Pioneer Fund

Flagright offers an API-driven platform for real-time fraud detection and anti-money laundering solutions. It assists financial institutions and fintech companies in automating transaction monitoring, identifying suspicious activities, and ensuring regulatory compliance.

Yenmo is a financial technology company that specializes in providing instant loans to investors, using their mutual fund holdings as collateral. The company's platform enables users to borrow money against the value of their mutual funds and stocks, offering a fixed interest rate and flexible repayment terms. Funds can be directly transferred to the user's bank account.

Capi Money is a digital payment platform designed to assist businesses in making and receiving international payments. The company offers a suite of financial tools, including budgeting solutions, expense tracking, investment analysis, and goal setting features. By providing these services, Capi Money enables users, particularly importers, to manage their finances effectively and make informed financial decisions. The platform aims to enhance financial literacy and facilitate smoother transactions across borders.

Human develops a decentralized ecosystem for online credentials verification, empowering individuals with digital ID self-governance. This ecosystem comprises secure access to data, a bankless account, and a network of verified identities running on user-owned mobile devices, enabling users to control their personal data and monetize their digital identity.

Fazeshift offers an AI-driven platform that automates invoicing, cash application, and collections for enterprises. This streamlines accounts receivable processes, reduces errors, and enhances cash flow management by adapting to unique business challenges with customizable workflows.

AI and Data automation for Wealth Management and operational heavy Financial Services. Saturn automates compliance and operational activities for financial services with purpose-built AI and tech. Founded by ex-banking tech, assetmanagement, regtech & AI leaders and researchers.

Fazeshift offers an AI-driven platform that automates invoicing, cash application, and collections for enterprises. This streamlines accounts receivable processes, reduces errors, and enhances cash flow management by adapting to unique business challenges with customizable workflows.

Domu AI is an IT System Custom Software Development firm that helps financial firm through AI-powered voice bot for Debt collection.

Corpdaq is a fintech company offering strategic guidance and AI-powered financial management tools tailored for small and medium businesses. Its platform provides comprehensive insights into financial health, streamlines project planning, and offers personalized advice on funding usage and risk mitigation to enable informed decision-making and sustainable growth.

Kontigo is a financial technology company focused on integrating over 1.5 billion people into the financial system, particularly targeting small and medium-sized businesses in Latin America. The company provides a non-custodial and fully decentralized banking solution based on USDC, a stablecoin. Each user is equipped with a USDC wallet designed to safeguard against local inflation while also earning yield through saving circles, known as ROSCAs. Kontigo facilitates a "Save now, buy later" marketplace where users can spend or invest their savings. Additionally, the company has developed an AI-driven credit-building feature accessible via WhatsApp, which tracks and reports users' saving circle activities to local credit bureaus, enhancing their credit profiles.

Yenmo is a financial technology company that specializes in providing instant loans to investors, using their mutual fund holdings as collateral. The company's platform enables users to borrow money against the value of their mutual funds and stocks, offering a fixed interest rate and flexible repayment terms. Funds can be directly transferred to the user's bank account.

Model ML develops an AI-powered research tool designed to streamline workflows in the financial sector. Its software employs advanced AI systems to analyze multiple data sources simultaneously, enabling professionals to work more efficiently and extract deeper insights.

Shiboleth automates back-office quality assurance and compliance processes in consumer lending.

Dili is an artificial intelligence-powered platform designed to enhance the efficiency of deal teams in private equity and growth-stage venture capital firms during the due diligence process. By automating significant aspects of due diligence, Dili allows firms to complete more transactions in a shorter timeframe. The platform also provides features such as automated data visualization, financial analysis, and the generation of presentation outputs, which help users identify asset-liability mismatches and legal clauses. This combination of tools enables businesses to increase productivity while minimizing the risk of misconduct.

Human develops a decentralized ecosystem for online credentials verification, empowering individuals with digital ID self-governance. This ecosystem comprises secure access to data, a bankless account, and a network of verified identities running on user-owned mobile devices, enabling users to control their personal data and monetize their digital identity.

