phone.

DevBlocks is a technology company that develops fintech software solutions for businesses. Its flagship product, PayBlocks, automates accounts payable and receivable processes, reducing overhead and enhancing efficiency. The company specializes in creating modern, flexible solutions tailored to integrate seamlessly with existing ERP systems, backed by world-class customer support.

Hurra Credit is a digital lending platform that focuses on providing payroll loans and addressing financial emergencies with speed and efficiency. It offers a service that automatically discounts customers' accounts, allowing employees of private companies to access credit at more favorable rates compared to traditional banks. By streamlining the lending process, Hurra Credit aims to solve urgent financial issues for its clientele, making it a valuable resource for individuals seeking quick financial assistance.

Luzverde is a financial technology company that provides underbanked small and medium-sized businesses (SMBs) in Latin America with a "credit sales as a service" model. This innovative approach allows merchants to offer credit at the point of sale, which significantly boosts their sales without exposing them to financial risk, as they receive immediate payment while the risk is borne by lending partners. Operating in Panama and Ecuador, Luzverde has successfully onboarded over 200 points of sale and is witnessing substantial growth, with a monthly revenue nearing USD 20,000 and approximately USD 400,000 in credit sales. Additionally, the company has developed a secure credit management platform that facilitates consumer portfolio management for the retail sector, enabling businesses to effectively monitor and enhance customer relationships through credit counseling and post-sales services.

SinConta is a Mexican company based in Puebla that focuses on providing independent workers with tools to manage their personal finances and file their monthly taxes accurately and on time. The company aims to simplify personal accounting in Latin America by developing a semi-automated platform that modernizes accounting processes. SinConta's user-friendly system allows clients to administer their expenses and income easily, generate reports, utilize electronic billing, and calculate taxes. This approach enables users to gain control over their financial management while ensuring compliance with tax obligations.

Seif is a business startup that helps users have control over their money on e-commerce and developed a tool for reversible payments. With this, users can control, cancel the payment and even recover their money when something goes wrong. The company aims to reduce the risk of fraud for their users when they buy online, ensure their payment and make sure their online purchase is successful.

Facturedo operates as an invoice discounting marketplace in Latin America, facilitating access to liquidity for small and medium-sized enterprises (SMEs) through their accounts receivable. By offering a streamlined platform, Facturedo enables businesses to convert their invoices into immediate cash, thereby improving their financial flexibility. The service is designed to be fast, secure, and user-friendly, catering to the needs of SMEs seeking to enhance their cash flow. Additionally, Facturedo provides opportunities for investors to engage in commercial debt investments, thereby creating a mutually beneficial ecosystem for both businesses needing liquidity and investors looking for viable investment options.

Quotanda is a lending as a service (LaaS) platform that specializes in providing student loan services aimed at democratizing access to education. The company offers a comprehensive online lending platform that enables various organizations, including lenders, educational institutions, and community foundations, to quickly establish affordable education loan programs in any country and currency. Quotanda's technology streamlines the entire lending process, managing all aspects of online lending programs for its partners. This includes program setup, marketing, compliance, credit origination, loan disbursement, and ongoing servicing, such as interest and principal collection, as well as default management. By improving financing options, Quotanda helps students secure loans for their educational pursuits, fostering greater affordability in education.

Dapp is a developer of an innovative online payment platform that simplifies transactions for merchants and consumers. The company enables businesses to accept payments directly through a mobile phone or computer without the need for additional hardware, such as traditional point-of-sale systems. By offering an application and API integration, Dapp allows merchants to charge customers securely and efficiently. The platform connects retailers with users’ credit and debit card accounts, facilitating transactions that utilize biometric verification and collection codes. Furthermore, Dapp provides advanced reporting tools that analyze transaction data, helping clients meet their business objectives while ensuring customer card information remains protected. This comprehensive approach positions Dapp as a convenient and secure solution in the evolving landscape of digital payments.

Finerio Connect is a personal finance platform based in Mexico that offers automated services to help users manage their finances effectively. The platform allows individuals to link their debit and credit accounts from major banks in Mexico, providing insights into financial planning and savings. Finerio's features include monitoring and tracking expenses, viewing comprehensive financial information, and analyzing consumption patterns, enabling users to gain better control over their spending. Additionally, the company provides tools that facilitate data analysis and financial management, with a focus on helping users create custom budgets and improve their overall financial health.

Bdeo is a technology company that specializes in Visual Intelligence solutions aimed at automating inspection and evaluation processes for motor and home insurance companies, as well as fleet management firms. Founded in 2017, Bdeo significantly streamlines underwriting, claims processing, and vehicle assessments, reducing these tasks from weeks to mere minutes. The company serves over 50 insurance clients across 25 countries, including major firms such as Mutua Madrileña, Zurich, and Mapfre. Bdeo's platform enhances the customer experience throughout the insurance journey by providing real-time assessments of risks and damages, assisting in fraud detection, and expediting claims approval. The company maintains key partnerships with organizations like Guidewire and CAB solutions, further solidifying its presence in the insurance technology sector. Bdeo has offices located in Spain, Mexico, the UK, France, and Italy, reflecting its international reach and commitment to innovation in insurance processes.

B2U Storage Solutions is a developer and provider of battery energy storage systems that supplies stored electricity to power sectors. The company focuses on enhancing the reliability of renewable energy by offering solutions that store energy generated from sources like solar and wind, particularly during times when these resources are insufficient to meet demand. B2U's proprietary autonomous system allows for the use of electric vehicle battery packs in large-scale energy storage without the need for reconfiguration, which helps clients lower their Levelized Cost of Storage compared to traditional new batteries. This innovative approach positions B2U as a key player in the transition to sustainable energy management.

Tesseract offers a platform for authentication, cryptographic, and user management products. Tesseract Mexican company specializes in computer security solutions that provides the accessibility of services in the cloud at low cost, complying with the rules established by authorities.

Dile is a provider of predictive analytics services tailored to meet the forecasting needs of various industries, particularly financial and insurance companies. The company leverages big data, artificial intelligence, and machine learning to deliver fast and accurate predictive analytics through its integrated platform. By connecting large industry stakeholders to advanced AI services, Dile aims to facilitate a cost-effective digital transformation that emphasizes the monetization of data. Its ecosystem of product deployment ensures outstanding predictive accuracy, empowering clients with real-time forecasting capabilities essential for informed decision-making.

Mensajea is an AI-powered chatbot builder that enables financial institutions and e-commerce platforms to automate customer interactions through instant messaging channels such as Facebook Messenger and WhatsApp. Founded in 2016 and based in Quito, Ecuador, the company provides a suite of tools designed to enhance customer service, sales, and marketing by offering on-demand and personalized engagement services. These tools leverage artificial intelligence and chatbots to facilitate seamless communication between businesses and their customers or prospects.

Konsigue is an investment management firm that specializes in connecting small and medium enterprises with investors through its online financial factoring platform. This platform facilitates short-term financing by allowing businesses to obtain loans funded by a crowd of interested investors at competitive rates. By streamlining the funding process, Konsigue enables enterprises in Mexico to maintain their operations and manage cash flow effectively. At the same time, the firm offers investors an opportunity to earn attractive returns on their investments.