J.C. Flowers V

Elephant Insurance Services provides car, homeowners, renters, motorcycle, condo, life, and umbrella insurance.

Infinite Investment Systems, established in 2004, is a Canadian company specializing in providing comprehensive portfolio management solutions. They design and maintain Harmony, a robust software system tailored to meet the diverse needs of investment managers across Canada. With a team comprising experienced financial industry professionals and software engineers, Infinite Investment offers superior service and support, ensuring clients stay ahead of regulatory changes and adapt to evolving operational requirements. Harmony's features include portfolio valuation, performance management, trade compliance, CRM, account management, and reconciliation, providing clients with a versatile and well-supported tool for their investment management needs.

Heymondo is an independent insurance broker operating under the commercial name of Smart Insurance Correduría de Seguros, SL. The company specializes in providing a travel insurance advisory platform that recommends customizable travel insurance options tailored to various market risks and occurrences. Utilizing machine learning algorithms, Heymondo's platform tracks market trends and enables users to select insurance packages based on their individual needs and the nature of their trips. By focusing on personalized coverage, Heymondo aims to empower travelers to make informed decisions regarding their travel insurance, ensuring they are adequately protected during their journeys.

Pepper Advantage is a distinguished loan servicing company that offers comprehensive services to investors and banking clients across both residential and commercial sectors. The company provides end-to-end solutions throughout the loan lifecycle, including support for origination, onboarding, account settlement, and arrears management. Additionally, Pepper Advantage offers asset management services that encompass portfolio due diligence, valuation, panel management, and real estate advisory. Recognized for its quality, S&P Global Ratings has awarded Pepper Advantage an 'above average' ranking as both a primary and special servicer of residential mortgages in the UK, and an 'average' ranking for commercial mortgages.

Consulbrokers S.p.A. specializes in insurance brokerage services, offering tailored solutions for both public and private sector clients since 1988. With a team of 40 employees, the company operates across Italy, including offices in Udine, Venice, and Milan. Consulbrokers S.p.A. focuses on assessing risks and providing comprehensive insurance advice, ensuring clients receive optimal coverage for their specific needs. The company also engages in safety profile management, highlighting its commitment to addressing all aspects of client security and risk management.

Enstar Group is a specialized insurance and reinsurance company focused on acquiring and managing firms and portfolios in run-off. The company provides a range of services, including management consulting, claims inspection, and reinsurance collection, primarily serving multinational clients across Bermuda, the United States, the United Kingdom, Australia, and Europe. Enstar Group aims to create value through its diverse segments, which include Run-off, Assumed Life, Investments, and Legacy Underwriting, while seeking attractive risk-adjusted returns from its investment portfolio. Originally known as Castlewood Holdings Limited, the company rebranded to Enstar Group Limited following its merger with The Enstar Group, Inc. in January 2007.

CFG Bank is a full-service commercial bank headquartered in Baltimore, Maryland, established in 2009. The bank specializes in providing a variety of financing options to small and middle-market companies, including debt financing facilities such as loans, revolving credit lines, equipment financing, and real estate financing. Additionally, CFG Bank offers tailored financing solutions for specific sectors, including multifamily and healthcare properties, as well as specialized services like bridge and acquisition financing. By focusing on diverse financing needs, CFG Bank aims to support the growth and development of its clients across the nation.

Insigneo is an international wealth management firm that provides a comprehensive suite of services and technology to independent investment professionals around the world. It is committed to providing a more straightforward user experience and to being a friendlier, more approachable investment firm. It fosters a culture of shared values through intelligent controls, service excellence, and continuous innovation—like-minded people working together to achieve a common goal which is to empower the independent investment professional.

First Bank provides financial products and services for clients.

Established in 1945, Tricor Insurance is a leading independent insurance agency, ranked among the top 100 in the U.S. With over 220 employees and serving more than 40,000 clients across Wisconsin, Iowa, and beyond, Tricor specializes in business and personal insurance, employee benefits, and risk management solutions for various sectors.

