Innova Capital

Punkta Group - Corporate Insurance Distribution and Services Business is a unit of Punkta Group.

ProService Finteco specializes in providing IT solutions and services tailored for financial institutions.

Tutore is a global EdTech company that revolutionizes education through high-quality, personalized learning experiences. It seamlessly integrates artificial intelligence and advanced technologies to deliver scalable education solutions across various formats, including online and traditional methods. Tutore's core offering is its proprietary, AI-enhanced educational content, designed to engage and impact learners of all ages, from children to adults. The company specializes in subjects like language learning and STEAM, combining innovative teaching methods with cutting-edge technology to optimize learning outcomes. Tutore's services include adaptive learning platforms, real-time performance analytics, and tailored curricula, aiming to support educators and provide transformative, personalized learning experiences worldwide.

Celcoin is a Brazilian fintech company founded in 2016 that specializes in embedded finance solutions for both virtual and physical transactions. The company offers a modular Banking-as-a-Service (BaaS) platform that simplifies the integration of financial services into various digital platforms, helping businesses enhance customer experiences without extensive bureaucratic hurdles. With a banking license from the Central Bank of Brazil, Celcoin enables its clients to provide financial and banking services efficiently. The company has grown significantly, serving over 4,000 clients and facilitating approximately $6 billion in monthly transactions for 15 million end users. Celcoin's achievements include numerous awards for innovation and excellence in the fintech sector, along with strategic acquisitions like Galax Pay and Flow Finance, which further enhance its service offerings. The company’s goal is to empower businesses across different sectors to seamlessly incorporate financial services while maintaining their focus on core operations.

Dimark S.A. is a manufacturer specializing in the design, assembly, commissioning, and maintenance of internal automatic transport systems tailored for various industries, including airports. The company focuses on creating efficient baggage handling systems and intralogistics solutions that facilitate the transportation, sorting, inspecting, and storage of baggage and parcels. Dimark offers a comprehensive range of products, such as belt, roller, and curve conveyors, as well as sorters and automation control systems. In addition to its manufacturing capabilities, the company provides clients with appraisals, market analysis reports, and maintenance services, ensuring effective operation and support for its transport solutions.

CloudFerro specializes in cloud computing services tailored for space technology companies. It offers Infrastructure as a Service (IaaS) solutions, including dedicated servers, storage, IP addresses, anti-DDoS security, and direct data transmission, ensuring data safety and OpenStack-based cloud services.

Articul8 operates as a Generative AI enterprise software company focused on helping organizations.

EMI provides Image Integrated consultation, design, manufacture, installation, maintenance, and service solutions for all industries that demand industrial closure solutions.

R-GOL operates an online platform and physical stores specializing in customized football shoes and sportswear for professionals, semi-professionals, amateurs, and young players.

Pegwan is a printing company. The company provides services such as business cards, marketing materials, labels, stickers, signs, banners, and promotional printing.

Netopia Group, based in Bucharest, Romania, is a dynamic company specializing in mobile-based services and payment solutions for small and medium-sized enterprises. Established in 2019, it operates a mobile payment platform that facilitates online microtransactions and various payment methods, including mobilPay wallet, link2pay, mobilePOS, SMS, and card payments. This platform allows clients to make payments conveniently via an app or by scanning QR codes at cash registers or on online store payment pages. Netopia Group is committed to fostering technology-driven business models and aims to support innovative enterprises in Romania and other Central and Eastern European countries.

Cariuma, established in Rio de Janeiro, Brazil in 2018 by David Python and Fernando Porto, specializes in manufacturing and distributing sustainable sneakers for men and women. The company prioritizes eco-consciousness, utilizing natural materials such as raw rubber from the Hevea brasiliensis tree, fair-trade cotton, and chrome VI-free leather. Cariuma serves athletes and environmentally conscious consumers alike, offering comfortable and stylish footwear through pop-up stores and its online platform.

