Intrum

Ophelos is a company dedicated to transforming the management of financial health for individuals, families, and businesses. It has developed a digital debt management platform that aims to create a more equitable debt collection process. By simplifying, digitizing, and automating the debt collection experience, Ophelos enables both businesses and their customers to gain better control over their financial situations. The platform is designed to foster a fairer interaction between creditors and debtors, ultimately enhancing the overall financial well-being of users.

eCollect is a debt collection agency that focuses on providing technology companies with a web & API-based debt collection solutions.

Haya Real Estate is the Spanish market in the management of real estate debt and property assets, providing a comprehensive 360º asset management service covering the entire process, from when the debt is first generated right through to the marketing of the properties. They oversee the largest portfolio of RED properties in the whole of Spain and they market over 15,000 properties a year through their property portal, haya.es, and through an extensive commercial network that covers the whole country. They also manage large real estate asset portfolios and are experts in leasing REO properties and social housing.

Solvia focuses the unified management of all real estate businesses, from real estate loan portfolio management, through land development.

CAF S.p.A. is a financial services company based in Rome, Italy, specializing in the management of non-performing loans. The company acts as a direct investor and partner to specialized financial brokers, overseeing various processes related to acquired portfolios and those entrusted by third parties. CAF conducts thorough analyses of transferred credit portfolios, provides top-tier evaluations, and offers consulting services for buyout financing. Additionally, the firm delivers due diligence services and manages a diverse range of loan servicing, which includes both performing and non-performing loans, as well as secured and unsecured loans across corporate and retail sectors. CAF also engages in real estate services, providing valuation and management of secured portfolios and maximizing revenues from collateral. Established in 2004, the company primarily serves banks and financial institutions.

Lindorff Group is a leading European provider of credit-driven services, specializing in information services, debt collection, invoicing, and the purchase of debt portfolios. Headquartered in Oslo, Norway, the company operates across 11 countries and employs approximately 3,000 people. Lindorff focuses on delivering comprehensive solutions for managing credit and financial risks, making it a preferred expert in its field. The company reported net revenue of €500 million in 2012 and is jointly owned by Altor and Investor AB. Through its diverse range of services, Lindorff supports businesses in optimizing their financial operations and improving cash flow.

Top Factoring SRL specializes in debt collection and factoring services, focusing on cash flow management and accounts receivable management. The company purchases accounts receivable portfolios and offers assistance to both debtors and clients. Services include monitoring cases monthly to ensure timely payments, collecting debts at various stages of overdue status, handling previously worked-on cases, conducting field collections through home visits, and utilizing legal proceedings when necessary. Top Factoring employs a team skilled in high-end software technology to manage unpaid debts intelligently and advise on flexible repayment methods.

1st Credit Limited is a UK-based company that specializes in debt purchase and collection services. Established in 1999 and headquartered in Reigate, it acquires unpaid debts, including those from loans, credit cards, and utility bills, from various lenders such as banks and retailers. In addition to purchasing debts, the company also offers debt collection services on behalf of other creditors. 1st Credit is committed to ethical practices, aiming to assist individuals in managing their debts by considering their financial situations and setting up affordable repayment plans. If clients are unable to make payments, the company provides guidance to access free financial advice. As of 2017, 1st Credit operates as a subsidiary of Intrum Justitia AB.

Debitoren Service is offers acquisition and management of debt portfolios and factoring.

LOGICOMER - gestão e recuperação de créditos is a credit management services company based in Porto, Portugal. It specializes in debt management and debt collection, offering a range of services that include credit portfolio acquisition, analysis, and management. The company aims to assist clients in recovering outstanding debts and effectively managing their credit portfolios. As a subsidiary of Intrum Justitia AB, LOGICOMER is positioned to leverage its parent company's expertise in the credit management industry.

Credita AG offers business to business receivables management services. It provides information, worldwide collection, and legal services. The company delivers solutions for clients from various industries, including insurance, travel and tourism, and international trade.

Advis is a provider of outsourcing services specializing in the entire accounts receivable process, including credit rating, debt collection, and dunning. The company utilizes its proprietary system, FlexCollect, to offer a high degree of automation tailored to the specific needs of each client. Through its FlexSourcing approach, Advis allows companies to retain critical processes in-house while outsourcing administrative tasks. This model is particularly beneficial for businesses with numerous debtors. Advis serves a diverse range of large clients across various sectors, including telecommunications, finance, supply, publishing, production, transport, and wholesale, providing both consultancy and comprehensive outsourcing solutions.

Profidebt is a company that specializes in credit management and debt collection services. It focuses on the purchase and recovery of debts that have matured, offering solutions for both individual debts and larger portfolios. Profidebt acquires debts from various sources, including banks, financial institutions, and businesses, catering to both natural and legal persons. Additionally, the company provides mandate administration services for managing debt portfolios of varying sizes. Through its expertise in the debt recovery process, Profidebt aims to assist clients in efficiently managing their credit-related challenges.

LDF 65 is provides receivables management services.

Buckaroo is a prominent payment solutions provider based in Utrecht, Netherlands, specializing in advanced payment gateways, subscription services, and credit management for merchants. Serving over 5,000 customers and collaborating with more than 200 partners, Buckaroo has established itself as a leader in the industry, recognized as the Best Payment Provider in the Netherlands by Emerce Top 100 for four consecutive years. With over a decade of experience, the company offers a comprehensive suite of services that includes more than 40 international payment methods, a fully digitized invoicing system, and solutions for both B2B and B2C direct debits. Buckaroo’s offerings also encompass e-wallets, back-office activities, and gift card solutions, enabling businesses to automate their payment and collection processes effectively while enhancing customer experience both online and offline.

Difko A/S, founded in 1976, is a Danish investment firm specializing in various sectors, including real estate, wind turbine, and solar energy projects. In addition to its investment activities, the company operates Difko Inkasso, which provides a range of debt collection services. These services include reminder notifications, customer visits, debt recovery, mortgage claims, and international debt collection. Through its diversified operations, Difko A/S contributes to both investment growth and effective debt management in Denmark.

Nice Invest Nordic is focuses on investing in purchased debt from customers in post-order and e-trading and in financial receivables arising in such operations.

Centre de Gestion Financiere et Contentieux is provides management consulting services.

Solutius Belgium is provides credit management services in Belgium. The company’s services include scoring, debt collection, debt surveillance, posting, and receivables management outsourcing. It also offers business-to-business and business-to-consumer services, such as audit and consultation, accounts receivables ledger, pre-legal debt collection, amicable collection, legal procedure, debt control, debtors portfolio, and result reports.

Creditexpress Slovakia is a company that specializes in credit management and consulting services, primarily focusing on debt collection. It offers a range of services including debt recovery, receivable monitoring, and outstanding claim repurchase. The company is particularly noted for its expertise in consumer collection, providing quick recovery solutions to clients. Additionally, Creditexpress Slovakia is involved in factoring and the recovery of cars and equipment, underscoring its comprehensive approach to managing and resolving debt-related issues.

Legal & Trade Collections (Ireland) is a supplier of credit management services to companies in the telecomms and bank & finance sector.

Cofreco is offers risk management services to corporate clients.

Jean Riou Contentieux is provides a wide range of financial services. It provides debt collection and debt recovery services to companies from a range of industries.

Stirling Park LLP is a UK-based firm specialising in revenue management and enforcement services across Europe. It offers a range of services including litigation support, early arrears management, performance benchmarking, financial hardship management, specialist data collection, trace and collect operations, field investigations, contact centre services, and debt recovery solutions for both public and private sectors.