Leapfrog Investments

HealthifyMe is a fitness application designed to help users achieve their health and weight loss objectives through their computers and smartphones. Launched in 2012 by a team of doctors, nutritionists, and fitness trainers in Bangalore, India, the app allows users to track their calorie intake, monitor nutrition and fitness activities, and assess their weight to determine overall health. With features that enable users to set and work towards healthy goals, the platform also facilitates data sharing with experts, who provide personalized advice and recommendations. The application is enhanced by an artificial intelligence-powered fitness coach that leverages automated analytics, making it easier for users to receive tailored online fitness consultations and achieve their health aspirations.

Zepz is an online money transfer service that enables individuals to send money to friends and family living abroad through computers, smartphones, or tablets. It provides a convenient and cost-effective alternative to traditional money transfer companies, which often charge high fees. Zepz allows users to send funds to over 140 destinations worldwide, including Europe, Asia, Africa, Australia, and the Americas. Recipients can receive money as bank deposits, cash pickups, Mobile Money, or mobile airtime top-ups. The platform is designed to facilitate secure international transfers, utilizing technology that allows customers to manage their funds efficiently, with lower processing fees compared to conventional methods. Zepz operates in 50 countries, aiming to simplify the process of remittance for its users.

Redcliffe Labs is a diagnostics service provider focused on identifying both communicable and non-communicable diseases through advanced radiography and pathology services. The company offers a comprehensive range of standard and specialized tests, utilizing cutting-edge laboratories and in-house technology. Redcliffe Labs aims to enhance accessibility to health tests for all individuals in India by leveraging its trusted radiology network and innovative testing methodologies. Additionally, the company specializes in reproductive health testing, cancer gene diagnosis, and screening for rare diseases, ensuring patients receive thorough support, including regular counseling and clinical data management. Through its extensive testing capabilities, Redcliffe Labs is committed to addressing various aspects of health, pregnancy, and fertility care.

Auxilo Finserve is a non-banking financial company in India focused on addressing the financing gaps in the education sector. It offers a range of services, including student loan refinancing, educational infrastructure loans, and loan restructuring, aiming to facilitate access to finance for students pursuing graduate and postgraduate studies both domestically and internationally in countries like the US, UK, Canada, New Zealand, Germany, and Australia. By leveraging technology, Auxilo develops inclusive financial models that cater to the evolving needs of the educational ecosystem. The company strives to provide timely loans with competitive interest rates, thereby empowering aspiring students to pursue their educational goals without financial constraints.

Battery Smart is an electric vehicle (EV) battery-swapping network based in Delhi, India, that focuses on providing advanced lithium-ion batteries for electric two and three-wheelers. Established in 2019, the company has developed a retrofittable 48V lithium-ion twin battery system compatible with various electric rickshaw and two-wheeler models. Its network allows EV drivers to swap batteries in approximately two minutes, effectively addressing common challenges such as range anxiety and the downtime associated with charging. By offering interoperable battery solutions, Battery Smart enables users to avoid the recurring costs of battery replacement while enhancing the overall convenience of electric vehicle use.

Electronica Finance Limited is a non-banking financial company based in Pune, India, established in 1990. It specializes in asset financing and hire purchase services, initially focusing on machinery loans and subsequently expanding its offerings to include business loans, working capital demand loans, industrial property loans, loans against properties, and emerging enterprise loans. The company also provides tailored financial solutions such as rooftop solar loans and restart loans, which support working capital needs, raw material purchases, and settling old vendor bills. As a subsidiary of Mugdha Investment & Finance Pvt. Ltd., Electronica Finance aims to simplify financial processes for its clients through various accessible lending services.

Bolttech is an international InsurTech company specializing in AI-driven point-of-sale insurance solutions. Its platform offers a wide range of insurance products including device protection, travel, motor, property, life, and digital insurance to consumers worldwide, with a significant presence in Asia. Bolttech's technology enables seamless connections between insurers, distributors, and customers, facilitating efficient buying and selling of insurance products.

HealthifyMe is a fitness application designed to help users achieve their health and weight loss objectives through their computers and smartphones. Launched in 2012 by a team of doctors, nutritionists, and fitness trainers in Bangalore, India, the app allows users to track their calorie intake, monitor nutrition and fitness activities, and assess their weight to determine overall health. With features that enable users to set and work towards healthy goals, the platform also facilitates data sharing with experts, who provide personalized advice and recommendations. The application is enhanced by an artificial intelligence-powered fitness coach that leverages automated analytics, making it easier for users to receive tailored online fitness consultations and achieve their health aspirations.

