Lloyds Banking Group

Bruntwood SciTech is a property developer specializing in the life sciences and technology sectors. The company owns, manages, and develops a diverse portfolio of real estate assets tailored for businesses, ranging from digital startups to established global life sciences firms. By providing high-quality spaces and facilities, Bruntwood SciTech aims to foster innovation and collaboration within the science and technology communities, creating environments conducive to growth and development.

Aveni is a video conferencing company that utilizes artificial intelligence and natural language processing to enhance client engagement for financial advisors. Its platform features a GPT-powered AI assistant that automates various tasks, including CRM functions and live risk monitoring. By providing tools for identifying risks and improving compliance, Aveni enables advisors to streamline their operations, increase efficiency, and better serve their clients while meeting regulatory requirements.

Zenobe Energy Limited is a company based in London that specializes in the design and manufacture of battery storage solutions for various sectors, including electric bus operators, utilities, and commercial enterprises. Established in 2016 and formerly known as Battery Energy Storage Solutions Limited, the company provides a range of services, including grid-connected energy storage, frequency balancing, and charging services. Additionally, Zenobe Energy offers a second-life battery service, which involves repurposing batteries after their initial use. Through these offerings, the company assists clients in managing their energy needs and reducing their environmental impact.

Coadjute Ltd is a London-based company founded in 2018 that specializes in developing a blockchain and AI-based network aimed at enhancing the property industry. The company provides a real-time network that facilitates secure and standardized connections among property businesses, including estate agents, conveyancers, mortgage brokers, and lenders. Coadjute's solutions enable these professionals to optimize and track construction projects from inception to occupation through decentralized workflows and data sharing. Its offerings include a quality chain for project management, instant property solutions for mortgage optimization, and smart property features that digitalize building records and asset data. Utilizing R3 Corda technology, Coadjute enhances security and efficiency while allowing for innovative collaborations across the property ecosystem. The network is currently being implemented for professionals in the UK, with plans to extend availability to consumers later in 2023.

Nempnett Pastures' mission is to produce high-quality, nutrient-dense food using high-welfare systems that develop soil and enrich the environment rather than deplete it.

Bruntwood SciTech is a property developer specializing in the life sciences and technology sectors. The company owns, manages, and develops a diverse portfolio of real estate assets tailored for businesses, ranging from digital startups to established global life sciences firms. By providing high-quality spaces and facilities, Bruntwood SciTech aims to foster innovation and collaboration within the science and technology communities, creating environments conducive to growth and development.

Enigio is a technology company focused on providing innovative solutions that ensure the consistency, integrity, and traceability of digital information. By utilizing blockchain and distributed ledger technology, Enigio offers tools for timestamping digital files, enabling businesses to replace paper documents with secure digital originals. Their patented solutions protect information from manipulation while ensuring that access is restricted to authorized users only. Enigio aims to establish itself as a leading global provider of standardized solutions for creating authoritative digital documents, facilitating a future-proof approach to data archiving and management.

Fennech Financial is a B2B fintech company that specializes in providing a Platform as a Service known as the Fennech Financial Framework (F3). This innovative platform is tailored to meet the needs of Finance Directors, Controllers, and Treasurers, facilitating the digitalization and automation of finance functions. Fennech Financial employs advanced technologies, including machine learning and artificial intelligence, to streamline various financial operations. Their solutions enable clients to automate processes such as cash reconciliation, payment generation, multi-party trading, and liquidity management, ultimately allowing businesses to scale rapidly while reducing the costs associated with finance and treasury operations.

Bink is a technology company that specializes in developing a mobile application which connects card payments to loyalty schemes. It enables consumers to register their debit or credit cards and link them to various loyalty programs. Bink's platform offers card linking services through both mobile applications and websites, allowing retailers to instantly recognize and reward customers during shopping, fostering deeper insights and lasting connections. Additionally, it enables customers to collect loyalty points and receive discounts through their linked cards.

Yoti is a digital identity technology company that simplifies the process of identity verification for individuals and businesses, both online and in person. The company provides a range of services, including identity verification, age verification, document eSigning, access management, and authentication, utilizing advanced artificial intelligence and machine learning algorithms. Yoti's platform is designed to save time and reduce costs by allowing for the secure registration and authentication of users, while ensuring that sensitive information is protected through bank-level data encryption. The company's ID Verification Services are ISO/IEC 27001:2013 certified, demonstrating its commitment to maintaining high standards of security, and its technical and organizational processes are also ISAE 3000 (SOC 2) Type 2 certified. With a focus on facilitating trusted credentials, Yoti aims to enhance user experience and security in digital interactions.

