Restoplus provides businesses with SSL-secured websites, mobile apps, online ordering systems, table booking systems, and marketing tools to improve their reach and enable online transactions. They have been a partner of restaurant owners in reducing third-party commissions, adding online presence, and improving customer retention.
Novalith Technologies is a climate technology company focused on developing innovative methods for lithium extraction and refining. Its proprietary LiCALTM lithium extraction technology utilizes carbon dioxide to streamline the production of lithium chemicals, significantly minimizing the need for equipment, chemical reagents, water, and energy compared to traditional methods. This approach not only lowers capital and production costs but also results in a considerably reduced emissions footprint. By directly using and sequestering CO2 in the production process, Novalith aims to provide a sustainable solution that enhances both the economic and environmental aspects of lithium production, contributing to improvements in the global battery supply chain.
Circle In is building a global community for the modern working parent. They have one goal: to support today’s working parents, because the Circle In team knows they need more support than ever before. Founders Jodi and Kate met through work and felt connected by their shared experience of parental leave. They both returned to work with a loss in confidence, and realised very quickly that this was not uncommon.
We learn better in 3D, but until now doing so has been expensive and inaccessible. Our mission is to create a world where knowledge can be shared in the best possible way, with simple, useful, and delightful tools. Since launching, millions of people have used the free JigSpace app to discover the world and share ideas. From jet turbines, to spaceships, to coral reefs, these 3D presentations, or ‘Jigs’ empower the user to explore at their own pace, in 3D or augmented reality. Jig Workshop enables anyone to create and share Jigs, like Canva or PowerPoint for 3D. Popular use cases include product marketing and sales training, manufacturing prototyping, education and technical support in industries like manufacturing and engineering. Jig Workshop is used by large companies like Medtronic and Hino Trucks for its collaborative features and organization-wide scalability. Niche manufacturers like Swoop Aero (drones) or Triangle Waterquip (filtration) cite its ease of use for non-technical users to quickly share 3D presentations. Businesses use Jig Workshop to demonstrate and develop 3D products with live multiplayer interaction from customers, remote colleagues, or stakeholders.
CIM creates innovative building analytics software that helps run large buildings at their peak performance. Our award-winning PEAK platform integrates building intelligence, machine learning and technical engineering support to improve efficiency, sustainability and comfort across property portfolios. Our customers include large real estate investment trusts, superannuation funds, governments, major cultural institutions, manufacturing sites and property portfolio owners and operators. We have offices in Australia and Europe.
Directo is an independent B2B e-commerce pharmacy marketplace that specializes in developing an invoicing platform tailored for pharmacies and their suppliers. The platform streamlines various processes, including logistics, invoicing, and fulfillment. By facilitating tasks such as researching products, negotiating prices, updating point-of-sale systems, placing orders, tracking deliveries, reconciling accounts, and processing payments, Directo enables pharmacies and suppliers to operate more efficiently. This results in significant time and cost savings for users by simplifying the ordering and invoicing experience.
Cape is building a new finance automation platform, focussed on helping Australian businesses cut wasteful spending and the time taken on financial administration tasks.
Language confidence is a AI tool for English language pronunciation. They offer language online platform to increase students' learning. They provide automated pronunciation services and provides a score for whole sentences, individual words, and individual sounds to improve the student spoken English.
Truescope is a leading SaaS platform for media intelligence and social listening, empowering businesses and organizations with real-time insights and analytics. Powered by cutting-edge artificial intelligence, Truescope aggregates data from diverse sources including online news, social media, forums, and blogs, providing comprehensive and customized media intelligence. With offices in Australia, New Zealand, Singapore, and the United States, Truescope delivers globally relevant insights to clients across various industries. Truescope's AI-driven platform enables users to track brand mentions, monitor competitor activity, analyze sentiment, and identify emerging trends. These insights empower clients to make data-driven decisions, enhance their communication strategies, mitigate reputational risks, and ultimately improve their business outcomes. Whether you need to understand public perception, track your media coverage, or gain a deeper understanding of your target audience, Truescope provides the tools and expertise to succeed.