Envelope Money is a technology company that specializes in developing a comprehensive mobile banking platform. This platform is designed to help users manage their family finances by offering a range of features, including flexible budgeting tools, virtual and physical cards, secure account controls, joint accounts, and advanced spending tracking capabilities. The platform aims to simplify financial management, enabling users to efficiently allocate funds, monitor expenses, and work towards achieving their financial goals.

Anchor is a Lagos-based fintech company offering banking-as-a-service APIs and infrastructure. It enables African businesses to build, embed, and launch secure, scalable financial products.

Capi Money is a digital payment platform designed to assist businesses in making and receiving international payments. The company offers a suite of financial tools, including budgeting solutions, expense tracking, investment analysis, and goal setting features. By providing these services, Capi Money enables users, particularly importers, to manage their finances effectively and make informed financial decisions. The platform aims to enhance financial literacy and facilitate smoother transactions across borders.

Dimension AI specializes in developing a generative AI platform tailored for investment bankers. This platform employs confidential, large language models trained specifically for investment banking tasks, generating complex financial documents and securities workflows securely and efficiently. This allows investment bankers and finance professionals to concentrate on strategic decision-making, rather than time-consuming document creation.

Every provides a financial technology platform to manage back-office operations for startups. The platform supports incorporation services for Delaware C-Corps, banking and debit card services through a partner bank, treasury functions including investments in U.S. Treasury bills and money market funds, payroll processing across all states, and employee benefits administration. It also includes bookkeeping tools, financial statement preparation, and tax support. Every integrates these services to streamline administrative, financial, and compliance tasks for early-stage companies.

Kapital is a financial services company that provides a digital platform for small and medium-sized businesses to oversee treasury operations, streamline finances, and access financing. The solution enables centralized management of corporate spending, payroll distribution, and payments to services and suppliers, giving SMEs, freelancers, and startups greater visibility and control over cash flows. In Mexico City, Kapital operates as a commercial bank established in 2021, offering business-focused banking services including advisory on business credit, debt financing, investments, business checking accounts, credit cards, and promissory notes.

Finvest is a financial technology company that aims to democratize wealth management by providing everyday individuals access to tools and services previously reserved for the ultra-wealthy. Their platform offers personalized, continuous optimization of users' money across spending, saving, and investing.

Maroo is a payment platform specifically designed for the wedding and events industry, enabling businesses to handle payments without incurring processing fees. It offers services such as payment acceptance, branded invoice creation, and the ability to pay freelancers and suppliers, all under a unique zero fee model that allows businesses to pass transaction costs onto clients. With a community of over 9,000 businesses, Maroo has facilitated more than $180 million in revenue for event professionals. Additionally, the platform provides tools that help couples manage their wedding budgets effectively, allowing them to connect their bank accounts and manage invoices. It also offers insights and budget recommendations, making the payment process more manageable and enabling couples to pay for their weddings in equal monthly installments.

JustPaid is a technology company based in Silicon Valley that offers a comprehensive platform for managing business payments and accounting. Its software automates the entire receivables lifecycle by organizing various types of contracts, including master service agreements and purchase orders, as well as emails and modifications. This centralized system allows organizations, regardless of size, to enhance cash flow management, streamline contract tracking, and facilitate payments, all with integrated blockchain technology. By simplifying and automating these financial processes, JustPaid enables businesses to save time and improve efficiency in their accounting tasks.

Shekel Mobility is a technology company that provides a comprehensive platform for auto dealerships. It offers integrated solutions for inventory management, credit financing, and business operations, empowering dealers to streamline processes, enhance cash flow, and drive sustainable growth.

Positional is a company that specializes in developing a modern platform designed for content and Search Engine Optimization (SEO) teams. Over the past decade, the team has acquired extensive experience in building and scaling content channels across competitive sectors such as insurance, personal loans, and B2B SaaS. Positional's platform offers a comprehensive set of tools that facilitate the rapid planning of topic clusters, including instant keyword generation and structured topic outlines. These features empower content teams to efficiently scale their channels and enhance traffic through organic search, providing a valuable resource for businesses seeking to improve their online presence.