LMAX Group is a financial technology company that operates multiple independent execution venues for foreign exchange (FX) and cryptocurrency trading. It provides a platform that facilitates the trading strategies of both buy-side and sell-side institutions, enabling private and institutional investors to trade rolling spot FX contracts and contracts for difference (CFDs) in indices and commodities. The company is known for its global institutional FX exchanges and a regulated multilateral trading facility (MTF), which features a central limit order book execution model. This model ensures streaming firm liquidity from top-tier banks and non-bank institutions, offering transparent price discovery and giving traders full control over their trading strategies and costs, without the risk of 'last look' rejections.

iLending is a financial services company specializing in automotive refinancing. It offers competitive interest rates on car loans and innovative financing solutions to consumers purchasing vehicles. By collaborating with credit unions, banks, and other financial institutions across the country, iLending aims to alleviate financial burdens for customers, enhancing their overall peace of mind through improved loan services.

LUNIS Vermögensmanagement AG, founded by Andreas Brandt and partners in collaboration with JC Flowers & Co. LLC, specializes in wealth management services tailored to the needs of discerning clients. The firm emphasizes independence, partnership, and transparency, aiming to simplify the complexities of asset management in a highly regulated environment. LUNIS focuses on the preservation and long-term growth of client assets, providing comprehensive consultations that prioritize the clients' interests without any internal or external constraints on investment decisions. Their services encompass integrated wealth management, asset analysis, private equity, and family office solutions, all designed to achieve attractive risk-adjusted returns. With a team of experienced wealth specialists who are often co-owners, LUNIS operates in major German cities and collaborates with reputable custodians such as UBS Europe SE and Berenberg to ensure high-quality service delivery.

Ariel Re is a multi-line specialty reinsurer that offers a wide range of reinsurance solutions and services to a diverse client base from its offices in Bermuda, London, and Hong Kong. Founded in 2005, the company operates primarily through Syndicate 1910 at Lloyd’s and provides access to Lloyd’s Europe via Syndicate 5336. Ariel Re specializes in property and casualty insurance and reinsurance products, including property and professional liability, non-marine physical damage, aviation physical damage, and personal accident insurance. The company has a strong performance record, consistently outperforming the Lloyd’s and Bermuda markets, with Syndicate 1910 recognized as one of the most profitable syndicates in the Lloyd's market from 2010 to 2020. In 2021, Ariel Re established an operational partnership with Apollo Syndicate Management to enhance its underwriting capabilities in property catastrophe reinsurance. Following its acquisition by Pelican Ventures and J.C. Flowers in 2020, Ariel Re has strengthened its financial resources and operational capacity, enabling it to expand its offerings and better serve its clients.

Inigo Limited is a specialty insurance and re-insurance company incorporated in 2020 and based in Bracknell, United Kingdom. The company provides a range of insurance products, with offerings in property, terrorism and political violence, and financial lines and casualty insurance categories. By operating as a specialty insurer, Inigo seeks to underwrite a streamlined portfolio of insurance and re-insurance risks, thereby assisting commercial and industrial companies in making informed decisions.

Jefferson Capital Systems, LLC specializes in payment rewards, bankruptcy collection, and debt recovery services. The company acquires and manages consumer bankruptcy accounts from its clients, evaluating and purchasing bankruptcy receivables through bulk sales and ongoing agreements. Jefferson Capital also offers bankruptcy claims and notification services, along with customized recovery solutions for various charged-off asset classes. With a focus on both secured and unsecured bankruptcies, the firm provides traditional purchasing of distressed portfolios and engages in recovery services for consumer charged-off accounts. Founded in 2002 and based in St. Cloud, Minnesota, Jefferson Capital serves a diverse clientele, including creditors and national debt buyers.

