ManchesterStory Group

COVU provides insurance brokerage services for independent agencies and their clients, delivering customized coverage through data-driven, unbiased risk management and radical transparency. Founded by a team of experienced insurance, finance, and technology professionals, the company aims to help everyday people and growth-focused agencies reduce risk and manage insurance smarter. COVU combines AI technology with human expertise and real-time service to support agencies in managing the business side of insurance and delivering an exceptional customer experience, enabling individuals and professionals to identify, evaluate, and mitigate risks.

Founded in 2019, XP Health is a health tech startup offering an AI-powered vision benefits platform for employees and families. It uses facial recognition technology to recommend suitable eyewear from leading designers with high accuracy. The company works with businesses like Chegg and Zenefits, providing comprehensive virtual-first eye care at lower costs.

Rainwalk is a managing general agent (MGA) specializing in pet insurance, offering comprehensive coverage for accidents, illnesses, and routine vaccinations. The company partners with Allianz to provide insurers with a customizable, white-labeled pet insurance product, enabling them to enhance customer retention and address coverage gaps without the need to develop their own programs. Founded by experienced insurance professionals, Rainwalk leverages its proprietary policy and claims management technology alongside Allianz's expertise in pet insurance to streamline service throughout the insurance lifecycle. In the long term, Rainwalk aims to expand its distribution channels and collaborate with Allianz to identify and scale additional emerging insurance products in the U.S. market.

Wisedocs provides a machine-learning software platform for reviewing medical records used by insurance, legal, and independent medical evaluation firms. The platform helps organizations organize and interpret unstructured medical data, supporting auto, liability, disability, workers’ compensation, tort law, and related markets. It offers easy integration and features such as automated indexing, duplication detection, and custom tools to streamline back-office document processing, improve accuracy, and increase efficiency in medical record handling.

OpenLoop Health provides a comprehensive digital health infrastructure for its clients in the healthcare industry. Its platform offers tech solutions along with clinicians, labs, medications, regulatory support, patient assistance, and other services to facilitate efficient healthcare delivery.

Goose Insurance Services is a Vancouver-based company founded in 2017 that offers a mobile-first platform for buying travel and other insurance products. It provides a self-serve application for discovery, quoting, and purchasing across life, health, property, and travel coverage through an MGA/MGU model, targeting digitally native consumers in North America. The app includes features such as travel medical insurance options, reminders when near airports or borders, and an in-app emergency service locator, along with brokerage services to simplify selecting appropriate coverage. The firm aims to provide simple, inexpensive, and relevant insurance via a mobile-first self-service approach.

Betterview is a property intelligence platform that enables property and casualty insurers to effectively analyze, score, manage, and monitor property risk. By leveraging geospatial data and proprietary machine learning technology, Betterview transforms complex data into actionable insights, enhancing decision-making throughout the policy lifecycle. The platform aims to identify and mitigate risks while improving operational efficiency and inspection processes. Additionally, it fosters a more transparent customer experience, allowing insurers to automate critical functions such as pricing, underwriting, and renewal. Through its innovative approach, Betterview supports insurers in focusing their strategic efforts on high-risk properties, thereby enhancing overall risk management.

Joyn Insurance operates as a Managing General Agency, focusing on underwriting commercial insurance for small and mid-sized markets in the United States. The company leverages digital technology, data analytics, and automation to enhance the insurance process. Its offerings encompass underwriting for various types of commercial insurance, including general liability, property, and excess coverage. Joyn Insurance serves a diverse range of sectors, such as real estate, wholesale, manufacturing, and retail, providing businesses with tools to effectively manage their risks.

Trailblazer Technology specializes in developing software tools tailored for business professionals and small insurers. The company offers a comprehensive suite of setup tools that can be utilized individually or integrated with existing third-party systems. Their solutions include an event-driven system built on microservices and hosted on a serverless cloud architecture, enabling a multi-tenant service specifically designed for the needs of smaller insurers.

Founded in 2019, XP Health is a health tech startup offering an AI-powered vision benefits platform for employees and families. It uses facial recognition technology to recommend suitable eyewear from leading designers with high accuracy. The company works with businesses like Chegg and Zenefits, providing comprehensive virtual-first eye care at lower costs.

Founded in 2016, CNote is a women-led impact investment platform dedicated to fostering economic inclusion. It offers innovative financial products, such as CNote Savings, which provides competitive returns while investing in female-led businesses, affordable housing, and underserved communities across America.

COVU provides insurance brokerage services for independent agencies and their clients, delivering customized coverage through data-driven, unbiased risk management and radical transparency. Founded by a team of experienced insurance, finance, and technology professionals, the company aims to help everyday people and growth-focused agencies reduce risk and manage insurance smarter. COVU combines AI technology with human expertise and real-time service to support agencies in managing the business side of insurance and delivering an exceptional customer experience, enabling individuals and professionals to identify, evaluate, and mitigate risks.

