Finnovista

Alfi is a platform that connects users with financial services and products from financial intermediaries while improving financial literacy. It serves governments and public agencies, citizens and young people, and financial intermediaries, creating value for all stakeholders through free services and engaging experiences powered by gamification and machine learning. The platform enables users to learn to make informed financial decisions to improve their present and future welfare, with a particular focus on financial health and inclusion across the Americas, Africa and Asia. Since its 2019 launch, Alfi has grown to 150,000 registered users and offers gamified learning, real-world simulations, and personalized financial education journeys that help individuals develop financial skills and understand financial products.

Prestanómico is a Mexican lending company that aims to make credit more affordable and accessible through technology. The company provides fast, low-cost credit to help refinance bank debt, achieve personal goals, or improve quality of life. It operates a lending-as-a-service platform that enables online loan applications and offers transparent financing with clearly outlined monthly payments, and supports embedded finance so other businesses can offer financing to their customers. The platform emphasizes microlending to gig economy workers and other underbanked segments, expanding access to credit opportunities.

Quotanda is a lending as a service platform that enables organizations to offer education loan programs in any country and currency. The platform supports lenders, schools, governments, foundations, and communities in quickly creating and managing affordable education financing. Quotanda handles end-to-end program operations, including setup, marketing, compliance, loan origination, automated credit decisions, disbursement, servicing, and default management, allowing partners to scale access to education without expanding internal resources. Its client base includes educational institutions, government bodies, and financial institutions seeking to broaden student financing options globally.

Flink is a consumer fintech platform that lets users save, spend, and invest from a single app. Founded in 2017 in Mexico City, it operates a brokerage service and launched its first brokerage product in June 2020. The company serves more than 1 million users with about 800,000 brokerage accounts, and 90% of traders are first-time investors. Flink focuses on accessible financial services and growth through product, infrastructure, and security improvements to support scale.

Optimize your cashflow and accelerate your business growth by visualizing the financial status of your business in real time in one place. Automate conciliation of your accounts payable and receivable with quick and flexible processes. Loan for your business at the right time.

Siembro operates a web platform that connects agricultural companies with funding sources. Based in Argentina, the company facilitates access to loans for farmers through its online lending-as-a-service platform.

Apperto Inc. is a technology company based in Venado Tuerto, Argentina, with an additional office in Belgrano. Founded in 2017, it has developed a digital platform that facilitates interaction among users and between users and local businesses. The platform supports online orders, digital wallets, and coupons, allowing residents of small and medium-sized cities to engage with shops and friends conveniently. Apperto's mission focuses on improving the quality of life in low-tier cities and rural areas in Latin America by providing accessible technology that enhances business operations and promotes community connectivity.

Koibanx is a Uruguay-based fintech company that develops blockchain-based platforms to modernize banking infrastructure in Latin America. It specializes in asset tokenization, trade connectors, and cryptocurrency functionalities, enabling financial institutions to integrate programmable assets, facilitate cross-border settlements, and streamline transactional operations.

Bederr provides loyalty programs and gamification as well as data analytics and communication tools to help businesses engage customers and gain insights. It operates a web-based loyalty and payment platform with a white-label option, enabling companies to set up customized programs that drive sales and improve customer retention.

LISA Insurtech streamlines insurance claims settlement via a core workflow automation platform augmented by AI models. These models digitize, analyze, and settle claims, reducing the need for multiple solutions. LISA Claims, a no-code/low-code cloud platform, integrates seamlessly through APIs and microservices.

Inverkids offers digital financial education programs tailored for children and young people within school curriculums. It provides personalized workshops to instill financial values and skills.

Scorce simplifies API integration for developers. It aggregates multiple APIs onto one platform, offering secure and efficient connections with a single dashboard for management and payment. The company aims to reduce the complexity of working with third-party APIs, enabling businesses to focus on their core operations.

Flotify is a Mexico City-based company founded in 2019 that provides a multi-quotation platform for fleet insurance. The service offers broad, immediate protection by enabling clients to register and upload their fleet units to manage coverage in a few clicks, while allowing insurance providers to present multiple quotes and help customers select suitable options. The platform aims to simplify obtaining and managing fleet insurance quotes for businesses.

Hubex is an IT company focused on artificial intelligence and robotic process automation (RPA) to streamline repetitive digital tasks typically performed by humans. Specializing in the automation of processes within financial institutions, Hubex develops customized products that simplify manual operations, which often involve extensive paperwork, data transcription, and the need for physical signatures. By implementing software robots to manage these rule-based tasks, the company significantly reduces human intervention, allowing employees to concentrate on more strategic and creative challenges. Hubex's mission is to enhance productivity and efficiency in businesses by transforming their operational processes through advanced automation solutions.

Valepay offers a digital online payment tool for the Mexican workforce. The company is headquartered in Mexico City.

Atrato is a fintech company that provides a payment platform allowing affiliated merchants to offer a buy now, pay later option to customers. This service enables consumers to make purchases at participating stores, both online and in-person, and to pay for these purchases over a period of up to 24 months without the need for credit or debit cards. Atrato aims to enhance the quality of life in Latin America by offering fair and accessible financial tools and services, while also helping merchants increase their sales and meet customer demand through simplified installment purchases.