Island Finance operates as a consumer finance company based in San Juan, Puerto Rico. It offers personal loans alongside insurance products such as disability, life, and unemployment coverage to support consumers' financial needs.

UK General Insurance Limited is a provider of personal lines insurance products and services tailored for brokers, established in 2002 and headquartered in Leeds, United Kingdom. The company offers a comprehensive range of insurance products, including property insurance for buildings and contents, caravan coverage, home emergency services, and tenant contents insurance. Additionally, it caters to the leisure and lifestyle sectors with offerings such as insurance for computers, cycles, events, and gadgets, alongside financial loss and warranty insurance for various goods and appliances. UK General Insurance also provides income protection services, covering loan and mortgage payments as well as rent guarantees. Travel insurance is available in the form of annual multi-trip, long stay, and single trip policies. For motor insurance, the company offers services including breakdown recovery, GAP insurance, and protection for various vehicle-related risks. Furthermore, it provides personal accident insurance services. As of April 17, 2014, UK General Insurance operates as a subsidiary of Primary Group Limited.

Fairstone Financial Inc. is a Canadian non-bank lender that specializes in providing personal and home equity loans, including first and second mortgages, refinancing options, and debt consolidation loans. Established in 1923 and headquartered in Montreal, the company operates 235 branches across Canada, catering primarily to near-prime and non-prime borrowers. In addition to loan products, Fairstone offers a range of protection services, such as creditor insurance, life insurance, and security plans for home and auto. The company also collaborates with various retailers to provide flexible financing solutions for purchases. Committed to community engagement, Fairstone supports initiatives focused on financial literacy and health and wellness, reflecting its dedication to positively impacting local communities.

Vericity, Inc. is a company based in Chicago, Illinois, that specializes in providing life insurance protection products aimed at the middle American market. It operates through two main segments: Agency and Insurance. The Agency segment sells life insurance products for various unaffiliated insurance companies using a call center distribution platform, as well as independent agents and other marketing organizations. Additionally, it engages in insurance lead sales through its eCoverage web presence. The Insurance segment offers term life, accidental death, and final expense products, distributing them through independent producers, including direct distributors who market to consumers via call centers and regional and national independent producer groups. Vericity distinguishes itself through innovative product design and rapid issuance processes, offering products that typically do not require medical underwriting at the point of sale.

ELMC Risk Solutions specializes in underwriting medical stop-loss insurance and reinsurance products for self-funded health plans in the United States. Established in 2012 and based in New York, the company offers a range of products, including medical stop-loss coverage, HMO reinsurance, medical excess reinsurance, and prescription drug stop-loss. ELMC focuses on delivering effective solutions through a network of insurance professionals, catering to clients, brokers, third-party administrators, and carrier partners. In addition to its underwriting capabilities, the company provides claims management and support services, allowing clients to enjoy the benefits of self-funding while mitigating financial risks. ELMC also seeks to acquire premier managing general underwriters (MGUs) nationwide that share its commitment to excellence in stop-loss insurance.

Vall Banc, founded in 1957, is a financial banking institution based in Escaldes-Engordany, Andorra. The bank offers a range of banking services, including deposits and loans, catering to both individual and corporate clients. In addition to traditional banking services, Vall Banc specializes in private banking, wealth management, and investment advisory services, aiming to meet the financial needs of its diverse clientele. The institution was later acquired by Crèdit Andorrà, enhancing its ability to serve customers within the competitive banking landscape.

Chi-X Global Holdings is a prominent operator of alternative market centers and trading exchanges in the Asia Pacific region, particularly in Australia, Hong Kong, and Japan. The company specializes in providing a diverse array of on-market trading services, including equity trading and advanced technology solutions for the financial markets. By leveraging innovative trading platforms, Chi-X Global Holdings aims to enhance market efficiency and accessibility for its clients, contributing to the overall development of the trading landscape in the regions it serves.