Gullak.Money is a financial platform focused on promoting saving and wealth creation for its users. It aims to establish an inclusive ecosystem that encourages individuals to save small amounts daily, facilitating the development of effective financial habits. The platform offers various resources to help users set and accomplish their financial goals, thereby empowering them to enhance their savings and invest wisely for future prosperity. Through its user-friendly approach, Gullak seeks to make saving accessible to everyone, ultimately contributing to improved financial well-being.

Alaan is a Middle East-based company offering an AI-powered spend management platform. It enables businesses to instantly issue corporate cards for employees, control spending, automate receipts, and seamlessly integrate with accounting systems, saving time and money.

Vendah operates an e-commerce platform that facilitates reselling of kitchen and homeware products in Latin America. It enables women to earn extra income by selling items to neighbors and friends, while providing tools for payment processing and logistics.

Duplo is a financial technology company focused on providing embedded payment solutions for business-to-business enterprises in Africa. The company offers a platform that includes APIs and user interfaces, allowing businesses to automate payment inflows, reconcile transactions at scale, and execute mass payouts efficiently. Duplo's services enable businesses to seamlessly collect and attribute cashless payments while managing their payment operations effectively. In addition to these core functionalities, Duplo also facilitates the provision of financial services to the customers of its client businesses.

SaveIN facilitates connection with nearby healthcare providers and enables users to pay for medical expenses in affordable monthly installments.

Complif is a technology company that specializes in regulatory compliance for financial institutions. It offers a platform designed to simplify complex regulatory tasks such as Know Your Customer (KYC) and Anti-Money Laundering (AML) procedures, while also monitoring regulatory obligations. The platform aims to help financial companies grow their operations securely and efficiently, reducing regulatory risk and ensuring compliance with relevant regulations.

Pivo is a financial platform designed to democratize access to financial services for small and medium-sized businesses across Africa. By providing a comprehensive suite of tools tailored for the supply chain sector, Pivo enables clients to efficiently access various financial services from a single hub. This approach fosters a more streamlined and effective means for businesses to engage with borderless financial solutions, ultimately enhancing their operational capabilities and growth potential.

Paperplane is a technology company that assists builders, plumbers, and timber merchants manage credit risk. It uses predictive analytics to identify customers likely to default up to four weeks before any formal notice or credit report.

Bridgecard enables African companies to issue cards to their customers or employees for global usage. Its platform manages various cards and bank accounts securely, facilitating international transactions.

Notebook Labs is a company focused on providing identity infrastructure solutions for the Web3 ecosystem. It operates a cryptography platform that utilizes zero-knowledge technology to establish decentralized, anonymous, and verifiable identities. This enables Web3 protocols to generate Sybil-resistant credentials, allowing users to access Know Your Customer (KYC) services. Users can prove their identity and credentials across various wallets and blockchain networks without disclosing personal information, thus ensuring privacy and security while interacting with decentralized applications.

Integration Labs, formerly RootFi, provides a unified data integration platform and API that lets companies read and write customers' accounting, e-commerce, and payments data across platforms. The solution supports automating accounting, underwriting credit risk, and deriving business insights by syncing data across systems with standardized data models, enabling clients to streamline AP/AR, payroll accounting, and to build new tools and applications.

Kapital is a financial services company that provides a digital platform for small and medium-sized businesses to oversee treasury operations, streamline finances, and access financing. The solution enables centralized management of corporate spending, payroll distribution, and payments to services and suppliers, giving SMEs, freelancers, and startups greater visibility and control over cash flows. In Mexico City, Kapital operates as a commercial bank established in 2021, offering business-focused banking services including advisory on business credit, debt financing, investments, business checking accounts, credit cards, and promissory notes.

Atlas operates a credit card service platform designed to assist mainstream consumers in improving their financial well-being. The platform integrates with customer bank accounts to establish spending limits while facilitating autopay setups. Additionally, it provides users with real-time transaction alerts and reports on-time payments, which helps in building credit history. By offering cashback rewards, Atlas aims to enhance financial literacy and encourage responsible spending among its users.