Stables operates as a digital wallet aimed at integrating cryptocurrency into everyday financial transactions. The platform is designed to enhance economic alignment, fairness, and transparency within its financial model. It simplifies access to the financial system built on digital assets, allowing clients to manage their funds effectively. Users can save, spend, and earn from their balance, with the flexibility to add or withdraw money at their convenience. This innovative approach positions Stables as a modern alternative to traditional banking, catering to the evolving needs of individuals seeking more control over their finances.
iNSPIRETEK provides a wellness management system (WMS) that encourages positive behavior change in young athletes while also improving mental health and well-being outcomes. It has developed an accessible and affordable technology platform for sports wellness management. It drives change through wellness tracking, content, and connection.
Emmi is an Australian fintech and carbon risk solutions company.
Inspace XR develops augmented and virtual reality software tailored for the architecture, engineering, and construction (AEC) industries. Their flagship product, River Fox, enables users to effortlessly create interactive, high-fidelity virtual reality experiences from CAD files with a single click. In addition to River Fox, Inspace XR offers a range of services under Inspace Studio, including CGI virtual tours, 360-degree inspections, 3D stack and analytics, CGI renders, CGI films, and fly-through services, enhancing visualization and engagement in AEC projects.
LIGR is a new generation of live graphics and broadcast management software that offers TV-quality sports graphics but with no need for hardware, designers, skilled graphics operators, or developers. And because our solution is out-of-the box, we get you up and running in minutes. Since 2016, we’ve been offering live graphics solutions to sporting organisations and the production companies that serve them. We’ve helped these companies dramatically improve the quality of their live streams and monetise through powerful in-stream advertising. For one live game or thousands. Simultaneously and across entire seasons. Accessible to broadcasts and live streams of all budgets. Since inception, we’ve produced graphics for over 10,000 sports games—automatically—all across the globe with over 1,000 sponsor adsets uploaded into our platform. We’ve saved over 100,000 hours of graphics operation, design and development. That’s the equivalent of more than $20 million saved and over $1 million in sponsorship money activated. What we offer Professional, out-of-the-box, statistic-integrated, templated-sports graphics themes Automated graphics and asset management, superior workflow and user experience Effortless sponsorship management, in-game display and reporting
Quantum Brilliance builds room temperature quantum computers powered by synthetic diamond, enabling applications in everyday computing, including edge and massively parrellelized computing. The company's diamond-based technology allows for the creation of miniaturized and energy-efficient quantum systems, which can simplify integration into everyday applications.
Rental Heroes is an Australian based proptech focused on helping Property Managers automate and reduce the manual interactions when coordinating common tenant requests, including maintenance. Our product is an AI-powered chat-bot called “Alex”. Alex communicates directly with your tenants and takes care of the transactional “busy work” - every Property Manager can essentially have their very own digital Property Assistant. Users interact with Alex via existing channels – including Messenger, SMS, email and soon voice. There are no portals and logins - which is driving user-adoption. Our property management customers are finding that 62% of all tenant requests are being raised via Alex (and largely automated) which is reducing their email and phone traffic. We integrate seamlessly with cloud-based CRM and Maintenance systems including PropertyMe, Property Tree, Palace and VaultRE.
We learn better in 3D, but until now doing so has been expensive and inaccessible. Our mission is to create a world where knowledge can be shared in the best possible way, with simple, useful, and delightful tools. Since launching, millions of people have used the free JigSpace app to discover the world and share ideas. From jet turbines, to spaceships, to coral reefs, these 3D presentations, or ‘Jigs’ empower the user to explore at their own pace, in 3D or augmented reality. Jig Workshop enables anyone to create and share Jigs, like Canva or PowerPoint for 3D. Popular use cases include product marketing and sales training, manufacturing prototyping, education and technical support in industries like manufacturing and engineering. Jig Workshop is used by large companies like Medtronic and Hino Trucks for its collaborative features and organization-wide scalability. Niche manufacturers like Swoop Aero (drones) or Triangle Waterquip (filtration) cite its ease of use for non-technical users to quickly share 3D presentations. Businesses use Jig Workshop to demonstrate and develop 3D products with live multiplayer interaction from customers, remote colleagues, or stakeholders.
Mastt's vision is to be the digital infrastructure powering the largest wave of urban growth in history. Our mission is to enable this future built environment to be delivered efficiently and sustainably through easy to use digital tools. Our product of the same name, Mastt, is a cloud saas product for the construction industry, providing fast, easy reporting, contract & payment tools for construction Project Owners, Project Managers & Owner's Reps. Our customers include Governments, Fortune 500 companies, leading Project Owners & Project Management Consultants who save time and accelerating reporting so they can focus on building the future. POWER TO THE PROJECTS!