InsuranceDekho is an insurtech platform that enables users to compare and purchase a wide range of insurance products, including travel, health, life, and motor insurance. The platform streamlines the purchasing process by allowing customers to select policies, compare quotes, and complete transactions entirely online. By offering comparisons from various rated insurance companies, InsuranceDekho aims to provide consumers with the necessary information to make informed decisions about their insurance needs, ensuring they receive the appropriate coverage for their individual circumstances.

Sun King is a solar energy company that specializes in providing off-grid power solutions across Africa and Asia. It designs, manufactures, and distributes solar home systems, inverter systems, and portable lanterns, targeting communities with limited access to reliable electricity. Sun King offers pay-as-you-go financing options, enabling customers to acquire these products through small, affordable installments over time. The company collaborates with international distribution partners to expand its reach within the off-grid market.

Neogrowth is a non-banking financial company based in Mumbai, Maharashtra, that specializes in providing financial solutions to small and medium-sized enterprises in India. Established in 2011 by Dhruv Khaitan and Piyush Khaitan, the company focuses on meeting the financial needs of businesses that sell goods and services directly to consumers. Neogrowth offers term working capital loans and inventory financing against future credit and debit card sales, facilitating easy access to credit for small merchants. Its clientele includes a diverse range of sectors, such as retail companies selling apparel, electronics, and handicrafts, as well as restaurants, beauty salons, hotels, gyms, and health diagnostic centers.

PasarPolis is an insurtech startup based in Jakarta, Indonesia, founded in 2015 by Cleosent Randing. The company operates an online insurance comparison platform that aims to make insurance accessible to emerging consumers. It provides a variety of insurance options, including health, life, car, personal accident, property, and travel insurance. Through its online portal, PasarPolis enables customers to obtain quotes and manage claims efficiently, ensuring access to fast and affordable insurance plans.

MedGenome is a company focused on advancing global health through its sequencing genomics-based diagnostics and research platform. This platform utilizes genomics technologies, bioinformatics, computing, and big data analytics to explore the genetic underpinnings of various diseases, including cancer, metabolic disorders, eye disorders, and rare diseases. MedGenome offers high-end genetic diagnostic tests across multiple categories such as immuno-oncology, infectious diseases, reproductive health, and rare diseases. By leveraging the genetic diversity of large populations, the company aims to provide valuable insights that support the healthcare industry in understanding diseases at both genetic and molecular levels.

Shubham Housing Development Finance Company Private Limited, established in 2010 and headquartered in Gurugram, India, specializes in providing housing finance solutions to families with informal incomes. The company aims to assist customers who may not qualify for loans from traditional lending institutions by offering home loans, home improvement loans, and loans against property. Shubham stands out for its innovative operating model, which prioritizes an interview-based approach over conventional document-based underwriting, allowing for a better understanding of each customer's income and expense flows. This focus on urban low-income and informal income families reflects Shubham's commitment to facilitating home ownership through accessible and formal credit options.

Interswitch is an Africa-focused integrated digital payments and commerce company that has been operational since 2002. It specializes in transaction switching and electronic payments processing, building and managing payment infrastructure across the continent. Interswitch facilitates the electronic circulation of money and the exchange of value between individuals and organizations, ensuring timely and consistent transactions. By providing innovative payment products and transactional services, the company aims to help banks, institutions, and governments reduce costs, enhance operational efficiency, and drive sustainable revenue growth.

Redcliffe Labs is a diagnostics service provider focused on identifying both communicable and non-communicable diseases through advanced radiography and pathology services. The company offers a comprehensive range of standard and specialized tests, utilizing cutting-edge laboratories and in-house technology. Redcliffe Labs aims to enhance accessibility to health tests for all individuals in India by leveraging its trusted radiology network and innovative testing methodologies. Additionally, the company specializes in reproductive health testing, cancer gene diagnosis, and screening for rare diseases, ensuring patients receive thorough support, including regular counseling and clinical data management. Through its extensive testing capabilities, Redcliffe Labs is committed to addressing various aspects of health, pregnancy, and fertility care.

Alexander Forbes is a global provider of integrated financial, risk, and insurance solutions, focusing on retirement, investment, life, and asset protection services. The company operates through two main platforms: institutional and retail. Its various segments, including Investment Solutions, AF Financial Services, and AF Insurance, cater to a diverse clientele comprising retirement funds, corporations, trustees, unions, individuals, and dependents. Alexander Forbes offers a wide range of products and services, including consulting and advisory related to actuarial matters, asset management, investment strategies, and beneficiary funds. By delivering tailored financial solutions, the company aims to help clients effectively create, grow, and protect their wealth and assets.