FlyCode is a developer of an artificial intelligence-powered application focused on optimizing dunning and payment management for subscription-based businesses. The company aims to maximize revenue for its clients by intelligently managing payment failures, thereby reducing passive churn. Its application enables subscription merchants to recover lost revenue and improve customer retention by addressing issues related to payment processing effectively.

Nsave is a fintech startup that specializes in digital banking services, focusing on providing a secure platform for saving in various currencies, including USD, EUR, and GBP. The company aims to enhance financial inclusion by offering services that do not impose account restrictions, allowing customers to access global safe accounts for their funds. With a commitment to financial security, Nsave ensures that users can manage their savings with confidence and ease.

Anchor is a Lagos-based fintech company offering banking-as-a-service APIs and infrastructure. It enables African businesses to build, embed, and launch secure, scalable financial products.

Rio is a cryptocurrency-based platform established in 2022 that enables users to buy and sell cryptocurrencies quickly, completing transactions in five minutes or less. The platform offers wallets for direct cryptocurrency purchases, as well as tokens for acquiring NFTs. Rio's user-friendly approach allows customers to make transactions using cash, credit cards, or bank transfers. Additionally, the platform's APIs can be seamlessly integrated into existing applications, facilitating efficient transaction processes for users.

Sphere helps US software companies manage their global sales tax / VAT / GST compliance requirements. Our platform helps with everything from nexus monitoring, registration, calculation and filing/remittance. Companies like Runway AI, Weaviate and Zeplin choose our platform because we’re the only product that offers true global coverage, is easy to implement and reasonably priced. - We're growing rapidly (20%+ MoM revenue growth) and have signed customers like Runway AI, Sierra AI, Codeium + many more - We're building the world's first tax-focused LLMs (which we believe will be the foundation for a broader cross border compliance platform; think Deel for international billing) - We're well funded by Felicis Ventures and the founders of Flexport, Lyft, Betterup, Go1 and Xendit

TrueBiz provides a platform that helps financial services providers onboard business customers more quickly by automating business identification and document processing. The solution combines processing of corporate documents with signals about the business, enabling financial institutions to reduce verification delays, lower churn, and scale onboarding while cutting manual work.

Flagright offers an API-driven platform for real-time fraud detection and anti-money laundering solutions. It assists financial institutions and fintech companies in automating transaction monitoring, identifying suspicious activities, and ensuring regulatory compliance.

The Indian restaurant industry has already adopted technology to adapt to the growing demands and match the expectations of today's customers but the absence of a full-stack cloud-based software is extremely frustrating to business owners today. The existing systems lack modularity, lack the ability to integrate with services, and hence aren't plug and play. Also, Restaurants are extremely frustrated with all the 5-6 independent systems that don't talk to each other. We are solving these problems by building a full-stack solution for the 30 million+ restaurants in India, by solves order management, operations management, online delivery, payment processing, reports & analytics, and guest identification and re-engagement all using one system - Explorex. Location: 420 S 4th Street Unit 15, Ames, IA, us, 50010

SaveIN facilitates connection with nearby healthcare providers and enables users to pay for medical expenses in affordable monthly installments.

Kapital is a financial services company that provides a digital platform for small and medium-sized businesses to oversee treasury operations, streamline finances, and access financing. The solution enables centralized management of corporate spending, payroll distribution, and payments to services and suppliers, giving SMEs, freelancers, and startups greater visibility and control over cash flows. In Mexico City, Kapital operates as a commercial bank established in 2021, offering business-focused banking services including advisory on business credit, debt financing, investments, business checking accounts, credit cards, and promissory notes.

Creizer is a fintech company that supports online sellers by offering intelligent, flexible credit tailored to entrepreneurs who operate on online platforms. The platform provides financing to online regional sellers with customizable repayments tied to sales, enabling businesses to pay as they sell based on their store performance. By focusing on micro, small and medium-sized enterprises, Creizer helps online merchants access capital aligned with their sales cycles.