FifthDomain is a specialist cyber security education and training technology company tackling the global cyber security skills shortage. We have used cutting edge technology and infrastructure to create on demand learning environments to deliver hands-on education and training content to future and existing cyber operators at a time and place that suits them. Our virtual learning platforms are flexible and agile, delivering critical and up-to-date cyber security content and practical learning exercises in a safe virtual environment with just a browser.
Iluminr is helping to evolve traditional crisis management practices by accelerating awareness, amplifying collaboration, and automating responses to help organisations across the globe more effectively overcome business critical events. Our products provide early warning of possible threats such a as health pandemics, cyber attacks, natural catastrophes and security related incidents and the insights and tools to better minimise the impacts and maximise the opportunities.
We learn better in 3D, but until now doing so has been expensive and inaccessible. Our mission is to create a world where knowledge can be shared in the best possible way, with simple, useful, and delightful tools. Since launching, millions of people have used the free JigSpace app to discover the world and share ideas. From jet turbines, to spaceships, to coral reefs, these 3D presentations, or ‘Jigs’ empower the user to explore at their own pace, in 3D or augmented reality. Jig Workshop enables anyone to create and share Jigs, like Canva or PowerPoint for 3D. Popular use cases include product marketing and sales training, manufacturing prototyping, education and technical support in industries like manufacturing and engineering. Jig Workshop is used by large companies like Medtronic and Hino Trucks for its collaborative features and organization-wide scalability. Niche manufacturers like Swoop Aero (drones) or Triangle Waterquip (filtration) cite its ease of use for non-technical users to quickly share 3D presentations. Businesses use Jig Workshop to demonstrate and develop 3D products with live multiplayer interaction from customers, remote colleagues, or stakeholders.
MerchantSpring is a cloud-based performance & analytics platform for professional marketplace sellers and agencies. It syncs marketplace stores to a sales performance dashboard from Amazon, Walmart, eBay, Shopify & top marketplaces in all countries. Customers can use MerchantSpring to understand their performance and opportunities to improve sales & advertising everywhere they sell. Get in-depth dashboards & reports packed with sales data and insights not available in seller accounts. Try one tool to monitor multiple marketplaces best for established for sellers & agencies with many accounts > Many on the same marketplace Like 5 eBay stores > Many across different marketplaces Like Walmart, eBay & Amazon > Many across different geographies Like Amazon UK, US & AU Top Features > Multi-marketplace dashboard > Top sellers & worst sellers > Account & seller health > Amazon buy box performance > Amazon PPC analytics > eBay Item specifics editor > eBay listing quality > . . . and much more Price Range: From $19 to $599 per month. Product Differentiators > Manage ALL marketplace accounts globally > Connect to all Amazon, eBay & Shopify in all geographies > Connect to Walmart in Canada, US & Mexico > Analyse sales and PPC performance on 100+ marketplaces > Manage seller account health everywhere Integrations > Connect your Shopify, Amazon, Walmart, eBay, Catch, BestBuy and 100+ globally marketplaces in minutes. > Works seamlessly with leading integration platforms such as ChannelAdvisor, IntelligentReach, Codista, Omnivore and others
LIGR is a new generation of live graphics and broadcast management software that offers TV-quality sports graphics but with no need for hardware, designers, skilled graphics operators, or developers. And because our solution is out-of-the box, we get you up and running in minutes. Since 2016, we’ve been offering live graphics solutions to sporting organisations and the production companies that serve them. We’ve helped these companies dramatically improve the quality of their live streams and monetise through powerful in-stream advertising. For one live game or thousands. Simultaneously and across entire seasons. Accessible to broadcasts and live streams of all budgets. Since inception, we’ve produced graphics for over 10,000 sports games—automatically—all across the globe with over 1,000 sponsor adsets uploaded into our platform. We’ve saved over 100,000 hours of graphics operation, design and development. That’s the equivalent of more than $20 million saved and over $1 million in sponsorship money activated. What we offer Professional, out-of-the-box, statistic-integrated, templated-sports graphics themes Automated graphics and asset management, superior workflow and user experience Effortless sponsorship management, in-game display and reporting
Applied EV has built a modular vehicle system for autonomous transport, based on our Blanc Robot vehicle platform.