Better Agency is a technology-driven platform based in Mesa, Arizona, that provides insurance agents with an integrated solution for marketing, prospecting, sales, and customer retention. The company develops an insurance management platform that combines sales-focused association management software with customer relationship management tools. This enables insurance agents to automate their customer lifecycles, including sales, service, renewals, and claims processing. By leveraging policy downloads and other technological resources, Better Agency streamlines the operations of independent agents, helping them enhance their efficiency and effectiveness in the insurance market.

Cowbell Cyber, Inc. is an innovative provider of cyber insurance specifically designed for small and mid-sized businesses (SMEs). Founded in 2019 and headquartered in Pleasanton, California, with additional offices in Omaha, Nebraska; Atlanta, Georgia; and Plano, Texas, Cowbell delivers standalone cyber coverage that addresses the distinct needs of each organization. Utilizing an artificial intelligence-powered platform, the company quantifies insurable risk and enables continuous risk assessment and underwriting. Cowbell's approach includes a closed-loop risk management solution encompassing risk prevention, mitigation, and incident preparedness services. By leveraging both inside-out and outside-in data alongside advanced machine-learning models, Cowbell's offerings continuously evolve to adapt to current and emerging cyber threats, allowing businesses across various industries, such as healthcare, technology, construction, finance, retail, and agriculture, to manage their risk exposure effectively.

OpenLoop Health provides a comprehensive digital health infrastructure for its clients in the healthcare industry. Its platform offers tech solutions along with clinicians, labs, medications, regulatory support, patient assistance, and other services to facilitate efficient healthcare delivery.

Plum Life is on a mission to create the ideal life insurance experience where the confidence of working with an advisor the and convenience of buying online meet in one place. The company offers an agent only digital experience designed to simplify the entire process of selling life insurance from quoting to application and to issue. Designed especially for the life insurance industry, Plum Life’s integrated platform combines the capabilities of a modern technology company and the personal attention and service of an advisor.

FloatMe Corp., established in 2017 and headquartered in San Antonio, Texas, specializes in a financial wellness platform. Its core offering is a mobile application that provides millennials with transparent, interest-free wage advances and affordable overdraft protection. The app features robust security measures, including bank-grade encryption, and overdraft alerts to help users build an emergency fund and improve their overall financial health.

InShare Services specializes in providing tailored risk management solutions for the Sharing Economy, particularly focusing on the final mile delivery sector. Founded by industry veterans with extensive experience in insurance and risk management, the company aims to address the unique challenges faced by operators in this space. InShare's platform enhances the claims experience, ensuring that vehicles are quickly returned to service while offering tools for risk management. Additionally, it recognizes and rewards operators with proven safety records, thereby supporting their success in the competitive final mile delivery market.

Just Insure offers auto insurance based on individual driving habits rather than demographics. This innovative approach incentivizes safer driving by tying insurance rates directly to driving behavior, benefiting those who drive responsibly or live in areas with higher risk.

Founded in 2017, reThought Insurance is a specialized managing general agency focused on commercial flood insurance. It leverages proprietary underwriting methodology and risk assessment technology to visualize, assess, price, and underwrite commercial flood risks for enterprises.

Circle is a developer of insurance sales and member retention products tailored for health insurance carriers and their sales channels. The company's platform enables brokers to efficiently quote and enroll clients in various Medicare Advantage, supplemental, and prescription drug plans across the country. Utilizing advanced customer relationship management features, Circle's tools include commission tracking, contracting, licensing, lead generation, and digital Statements of Understanding, all designed to streamline the insurance sales process. By enhancing benefit management capabilities, Circle aims to reduce the financial burden of out-of-pocket medical costs for beneficiaries and improve overall sales efficiency for insurance companies. In addition, the company is working on a platform to facilitate telemedicine access for older adults during the COVID-19 pandemic, further supporting healthcare needs in the community.

Limit Financial is a managing general underwriter (MGU) specializing in credit insurance and reinsurance solutions. They help clients diversify risks through best-in-class underwriting, maximum transparency, and unparalleled service to the (re)insurance community. Its platform focuses on low-loss, conservatively structured credit risks where there is not considered to be an optimal private capital or capital markets solution. The company was founded in 2021 and is headquartered in Woodcliff Lake, New Jersey.