Tusker is a car benefit provider that offers comprehensive car schemes that benefit everyone, whether via salary sacrifice or a traditional contract hire company car scheme. It aims to assist employees in purchasing a better vehicle. A newer, more cost-effective, more reliable, environmentally friendly, and easier to maintain a vehicle.

Caura Ltd. is a London-based company that specializes in designing and manufacturing innovative vehicle management solutions. The company's platform facilitates payments for essential car-related expenses, including parking, tolls, congestion charges, MOTs, vehicle tax, and insurance. Caura Protect, an FCA-registered product, enables drivers to purchase and manage motor insurance from multiple insurers. Additionally, Caura Maintain streamlines the management of MOTs and vehicle servicing. Founded in 2018, Caura aims to simplify car ownership by integrating various services into an accessible platform, enhancing the overall experience for drivers.

Acin is a fintech company dedicated to enhancing the safety of banks and transforming the financial sector's management of non-financial risk. It has developed a non-financial risk intelligence data network that utilizes digitization technology to connect firms. By focusing on data standardization and advanced technology, Acin enables organizations to digitize and consistently assess, manage, and mitigate non-financial risks. This industry-wide network facilitates collaboration among users both within and across different organizations, promoting a unified approach to risk management in the financial industry.

Ocula Technologies specializes in advanced analytics through its predictive analytics platform, designed to help brands and retailers enhance their sales and profitability. The platform leverages artificial intelligence to deliver insights that drive business growth, offering services such as demand forecasting, audience insights, and digital marketing return on investment analysis. By identifying new market segments and providing actionable business recommendations, Ocula Technologies equips its clients with the tools necessary for effective decision-making and optimized performance in a competitive landscape. Through real-time machine-learning predictions, the company enables organizations to achieve sustainable growth and outperform their rivals.

Moneyhub is a data and payments company that specializes in Open Banking, Open Finance, and Open Data applications. It offers an ISO 27001-certified platform that allows organizations to transform customer data into personalized digital experiences and facilitate payments. The company’s FCA-regulated Open Data platform features APIs and customizable solutions for data aggregation, analytics, and payment systems. By leveraging machine-learning-powered insights, Moneyhub enables clients to engage more effectively with their customers and tailor their offerings. Its technology is utilized by a diverse range of organizations across sectors such as finance, media, and retail, all of which rely on Moneyhub's capabilities to create highly personalized products and services.

Thought Machine is a fintech company focused on transforming core banking through cloud-native technology. The company addresses a significant challenge in the banking sector: the reliance on outdated IT infrastructure that hinders innovation and customer service. To tackle this issue, Thought Machine has developed Vault, a comprehensive retail banking platform built from the ground up using a cloud-native, microservice API architecture. Vault can be easily configured to meet the specific needs of various banks, allowing them to enhance their product offerings, user experience, operating models, and data analysis capabilities. With a strong emphasis on engineering excellence, Thought Machine aims to drive a substantial shift in the banking industry by enabling financial institutions to adopt modern systems and deliver improved technology to their customers.

Bink is a technology company that specializes in developing a mobile application which connects card payments to loyalty schemes. It enables consumers to register their debit or credit cards and link them to various loyalty programs. Bink's platform offers card linking services through both mobile applications and websites, allowing retailers to instantly recognize and reward customers during shopping, fostering deeper insights and lasting connections. Additionally, it enables customers to collect loyalty points and receive discounts through their linked cards.

Thought Machine is a fintech company focused on transforming core banking through cloud-native technology. The company addresses a significant challenge in the banking sector: the reliance on outdated IT infrastructure that hinders innovation and customer service. To tackle this issue, Thought Machine has developed Vault, a comprehensive retail banking platform built from the ground up using a cloud-native, microservice API architecture. Vault can be easily configured to meet the specific needs of various banks, allowing them to enhance their product offerings, user experience, operating models, and data analysis capabilities. With a strong emphasis on engineering excellence, Thought Machine aims to drive a substantial shift in the banking industry by enabling financial institutions to adopt modern systems and deliver improved technology to their customers.