Semantix is a San Francisco-based software platform company specializing in language processing, artificial intelligence, and data analytics. It offers a fully integrated data software platform designed to unify analytics across business operations, data science, and engineering. Semantix provides tools that facilitate collaboration among data science teams, data engineering, and business lines, enabling the seamless development of data products. The company also focuses on enhancing medical coding technology through proprietary algorithms and a substantial data warehouse of clinical notes, catering primarily to the healthcare sector. While Semantix is based in the United States, it generates the majority of its revenue from Brazil, positioning itself as a key player in the data-driven technology landscape.

Celcoin is a Brazilian fintech company founded in 2016 that specializes in embedded finance solutions for both virtual and physical transactions. The company offers a modular Banking-as-a-Service (BaaS) platform that simplifies the integration of financial services into various digital platforms, helping businesses enhance customer experiences without extensive bureaucratic hurdles. With a banking license from the Central Bank of Brazil, Celcoin enables its clients to provide financial and banking services efficiently. The company has grown significantly, serving over 4,000 clients and facilitating approximately $6 billion in monthly transactions for 15 million end users. Celcoin's achievements include numerous awards for innovation and excellence in the fintech sector, along with strategic acquisitions like Galax Pay and Flow Finance, which further enhance its service offerings. The company’s goal is to empower businesses across different sectors to seamlessly incorporate financial services while maintaining their focus on core operations.

Medicadent Stomatologia is the leading paediatric dentistry clinic in the Polish Wielkopolska region.

Dentaurus is the provider of a wide range of dental services.

Cariuma, established in Rio de Janeiro, Brazil in 2018 by David Python and Fernando Porto, specializes in manufacturing and distributing sustainable sneakers for men and women. The company prioritizes eco-consciousness, utilizing natural materials such as raw rubber from the Hevea brasiliensis tree, fair-trade cotton, and chrome VI-free leather. Cariuma serves athletes and environmentally conscious consumers alike, offering comfortable and stylish footwear through pop-up stores and its online platform.

ClearSale is a leading provider of eCommerce fraud protection, specializing in the prevention of card-not-present fraud. The company combines advanced statistical technology with a large team of fraud analysts to deliver a comprehensive approach to fraud prevention. ClearSale is trusted by over 4,000 customers globally and has achieved a 99% customer retention rate. It is recognized as the first company to offer chargeback guarantees, positioning itself as a key player in the market for fraud prevention solutions. By helping businesses prevent fraudulent chargebacks while ensuring a seamless online shopping experience, ClearSale enables clients to increase their sales safely, even in complex international markets.

Semantix is a San Francisco-based software platform company specializing in language processing, artificial intelligence, and data analytics. It offers a fully integrated data software platform designed to unify analytics across business operations, data science, and engineering. Semantix provides tools that facilitate collaboration among data science teams, data engineering, and business lines, enabling the seamless development of data products. The company also focuses on enhancing medical coding technology through proprietary algorithms and a substantial data warehouse of clinical notes, catering primarily to the healthcare sector. While Semantix is based in the United States, it generates the majority of its revenue from Brazil, positioning itself as a key player in the data-driven technology landscape.

LabelProfi is a manufacturer specializing in flexible label and packaging solutions tailored for the food, beverage, cosmetics, and pharmaceuticals industries. The company utilizes advanced digital print technology to deliver high-quality printing services with rapid turnaround times. It is capable of producing small volumes that are often not feasible with traditional printing methods. In 2020, LabelProfi exported over 30% of its products, primarily to German-speaking countries, highlighting its reach in the international market. The company offers a range of self-adhesive labels and packaging options suitable for various forms, including solids, liquids, gels, and powders.

Bielenda is a family business and was founded by the great knowledge and passion of founder Barbara Bielenda, who graduate from the Faculty of Chemistry at the University of Gdansk. Bielenda pioneered in Poland the field of producing all-natural cosmetics with natural ingredients extracted from plants. Bielenda was the first company in Poland that has used a GINKGO BILOBA extract for the production of cosmetics. Ms. Barbara discovered it in her travel researches as the perfect plant with unusual properties.

