J.C. Flowers & Co.

J.C. Flowers & Co. has specialized in the global financial services industry since its inception in 1998. Having invested over $14 billion of capital in 32 portfolio companies across 14 countries, the firm offers unparalleled experience investing in financial institutions. JCF’s senior professionals have developed a deep understanding of the entire financial services landscape through decades of focused experience investing in, managing, and advising companies in the financial services industry across multiple jurisdictions. This experience has enabled our professionals to develop an appreciation for traditional and evolving business models, an increasingly complex regulatory environment, shifting macroeconomic trends, liquidity constraints, and the impact of rapidly advancing technology.

Tughan Alioglu



Cristin Brown

MD and CFO


Richard L. Carrión

Operating Partner


Michael Christner



Jonathan Cox



Calvin Dong


J. Christopher Flowers

MD and CEO


Todd Freebern

MD and Head of Tax


Timothy J. Hanford



Tom Harding



Kristin Johnson

MD and CCO


Mona Laungani



Ted Lydon

Senior Associate

John Oros

Operating Partner

Thierry Porté



Adam Raba



Eric Rahe


Sally Rocker

MD and General Counsel


Chris Schrum



Andrea Secci



Peter Yordan


15 past transactions

LMAX Group

Secondary Market in 2021
LMAX Exchange operates global institutional FX exchanges and an FCA regulated MTF. A central limit order book execution model offers streaming firm liquidity from top tier banks and non-bank institutions, transparent price discovery, no ‘last look’ rejections and full control over trading strategy and costs.

Jefferson Capital

Acquisition in 2018
Jefferson Capital is an industry-leading provider of traditional and unique recovery services for consumer charged-off accounts. Their clients include creditors and national debt buyers. They offer services such as a Payment Rewards Collections Program, purchasing and servicing of secured and unsecured bankruptcies, as well as traditional purchasing of distressed portfolios.


Acquisition in 2021
iLendingDIRECT is a financial services company provides refinance and auto loan services.

Chi-X Global Holdings

Acquisition in 2016
Chi-X Global Holdings, a global operator of technologically advanced alternative market centers and a provider of innovative market level trading solutions

UK General Insurance Limited

Acquisition in 2017
UK General Insurance provides personal lines insurance products and services for brokers. It offers property insurance services for buildings and contents, caravans, home emergency, let property, property excess protection, and tenant/student contents; insurance for leisure and lifestyle sectors, such as computers, cycles, events, gadgets, handbags, keys, mobile phones, and weddings, as well as lifestyle excess protection and pet cash plans; financial loss insurance; warranty insurance for brown and white goods, furniture and carpets, motors, and multi-appliances; and income protection insurance services, such as loan and mortgage payment protection, and rent guarantee. UK General Insurance also provides travel insurance, including annual multi-trip, long stay, and single trip; motor financial insurance services for breakdown and recovery, GAP, helmets and leathers, in-vehicle gadget, mis-fueling, MOT, motor excess protection, scratch and dent, tools in transit, and tires and alloy wheels; and personal accident insurance services. It began operation in 2002, with its headquarters in Leeds in the United Kingdom as a subsidiary of Primary Group as of April 17, 2014.


Acquisition in 2015
The AmeriLife Group of companies includes more than 45 individual marketing organizations and agencies, working with over 100,000 independent insurance agents from California to the Carolinas. The company's remarkable growth is the result of vision and innovation, resulting in record expansion, production, sales and profits in recent years.

ELMC Holdings, LLC

Acquisition in 2016
ELMC Holdings, LLC underwrites medical stop-loss insurance and reinsurance products for self-funded health plans in the United States. Its products and services include medical stop-loss coverage, HMO reinsurance, medical excess reinsurance, and prescription drug stop-loss. The company also offers a platform for delivering straightforward solutions to client, broker, TPA, and carrier partners. It offers its products and solutions through a network of insurance professionals. The company was founded in 2012 and is based in New York, New York.

Inigo Ltd.

Private Equity Round in 2020
Inigo Limited provides specialty re-insurance and insurance products. The company offers products under property, terrorism and political violence, and financial lines and casualty insurance categories. Inigo Limited was incorporated in 2020 and is based in Bracknell, United Kingdom.

Cabot Credit Management PLC

Acquisition in 2013
Cabot Credit Management Limited provides credit management services in Europe. The company’s services include business process outsourcing, early stage collections, contingent collections, trace services, and litigation, as well as debt purchasing. It serves credit providers, including consumer finance, telecommunications companies, retailers, utility companies, and government agencies; and asset classes comprising secured consumer debt, small and medium sized enterprise debt, and high value accounts. The company was founded in 1998 and is headquartered in West Malling, the United Kingdom. Cabot Credit Management Limited is a subsidiary of Cabot UK Holdco Limited.

Eurovita S.p.A.

Acquisition in 2013
Eurovita S.p.A. operates in the life insurance market in Italy. Its product line includes investment, savings, retirement, and protection products. It distributes its products through a network of agents, financial advisers, banks, brokers, and securities brokerage firms. Eurovita S.p.A. was formerly known as ERGO Previdenza S.p.A. and changed its name to Eurovita S.p.A. in December 2017. The company was founded in 1989 and is headquartered in Milan, Italy.
Incorporated in 1966, Sicom Capital Management Private Limited is a Mumbai-headquartered independent firm focused on private equity investment in Financial Services, Life Science, Consumer Goods, Healthcare, Industrial, Retail, technology, transport and infrastructure sector across India.

Island Finance

Acquisition in 2017
Island Finance Puerto Rico, Inc. operates as a consumer finance company.


Series C in 2015
Monedo Holding GmbH offers credit lending solutions through technology. It provides online big data scoring technology and machine-learning algorithms services to make better credit decisions. The company offers Monedo, a customized installment loans and Kredito24 which provides microloans. It offers consumer loans, a digital wallet, and a personal finance manager. Monedo Holding GmbH was formerly known as Kreditech Holding SSL GmbH and changed its name to Monedo Holding GmbH in March 2020. Monedo Holding GmbH was incorporated in 2012 and is based in Hamburg, Germany with locations in Hamburg, Germany; Warsaw, Poland; Bucharest, Romania; Moscow, Russia; Madrid, Spain; and Bangkok, Thailand.