Form3 is a London-based company that provides cloud-based payment processing, clearing, and settlement services specifically designed for regulated financial institutions. Founded in 2016, it offers a fully managed payment technology service that leverages a robust AWS cloud processing platform and multiple payment gateways, ensuring 24/7 operational support. The company's micro-services architecture and application programming interfaces enable clients to access a wide array of payment schemes seamlessly. Form3's client base includes a diverse range of financial entities, such as leading banks, non-bank financial institutions, and fintech companies, including payment institutions and e-money providers. This innovative approach allows businesses to utilize reliable and secure payment services on a per-transaction commercial model without upfront costs.

Embark Group Limited is a UK-based company focused on delivering comprehensive retirement solutions. Established in 1998, it operates primarily through its subsidiary, The Hornbuckle Mitchell Group Limited, offering specialist self-administered pension solutions. The firm aims to acquire and develop a broad range of financial services businesses, leveraging its extensive experience in the sector. Embark Group provides a diverse portfolio of services, including retirement planning, investment consulting, and advanced technology solutions tailored for the retirement and savings markets. Its commitment to innovation enables clients, including robot advisers and wealth management firms, to access cutting-edge financial tools and capabilities, empowering retirees to manage their financial futures effectively.

Schuh Group Limited operates a chain of retail stores specializing in casual and athletic footwear. The company offers a diverse range of products, including trainers, ankle boots, cowboy boots, knee-high boots, flats, high heels, low heels, sandals, slippers, and running-style items. With a focus on providing quality footwear options, Schuh caters to various customer preferences and styles.

Thought Machine is a fintech company focused on transforming core banking through cloud-native technology. The company addresses a significant challenge in the banking sector: the reliance on outdated IT infrastructure that hinders innovation and customer service. To tackle this issue, Thought Machine has developed Vault, a comprehensive retail banking platform built from the ground up using a cloud-native, microservice API architecture. Vault can be easily configured to meet the specific needs of various banks, allowing them to enhance their product offerings, user experience, operating models, and data analysis capabilities. With a strong emphasis on engineering excellence, Thought Machine aims to drive a substantial shift in the banking industry by enabling financial institutions to adopt modern systems and deliver improved technology to their customers.

Form3 is a London-based company that provides cloud-based payment processing, clearing, and settlement services specifically designed for regulated financial institutions. Founded in 2016, it offers a fully managed payment technology service that leverages a robust AWS cloud processing platform and multiple payment gateways, ensuring 24/7 operational support. The company's micro-services architecture and application programming interfaces enable clients to access a wide array of payment schemes seamlessly. Form3's client base includes a diverse range of financial entities, such as leading banks, non-bank financial institutions, and fintech companies, including payment institutions and e-money providers. This innovative approach allows businesses to utilize reliable and secure payment services on a per-transaction commercial model without upfront costs.

Tesco - Mortgage Business is a privately held company that provides mortgage services.

CityFibre is an independent provider of fiber infrastructure, focusing on the development and management of digital infrastructure in secondary cities. The company supplies fiber optic equipment and services to a range of clients, including service integrators, enterprise and consumer service providers, and mobile operators. CityFibre enables these clients to offer ultra-fast, reliable, and future-proof broadband, Ethernet, and 5G services to various end users, including homes, businesses, schools, and hospitals. Through its comprehensive fiber infrastructure platform, CityFibre plays a crucial role in enhancing digital connectivity across the regions it serves.

Thought Machine is a fintech company focused on transforming core banking through cloud-native technology. The company addresses a significant challenge in the banking sector: the reliance on outdated IT infrastructure that hinders innovation and customer service. To tackle this issue, Thought Machine has developed Vault, a comprehensive retail banking platform built from the ground up using a cloud-native, microservice API architecture. Vault can be easily configured to meet the specific needs of various banks, allowing them to enhance their product offerings, user experience, operating models, and data analysis capabilities. With a strong emphasis on engineering excellence, Thought Machine aims to drive a substantial shift in the banking industry by enabling financial institutions to adopt modern systems and deliver improved technology to their customers.

MBNA Limited is a financial services provider based in Chester, United Kingdom, specializing in credit card issuance. Founded in 1993, the company offers a diverse range of credit cards, including balance transfer, money transfer, purchase, and low-rate cards, as well as co-branded and specialized cards for categories such as football and charity. In addition to its credit card products, MBNA Limited provides mobile services and online card management. The company has expanded its operations to Ireland and Spain and operates as a subsidiary of Lloyds Banking Group plc, following a name change from MBNA Europe Bank Limited in 2012.