PayPoint Romania is a leading provider of consumer payment solutions based in Bucharest, established in 2008. The company specializes in electronic transaction processing services, facilitating over-the-counter bill payments, money transfers, road tax payments, and mobile phone top-ups. It offers a range of services, including prepaid mobile credit, utility payments, property tax collection, prepaid debit cards, motorway toll payments, and public transport tickets. PayPoint Romania is recognized for its commitment to delivering secure, simple, and efficient payment solutions, positioning itself as a dominant player in the Romanian market for consumer service companies and retailers.

STX Next is a software development company with over 18 years of experience, specializing in Python Django and custom software solutions. The firm has successfully completed more than 800 projects for a diverse clientele, including international corporations, small and medium enterprises, and start-ups across the USA, Europe, and the Middle East. STX Next offers a comprehensive range of services, such as software testing, product design, and the development of websites and mobile applications. By focusing on creating digital solutions tailored to meet complex project requirements and tight deadlines, the company has established itself as a leader in the software development industry.

Hatcher+, established in 2013, is a global early-stage venture firm headquartered in Singapore. It employs data-driven strategies, having analyzed over 600,000 VC transactions to build smart beta, indexed-like approaches for predictable returns. The firm focuses on artificial intelligence and software sector startups.

Optiplaza is a retailer specializing in eyewear products and services across Romania. With over 40 stores primarily located in shopping malls in Bucharest and other major cities, the company offers a diverse selection of optical products, including optical frames, sunglasses, and contact lenses in various styles such as rectangular, cat-eye, round, and square frames. Optiplaza aims to cater to the eyecare needs of its customers by providing a wide variety of eyewear options.

OPTIblu is one of the main retailers of media coverage in Romania. An extension of the Sensiblu brand - the pharmacy chain, then developing into a network of stores with its own marketing strategy, adapted to the demands of a different, increasingly complex market. At OPTIblu, we look at the purchase of a pair of glasses both from the aesthetic perspective and from the medical perspective, offering a pleasant experience and the memorability of each client.

Cs group provides analyze, advise, design and implement integrated online campaigns, helping Polish companies reach the largest group of customers.CS Group Polska SA, is the owner of the pkt.pl brand, the ClearSense Interactive Agency and the E-Marketing Academy, supports small and medium-sized enterprises by offering integrated services and marketing activities conducted in search engines, using all available channels and observing industry rules.

CheMeS is a modern printing company specialised in the production of self-adhesive labels, shrink sleeves and laminate tubes that has been operating for 25 years. The work and the passion have made this modest family investment transform into a powerful enterprise that achieves significant successes. CheMeS is a continuously developing company, investing in people and technologies whilst introducing new solutions. The only thing that remains intact is passion and a true working ethos so immanent in the Wielkopolska region.

OSHEE Polska SP. z o.o., founded in 2008 and based in Krakow, Poland, specializes in the production of isotonic and functional beverages. The company offers a diverse range of products, including isotonic drinks, functional waters, dietetic beverages, and vitamin products. In addition to beverages, OSHEE also produces food items such as energy bars, cereal biscuits, and candy. Through its comprehensive product line, OSHEE aims to meet the needs of health-conscious consumers in the Polish market.

iFood is an online food delivery platform founded on May 15, 2011, by Eduardo Baer, Felipe Ramos Fioravante, Gabriel Pinto, Guilherme Bonifacio, and Patrick Sigrist. Headquartered in Jundiaí, Brazil, it operates as a subsidiary of Movile Internet Móvel. The platform provides users with a convenient way to order food from a variety of local restaurants, featuring an extensive list of partner establishments. iFood aims to enhance the food ordering experience by leveraging innovative technology, making the process seamless for customers while fostering strong relationships with delivery partners and restaurants. Through its services, iFood seeks to transform the food delivery landscape, making it more practical and enjoyable for users.

Bom Pra Crédito a Brazilian website that provides online credit products for the general population, as well as qualified applicants for our financial Institution partners.

Movile is a Brazilian mobile commerce platform operating in Latin America, the USA, and France. It invests in content distribution platforms and Online-To-Offline applications across segments like children's education, food delivery, ticketing, and cloud logistics.