HDBank, established in 1990, is one of the pioneering joint-stock commercial banks in Vietnam. Over its more than 30 years of operation, it has grown to become a leading financial institution in the country, with an expanding international presence. HDBank offers a comprehensive range of banking services tailored to meet the needs of retail customers, corporations, and investors. The bank is recognized for its strong financial capabilities and the adoption of modern technology, which enhance its service delivery and operational efficiency. HDBank is committed to providing quality financial solutions that support the growth and development of its clients.

CarDekho provides enterprise mobility solutions, mobile application development, Web design and development, offshore staffing, and testing and quality assurance (QA) services. Its enterprise mobility solutions include enterprise mobility consulting, mobile business intelligence, business process mobilization, B2B mobile applications (app) development, enterprise iOS app development, enterprise Android app development, and enterprise app distribution; and mobile app development services include iPhone, iPad, Android, Blackberry, Windows8, Phonegap, and bootstrap. CarDekho’s Web design and development services include responsive design, PSD to HTML conversion, flash Website design, themes customization, content management system, E-commerce solution, CRM app development, open-source development, custom Web app development, regular Website maintenance, customized programming, online marketing, graphic design, Website hosting, employee management system, logo design, inventory management, and database design. Its offshore staffing services for designers, mobile apps developers,.NET developers, PHP developers, Java developers, Python developers, and ROR developers; and testing and QA services include automated, manual, usability, nonfunctional, specialized, mobile app, testing-as-a-service, integration, functional, system, localization, and acceptance testing. CarDekho develops entertainment, GPS tracking, weather, business and finance-related, multi-media, sports, social networking, education, and travel applications. It serves the automobile, E-learning, consultancy, finance, social networking, tours and travel, health and fitness, medical, job and career, news and magazine, utility/productivity, entertainment, lifestyle, and E-commerce industries; and IT and communication, and book and library industries.

Fidelity Bank Ghana Limited is a commercial bank based in Accra, Ghana, established in 2006. It offers a range of banking products and services, including current and savings accounts, time deposits, internet banking, SMS banking, and money transfer services. The bank caters to various clients through executive and private banking, corporate finance, retail banking, mortgage, trade, wholesale banking, and treasury services. Additionally, Fidelity Bank Ghana supports government objectives in electrification and power generation by financing independent power providers and facilitates importation of refined crude oil. It also provides advisory services, issues securities, raises capital, and manages portfolio investments for clients through its subsidiaries. The bank is committed to meeting the financial needs of low-income customers, small-scale entrepreneurs, and rural communities.

Zepz is an online money transfer service that enables individuals to send money to friends and family living abroad through computers, smartphones, or tablets. It provides a convenient and cost-effective alternative to traditional money transfer companies, which often charge high fees. Zepz allows users to send funds to over 140 destinations worldwide, including Europe, Asia, Africa, Australia, and the Americas. Recipients can receive money as bank deposits, cash pickups, Mobile Money, or mobile airtime top-ups. The platform is designed to facilitate secure international transfers, utilizing technology that allows customers to manage their funds efficiently, with lower processing fees compared to conventional methods. Zepz operates in 50 countries, aiming to simplify the process of remittance for its users.

Cignifi Inc. is a company that specializes in credit and marketing analytics, primarily serving mobile network operators. Established in 2010 and headquartered in Boston, Massachusetts, with an additional office in Sao Paulo, Brazil, Cignifi has created a platform that generates credit risk and marketing scores using mobile phone data. This innovative approach addresses the needs of approximately 2.7 billion individuals globally who possess mobile phones but lack access to traditional financial services. The company's offerings extend beyond analytics, encompassing products such as airtime credit, handset financing, and online lending, aimed at empowering underserved consumers and enhancing their access to essential financial products. Cignifi's platform leverages proprietary behavioral modeling and analytics tools to facilitate the onboarding of new customers for banks, insurers, and retailers while effectively managing fraud and credit risk.

BIMA offers a range of healthcare services, including telemedicine, health screening, and personalized health programs. The company aims to make healthcare accessible and affordable in emerging markets by leveraging technology. BIMA's vision focuses on empowering individuals to take control of their health while providing comprehensive insurance options.

