Intrum is a credit management firm that provides a range of financial services aimed at enhancing clients' cash flow and long-term profitability. The company operates in three primary segments: credit management services, which include credit optimization and payment collection to ensure prompt payments; portfolio investments, which involves purchasing overdue debts; and strategic markets, focusing on growth opportunities in regions such as Greece, Italy, and Spain. Intrum generates the majority of its revenue from its portfolio investments, particularly serving the banking and credit card industries. The firm operates extensively throughout Europe and has a presence in Brazil, offering solutions designed to improve liquidity and financial stability for its clients.
Ophelos is a company focused on enhancing financial health for individuals, families, and businesses through its innovative digital debt management platform. This platform aims to create a fairer debt collection process by simplifying, digitizing, and automating the collection procedures. By doing so, Ophelos empowers both businesses and their customers to take greater control over their financial situations, promoting a more equitable approach to debt management.
Haya Real Estate is the Spanish market in the management of real estate debt and property assets, providing a comprehensive 360º asset management service covering the entire process, from when the debt is first generated right through to the marketing of the properties. They oversee the largest portfolio of RED properties in the whole of Spain and they market over 15,000 properties a year through their property portal, haya.es, and through an extensive commercial network that covers the whole country. They also manage large real estate asset portfolios and are experts in leasing REO properties and social housing.
CAF S.p.A. operates as a direct investor and partner of specialized financial brokers. The company manages various processes involving non performing loans, such as manages acquired and portfolios entrusted by third parties, analyses portfolios of transferred credit, sets topmost evaluation of the portfolio, and provides consulting for the buyout financing. It also provides due diligence services; and manages loan servicing, such as performing and non-performing, secured and unsecured, and corporate and retail, as well as large, medium, and small ticket.
Top Factoring SRL provides debt collection and factoring services. It offers financial services in the areas of cash flow management, such as purchasing accounts receivable portfolios; and debtor and client assistance services. The company also provides financial services in the areas of accounts receivable management, including monthly monitoring of cases (accounts) to make sure to collect monthly payments on time; collecting debts 1 to 30 days overdue (very early collection); collecting debts 31 to 90 days overdue (early collection); collecting debts which are more than 90 days overdue (late collection); dealing with cases previously worked on (second wash); visiting the debtors at home for direct discussions (field collection); and utilization of legal proceedings to collect debts and collaborates with marshals of the court (legal collection).
1st Credit Limited is a UK-based company that specializes in debt purchase and collection services. Established in 1999 and headquartered in Reigate, the company acquires unpaid debts from various lenders, including banks, credit card firms, retailers, and utility providers. In addition to purchasing debts, 1st Credit also provides collection services on behalf of other financial institutions. The company aims to operate ethically within the debt collection industry, emphasizing support and advice for individuals facing financial challenges. When customers are contacted regarding their debts, it indicates that the debts have been acquired by 1st Credit, which is committed to working with them to create manageable payment plans based on their financial situations. If clients are unable to make payments, the company offers assistance in accessing free financial advice. As of February 2017, 1st Credit operates as a subsidiary of Intrum Justitia AB.
Debitoren Service
Acquisition in 2016
Debitoren Service is offers acquisition and management of debt portfolios and factoring.
Logicomer Gestão e Recuperação de Créditos, based in Porto, Portugal, specializes in credit management services. The company offers a range of solutions including debt management, debt collection, and the acquisition and analysis of credit portfolios. It focuses on effectively managing and recovering credits, ensuring that clients can navigate their financial challenges with expertise. As of December 31, 2015, Logicomer operates as a subsidiary of Intrum Justitia AB, strengthening its position in the credit management sector.
Credita
Acquisition in 2015
Credita AG offers business to business receivables management services. It provides information, worldwide collection, and legal services. The company delivers solutions for clients from various industries, including insurance, travel and tourism, and international trade.
Advis specializes in outsourcing all processes related to credit sales, offering services that encompass credit rating, debt collection, and the entire accounts receivable process. Utilizing their proprietary system, FlexCollect, Advis delivers a highly automated service that can be tailored to meet the specific needs of each client. Their FlexSourcing approach allows companies to retain critical processes in-house while outsourcing administrative tasks, enhancing operational efficiency. Advis primarily serves large Danish companies across various sectors, including telecom, finance, supply, publishing, production, transport, and wholesale, providing solutions that streamline debt management and improve overall financial performance.
Buckaroo is a leading payment solutions provider based in Utrecht, Netherlands, specializing in next-generation payment gateways, subscription services, and credit management for merchants. With over ten years of experience, the company services more than 5,000 customers and collaborates with over 200 partners. Buckaroo offers a comprehensive solution that includes more than 40 international payment methods, a fully digitized invoicing system, digital direct debit for both B2B and B2C transactions, as well as gift card solutions and subscription management services. The company has been recognized as the Best Payment Provider in the Netherlands by Emerce Top 100 for four consecutive years. By automating payment collection and associated administrative tasks, Buckaroo enables users to streamline their financial processes, improving efficiency and customer satisfaction in both online and offline environments.
Difko Inkasso is provides debt collection services. It offers reminder services, customer visits, debt recovery, mortgage claim, and international debt collection services in Denmark.
Nice Invest Nordic
Acquisition in 2010
Nice Invest Nordic is focuses on investing in purchased debt from customers in post-order and e-trading and in financial receivables arising in such operations.
Centre de Gestion Financiere et Contentieux
Acquisition in 2008
Centre de Gestion Financiere et Contentieux is provides management consulting services.
Solutius Belgium
Acquisition in 2008
Solutius Belgium is provides credit management services in Belgium. The company’s services include scoring, debt collection, debt surveillance, posting, and receivables management outsourcing. It also offers business-to-business and business-to-consumer services, such as audit and consultation, accounts receivables ledger, pre-legal debt collection, amicable collection, legal procedure, debt control, debtors portfolio, and result reports.
Creditexpress Slovakia is provides credit management and consulting services. It focuses on debt collection, factoring, and car and equipment recovery.
Legal & Trade Collections (Ireland)
Acquisition in 2004
Legal & Trade Collections (Ireland) is a supplier of credit management services to companies in the telecomms and bank & finance sector.
Cofreco is offers risk management services to corporate clients.
Jean Riou Contentieux
Acquisition in 2003
Jean Riou Contentieux is provides a wide range of financial services. It provides debt collection and debt recovery services to companies from a range of industries.
Stirling Park LLP provides revenue management and enforcement services in the United Kingdom and the rest of Europe. It offers litigation and sheriff officer services, early arrears management and rehabilitation, performance benchmarking, financial hardship management, specialist data collection services, specialist trace and collect, field investigation services, and contact centre services, as well as prime, second placement, and long-term debt recovery services.
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