Movile is a Brazilian mobile commerce platform operating in Latin America, the USA, and France. It invests in content distribution platforms and Online-To-Offline applications across segments like children's education, food delivery, ticketing, and cloud logistics.

Inelo is a manufacturer based in Bielsko-Biała, Poland, specializing in driver analysis and billing software, as well as digital data acquisition equipment and satellite location systems. Established in 2002 by Jakub Gieruszczak and Mirosław Stocerz, the company focuses on providing solutions for the transportation industry. Its services are designed to download, archive, and analyze data from tachographs, driver cards, and record sheets. By ensuring the accurate retrieval and preservation of this critical data, Inelo helps transport companies mitigate the risks and penalties associated with incomplete data.

OCRK Polska spolka z ograniczona odpowiedzialnoscia specializes in developing work time management systems for drivers in the transportation industry. Established in 2002 and based in Bielsko-Biała, Poland, the company employs over 260 experts in labor and transportation law, with extensive experience in the logistics sector. OCRK actively monitors the legal and economic landscape of the transportation industry throughout Europe, ensuring that it delivers high-quality and comprehensive services to its clients. The company is recognized as a significant player in the Polish market, focusing on optimizing compliance and efficiency for transportation professionals.

Movile is a Brazilian mobile commerce platform operating in Latin America, the USA, and France. It invests in content distribution platforms and Online-To-Offline applications across segments like children's education, food delivery, ticketing, and cloud logistics.

Profim is a manufacturer and producers of office seating in European market. Our current position is attributed to many years of consistent work and constant development of the company. For 25 years we have been manufacturing products which meet the highest standards in terms of ergonomics, quality and design. As a team we are aware of the huge impact that our seats have on the health, wellbeing and work comfort of users. The more pieces of furniture we provide for offices, open space facilities, waiting rooms, front desks, hotel halls or conference rooms the more responsible we feel for their functionality and reliability.

Polskie ePłatności (PeP) is a payment processing company based in Poland, specializing in cashless payment services for small and medium enterprises. The firm provides a range of innovative solutions, including the settlement of card transactions, cashback services, multi-currency cards, and the ability to top up prepaid mobile phones. By supporting payment transactions through card terminals in retail outlets, PeP enables its clients to access and integrate digital payment services efficiently. The company's focus on enhancing the payment experience reflects its commitment to facilitating modern transaction methods in the growing digital economy.

Movile is a Brazilian mobile commerce platform operating in Latin America, the USA, and France. It invests in content distribution platforms and Online-To-Offline applications across segments like children's education, food delivery, ticketing, and cloud logistics.

Snap Inc. is a United States technology and social media company best known for Snapchat, a multimedia messaging app that enables users to send ephemeral photos and videos, share Stories, and access augmented reality features. The company also offers Camera, Chat, Memories, Discover, and Snap Map to enhance communication and content discovery, and has produced Spectacles, a line of wearable camera hardware. Headquartered in Santa Monica, California, Snap Inc. was founded in 2010 and focuses on camera-based experiences that blend messaging, AR effects, and interactive media for a global audience.

Netsprint is a technology company founded in 2001 that focuses on providing innovative solutions for internet marketing. It serves major internet companies across key markets in Europe, offering advanced technology to enhance their marketing efforts. With a commitment to development and adaptation in the rapidly evolving digital landscape, Netsprint has positioned itself as a significant player in the tech sector, catering to the needs of large-scale clients in the online space.

Trimo is a designer and manufacturer of steel construction products headquartered in Trebnje, Slovenia. Founded in 1961, the company specializes in creating innovative solutions for steel buildings, façade systems, roofs, modular units, and sound-proof insulation systems. With production facilities in Slovenia and Serbia, Trimo serves a diverse clientele across 54 countries and has established a sales network in 27 countries. The company is recognized for its proprietary technology and commitment to quality in the construction sector.