Duplo is a financial technology company focused on providing embedded payment solutions for business-to-business enterprises in Africa. The company offers a platform that includes APIs and user interfaces, allowing businesses to automate payment inflows, reconcile transactions at scale, and execute mass payouts efficiently. Duplo's services enable businesses to seamlessly collect and attribute cashless payments while managing their payment operations effectively. In addition to these core functionalities, Duplo also facilitates the provision of financial services to the customers of its client businesses.

TradeX is a financial exchange platform that allows individuals to engage in trading based on their opinions regarding various events. Users can predict outcomes on different topics, answering with a Yes or No, and receive rewards depending on the actual results of those events. This innovative approach not only facilitates personal expression but also enables users to hedge everyday risks associated with their predictions. By providing a structured environment for opinion-based trading, TradeX aims to create a dynamic marketplace that reflects public sentiment on significant issues.

Toolbox is focused on improving the work landscape for skilled construction workers, who collectively earn over $300 billion in wages. Founded in 2018 and based in New York, Toolbox operates a labor marketplace that empowers workers and subcontractors to showcase their professional skills, secure job opportunities, and reduce downtime through short-term gigs. Additionally, Toolbox provides financial technology solutions tailored for small and medium-sized businesses, offering intelligent banking services, financial insights, and automated bookkeeping. This platform enables businesses to easily compare and select lender offers, purchase materials and equipment, and gain a comprehensive view of their financial health, thereby facilitating access to necessary capital for growth.

For consumers, Cypher offers an EVM & Cosmos noncustodial wallet & crypto card allow a one-stop-shop for purchasing, bridging, staking, swapping and off-ramping crypto For developers, Cypher offers an seamless onboarding SDK for any dApp in addition to a Push SDK that allows on-chain events to be converted into human, readable mobile push notifications

Touch and Pay Technologies specializes in providing digital payment and transaction services through innovative use of Near Field Communication (NFC) technology. The company’s platform facilitates financial inclusion by digitizing and processing mobile payments, enabling both online and offline transactions. It addresses the challenges faced by businesses of varying sizes by streamlining processes such as payment settlement, registration, collection, and tracking of payments made in the field. Touch and Pay Technologies offers a comprehensive dashboard and reporting system that ensures full visibility into all transactions, thereby enhancing reliability in cashless payments. By integrating these digital services, the company aims to create a more efficient and appealing market for its users.

Lenco is a neobank focused on providing online banking solutions tailored for small and medium-sized enterprises (SMEs) in Africa. The company offers easy-to-open and free-to-manage current bank accounts, along with various financial services designed to support business growth. Lenco's platform includes features such as spending analytics and customized account instructions, which allow businesses to manage their financial operations effectively and gain greater control over their teams. By streamlining banking processes and offering essential tools, Lenco aims to empower SMEs to thrive in a competitive market.

Harmoney is an India-based bond trading platform established in 2021, headquartered in Mumbai, Maharashtra. The company focuses on digitizing bond markets to enhance transparency and efficiency for financial institutions and asset managers. It facilitates market and odd lot deals in corporate bonds, government securities, and structured instruments. Harmoney offers a comprehensive trading platform that integrates pre-trade data, analytics, trade execution with straight-through processing, and order and risk management, all accessible from a single interface. This streamlined approach enables users to efficiently access transaction services and detailed bond data.

Arc is a comprehensive finance platform tailored for SaaS startups. It partners with Stripe to offer customized financial products, allowing software founders to borrow, save, and spend on a single digital platform.

Seis is an online banking platform that caters primarily to Spanish-speaking users in the United States. It offers a range of services including prepaid cards for offline and online purchases, bill payments, money transfers, customizable cards, and video or chat-based customer support.

Numida Technologies is a digital financial institution based in Kampala, Uganda, founded in 2015. The company specializes in serving micro- and small businesses in East Africa by offering application software that helps these enterprises maintain up-to-date digital financial records. Numida's proprietary credit scoring system enables it to provide unsecured growth and working capital loans to businesses, which not only results in high portfolio yields but also significantly impacts the livelihoods of borrowers. The platform aims to lower risks and costs for lending institutions, leading to improved lending terms for borrowers and fostering a thriving small business sector that creates employment, increases tax revenues, and enhances living standards for entrepreneurs and their staff.