SaaS platform helping mortgage brokers to reduce admin time and provide their whitelabeled dashboard to borrowers to collect all the relevant information for home loan application. Currently in beta mode with 20 brokers until the end of January 2021. More can be read at www.effi.com.au
Marlee is a collaboration and performance AI that helps individuals and teams bring out the best in each other. Providing personalized insights in just minutes, making connecting, motivating, collaborating, and developing easy, right in the flow of work. Marlee is built on 25 years of global human data and evidence-based psychologies, and it is now the world's largest global database of human motivations. In 2020, we launched the world's first AI Coach Marlee, to help everyone to develop and achieve their goals. With a 4.4 star customer rating, Marlee coaches to 1,000 different types of goals to support work, career, leadership, financial, well-being and relationships. 90% of people achieve their goals within just four weeks!
Muso is a live-entertainment start-up born in Melbourne and now operating Australia-wide. We help venues create better live entertainment experiences and help artists find more gigs to create more revenue opportunities. We leverage technology to make things more efficient, fair and transparent to ultimately make live music more accessible to more people. Eventually we hope that every venue will be a live music venue but until then we’ll work on changing one at a time.
WORK180 provides the global seal of approval and expert support needed to attract, nurture, and retain a truly diverse workforce. BE SEEN BETTER: Millions of women trust us to help them find companies that will value them, just like yours. KNOW BETTER: We have the tools, insights, and expertise your team needs to keep gender equity efforts on track. DO BETTER: The support we provide results in genuinely diverse, equitable, and inclusive organizations. EXPECT BETTER: Endorsed Employers prove to women that it’s possible to find supportive workplaces where they can thrive.
Inspace XR develops augmented and virtual reality software tailored for the architecture, engineering, and construction (AEC) industries. Their flagship product, River Fox, enables users to effortlessly create interactive, high-fidelity virtual reality experiences from CAD files with a single click. In addition to River Fox, Inspace XR offers a range of services under Inspace Studio, including CGI virtual tours, 360-degree inspections, 3D stack and analytics, CGI renders, CGI films, and fly-through services, enhancing visualization and engagement in AEC projects.
Shore Trade Pty Ltd. is an Australian company based in Wahroonga that operates a business-to-business application for the seafood industry. Established in 2018, the platform enables fishermen and fisheries to directly sell their catch to suppliers both domestically and internationally. Users can upload details about their catch, including the date of capture, pricing, and categorization methods. The application caters to fishermen, individual buyers, and fish retailers, facilitating streamlined transactions within the seafood market. Additionally, Shore Trade handles logistics to ensure efficient delivery and distribution of seafood products.
Car Next Door is an online marketplace, providing a booking system and a range of in-vehicle technologies to make car-sharing safe, fast, keyless, and easy for both car owners and car borrowers. It will enable 10,000 Australians to share their cars with neighbors, thereby removing the dependency on personal vehicle ownership and fundamentally changing the way people make their transport decisions. Car Next Door is based in Sydney, Australia.
Car Next Door is an online marketplace, providing a booking system and a range of in-vehicle technologies to make car-sharing safe, fast, keyless, and easy for both car owners and car borrowers. It will enable 10,000 Australians to share their cars with neighbors, thereby removing the dependency on personal vehicle ownership and fundamentally changing the way people make their transport decisions. Car Next Door is based in Sydney, Australia.
VoiceByte is a mobile application that enables users to record and share their voice, either privately or on social networks. The platform provides a personal media microphone, allowing users to participate in discussions by recording and sharing their thoughts on various topics, including radio and TV programs, music, and celebrity interactions. Through VoiceByte, users can engage with content by asking questions and contributing their own voice recordings, facilitating a more interactive experience on social media.
INAMO delivers branded video-messaging with linked payment-ready contactless wearables that enables companies to reward their employees, partners, clients & attendees while reinforcing their brand and core message.
Groupee is a mobile application and payments platform. They make group dining effortless, allowing you to instantly split a bill with up to 20 friends at your favorite bars, restaurants and cafes, through your smartphone.
SuperFastDiet is a healthcare and fitness platform.