PasarPolis is an insurtech startup based in Jakarta, Indonesia, founded in 2015 by Cleosent Randing. The company operates an online insurance comparison platform that aims to make insurance accessible to emerging consumers. It provides a variety of insurance options, including health, life, car, personal accident, property, and travel insurance. Through its online portal, PasarPolis enables customers to obtain quotes and manage claims efficiently, ensuring access to fast and affordable insurance plans.

MedGenome is a company focused on advancing global health through its sequencing genomics-based diagnostics and research platform. This platform utilizes genomics technologies, bioinformatics, computing, and big data analytics to explore the genetic underpinnings of various diseases, including cancer, metabolic disorders, eye disorders, and rare diseases. MedGenome offers high-end genetic diagnostic tests across multiple categories such as immuno-oncology, infectious diseases, reproductive health, and rare diseases. By leveraging the genetic diversity of large populations, the company aims to provide valuable insights that support the healthcare industry in understanding diseases at both genetic and molecular levels.

Jumo is a fintech company that specializes in providing banking technology aimed at enhancing financial access in emerging markets, particularly in Africa and Asia. The company partners with banks to deliver loans, savings, and various financial services to traditionally underserved customers. By utilizing artificial intelligence and machine learning, Jumo develops credit scores and financial products tailored to individual needs. Their platform also employs behavioral data from mobile usage to establish financial identities for small and medium enterprises, allowing customers to engage with financial services in a cost-effective and responsible manner. Jumo offers essential reporting, analytics, and insights to its partners, facilitating improved service delivery and financial choices for their clients.

Jumo is a fintech company that specializes in providing banking technology aimed at enhancing financial access in emerging markets, particularly in Africa and Asia. The company partners with banks to deliver loans, savings, and various financial services to traditionally underserved customers. By utilizing artificial intelligence and machine learning, Jumo develops credit scores and financial products tailored to individual needs. Their platform also employs behavioral data from mobile usage to establish financial identities for small and medium enterprises, allowing customers to engage with financial services in a cost-effective and responsible manner. Jumo offers essential reporting, analytics, and insights to its partners, facilitating improved service delivery and financial choices for their clients.

Jumo is a fintech company that specializes in providing banking technology aimed at enhancing financial access in emerging markets, particularly in Africa and Asia. The company partners with banks to deliver loans, savings, and various financial services to traditionally underserved customers. By utilizing artificial intelligence and machine learning, Jumo develops credit scores and financial products tailored to individual needs. Their platform also employs behavioral data from mobile usage to establish financial identities for small and medium enterprises, allowing customers to engage with financial services in a cost-effective and responsible manner. Jumo offers essential reporting, analytics, and insights to its partners, facilitating improved service delivery and financial choices for their clients.

AIICO Insurance is a prominent financial services provider in Nigeria, specializing in a comprehensive range of insurance solutions for both individuals and corporations. The company offers various insurance products, including life, health, auto, home, travel, and marine insurance, as well as retirement and pension management services. AIICO Insurance is dedicated to creating and protecting wealth for its clients through its diverse business segments, which encompass life insurance, general insurance, health management, and asset management. With a strong focus on delivering financial security, AIICO Insurance serves the needs of individuals, families, and organizations, positioning itself as a key player in the Nigerian insurance market.

Zepz is an online money transfer service that enables individuals to send money to friends and family living abroad through computers, smartphones, or tablets. It provides a convenient and cost-effective alternative to traditional money transfer companies, which often charge high fees. Zepz allows users to send funds to over 140 destinations worldwide, including Europe, Asia, Africa, Australia, and the Americas. Recipients can receive money as bank deposits, cash pickups, Mobile Money, or mobile airtime top-ups. The platform is designed to facilitate secure international transfers, utilizing technology that allows customers to manage their funds efficiently, with lower processing fees compared to conventional methods. Zepz operates in 50 countries, aiming to simplify the process of remittance for its users.

Zepz is an online money transfer service that enables individuals to send money to friends and family living abroad through computers, smartphones, or tablets. It provides a convenient and cost-effective alternative to traditional money transfer companies, which often charge high fees. Zepz allows users to send funds to over 140 destinations worldwide, including Europe, Asia, Africa, Australia, and the Americas. Recipients can receive money as bank deposits, cash pickups, Mobile Money, or mobile airtime top-ups. The platform is designed to facilitate secure international transfers, utilizing technology that allows customers to manage their funds efficiently, with lower processing fees compared to conventional methods. Zepz operates in 50 countries, aiming to simplify the process of remittance for its users.