Editas Medicine is a clinical-stage biotechnology company based in Cambridge, Massachusetts, with an additional site in Boulder, Colorado. Founded in 2013, the company focuses on the discovery and development of genome editing therapeutics, primarily utilizing its proprietary CRISPR/Cas9 technology. This innovative platform enables precise molecular modifications at the genetic level, with the aim of treating a wide array of serious diseases by addressing their underlying causes. Editas Medicine has established a strong intellectual property portfolio, which includes numerous patents related to foundational genome editing technologies and advancements that facilitate the translation of research into viable human therapeutics. The company's mission is to pioneer transformative genomic medicines that can significantly improve patient outcomes across various genetic disorders.

PEKAES Sp. z o.o. is a logistics service provider based in Blonie, Poland, with a global reach. Established in 1958, the company specializes in a comprehensive range of logistics solutions, including warehouse logistics, domestic and international freight forwarding by road, sea, and air. Additionally, PEKAES offers contract logistics, rail forwarding services, and customs services. The company also operates two fuel stations and provides ferry crossings, enhancing its service offerings. PEKAES, which was formerly known as Pekaes SA until its name change in 2017, is committed to facilitating efficient cargo transfer both locally and across Europe.

Jampp is a growth platform for on-demand mobile apps that uses programmatic advertising to drive incremental performance. As a demand-side platform at its core, Jampp leverages contextual and behavioral signals to acquire users, deliver in-app purchases, and support retargeting that increases engagement and repeat usage. The company aims to simplify programmatic growth for mobile brands, helping enterprises accelerate growth across the customer lifecycle—from user acquisition to retention—by enabling targeted advertising that boosts new users and revenue-generating activity.

Movile is a Brazilian mobile commerce platform operating in Latin America, the USA, and France. It invests in content distribution platforms and Online-To-Offline applications across segments like children's education, food delivery, ticketing, and cloud logistics.

Grupa Wirtualna Polska S.A. is a Polish holding company that specializes in operating various internet portals. Its primary business activities include the sale of advertising services and the operation of a diverse range of websites, such as o2, Pudelek, Money.pl, and domodi.pl. The company’s offerings extend to e-commerce, video broadcasting, and mobile browsing, catering to a wide audience. Additionally, Grupa Wirtualna Polska provides electronic services across several segments, including advertising and subscriptions, tourism, and consumer finance, positioning itself as a significant player in the digital landscape.

Accera is a technology company that provides comprehensive solutions for industry collaborations with distribution channels in Latin America. Their platform offers information, analysis, and execution capabilities for industries, retailers, and distributors. Accera focuses on intelligence to facilitate effective collaboration between industries and distribution channels, serving as a valuable resource for businesses looking to optimize their operations and maximize efficiency in the region.

Trade Force is a trade marketing company based in São Paulo, Brazil, founded in May 2012 by Rodrigo Leão. The company offers an innovative application designed for point-of-purchase management and trade marketing solutions. Its platform enhances field team management by providing tools for route monitoring and validating the completion of activities at points of sale. Additionally, Trade Force delivers comprehensive dashboards that help companies optimize their trade marketing strategies, thereby maximizing operational efficiency and extracting strategic value from their marketing efforts.

Bakalland provides various food products primarily in the Poland market. It offers dried fruits and nuts, snacks, cake fillings, breakfast products, and bars under the brand names of Bakalland, Orico, and Mr. Breakfast.

Benestra is a national telecommunications operator that specializes in providing B2B services. The company offers a wide range of telecommunication infrastructure services, including voice, data, internet, and hosting solutions. Benestra is committed to delivering high-quality services backed by contractual guarantees, ensuring reliability and performance for its clients.

Sigga Technologies is a provider of SAP-certified mobile enterprise applications focused on helping asset-intensive companies digitize their maintenance operations. Founded in 2001 by Romeu Sciotta and Warley Broges, the company is headquartered in Belo Horizonte, Brazil. Sigga offers a comprehensive mobility suite that includes solutions for maintenance and field services, warehouse and inventory management, and enterprise asset management (EAM) business analytics. Its key products include Sigga Brizzo, a mobile solution for plant maintenance and inspection; Sigga Zeffir, which provides business analytics for asset management; Sigga Raffalle, a tool for warehouse and inventory management; and Formingo!, which enables users to create custom mobile forms, checklists, and surveys. These applications aim to automate and simplify field operations, enhance management processes, and ultimately improve productivity while reducing costs for clients.

