InCred Capital

InCred Financial Services Limited is a non-banking financial corporation based in Mumbai, India, specializing in providing a range of loan products to retail, small and medium enterprises (SMEs), and commercial customers. Established in 1991, the company offers various types of loans, including personal, education, business, and two-wheeler loans, designed to meet diverse financial needs. InCred distinguishes itself by leveraging technology and data science to streamline the lending process, ensuring a quick and hassle-free experience for borrowers. The firm operates through two primary segments, Consumer Retail and SME, and aims to modernize lending practices in India while facilitating access to finance for its clientele.

Ecozen is a company focused on providing innovative solutions for the agriculture sector, particularly in the handling of perishable goods. It offers Ecofrost, a portable solar-powered cold room that utilizes thermal energy storage to maintain low temperatures without needing backup power, significantly extending the shelf life of fruits, vegetables, and flowers. This capability allows farmers to reach more distant markets and enhance their profitability. Additionally, Ecozen has developed Ecotron, a smart irrigation pump controller that incorporates IoT technology and efficient motor systems, optimizing water usage and enabling remote monitoring and diagnostics. This product has established a strong presence in the Indian market. Ecozen also operates Eco-Connect, a digital platform that links farmers of perishables directly with organized buyers, including exporters and retailers, while integrating cold chain logistics to streamline the distribution process. Through these offerings, Ecozen aims to transform the agricultural landscape by enhancing the efficiency of perishable goods management and promoting eco-friendly practices.

TeamNest is a developer of a cloud platform that aims to streamline human resource services for businesses of all sizes. The platform provides a comprehensive suite of tools that includes attendance management, leave and expense tracking, payroll processing, employee self-service, and compliance management. By integrating these functionalities, TeamNest enables organizations to efficiently manage their employees and organizational processes, enhancing productivity and simplifying HR operations.

ORO Wealth lets retail investors access sophisticated advice and techniques that are available to high-net-worth individuals and institutions.

HBits is a real estate technology company that specializes in fractional ownership of grade A commercial properties. It enables investors to access premium real estate assets at a low-ticket price through its innovative platform. HBits leverages machine learning to analyze historical sale and rental data, which is made publicly available, to enhance decision-making for its users. The company manages approximately 1.5 lakh square feet across eight commercial properties located in Mumbai. In addition to facilitating property purchases, HBits offers valuable data insights, turnkey allotment, property maintenance, and efficient rent collection, ensuring secure transactions and a potential for high returns on investment in the commercial real estate sector.

GetVantage is a fintech platform that provides growth solutions for entrepreneurs, focusing on equity-free funding and business optimization tools. Established in 2019 by Bhavik Vasa and Amit Srivastava, the company serves as a non-dilutive capital gateway for digital-first businesses and SMEs across various sectors, including eCommerce, EdTech, and HealthTech. GetVantage utilizes proprietary technology to analyze sales, marketing, and accounting data, enabling it to offer growth capital based on current and projected revenue more efficiently than traditional funding sources. The company invests between $10,000 and $3 million, allowing business owners to access funds without sacrificing equity or control. GetVantage has developed a robust ecosystem of strategic partners and aims to hypercharge growth for its clients. With over 9,000 brands onboard and a portfolio of more than 450 companies, GetVantage has emerged as a key player in the startup and eCommerce landscape, committed to supporting the next generation of entrepreneurs through community initiatives.

Everest Fleet is a fleet management company that specializes in providing sustainable mobility solutions for businesses. The company focuses on leasing vehicles to ride-hailing drivers associated with platforms such as Uber and Ola in India. By offering comprehensive fleet management services, Everest Fleet allows drivers to concentrate on their transportation services, while the company handles vehicle maintenance, insurance, and compliance requirements. Through its platform, Everest Fleet ensures efficiency in operations by partnering with various ride-hailing companies, facilitating an accessible and streamlined vehicle acquisition process for clients.

Lendingkart is a financial technology company based in India that focuses on providing working capital loans and financing solutions to small and medium-sized enterprises (SMEs). The company employs advanced technology and data analytics to swiftly evaluate the creditworthiness of businesses, allowing for a fast and efficient loan approval process. By addressing the financing challenges faced by SMEs—particularly those lacking collateral or a robust credit history—Lendingkart offers a user-friendly online platform where businesses can easily apply for loans and receive funding in a timely manner. This innovative approach aims to support the growth and operational needs of SMEs in a competitive market.