Juggle Street is a real-time on-demand job platform that connects busy parents with trusted local child carers and tutors. Launched in November 2014, the platform addresses various family needs during the years of daycare, primary school, and high school. It provides access to a pool of local caregivers who offer services such as babysitting, before and after school care, nannying, and home tutoring. With over 85,000 registered users across Australia and New Zealand, Juggle Street facilitates a common platform that benefits both parents seeking assistance and individuals looking for job opportunities in childcare and education.
Pinchang Australia is an e-commerce platform that engages in exporting premium food and beverages.
Marlee is a collaboration and performance AI that helps individuals and teams bring out the best in each other. Providing personalized insights in just minutes, making connecting, motivating, collaborating, and developing easy, right in the flow of work. Marlee is built on 25 years of global human data and evidence-based psychologies, and it is now the world's largest global database of human motivations. In 2020, we launched the world's first AI Coach Marlee, to help everyone to develop and achieve their goals. With a 4.4 star customer rating, Marlee coaches to 1,000 different types of goals to support work, career, leadership, financial, well-being and relationships. 90% of people achieve their goals within just four weeks!
Shop You is a personalized shopping app that utilizes artificial intelligence to match users with brands that align with their style, size, and preferences. The app employs data from users' search and purchasing behaviors to continually refine its recommendations, enhancing the shopping experience over time. A unique feature of Shop You is its chat function, which utilizes natural language processing to assist users in finding specific items. Users can create a tailored profile by inputting their style preferences, favorite brands, and body shape, allowing the app to generate customized fashion suggestions. Shop You aims to simplify the shopping process, enabling users to discover outfits for any occasion, browse by category, and take advantage of sales from a variety of popular brands. The application is designed to serve as a personal stylist, providing users with timely and relevant fashion inspiration.
A mobile SaaS start-up revolutionising sports education for youth, globally. Problem worth solving: Fifty percent of children can no longer access extra-curricular sport on a regular basis. The modern family is juggling between double working parents, increased sport fees, travel time and more. This growing health problem is costing families $600B in health expenses per year. Solution: Democratised access to extra-curricular sports content and skills. We unite kids, coaches and content on a daily basis using the latest in mobile, IoT and Ai technology. Our north star: Give 1 billion children access to 1 million skills. Awards: - No.1 Founder in Asia Pacific, 2018 - Winner, People's Choice Wild Card TechCrunch Disrupt, San Francisco 2017, USA - Winner, People's Choice, National Internet of Things Summit, October 2016, Australia - Winner, StarUP, National Internet of Things Summit, October 2016, Australia - Winner, Best Lifestyle Consumer Technology, Overseas Talent and Entrepreneurship, Beijing 2016 - Winner, Australian Best Startup, Overseas Talent and Entrepreneurship Conference, APAC, July 2016 - Winner, Start Up China, Winner of Chengdu Innovate, Chengdu China, 2016
Five Good Friends is an ageing platform that offers domestic assistance, personal care services, and more. The Five Good Friends app lets you know who is in the home, what services have been provided and connects you directly with your Community Manager and Helpers.
Recomazing is a recommendation platform designed to facilitate word-of-mouth referrals and business insights among entrepreneurs. It serves as a valuable tool for leading business communities and innovation hubs, allowing members to share and store recommendations for software and local suppliers essential for business growth. By leveraging technology, Recomazing enables users to find, create, and share recommendations within their social networks, thereby enhancing their business strategies. This functionality helps organizations monitor and improve their brand presence while fostering collaboration among users to support mutual growth.
beCred is a trade credit solutions platform.
Car Next Door is an online marketplace, providing a booking system and a range of in-vehicle technologies to make car-sharing safe, fast, keyless, and easy for both car owners and car borrowers. It will enable 10,000 Australians to share their cars with neighbors, thereby removing the dependency on personal vehicle ownership and fundamentally changing the way people make their transport decisions. Car Next Door is based in Sydney, Australia.
Freelancer is a freelancing and crowdsourcing marketplace to hire freelancers and find freelance jobs online. Employers can post their projects and receive competitive bids from freelancers. They can stay updated with its real-time chat, 24/7 support, time tracker, and mobile apps. The site enables employers to hire freelancers for projects related to logo design, business cards, graphic design, website design, software development, market research, telemarketing, SEO of websites, typesetting of brochures and catalogues, translation of website content or other documents and data entry. Freelancer was launched in 2009 and its operations are based in Sydney, Australia.
