Intrum

Ophelos is a company focused on enhancing financial health for individuals, families, and businesses through its innovative digital debt management platform. This platform aims to create a fairer debt collection process by simplifying, digitizing, and automating the collection procedures. By doing so, Ophelos empowers both businesses and their customers to take greater control over their financial situations, promoting a more equitable approach to debt management.

eCollect is a debt collection agency that focuses on providing technology companies with a web & API-based debt collection solutions.

Haya Real Estate is the Spanish market in the management of real estate debt and property assets, providing a comprehensive 360º asset management service covering the entire process, from when the debt is first generated right through to the marketing of the properties. They oversee the largest portfolio of RED properties in the whole of Spain and they market over 15,000 properties a year through their property portal, haya.es, and through an extensive commercial network that covers the whole country. They also manage large real estate asset portfolios and are experts in leasing REO properties and social housing.

Solvia focuses the unified management of all real estate businesses, from real estate loan portfolio management, through land development.

CAF S.p.A. is a financial services company based in Rome, Italy, specializing in the management of non-performing loans. The company acts as a direct investor and partner to specialized financial brokers, overseeing various processes related to acquired portfolios and those entrusted by third parties. CAF conducts thorough analyses of transferred credit portfolios, provides top-tier evaluations, and offers consulting services for buyout financing. Additionally, the firm delivers due diligence services and manages a diverse range of loan servicing, which includes both performing and non-performing loans, as well as secured and unsecured loans across corporate and retail sectors. CAF also engages in real estate services, providing valuation and management of secured portfolios and maximizing revenues from collateral. Established in 2004, the company primarily serves banks and financial institutions.

Lindorff Group is a leading European provider of credit-driven services, specializing in information services, debt collection, invoicing, and the purchase of debt portfolios. Headquartered in Oslo, Norway, the company operates across 11 countries and employs approximately 3,000 people. Lindorff focuses on delivering comprehensive solutions for managing credit and financial risks, making it a preferred expert in its field. The company reported net revenue of €500 million in 2012 and is jointly owned by Altor and Investor AB. Through its diverse range of services, Lindorff supports businesses in optimizing their financial operations and improving cash flow.

Top Factoring SRL specializes in debt collection and factoring services, focusing on cash flow management and accounts receivable. The company purchases accounts receivable portfolios and provides extensive debtor assistance, including monitoring payments to ensure timely collections. Its services encompass a range of collection strategies, from very early collections of debts 1 to 30 days overdue to late collections for debts over 90 days overdue. Additionally, Top Factoring engages in second wash collections for previously worked cases and offers field collection by visiting debtors directly. The company also employs legal proceedings when necessary, collaborating with court marshals to facilitate debt recovery. Through its financial consulting services, Top Factoring aims to promote responsible financial practices among debtors, utilizing advanced technology to ensure fair and effective debt management.

1st Credit Limited is a UK-based company that specializes in debt purchase and collection services. Established in 1999 and headquartered in Reigate, the company acquires unpaid debts from various lenders, including banks, credit card firms, retailers, and utility providers. In addition to purchasing debts, 1st Credit also provides collection services on behalf of other financial institutions. The company aims to operate ethically within the debt collection industry, emphasizing support and advice for individuals facing financial challenges. When customers are contacted regarding their debts, it indicates that the debts have been acquired by 1st Credit, which is committed to working with them to create manageable payment plans based on their financial situations. If clients are unable to make payments, the company offers assistance in accessing free financial advice. As of February 2017, 1st Credit operates as a subsidiary of Intrum Justitia AB.

Debitoren Service is offers acquisition and management of debt portfolios and factoring.

Logicomer Gestão e Recuperação de Créditos, based in Porto, Portugal, specializes in credit management services. The company offers a range of solutions including debt management, debt collection, and the acquisition and analysis of credit portfolios. It focuses on effectively managing and recovering credits, ensuring that clients can navigate their financial challenges with expertise. As of December 31, 2015, Logicomer operates as a subsidiary of Intrum Justitia AB, strengthening its position in the credit management sector.