Founded in 2019, Mosabi is a Delaware-based platform that combines fintech and edtech to empower emerging market citizens with essential business and life skills. Its innovative approach uses gamified assessments, surveys, chatbots, and data analytics to drive financial inclusion and improve users' decisions regarding business activities and money management.

Founded in Mexico City in 2016, Vexi offers a digital credit card service targeting young underbanked populations. Users can manage expenses, create payment plans, and build credit history through its mobile application.

Tu Identidad is a company that provides a comprehensive identity validation platform aimed at ensuring the authenticity of customers, suppliers, staff, and business partners. The platform facilitates the creation of digital profiles containing personal information and official documents while adhering to strict regulations regarding data use and protection. By streamlining the enrollment process and enabling remote verification, Tu Identidad helps organizations mitigate risks associated with fraud, duplication, impersonation, and identity theft. This solution is designed to enhance operational efficiency and security, creating a reliable ecosystem for identity verification that serves both users and businesses at any time.

MangoLife is a company that offers life, retirement, education, and health insurance aimed at safeguarding individuals and their families from fundamental life risks. Founded in 2017 and headquartered in Leon, Guanajuato, the company leverages technology to enhance the customer experience by simplifying interactions and the contracting process. This approach minimizes unnecessary paperwork and clarifies coverage options, distinguishing MangoLife from traditional insurers.

Ualet is a Colombian company founded in 2017, headquartered in Bogota. It specializes in developing a platform that allows consumers to invest directly into funds without a significant capital requirement. As a regulated robo-advisor, Ualet offers digital onboarding and utilizes the Black-Litterman model to tailor investment portfolios for clients. This approach enables users with limited capital to access diversified investment opportunities managed by professionals, making investment in the stock market more accessible to a broader audience.

Sonect operates a location-based matchmaking platform that connects individuals needing cash with local businesses willing to facilitate cash withdrawals. This enables shops to earn additional income and attract customers, while users can withdraw cash conveniently without fees. The service also benefits banks by reducing ATM operation costs and providing access to new markets.

Prestanómico is a Mexican lending company that aims to make credit more affordable and accessible through technology. The company provides fast, low-cost credit to help refinance bank debt, achieve personal goals, or improve quality of life. It operates a lending-as-a-service platform that enables online loan applications and offers transparent financing with clearly outlined monthly payments, and supports embedded finance so other businesses can offer financing to their customers. The platform emphasizes microlending to gig economy workers and other underbanked segments, expanding access to credit opportunities.

Prometeo is a fintech infrastructure company that provides an open banking platform with a standardized API for access to banking information and payments. It connects global corporations with a network of financial institutions in Latin America and the United States, delivering broad connectivity through a single API. The platform enables secure access to banking data, bank account validation, and account-to-account payments, supporting cross-border operations and simplifying global payments. By reducing friction and costs, Prometeo helps enterprises manage financial data and streamline cross-border financial workflows.

Tasatop.com is a fintech company focused on enhancing the financial market's dynamism by directly competing with traditional financial institutions. The company operates a platform that connects individuals and businesses with these institutions through auctions of diverse financial products. By promoting and educating users on various savings and investment opportunities, Tasatop.com aims to improve conditions and pricing for end users, enabling them to make informed investment decisions. The platform is designed to facilitate a more competitive marketplace for financial products, ultimately benefiting consumers.

Tu Identidad is a company that provides a comprehensive identity validation platform aimed at ensuring the authenticity of customers, suppliers, staff, and business partners. The platform facilitates the creation of digital profiles containing personal information and official documents while adhering to strict regulations regarding data use and protection. By streamlining the enrollment process and enabling remote verification, Tu Identidad helps organizations mitigate risks associated with fraud, duplication, impersonation, and identity theft. This solution is designed to enhance operational efficiency and security, creating a reliable ecosystem for identity verification that serves both users and businesses at any time.

La Plataforma is a social venture that delivers transparency, affordability and convenience to the remittance process. Through our mobile platform, we allow our customers to send cash transfers from the US to countries in Latin America and the Caribbean straight from their mobile phone.

DevBlocks is a technology company that develops fintech software solutions for businesses. Its flagship product, PayBlocks, automates accounts payable and receivable processes, reducing overhead and enhancing efficiency. The company specializes in creating modern, flexible solutions tailored to integrate seamlessly with existing ERP systems, backed by world-class customer support.

Hurra Credit operates a digital lending platform that offers payroll loans. It provides fast and efficient service, integrating automated repayment mechanisms and account-based discounting. The company partners with employers to offer credit access, enabling employees to obtain emergency credit at reduced rates compared to traditional financial institutions.

Luzverde facilitates credit sales for small and medium-sized businesses (SMBs) in Latin America. It enables merchants to offer credit purchases at point-of-sale, receiving immediate payment while Luzverde manages the credit risk with lending partners. Currently operating in Panama and Ecuador, Luzverde has onboarded over 200 points of sale, generating nearly USD 20k monthly revenue and USD 400k in monthly credit sales, with a growth rate exceeding 20% month-over-month.