Welsh ICE is an organization dedicated to fostering the growth of start-up and early-stage businesses in Wales. It provides a range of advisory services, including business incubation, training, mentorship, and support aimed at helping new companies develop and thrive. By collaborating with the Welsh Government, as well as private and third-sector partners, Welsh ICE plays a crucial role in creating jobs and nurturing a vibrant entrepreneurial ecosystem in the region. Through its innovative approaches, it seeks to empower the next generation of businesses, ensuring they have the resources and guidance necessary for success.

Delio Limited, headquartered in Cardiff, UK, operates a digital platform designed for wealth management firms, private banks, and other financial institutions. This platform facilitates the delivery of digital solutions within private investment markets, enabling users to enhance their offerings in direct private market and peer-to-peer investment spaces. Delio's configurable technology helps these institutions navigate industry challenges by streamlining processes such as investor onboarding, deal distribution, transaction management, and post-investment reporting. The platform connects high-net-worth clients of financial institutions with alternative investments in the private markets globally.

Xercise4Less is a budget gym chain that provides access to large and modern fitness facilities at affordable membership prices. Established in January 2009, the company began with its first location in Castleford and has since expanded to nine gyms, with the latest opening in Newcastle-under-Lyme in May 2013. Headquartered in Leeds, Xercise4Less plans to aggressively expand its presence across the UK, aiming to open over 100 gyms in the next few years. The gyms operate seven days a week and offer a range of amenities, including personal training and exclusive workout areas for women. Recently, Xercise4Less entered into a partnership with Tesco to create in-store gyms, with the first location set to open in Stockton-on-Tees. This innovative approach reflects the company's commitment to providing flexible and accessible fitness solutions to meet the diverse needs of its customers.

Startupbootcamp is a global network of industry-focused accelerator programs established in 2010, headquartered in Amsterdam, Netherlands. The firm specializes in mentoring and supporting early-stage startups across various sectors, including fintech, digital health, smart transportation, and food technology. Startupbootcamp aims to help entrepreneurs scale their businesses by providing essential resources, such as funding, office space, and access to a vast network of mentors, investors, and partners. Through its intensive three-month programs, selected startups receive hands-on mentorship and support designed to refine their products, validate business models, and successfully secure funding. With over 20 programs operating in key global markets, Startupbootcamp fosters innovation and facilitates the growth of startups by connecting them with industry leaders and potential customers.

Citylabs is a modern facility located in Manchester, specializing in high-specification flexible office and laboratory spaces. Situated in the vibrant Corridor Manchester, known as the city's knowledge quarter, Citylabs offers a bespoke-built biomedical center that spans 100,000 square feet. The facility is designed to support innovation and collaboration in the biomedical sector, providing an ideal environment for research and development activities.

Go Outdoors is an outdoor retail chain based in Bury, United Kingdom, with a history dating back over 40 years to its origins as the Camping & Caravanning Centre in Sheffield. The company has established a reputation for excellent customer service within the outdoor community. Go Outdoors offers a diverse range of products that cater to various outdoor activities, including camping, fishing, cycling, and skiing. Its inventory includes apparel, equipment, garden furniture, hammocks, barbecues, folding bikes, and safety gear for outdoor sports. This extensive selection positions Go Outdoors as a significant player in the outdoor retail market.

In 2002, the overuse of disposable plastics was becoming apparent and Father and Son, Sam and Barrie Turner spotted a gap in the market for reusable bags to minimise the plastic bag usage. Barrie had spent much time in India researching the Jute fabric and its production process, so this felt the obvious choice to help achieve their aim; sustainable, high quality bags made of a strong, ethically produced alternative.

Capital on Tap is a provider of a comprehensive small business credit card and spend management platform designed to meet the needs of small business owners. The company offers a user-friendly application process that takes just two minutes, allowing most applicants to receive instant credit decisions. Capital on Tap enables businesses to manage employee cards, access funding, and earn cashback, travel, and gift card rewards on every purchase. With over 200,000 customers and more than $5 billion spent on its business credit cards, the company has established itself as a significant player in the market. It has been recognized by notable publications as one of Europe’s fastest-growing businesses, reflecting its commitment to simplifying business funding and spending. Capital on Tap provides high credit limits and unlimited employee cards at no additional cost, helping business owners save time and money while ensuring efficient financial management.