Monedo, a fintech company, leverages machine learning and alternative data sources to provide credit and digital banking services to the underbanked. Its offerings include consumer loans, a digital wallet, and a personal finance manager to help customers manage their credit score and spending. Additionally, Monedo's "Lending as a Service" model allows partners to integrate its credit products into their own platforms.

Monedo, a fintech company, leverages machine learning and alternative data sources to provide credit and digital banking services to the underbanked. Its offerings include consumer loans, a digital wallet, and a personal finance manager to help customers manage their credit score and spending. Additionally, Monedo's "Lending as a Service" model allows partners to integrate its credit products into their own platforms.

AmeriLife is a national leader in developing, marketing, and distributing annuity, life, and health insurance solutions to protect the health and retirement needs of consumers. The company partners with leading insurance carriers to provide value and quality to customers.

Acuon Capital Corporation is a financial services company based in Seoul, South Korea, established in 2006. It specializes in various forms of credit and financing, including lease, installment, corporate, investment, and personal financing products. With extensive experience in the commercial sector, Acuon Capital serves a diverse clientele by offering tailored financial solutions such as auto leasing, corporate finance, special finance, and venture investment. The company emphasizes a robust financial structure and adheres to strict ethical management practices, providing customers with the necessary information and support related to their financing needs.

Eurovita Assicurazioni S.p.A. is a bancassurance company based in Rome, Italy, specializing in a range of insurance products and services. The company focuses on life insurance, pension and annuity products, as well as offerings designed for savings and investments. As a subsidiary of Gruppo Assicurativo Flavia, Eurovita Assicurazioni aims to deliver comprehensive financial security solutions to its clients.

Cabot Credit Management Limited is a leading provider of credit management services in Europe, specializing in the acquisition and management of consumer debt. Founded in 1998 and headquartered in West Malling, United Kingdom, the company operates through four divisions: Cabot Financial, Cabot Financial Ireland, Apex Credit Management, and Apex Discovery Solutions. Its services encompass debt purchase, early-stage collections, contingent collections, customer tracing, and litigation. Cabot Credit Management serves a diverse range of clients, including consumer finance institutions, telecommunications companies, retailers, utility providers, and government agencies. The company has purchased assets valued at £8.6 billion and manages over £1 billion on behalf of clients, collecting more than £20 million monthly. With a workforce of approximately 700 employees across locations in Kings Hill, Stratford-upon-Avon, and Dublin, Cabot Credit Management is committed to ethical practices and has received several accolades for its workplace environment and quality management systems.

Castle Trust is a privately held financial institution that offers a range of investment and mortgage products. The company specializes in providing mortgage and lending solutions, particularly for holiday and residential properties, through both bridging and fixed-term lending options. In addition to its mortgage services, Castle Trust also operates in retail finance, offering point-of-sale financing to businesses and individuals. This comprehensive approach allows Castle Trust to cater to various financial needs, positioning it as a versatile player in the banking and financial services sector.

BTG Pactual is a Brazilian financial services firm headquartered in Sao Paulo that provides investment banking, asset management, wealth management, corporate lending, and sales and trading services. The company offers advisory services for mergers and acquisitions, wealth planning, loans, and financings, as well as investment solutions and market analysis. It serves individual and institutional clients worldwide and manages asset, equity, and fixed-income portfolios, as well as mutual funds and hedge funds. The firm employs a combination of fundamental and quantitative approaches to portfolio construction and investment research. Founded in the 1980s, BTG Pactual has grown into a diversified financial group with global market participation.

Sicom Capital Management Private Limited, established in 1966 and based in Mumbai, specializes in financial services aimed at supporting companies across India, particularly in the state of Maharashtra. The firm provides a range of fund-based and non-fund-based products, including long-term and short-term loans, corporate financing, bill discounting, and factoring of receivables. Additionally, Sicom offers advisory services to assist clients in business expansion and infrastructure development. Through its diverse financial solutions, the company plays a significant role in fostering industrial growth and enhancing the economic landscape of the region.