Cowbell Cyber, Inc. is an innovative provider of cyber insurance specifically designed for small and mid-sized businesses (SMEs). Founded in 2019 and headquartered in Pleasanton, California, with additional offices in Omaha, Nebraska; Atlanta, Georgia; and Plano, Texas, Cowbell delivers standalone cyber coverage that addresses the distinct needs of each organization. Utilizing an artificial intelligence-powered platform, the company quantifies insurable risk and enables continuous risk assessment and underwriting. Cowbell's approach includes a closed-loop risk management solution encompassing risk prevention, mitigation, and incident preparedness services. By leveraging both inside-out and outside-in data alongside advanced machine-learning models, Cowbell's offerings continuously evolve to adapt to current and emerging cyber threats, allowing businesses across various industries, such as healthcare, technology, construction, finance, retail, and agriculture, to manage their risk exposure effectively.

Rollick Outdoor, Inc. is an Austin, Texas-based company founded in 2017 that operates an online marketing platform designed to connect manufacturers of recreational products with dealers. The platform enhances the customer experience by facilitating interactions throughout the purchasing journey, from initial interest to repeat purchases. It serves the powersports, RV, and marine industries by offering a suite of marketing and technology solutions that streamline the buying process for consumers and improve sales and marketing effectiveness for dealers. Rollick's ecosystem aims to simplify the acquisition of recreational and industrial equipment, ensuring that both manufacturers and dealers can provide personalized experiences to their customers.

Founded in 2018, Fringe is a benefits marketplace that personalizes employee benefits based on individual preferences. Its platform offers a curated selection of services designed to improve employees' daily lives, reduce stress, and enhance overall well-being.

FloatMe Corp., established in 2017 and headquartered in San Antonio, Texas, specializes in a financial wellness platform. Its core offering is a mobile application that provides millennials with transparent, interest-free wage advances and affordable overdraft protection. The app features robust security measures, including bank-grade encryption, and overdraft alerts to help users build an emergency fund and improve their overall financial health.

Founded in 2014, Matic operates as a digital insurance agency offering solutions for consumers, originators, and servicers. It provides an online marketplace with over 40 A-rated home and auto carriers, enabling users to compare quotes easily and advocate for policyholders.

Founded in 2016, CNote is a women-led impact investment platform dedicated to fostering economic inclusion. It offers innovative financial products, such as CNote Savings, which provides competitive returns while investing in female-led businesses, affordable housing, and underserved communities across America.

Circle is a developer of insurance sales and member retention products tailored for health insurance carriers and their sales channels. The company's platform enables brokers to efficiently quote and enroll clients in various Medicare Advantage, supplemental, and prescription drug plans across the country. Utilizing advanced customer relationship management features, Circle's tools include commission tracking, contracting, licensing, lead generation, and digital Statements of Understanding, all designed to streamline the insurance sales process. By enhancing benefit management capabilities, Circle aims to reduce the financial burden of out-of-pocket medical costs for beneficiaries and improve overall sales efficiency for insurance companies. In addition, the company is working on a platform to facilitate telemedicine access for older adults during the COVID-19 pandemic, further supporting healthcare needs in the community.

Verikai Inc is an insurance technology company based in San Francisco, California, established in 2016. The company offers a consumer insights platform tailored for insurance and financial services, utilizing alternative data and machine learning to enhance risk assessment and underwriting efficiency. Verikai's platform provides detailed risk reports that enable insurance companies to optimize their underwriting processes, ultimately improving new business acquisition and minimizing losses. By analyzing consumer behavior on an individual basis, the platform facilitates fraud detection and offers insights into price elasticity, allowing businesses to effectively target and prioritize consumers based on their potential lifetime value. This approach aims to broaden access to a diverse range of insurance products for both consumers and businesses.

Just Insure offers auto insurance based on individual driving habits rather than demographics. This innovative approach incentivizes safer driving by tying insurance rates directly to driving behavior, benefiting those who drive responsibly or live in areas with higher risk.

Betterview is a property intelligence platform that enables property and casualty insurers to effectively analyze, score, manage, and monitor property risk. By leveraging geospatial data and proprietary machine learning technology, Betterview transforms complex data into actionable insights, enhancing decision-making throughout the policy lifecycle. The platform aims to identify and mitigate risks while improving operational efficiency and inspection processes. Additionally, it fosters a more transparent customer experience, allowing insurers to automate critical functions such as pricing, underwriting, and renewal. Through its innovative approach, Betterview supports insurers in focusing their strategic efforts on high-risk properties, thereby enhancing overall risk management.

Founded in 2014, Anagram develops a software platform that assists eye care providers manage revenue cycles. Its platform automates vision insurance billing, facilitates instant rebates, and enables practices to offer instant reimbursements to patients via partnerships with leading eyewear labs and frame manufacturers.