Dvara is a financial inclusion platform operating in India, comprising several businesses. Dvara KGFS establishes and supports local, geographically focused community financial services institutions, Kshetriya Gramin Financial Services (KGFS), catering to remote rural markets. Dvara Solutions, a software company based in Bengaluru, helps financial institutions enhance their customer-centricity. Dvara Research aims to ensure universal access to financial services. The platform operates a non-banking financial institution, offering agent-based and correspondent banking solutions, including money transfers, bill payments, loans, savings, and more, empowering low-income households and enabling financial well-being.

Softlogic Life Insurance is engaged in the insurance business. They offer insurance services for the sectors of retail, healthcare, information and communications technology, automobiles, leisure, and financial services.

Pyramid Group was founded in 2001 with the goal of becoming the preferred partner in the provision of healthcare solutions in Africa. It invests in the best systems and people to ensure that quality products are delivered, and superior service is offered. In 2013 Pyramid Group attained ISO 9001:2008 certification, whose standards represent an international consensus on good quality management practices, and in the same year expanded its footprint from Tanzania to Uganda, Rwanda, Burundi, Kenya, Ethiopia and Mozambique. Pyramid Group currently represents internationally renowned companies in medical & laboratory equipment, reagents and medical supplies.

Pyramid Group was founded in 2001 with the goal of becoming the preferred partner in the provision of healthcare solutions in Africa. It invests in the best systems and people to ensure that quality products are delivered, and superior service is offered. In 2013 Pyramid Group attained ISO 9001:2008 certification, whose standards represent an international consensus on good quality management practices, and in the same year expanded its footprint from Tanzania to Uganda, Rwanda, Burundi, Kenya, Ethiopia and Mozambique. Pyramid Group currently represents internationally renowned companies in medical & laboratory equipment, reagents and medical supplies.

Jumo is a fintech company that specializes in providing banking technology aimed at enhancing financial access in emerging markets, particularly in Africa and Asia. The company partners with banks to deliver loans, savings, and various financial services to traditionally underserved customers. By utilizing artificial intelligence and machine learning, Jumo develops credit scores and financial products tailored to individual needs. Their platform also employs behavioral data from mobile usage to establish financial identities for small and medium enterprises, allowing customers to engage with financial services in a cost-effective and responsible manner. Jumo offers essential reporting, analytics, and insights to its partners, facilitating improved service delivery and financial choices for their clients.

Jumo is a fintech company that specializes in providing banking technology aimed at enhancing financial access in emerging markets, particularly in Africa and Asia. The company partners with banks to deliver loans, savings, and various financial services to traditionally underserved customers. By utilizing artificial intelligence and machine learning, Jumo develops credit scores and financial products tailored to individual needs. Their platform also employs behavioral data from mobile usage to establish financial identities for small and medium enterprises, allowing customers to engage with financial services in a cost-effective and responsible manner. Jumo offers essential reporting, analytics, and insights to its partners, facilitating improved service delivery and financial choices for their clients.

Fincare Business Services Private Limited is a holding company based in Bengaluru, India, which operates Fincare Small Finance Bank and other financial services focused on the base of pyramid sector. Established in 2014, Fincare aims to consolidate various financial services under one platform, facilitating access to affordable financial solutions for under-banked rural and semi-urban households. The company's operations include issuing microloans through joint liability groups, offering credit-linked insurance, and providing retirement services linked to government pension schemes. With assets exceeding Rs. 1800 Crore as of December 2016, Fincare is backed by equity investments from Truenorth, a prominent private equity fund, in conjunction with Indian promoters. The company's mission is to create both economic and social impact in the communities it serves.

Ascent Meditech Limited, established in 2012 and based in Mumbai, India, specializes in the manufacture and marketing of orthopedic soft goods designed to aid in the rehabilitation of musculoskeletal disorders. The company offers a comprehensive range of products, including bandages, mobility aids, and medical appliances focused on providing relief from pain and discomfort. Its product line addresses various orthopedic needs, encompassing support for cervical, knee, chest, back, ankle, and foot injuries. By delivering vertically integrated consumer healthcare solutions, Ascent Meditech aims to enhance the quality of life for individuals recovering from orthopedic conditions.

Cignifi Inc. is a company that specializes in credit and marketing analytics, primarily serving mobile network operators. Established in 2010 and headquartered in Boston, Massachusetts, with an additional office in Sao Paulo, Brazil, Cignifi has created a platform that generates credit risk and marketing scores using mobile phone data. This innovative approach addresses the needs of approximately 2.7 billion individuals globally who possess mobile phones but lack access to traditional financial services. The company's offerings extend beyond analytics, encompassing products such as airtime credit, handset financing, and online lending, aimed at empowering underserved consumers and enhancing their access to essential financial products. Cignifi's platform leverages proprietary behavioral modeling and analytics tools to facilitate the onboarding of new customers for banks, insurers, and retailers while effectively managing fraud and credit risk.

