John Hancock

Vault is a technology company based in Austin, Texas, founded in 2013, that specializes in providing a comprehensive platform for student loan management and support. The company offers an intuitive web-based tool designed to assist employees in managing their student debt, empowering them to achieve financial freedom. Vault enables employers to enhance talent acquisition and retention by facilitating contributions to employees' loan repayments while also promoting 401(k) savings. The platform simplifies repayment scenarios and helps users find suitable repayment plans, fostering strong relationships between employers and employees. By addressing the financial burden of student loan debt, Vault positions itself as a valuable resource for organizations looking to support their workforce.

LiveOak Technologies, Inc. is a software company based in Austin, Texas, that offers a cloud-based platform designed to enhance real-time communication, collaboration, and eSignature capabilities for financial processes. The platform facilitates seamless collaboration among users through video conferencing, audio, and text chat, while also allowing for the capture and storage of compliant data. Founded in 2014, LiveOak Technologies aims to improve workflow for paperwork and forms by providing tools that enable companies to communicate effectively and sign documents in real-time, ultimately reducing errors and increasing efficiency in complex digital transactions. The company operates as a subsidiary of DocuSign, Inc.

WiseBanyan, Inc. is a financial advisory firm that offers online wealth management services to individuals and institutions. Founded in 2013 and headquartered in New York, the company is recognized as the world's first free financial advisor, providing automated, goal-based investing and financial planning without any minimum investment requirements. WiseBanyan's platform allows clients to create and manage personalized investment and retirement portfolios, utilizing customized portfolio construction and automated rebalancing to help users achieve their financial objectives. Currently, the firm serves over 25,000 clients across the United States, enabling them to save and invest for their goals, starting from their very first dollar.

Guide Financial, Inc. is a San Francisco-based company that focuses on enhancing the financial advising experience through innovative technology. Founded in 2011, it operates as a subsidiary of John Hancock Financial Corporation. The company offers a web-based platform that empowers financial advisors and institutions to assist clients in building assets and managing their financial lives. Utilizing advanced behavioral finance techniques and artificial intelligence, Guide Financial's software facilitates informed financial decision-making and wealth-building. The platform supports seamless integration with advisors and provides clients with secure access to their accounts across thousands of financial institutions in North America. By modernizing financial guidance, Guide Financial aims to democratize access to high-quality financial advice for consumers throughout the United States.

WiseBanyan, Inc. is a financial advisory firm that offers online wealth management services to individuals and institutions. Founded in 2013 and headquartered in New York, the company is recognized as the world's first free financial advisor, providing automated, goal-based investing and financial planning without any minimum investment requirements. WiseBanyan's platform allows clients to create and manage personalized investment and retirement portfolios, utilizing customized portfolio construction and automated rebalancing to help users achieve their financial objectives. Currently, the firm serves over 25,000 clients across the United States, enabling them to save and invest for their goals, starting from their very first dollar.

InfraREIT, Inc. is a real estate investment trust focused on owning regulated electricity delivery infrastructure assets primarily in Texas and the southwestern United States. The company generates revenue by leasing its transmission and distribution assets, which include power lines, substations, transmission towers, distribution poles, and transformers, to Sharyland Utilities. Sharyland Utilities compensates InfraREIT through base rent and percentage rent, while also managing the maintenance and operation of InfraREIT's assets. The company's strategic focus on the growing energy needs of Texas positions it as a unique investment opportunity in the dividend-focused infrastructure sector.