SinConta is a Mexican company based in Puebla that focuses on providing independent workers with tools to manage their personal finances and file their monthly taxes accurately and on time. The company aims to simplify personal accounting in Latin America by developing a semi-automated platform that modernizes accounting processes. SinConta's user-friendly system allows clients to administer their expenses and income easily, generate reports, utilize electronic billing, and calculate taxes. This approach enables users to gain control over their financial management while ensuring compliance with tax obligations.

Seif is a business startup that helps users have control over their money on e-commerce and developed a tool for reversible payments. With this, users can control, cancel the payment and even recover their money when something goes wrong. The company aims to reduce the risk of fraud for their users when they buy online, ensure their payment and make sure their online purchase is successful.

Facturedo operates as an invoice discounting marketplace in Latin America, facilitating access to liquidity for small and medium-sized enterprises (SMEs) through their accounts receivable. By offering a streamlined platform, Facturedo enables businesses to convert their invoices into immediate cash, thereby improving their financial flexibility. The service is designed to be fast, secure, and user-friendly, catering to the needs of SMEs seeking to enhance their cash flow. Additionally, Facturedo provides opportunities for investors to engage in commercial debt investments, thereby creating a mutually beneficial ecosystem for both businesses needing liquidity and investors looking for viable investment options.

Quotanda is a lending as a service platform that enables organizations to offer education loan programs in any country and currency. The platform supports lenders, schools, governments, foundations, and communities in quickly creating and managing affordable education financing. Quotanda handles end-to-end program operations, including setup, marketing, compliance, loan origination, automated credit decisions, disbursement, servicing, and default management, allowing partners to scale access to education without expanding internal resources. Its client base includes educational institutions, government bodies, and financial institutions seeking to broaden student financing options globally.

Dapp enables merchants to charge customers via phone or computer securely, without needing additional devices like POS terminals. It connects retailers with users' digital payment methods through fingerprint verification and collection codes.

Finerio Connect is a developer of a personal finance platform that helps financial institutions unlock the value of their data. The platform offers open finance, data analysis, and personal finance management APIs, enabling banks and other lenders to tailor services and insights. It specializes in creating custom budgets, monitoring and tracking expenses, viewing financial information, and linking bank accounts, while analyzing consumption patterns. The solution supports planning and controlling consumer spending and increasing savings by transforming disparate financial data into actionable insights.

Bdeo is a technology company that specializes in Visual Intelligence solutions aimed at automating inspection and evaluation processes for motor and home insurance companies, as well as fleet management firms. Founded in 2017, Bdeo significantly streamlines underwriting, claims processing, and vehicle assessments, reducing these tasks from weeks to mere minutes. The company serves over 50 insurance clients across 25 countries, including major firms such as Mutua Madrileña, Zurich, and Mapfre. Bdeo's platform enhances the customer experience throughout the insurance journey by providing real-time assessments of risks and damages, assisting in fraud detection, and expediting claims approval. The company maintains key partnerships with organizations like Guidewire and CAB solutions, further solidifying its presence in the insurance technology sector. Bdeo has offices located in Spain, Mexico, the UK, France, and Italy, reflecting its international reach and commitment to innovation in insurance processes.

Flink is a consumer fintech platform that lets users save, spend, and invest from a single app. Founded in 2017 in Mexico City, it operates a brokerage service and launched its first brokerage product in June 2020. The company serves more than 1 million users with about 800,000 brokerage accounts, and 90% of traders are first-time investors. Flink focuses on accessible financial services and growth through product, infrastructure, and security improvements to support scale.

Tesseract offers a platform for authentication, cryptographic, and user management products. Tesseract Mexican company specializes in computer security solutions that provides the accessibility of services in the cloud at low cost, complying with the rules established by authorities.

Dile is a provider of predictive analytics services tailored to meet the forecasting needs of various industries, particularly financial and insurance companies. The company leverages big data, artificial intelligence, and machine learning to deliver fast and accurate predictive analytics through its integrated platform. By connecting large industry stakeholders to advanced AI services, Dile aims to facilitate a cost-effective digital transformation that emphasizes the monetization of data. Its ecosystem of product deployment ensures outstanding predictive accuracy, empowering clients with real-time forecasting capabilities essential for informed decision-making.

Mensajea is an AI-powered chatbot platform that enables automated conversations across messaging channels such as Facebook Messenger and WhatsApp, and it integrates with financial institutions and e-commerce platforms. The company offers a tool suite for automating customer service, sales, and marketing through on-demand, personalized engagement powered by artificial intelligence and chatbots that interact with customers and prospects. Founded in 2016 and based in Quito, Ecuador, Mensajea helps organizations streamline messaging conversations with users.

Konsigue is an investment management firm that specializes in connecting small and medium enterprises with investors through its online financial factoring platform. This platform facilitates short-term financing by allowing businesses to obtain loans funded by a crowd of interested investors at competitive rates. By streamlining the funding process, Konsigue enables enterprises in Mexico to maintain their operations and manage cash flow effectively. At the same time, the firm offers investors an opportunity to earn attractive returns on their investments.