ARM Pension Managers PFA Limited (“ARM Pensions”), a subsidiary of ARM. ARM Pensions is Nigeria’s largest independent pension fund manager.

Jumo is a fintech company that specializes in providing banking technology aimed at enhancing financial access in emerging markets, particularly in Africa and Asia. The company partners with banks to deliver loans, savings, and various financial services to traditionally underserved customers. By utilizing artificial intelligence and machine learning, Jumo develops credit scores and financial products tailored to individual needs. Their platform also employs behavioral data from mobile usage to establish financial identities for small and medium enterprises, allowing customers to engage with financial services in a cost-effective and responsible manner. Jumo offers essential reporting, analytics, and insights to its partners, facilitating improved service delivery and financial choices for their clients.

Neogrowth is a non-banking financial company based in Mumbai, Maharashtra, that specializes in providing financial solutions to small and medium-sized enterprises in India. Established in 2011 by Dhruv Khaitan and Piyush Khaitan, the company focuses on meeting the financial needs of businesses that sell goods and services directly to consumers. Neogrowth offers term working capital loans and inventory financing against future credit and debit card sales, facilitating easy access to credit for small merchants. Its clientele includes a diverse range of sectors, such as retail companies selling apparel, electronics, and handicrafts, as well as restaurants, beauty salons, hotels, gyms, and health diagnostic centers.

Zepz is an online money transfer service that enables individuals to send money to friends and family living abroad through computers, smartphones, or tablets. It provides a convenient and cost-effective alternative to traditional money transfer companies, which often charge high fees. Zepz allows users to send funds to over 140 destinations worldwide, including Europe, Asia, Africa, Australia, and the Americas. Recipients can receive money as bank deposits, cash pickups, Mobile Money, or mobile airtime top-ups. The platform is designed to facilitate secure international transfers, utilizing technology that allows customers to manage their funds efficiently, with lower processing fees compared to conventional methods. Zepz operates in 50 countries, aiming to simplify the process of remittance for its users.

Zepz is an online money transfer service that enables individuals to send money to friends and family living abroad through computers, smartphones, or tablets. It provides a convenient and cost-effective alternative to traditional money transfer companies, which often charge high fees. Zepz allows users to send funds to over 140 destinations worldwide, including Europe, Asia, Africa, Australia, and the Americas. Recipients can receive money as bank deposits, cash pickups, Mobile Money, or mobile airtime top-ups. The platform is designed to facilitate secure international transfers, utilizing technology that allows customers to manage their funds efficiently, with lower processing fees compared to conventional methods. Zepz operates in 50 countries, aiming to simplify the process of remittance for its users.

Enterprise Group Limited is a financial services provider based in Accra, Ghana, operating through six segments: Non-Life Insurance, Life Assurance, Pension Administration, Real Estate, Funeral Services, and Investments. The company offers a wide range of insurance products, including personal and group accident coverage, various types of property and casualty insurance, and specialized plans such as credit life and micro insurance. Additionally, it provides services in pension fund management and real estate development. Enterprise Group is noted for being the first insurance company publicly listed in Ghana and has a long history, having been founded in 1924.

Cignifi Inc. is a company that specializes in credit and marketing analytics, primarily serving mobile network operators. Established in 2010 and headquartered in Boston, Massachusetts, with an additional office in Sao Paulo, Brazil, Cignifi has created a platform that generates credit risk and marketing scores using mobile phone data. This innovative approach addresses the needs of approximately 2.7 billion individuals globally who possess mobile phones but lack access to traditional financial services. The company's offerings extend beyond analytics, encompassing products such as airtime credit, handset financing, and online lending, aimed at empowering underserved consumers and enhancing their access to essential financial products. Cignifi's platform leverages proprietary behavioral modeling and analytics tools to facilitate the onboarding of new customers for banks, insurers, and retailers while effectively managing fraud and credit risk.

Fincare Business Services Private Limited is a holding company based in Bengaluru, India, which operates Fincare Small Finance Bank and other financial services focused on the base of pyramid sector. Established in 2014, Fincare aims to consolidate various financial services under one platform, facilitating access to affordable financial solutions for under-banked rural and semi-urban households. The company's operations include issuing microloans through joint liability groups, offering credit-linked insurance, and providing retirement services linked to government pension schemes. With assets exceeding Rs. 1800 Crore as of December 2016, Fincare is backed by equity investments from Truenorth, a prominent private equity fund, in conjunction with Indian promoters. The company's mission is to create both economic and social impact in the communities it serves.