Founded in 1991, EnergoBit specializes in providing services and equipment for low, medium, and high voltage electrical networks to the power sector. It offers energy audits, technical design, production of electrical equipment, general contracting, maintenance, and operation services, primarily serving industries such as power generation, transmission, distribution, oil and gas, mining, and real estate.

Ujastek provide care for women expecting their offspring from the first weeks of pregnancy until the time they are due.

Wirecard Romania offers full outsourcing of card services. The services include all card personalization and processing, ATM and POS management, monitoring and maintenance, along with loyalty programs and applications, dispute management, fraud monitoring solutions, and emergency card support (anywhere in the world) Call-center and support in implementing EMV standards in line with current trends. Wirecard Romania develops complex incentive programs designed to stimulate the card market by increasing the number of cards issued by banks and their use. The infrastructure and the range of services offered are constantly updated and developed so as to enable continuous adaptation to market requirements.

Emitel is Poland's leading terrestrial broadcast infrastructure operator, specializing in high-quality radio, TV, and communication services. It offers digital radio and TV broadcasts, Ethernet/IP-based services like VPNs and content delivery, along with designing, installing, and leasing infrastructure for broadcasters.

Expander Polska, established in 2000 and based in Warsaw, is an independent financial advisory firm that provides a range of personal financial services to customers in Poland. The company specializes in loans and financing, investment and savings products, insurance solutions, and services tailored for businesses. Initially launched as an internet portal, Expander has since expanded its operations to include a traditional branch network, enhancing its accessibility to clients. As a financial intermediary, Expander Polska plays a significant role in helping individuals and companies navigate their financial needs and make informed decisions.

Marmite is a manufacturer specializing in engineered stone bathroom products, focusing on washbasins, shower trays, bathtubs, and other sanitary items made from mineral composite. The company aims to elevate niche technology to mainstream usage by emphasizing design, quality, and environmental responsibility. Marmite's commitment to innovation allows it to deliver high-quality products to clients in a short timeframe, ensuring that their sanitary-related needs are met with improved design and functionality.

Libet is a Polish company specializing in the manufacturing and sale of concrete surfacing materials, including cobblestones and various types of pavement blocks. The company's product range features a variety of surfaces such as blasted-brushed, upholstered, washed, and single-color options, along with unique designs and terrace tiles. In addition to these, Libet offers complimentary elements, natural stones, classic aesthetic products, gres tiles, and facade materials. Their products cater to a diverse clientele, including estates, residences, shopping centers, office buildings, recreational facilities, and public infrastructure projects.

GTS Central Europe, a subsidiary of Deutsche Telekom, is a prominent telecommunications service provider in Central and Eastern Europe. With two decades of experience, the company serves approximately 35,000 businesses, carriers, and government institutions, focusing on delivering high-quality, secure, and reliable telecommunications solutions. GTS offers a comprehensive range of integrated services, including fixed voice, data, internet protocol, multiprotocol label switching, and broadband, primarily targeting business customers and other telecommunications entities. By adapting to technological advancements, GTS Central Europe ensures that its clients can effectively meet their communications needs and concentrate on business growth.

Benestra is a national telecommunications operator that specializes in providing B2B services. The company offers a wide range of telecommunication infrastructure services, including voice, data, internet, and hosting solutions. Benestra is committed to delivering high-quality services backed by contractual guarantees, ensuring reliability and performance for its clients.

La Fantana bottles and distributes spring water for offices in Romania and Serbia. It offers services including water delivery, cooler installation, maintenance, and supplies watercoolers. The company operates across major Romanian cities and has factories in Talmaclu and Mitrovo Polije, Serbia.

Meritum Bank is a commercial banking institution based in Gdansk, Poland, specializing in a comprehensive array of financial services for individual customers and small businesses with annual turnovers of up to PLN 10 million. The bank offers various products, including savings accounts, current accounts, credit facilities, brokerage accounts, reverse factoring, and money transfers. Through its diverse service offerings, Meritum Bank aims to meet the financial needs of its clients while supporting the growth of small enterprises in the region.