Disrupt is creating the words first fully customizable sport gear platform. Using 3D printing files to customize the size, shape, color, contours and materials of your surfboard and other sporting goods. You can download the 3D file, print at home so you have a copy whilst we’re making and shipping the real version to you.
Canva is a graphic design software solutions provider that helps users design presentations, social media graphics, and more with various layouts, images, photo filters, icons and shapes, and fonts. The platform combines a drag-and-drop design tool with a stock library of photographs, illustrations, and imagery. It helps users believe they don't need to understand complex software to unlock their creativity.
Posse they provide their users with the opportunity to discover and share recommendations for food retailers worldwide.
Market Engine is a global retailing software and support company that enables businesses to manage their own fully translated e-commerce solution. Using its proprietary technology, global brands access global market places and transact with over 0.5 billion customers in over 30 different countries and territories, across over 20 currencies. Market Engine’s cloud retail platform manages all aspects of online retail for its users’ brands in different markets, including local online shop front designs translated from English into the local language, real-time reporting and sales analysis, multi-currency payments, payment processing, customer enquiries and support, and door to door logistics and delivery.
Wooboard Pty Ltd. is an Australian company based in Surry Hills that specializes in software as a service aimed at enhancing employee morale, productivity, and teamwork. Established in 2011 and operating as a subsidiary of REFFIND Ltd. since 2015, Wooboard provides a platform where employees can recognize each other's contributions through a peer-to-peer recognition system. Users can award "Woos" to colleagues for noteworthy actions, with both the giver and receiver earning points that contribute to their level progression. This recognition is shared within the organization through an activity stream and email notifications, fostering a culture of appreciation. The service is accessible via both a website and mobile applications, allowing for flexible engagement among team members.
What is Dealised? Dealised is a plug-and-play Group Buying Platform, inspired by Groupon. It currently powers millions of dollars of deals around the world and includes a wide range of features, including a robust deal platform, payment gateway and email management. Why Dealised? Dealised is a premium, enterprise-grade group-buying platform and services provider. Our expertise lies in helping media companies enter and conquer their market quickly. We are not a turnkey solution. When you work with Dealised, you form a long-term partnership. Currently, there are six group-buying businesses in the Dealised Partner Network. We power these sites technically to provide tens of thousands of vouchers weekly, while also providing strategic sales and marketing support. If you’d like to talk to us about becoming a Dealised partner, email us and we’ll get back to you soon.
We're a real-time media trading tech startup with offices in Sydney (where all our R&D magic happens), Singapore (our head office) and have a partner office in Shanghai, China. Founded in 2006, we've already established ourselves as a global leader in the real-time media trading industry and are passionate about changing the way online ad space is bought and sold. We're equally as passionate about finding great people to work with.
Pollenizer is a co-founder of start-up web businesses in Australia. They partner with strong founders and take equity stakes at a concept stage on consumer and SaaS businesses. The skill sets cover technology, marketing and capital raising. They also occasionally make seed investments. Their businesses include; * [Spreets](http://spreets.com.au/) * [Posse](http://posse.com/) * [mogeneration](http://mogeneration.com/) * [TravelCandy](http://travelcandy.com.au/) * [Dealised](http://dealised.com/) * [Coachy](http://coachy.com/) * [Wooboard](http://wooboard.com/) * [GetListed](http://getlisted.me/) * [FlikGift](http://flikgift.com/) * [Friendorse](http://friendorse.com/) * [Pygg](http://pygg.co/) * [BigHappy](http://bighappy.com/) * [Ryuu](http://ryuu.co/) Their team includes; * Phil Morle, ex-CTO of Kazaa, Omnidrive. * Mick Liubinskas, ex-CMO of Kazaa, Tangler, Zapr They are also investors and partners with [StartMate](http://startmate.com.au), the Australian version of YCombinator.
DirectMoney combines retail investment and lending services in a unified service platform. It enables investors to directly invest in personal loans via a regulated investment product. Investors buy units in the DirectMoney Personal Loan Income Fund. Successful borrowers enter into loan contracts managed by DirectMoney. Borrower interest is paid to investors after deducting of loan losses and management fees. Borrowers with good credit and employment history will be offered rates that are priced according to their credit rating. This is an innovation in the Australian market where lenders usually offer only one rate based on a single credit grade. DirectMoney is positioned at the at the regulated mainstream end of the peer-to-peer (P2P) lending industry.