GoodLife Pharmacy is a retail pharmacy chain based in Nairobi, Kenya, serving over 600,000 customers through 19 convenient locations across East Africa. The company specializes in providing trusted pharmaceuticals and wellness products, alongside a range of health services. These services include monitoring blood pressure, blood glucose levels, and body mass index, as well as offering malaria testing, family nutrition guidance, doctor consultations, and laboratory services. By focusing on affordability and accessibility, GoodLife Pharmacy aims to enhance healthcare availability for its customers.

UT Life Insurance Company Limited is a life insurance provider based in Accra, Ghana, with branch operations in various cities, including Tema, Kumasi, and Takoradi. Established in 2005, the company offers a range of life assurance products, which encompass universal life policies, group term policies, and loan protection insurance. Its individual solutions include plans for priority protection, education expenses, and funeral expenses. For corporate clients, UT Life provides Keyman insurance, group term insurance, mortgage protection, and loan protection policies. The company was previously known as Golden Life Assurance Company Limited before rebranding in 2010.

Dvara is a financial inclusion platform operating in India, comprising several businesses. Dvara KGFS establishes and supports local, geographically focused community financial services institutions, Kshetriya Gramin Financial Services (KGFS), catering to remote rural markets. Dvara Solutions, a software company based in Bengaluru, helps financial institutions enhance their customer-centricity. Dvara Research aims to ensure universal access to financial services. The platform operates a non-banking financial institution, offering agent-based and correspondent banking solutions, including money transfers, bill payments, loans, savings, and more, empowering low-income households and enabling financial well-being.

BIMA offers a range of healthcare services, including telemedicine, health screening, and personalized health programs. The company aims to make healthcare accessible and affordable in emerging markets by leveraging technology. BIMA's vision focuses on empowering individuals to take control of their health while providing comprehensive insurance options.

Reliance Capital Management is an integrated financial services company operating in Indonesia, offering a comprehensive range of financial products and services. The company specializes in equities, underwriting, fixed income, asset management, and various insurance products, including life, health, and general insurance. It provides securities brokerage services in both equity and fixed income markets and offers a diverse array of insurance coverage, such as property, motor vehicle, and cargo insurance, as well as health insurance that encompasses hospitalization, outpatient, dental, and maternity care. Additionally, Reliance Capital Management supports consumer and corporate lending, aiming to facilitate growth for businesses and enhance the quality of life for individuals through its tailored financial solutions.

Magma Fincorp Limited, established in 1988 and previously known as Magma Leasing Limited, is a prominent financial services company in India. The company began its operations in 1989 and has since grown to become one of the largest players in the industry. Through a merger with Arm Group Enterprises in 1992, Magma further solidified its position in the market. With a focus on providing a range of financial services, Magma Fincorp has established a strong presence and reputation in the Indian financial sector over the past five years.

afb is a financial services company based in Accra, Ghana, that provides credit solutions to individuals and small businesses across Africa. Founded in 2010, afb operates through four main divisions: cards, loans, mobile, and insurance. The company focuses on harnessing data to understand consumer behavior, enabling it to offer innovative financial products such as mobile money, working capital solutions, and loyalty programs. With a growing customer base of over 300,000 in Kenya, Ghana, and Tanzania, afb has established partnerships with more than 400 retail outlets and has pioneered the provision of unsecured credit via digital channels in collaboration with major mobile network operators.

Syn Mun Kong Insurance Public Company Limited is a prominent provider of non-life insurance products in Thailand, established in 1951 and headquartered in Bangkok. The company offers a diverse range of insurance services, including fire, marine and transportation, motor, miscellaneous, health, accident, cancer, and travel insurance. The motor insurance segment is its primary revenue generator. Syn Mun Kong Insurance operates through a network of 171 branches across the country, catering to various insurance needs of its clients.

Resolution Insurance, established in 2002 in Kenya as Resolution Health East Africa, was the first company registered as a Medical Insurance Provider in the country. It gained recognition as the Medical Insurance Provider of the Year at the Think Business Insurance Awards in 2012. In 2013, Resolution Insurance became licensed as a General Insurer by the Insurance Regulatory Authority, allowing it to offer a range of insurance products, including Personal Accident, Workmen's Compensation, Liability, Medical, and Miscellaneous classes of General Insurance. Medical insurance is the company's core offering, with over 60,000 members, including corporate clients, social groups, families, and individuals benefiting from its services. In addition to medical insurance, Resolution Insurance provides travel, liability, property, and motor insurance, serving clients across Kenya with innovative and comprehensive solutions.