Happl is a technology company that develops a social platform aimed at fostering inclusivity and employee well-being in businesses worldwide. Its platform provides insights for HR leaders to understand their workforce's well-being, while also offering spend cards for streamlined expense management, empowering managers to engage with and support their teams effectively.

Clear is a skincare mobile app designed to connect and engage users within the skincare community. It allows individuals to review, recommend, and ask questions about various skincare products and practices. By fostering a platform for discussion and sharing, Clear provides access to a vibrant social media network of skincare enthusiasts, enabling users to make informed decisions about their skincare routines. Additionally, Clear has introduced a debit card specifically tailored for the skincare community, further enhancing the user experience by integrating financial tools with skincare exploration.

Vaya is a technology company that specializes in embedded credit solutions, providing a customizable credit API that enables lenders to tailor their credit products to meet specific needs. By integrating seamlessly with various platforms, Vaya empowers sellers to generate new revenue streams while also facilitating the pre-qualification of customers for credit. This capability enhances seller acquisition efforts, improves seller retention, and reduces borrower acquisition costs, thereby delivering significant advantages to both lenders and sellers.

Founded in 2019, Encuadrado is a Chilean company that offers an online platform for appointment scheduling, payment processing, and invoicing. This platform caters primarily to independent professionals, automating tasks such as scheduling management, card payments, and invoice generation.

Fingo Africa is a fintech startup that offers a digital banking platform aimed at young customers. The service includes current accounts, real‑time money transfers, bill and utility payments, link‑based payments, and savings goal tools. The platform enables users to send money to friends, family, or businesses through a mobile interface, providing a convenient and comprehensive digital banking experience.

Founded in 2017, Convictional operates a multi-channel B2B e-commerce platform for high-growth suppliers. It offers services such as electronic data interchange, wholesale integrations, quick order, dropship automation, and order financing.

Maroo is a payment platform specifically designed for the wedding and events industry, enabling businesses to handle payments without incurring processing fees. It offers services such as payment acceptance, branded invoice creation, and the ability to pay freelancers and suppliers, all under a unique zero fee model that allows businesses to pass transaction costs onto clients. With a community of over 9,000 businesses, Maroo has facilitated more than $180 million in revenue for event professionals. Additionally, the platform provides tools that help couples manage their wedding budgets effectively, allowing them to connect their bank accounts and manage invoices. It also offers insights and budget recommendations, making the payment process more manageable and enabling couples to pay for their weddings in equal monthly installments.

Fingo Africa is a fintech startup that offers a digital banking platform aimed at young customers. The service includes current accounts, real‑time money transfers, bill and utility payments, link‑based payments, and savings goal tools. The platform enables users to send money to friends, family, or businesses through a mobile interface, providing a convenient and comprehensive digital banking experience.

Pry Financials is a financial planning platform that offers small businesses an alternative to traditional spreadsheet methods. The company specializes in financial planning and analysis software that facilitates effective budgeting by connecting various financial components for real-time comparisons of budget versus actuals. Its platform allows users to efficiently manage hiring plans, project cash flows, and model different financial scenarios within a visual environment. By providing tools that streamline budgeting processes and enhance financial oversight, Pry Financials enables businesses to effectively manage their financial models and cash runway.

Founded in 2017, Grain Technology offers an alternative credit solution via its mobile application. It provides users with a revolving line of credit based on their income and cash flows, accessible through their existing debit card.

Loanbase is an online platform facilitating commercial real-estate lending. It connects borrowers with multiple lenders, enabling them to find optimal financing solutions swiftly and cost-effectively.

InstaKin is a financial platform designed to support immigrants in managing projects and tasks in their home countries. The company connects users with vendors while facilitating secure payments, allowing migrants to send money back home efficiently. By providing a cashless and fully digitized service, InstaKin empowers individuals to assist their families with financial needs in a safe and instant manner. Through its innovative approach, the platform addresses the unique challenges faced by migrants in accessing essential financial services.