Founded in 1995, Oresa is a private equity investment firm with a focus on Central and Eastern Europe. It primarily invests in growth-stage companies, with a current core market of Romania where it holds majority or significant stakes in over 25 companies. The firm has invested over EUR 150 million in equity across its portfolio, with EUR 100 million invested in Romania alone.

Donako is a manufacturer specializing in high-precision components and tools for electrical machines. The company produces a variety of products, including punching dies, press tools, cutting tools, and moulds for winding coils used in electric generators and large motors. Additionally, Donako manufactures rotor and pole sheets, as well as welded structures essential for the construction of large output electrical machines. The company also offers engineering services to support its product lines, ensuring that clients receive comprehensive solutions tailored to their manufacturing needs. Through its focus on quality and precision, Donako plays a vital role in the production of electrical machinery.

Mercor is the largest manufacturer and provider of passive fire protection systems in Middle-Eastern Europe, with a strong presence in Poland, the Czech Republic, and Slovakia. The company specializes in manufacturing a wide range of fire protection products, including rooflight systems, smoke and heat exhaust systems, fire ventilation systems, and fireproofing systems for building structures. Mercor primarily focuses on customized solutions tailored to meet specific customer requirements. In addition to its operations in Poland, the company has expanded its reach into markets such as Ukraine, Romania, Spain, and the Russian Federation, supported by a well-developed sales network.

ACE Group is a prominent French mortgage broker specializing in credit brokerage for real estate assets. The company provides a range of services aimed at facilitating mortgage solutions for individuals and businesses seeking to finance property purchases. With a focus on understanding client needs and market conditions, ACE Group aims to deliver tailored financial solutions that support clients in navigating the complexities of real estate financing. By leveraging industry expertise and market insights, ACE Group positions itself as a key player in the mortgage brokerage sector in France.

PolCard offers payment terminals, SoftPOS, self-service terminals, and online payments solutions to hotels, taxi, and retail industries.

Liberty Poland S.A. retails electronic top-ups for pre-paid cards and cellular phones through its shops in Poland.

Carman went into bankruptcy in 2004. It provides quick-fit services.

Empik Media & Fashion is a Polish retailer and wholesaler engaged in distributing media, fashion and related consumer goods through its retail network and wholesale channels in Poland.

KidsPlay was Poland’s first family entertainment center (“FEC”) focused on families with children of twelve or under.

Town & City (now News Outdoor Poland) was established in 1994. is a provider of media services.

Mediplast was one of the largest Polish producers of plastic garden furniture and household products.

Beverly Hills Video is a chain of video and DVD rental superstores located throughout Poland.

Phoenix Privatisation Partners provides financial and business services. It offers opportunity in voucher privatization. Phoenix Privatisation Partners is based in Poland.

Euronet Worldwide is a financial technology company that provides electronic payment and transaction processing and distribution solutions to financial institutions, retailers, service providers, and consumers worldwide. Its EFT Processing segment offers ATM cash access, ATM and POS management, card outsourcing and issuing, merchant acquiring, currency conversion, surcharges, mobile top-up, bill payment, fraud management, foreign remittance, and related software solutions, supported by a large ATM and POS network. The epay segment handles distribution and processing of prepaid mobile airtime, electronic content, vouchers, and gift fulfillment through a broad network of POS terminals. The Money Transfer segment enables cross-border and domestic person-to-person transfers under brands such as Ria, AFEX, IME, and xe, along with bill payment, money orders, check cashing, foreign currency exchange, and cash management services. Headquartered in Leawood, Kansas, the company serves financial institutions, retailers, service providers, and consumers globally through its integrated payment and fintech platforms.

Great Plains Software is a provider of Microsoft Windows NT client/server financial management software for mid-sized businesses. The Company's award-winning products and services automate essential accounting functions and enhance the strategic value of financial information. The Company's products and services are sold and implemented exclusively by its extensive network of Partners throughout the United States, Canada and select international markets.