BIMA offers a range of healthcare services, including telemedicine, health screening, and personalized health programs. The company aims to make healthcare accessible and affordable in emerging markets by leveraging technology. BIMA's vision focuses on empowering individuals to take control of their health while providing comprehensive insurance options.

Northern Arc Capital Limited is a non-banking financial company based in Chennai, India, that focuses on providing access to debt finance for underserved households and businesses. The company offers a diverse range of financial products, including microfinance, agricultural finance, housing finance, vehicle finance, consumer finance, small business loans, and gold loans. In addition to traditional lending, Northern Arc Capital provides fintech services, structured products, and capital market instruments. The company also engages in debt syndication and guarantee-backed lending, facilitating connections between originators to enhance the delivery of financial services. Established in 1989 and originally named IFMR Capital Finance Private Limited, it rebranded to Northern Arc Capital Limited in March 2018.

Petra Trust Company Limited is a provider of trustee services in Ghana, catering to both employers and individuals. The company specializes in personal pension and retirement planning, helping clients navigate their financial futures. Petra Trust offers a range of services, including investment policy formulation, strategic and tactical asset allocation, and benchmark design. Additionally, it assists clients in selecting and evaluating fund managers and custodians, as well as providing comprehensive fund administration services. The company also delivers customized pension training aimed at individuals and corporate executives, ensuring that they meet regulatory requirements. Petra Trust is headquartered in Accra, Ghana.

BIMA offers a range of healthcare services, including telemedicine, health screening, and personalized health programs. The company aims to make healthcare accessible and affordable in emerging markets by leveraging technology. BIMA's vision focuses on empowering individuals to take control of their health while providing comprehensive insurance options.

PayBima is the online platform of Mahindra Insurance Brokers Ltd., which specializes in providing insurance and reinsurance broking services across various sectors. The company offers a comprehensive range of life and non-life insurance products, including individual policies such as term and whole-life plans, as well as group policies like employee term cover and credit cover. Additionally, it caters to the needs of personal, commercial, and health insurance clients, serving millions in rural and semi-urban India. With over 6 million customers and more than 10,000 claims settled, PayBima emphasizes understanding clients' insurance needs and risk profiles. This approach is supported by a strategic partnership with LeapFrog Investments, enhancing product development, distribution, and customer service through modern technology. Mahindra Insurance Brokers Ltd., incorporated in 1987 and based in Mumbai, operates as a subsidiary of Mahindra & Mahindra Financial Services Limited, aiming to be a leading insurance broker in India.

Express Life Insurance is a provider of life insurance products and services based in Ghana. The company specializes in offering credit life and disability plans, which insure the outstanding balance of consumer loans against risks associated with death and disability. Additionally, Express Life Insurance provides personal pension plans designed to offer both living and death benefits, while also serving as a vehicle for individuals to save for retirement. Through these offerings, the company aims to meet the insurance and savings needs of its clients effectively.

Shriram Credit Company Limited is a non-banking finance company that is engaged in asset finance and NBFC-based lending activities. The company offers hire purchase finance and lease on motor vehicles and machineries. Shriram Credit was incorporated in 1980 and is based in Chennai, India. Shriram Credit Company Limited operates as a subsidiary of Shriram Group.

Shriram Life Insurance Company Limited, established in 2005 and based in Hyderabad, India, offers a range of life insurance products designed to meet various customer needs. Its offerings include security and savings plans, education and marriage products, annuity plans, and life cover options. The company operates as a subsidiary of Shriram Group Pvt. Co. and is a joint venture between the Shriram Group and the Sanlam Group. In addition to life insurance, Shriram Life also provides retirement annuities, saving and investment products, as well as personal and home loans, catering to the financial needs of individuals.

Apollo Investments Limited provides general and life insurance solutions for individuals, businesses, and organizations in Kenya. Its products include group life assurance, group last expense assurance, group accident disability assurance, group critical illness assurance, group mortgage assurance, group credit life assurance, group pension plans, individual pension plans, and pension annuity plans.

AllLife, established in 2004 and headquartered in Sandton, South Africa, specializes in designing, distributing, and administering life insurance products. It focuses on providing life and disability coverage to individuals living with HIV and diabetes, a market previously underserved by traditional insurers. The company partners with finance services providers to sell its products and offers a health monitoring program to support policyholders' well-being.