SMArtX Advisory Solutions operates a unified managed account (UMA) and separately managed account (SMA) platform designed to provide financial advisors with access to a range of institutional-quality investment managers. The platform offers a diverse array of investment strategies, including traditional, alternative, and indexed options, along with individual securities, mutual funds, and exchange-traded funds. SMArtX's technology facilitates real-time portfolio valuation and performance reporting at the sleeve level, while also providing tools for intraday allocation and customization of individual portfolios across multiple client accounts. Additionally, the platform includes features for rebalancing and drift management, ensuring that portfolios remain aligned with predefined allocations. This comprehensive approach enables clients to access a wide spectrum of wealth management alternatives efficiently.

Cowbell Cyber, Inc. is an innovative provider of cyber insurance specifically designed for small and mid-sized businesses (SMEs). Founded in 2019 and headquartered in Pleasanton, California, with additional offices in Omaha, Nebraska; Atlanta, Georgia; and Plano, Texas, Cowbell delivers standalone cyber coverage that addresses the distinct needs of each organization. Utilizing an artificial intelligence-powered platform, the company quantifies insurable risk and enables continuous risk assessment and underwriting. Cowbell's approach includes a closed-loop risk management solution encompassing risk prevention, mitigation, and incident preparedness services. By leveraging both inside-out and outside-in data alongside advanced machine-learning models, Cowbell's offerings continuously evolve to adapt to current and emerging cyber threats, allowing businesses across various industries, such as healthcare, technology, construction, finance, retail, and agriculture, to manage their risk exposure effectively.

Betterview is a property intelligence platform that enables property and casualty insurers to effectively analyze, score, manage, and monitor property risk. By leveraging geospatial data and proprietary machine learning technology, Betterview transforms complex data into actionable insights, enhancing decision-making throughout the policy lifecycle. The platform aims to identify and mitigate risks while improving operational efficiency and inspection processes. Additionally, it fosters a more transparent customer experience, allowing insurers to automate critical functions such as pricing, underwriting, and renewal. Through its innovative approach, Betterview supports insurers in focusing their strategic efforts on high-risk properties, thereby enhancing overall risk management.

Gainfully, Inc. is an online marketing platform designed specifically for the financial services industry. It provides tools that enable financial professionals, such as advisors and brokers, to generate new business and enhance client connections. The platform offers a mobile application that features a financial network, allowing users to access a library of resources for sharing, automate social media marketing, and send personalized emails. Additionally, Gainfully facilitates the licensing of third-party applications, delivering branded marketing content and campaigns to empower financial firms in their marketing efforts. The company's capabilities include powerful segmentation, messaging campaigns, and sales enablement tools, which help financial firms effectively reach their target audience. Established in 2012 and headquartered in San Francisco, California, Gainfully also operates an office in New York, New York.

Rollick Outdoor, Inc. is an Austin, Texas-based company founded in 2017 that operates an online marketing platform designed to connect manufacturers of recreational products with dealers. The platform enhances the customer experience by facilitating interactions throughout the purchasing journey, from initial interest to repeat purchases. It serves the powersports, RV, and marine industries by offering a suite of marketing and technology solutions that streamline the buying process for consumers and improve sales and marketing effectiveness for dealers. Rollick's ecosystem aims to simplify the acquisition of recreational and industrial equipment, ensuring that both manufacturers and dealers can provide personalized experiences to their customers.

Plnar is an insurtech company that transforms the insurance claims process. It uses AI-powered technology to create accurate interior space models from digital photos, enabling contactless inspections for property claims. This results in improved customer experiences, reduced cycle times, and lower costs.

FinMkt, Inc. is a technology company based in Brooklyn, New York, that specializes in providing innovative solutions for the crowdfunded securities and peer lending industry. Founded in 2010, the company offers a centralized hub for real-time market data through its CrowdFinance and CrowdWatch platforms. In addition to data and analytics services, FinMkt delivers educational resources via NowStreetWire, which includes insights into crowdfinance, peer-to-peer lending, and related market trends. The company also develops customizable point-of-sale financing technologies tailored for financial institutions and merchants, facilitating efficient loan generation, underwriting, and payment systems. FinMkt’s offerings enable organizations across various sectors to adopt point-of-sale financing solutions quickly and cost-effectively, while ensuring high-quality technology and client support. Through its comprehensive suite of services, FinMkt has established itself as a key player in the global financial services landscape.

Founded in 2014, Matic operates as a digital insurance agency offering solutions for consumers, originators, and servicers. It provides an online marketplace with over 40 A-rated home and auto carriers, enabling users to compare quotes easily and advocate for policyholders.

Groundspeed Analytics develops software that automates data processing in commercial insurance. Its platform uses machine learning to analyze documents like submissions, loss runs, and policy documents, empowering users to improve financial performance by identifying profitable risks.