Credita AG offers business to business receivables management services. It provides information, worldwide collection, and legal services. The company delivers solutions for clients from various industries, including insurance, travel and tourism, and international trade.

Advis specializes in outsourcing all processes related to credit sales, offering services that encompass credit rating, debt collection, and the entire accounts receivable process. Utilizing their proprietary system, FlexCollect, Advis delivers a highly automated service that can be tailored to meet the specific needs of each client. Their FlexSourcing approach allows companies to retain critical processes in-house while outsourcing administrative tasks, enhancing operational efficiency. Advis primarily serves large Danish companies across various sectors, including telecom, finance, supply, publishing, production, transport, and wholesale, providing solutions that streamline debt management and improve overall financial performance.

Profidebt offers comprehensive credit management services, primarily focusing on debt collection and recovery. The company specializes in acquiring debts that have matured, handling both individual debts and entire portfolios. Profidebt collaborates with banks, financial institutions, and businesses to purchase these debts, which may involve both natural and legal persons. Additionally, the company provides mandate administration for various portfolios, ensuring effective management and recovery of outstanding debts.

LDF 65 is provides receivables management services.

Buckaroo is a prominent payment solutions provider based in Utrecht, Netherlands, specializing in advanced payment gateways, subscription services, and credit management for merchants. Serving over 5,000 customers and collaborating with more than 200 partners, Buckaroo has established itself as a leader in the industry, recognized as the Best Payment Provider in the Netherlands by Emerce Top 100 for four consecutive years. With over a decade of experience, the company offers a comprehensive suite of services that includes more than 40 international payment methods, a fully digitized invoicing system, and solutions for both B2B and B2C direct debits. Buckaroo’s offerings also encompass e-wallets, back-office activities, and gift card solutions, enabling businesses to automate their payment and collection processes effectively while enhancing customer experience both online and offline.

Difko A/S, founded in 1976, is a Danish investment firm specializing in various sectors, including real estate, wind turbine, and solar energy projects. In addition to its investment activities, the company operates Difko Inkasso, which provides a range of debt collection services. These services include reminder notifications, customer visits, debt recovery, mortgage claims, and international debt collection. Through its diversified operations, Difko A/S contributes to both investment growth and effective debt management in Denmark.

Nice Invest Nordic is focuses on investing in purchased debt from customers in post-order and e-trading and in financial receivables arising in such operations.

Centre de Gestion Financiere et Contentieux is provides management consulting services.

Solutius Belgium is provides credit management services in Belgium. The company’s services include scoring, debt collection, debt surveillance, posting, and receivables management outsourcing. It also offers business-to-business and business-to-consumer services, such as audit and consultation, accounts receivables ledger, pre-legal debt collection, amicable collection, legal procedure, debt control, debtors portfolio, and result reports.

Creditexpress Slovakia offers credit management and consulting services, specializing in debt collection and recovery. The company provides a range of related services, including receivable monitoring, outstanding claim repurchase, and quick recovery. Primarily focusing on consumer collections, Creditexpress Slovakia serves clients in various sectors, ensuring efficient management of debts and financial obligations. In addition to debt collection, the company also engages in factoring and the recovery of cars and equipment, positioning itself as a comprehensive solution for businesses seeking to manage their financial risks effectively.

Legal & Trade Collections (Ireland) is a supplier of credit management services to companies in the telecomms and bank & finance sector.

Cofreco is offers risk management services to corporate clients.

Jean Riou Contentieux is provides a wide range of financial services. It provides debt collection and debt recovery services to companies from a range of industries.

Stirling Park LLP specializes in revenue management and enforcement services across the United Kingdom and Europe, catering to both public and private sectors. The firm offers a comprehensive range of services including litigation and sheriff officer services, early arrears management, performance benchmarking, financial hardship management, and specialized data collection. Additionally, Stirling Park provides trace and collect services, field investigation, and contact center support. Their expertise extends to various stages of debt recovery, encompassing pre and post-warrant recoveries, as well as enforcement actions against debtors.