Kodo is a fintech startup focused on serving the corporate card and B2B payments needs of small businesses. The company offers credit cards for startups. It can be used for services such as business expenses, money transfers, online/offline purchases, and more. Kodo was founded in 2019 and is headquartered in Mumbai, Maharashtra.

Founded in 2011, Wefunder is a crowd-investing platform headquartered in San Francisco. It connects startups with investors online, enabling unaccredited investors to purchase equity in early-stage private companies.

Kodo is a fintech startup focused on serving the corporate card and B2B payments needs of small businesses. The company offers credit cards for startups. It can be used for services such as business expenses, money transfers, online/offline purchases, and more. Kodo was founded in 2019 and is headquartered in Mumbai, Maharashtra.

Fabrica is a technology company that operates a real estate transaction management platform designed to enable online property purchases and streamline end-to-end real estate workflows. The platform automates tasks across the transaction process, including paperwork, payments, document signing, notarization, ownership transfer, document recording, and tax filing reminders, supporting buyers, sellers, and property owners in buying, selling, or refinancing real estate. Fabrica positions software as an alternative to traditional paperwork, aiming to increase speed, transparency, and control over real estate transactions. The platform is described as capable of trading real estate through digital means such as non-fungible tokens and leveraging decentralized finance to automate ownership transfer and related steps. The company was founded in 2008 and is based in San Francisco.

Dapi Ltd is a fintech company that specializes in developing an open banking application programming interface (API) designed to facilitate seamless payment transactions between consumer bank accounts and businesses. Established in 2019 and based in Abu Dhabi, United Arab Emirates, Dapi provides a suite of APIs that enable real-time access to customer bank accounts, payment initiation, and financial data retrieval. This functionality allows developers to create a variety of financial applications, including digital wallets and budget trackers, while also enabling fintech companies to offer services based on bank statement data. Operating in seven countries, including the United States, Saudi Arabia, Egypt, Pakistan, South Africa, and Kuwait, Dapi has experienced significant demand for its services, achieving notable growth in annual recurring revenue.

Toolbox is focused on improving the work landscape for skilled construction workers, who collectively earn over $300 billion in wages. Founded in 2018 and based in New York, Toolbox operates a labor marketplace that empowers workers and subcontractors to showcase their professional skills, secure job opportunities, and reduce downtime through short-term gigs. Additionally, Toolbox provides financial technology solutions tailored for small and medium-sized businesses, offering intelligent banking services, financial insights, and automated bookkeeping. This platform enables businesses to easily compare and select lender offers, purchase materials and equipment, and gain a comprehensive view of their financial health, thereby facilitating access to necessary capital for growth.

Founded in 2017, Grain Technology offers an alternative credit solution via its mobile application. It provides users with a revolving line of credit based on their income and cash flows, accessible through their existing debit card.

FamPay Solutions Private Limited is a Bengaluru-based company that provides a digital payment application specifically designed for teenagers and their families. Incorporated in 2019, FamPay enables minors to conduct various payment activities, including UPI, peer-to-peer (P2P) transactions, and card payments, without requiring a traditional bank account. The application allows parents to send money to their children, who can then spend it securely at online and in-store merchants under parental supervision. By focusing on the unique needs of younger users, FamPay aims to create a seamless and enjoyable payment experience for teenagers while ensuring financial safety and accountability.

Reaktive is a research and development company based in Austin, Texas, that specializes in creating integrated hardware and software solutions across various industries, including biotech, entertainment, environmental, aerospace, and finance. In addition to its technological innovations, the company operates an online multiplatform library designed for animators and video editors, providing a valuable resource for professionals in the creative sector. Since its founding in 2013, Reaktive has focused on delivering comprehensive solutions that address the unique needs of its diverse clientele.

Bouncer is a technology company specializing in fraud prevention through advanced machine learning credit card scanning. It offers a financial platform designed to detect credit card fraud in real time, enhancing the user experience during the checkout process and increasing customer conversions. Bouncer's innovative technology allows for the seamless addition of payment methods while effectively identifying stolen cards and high-risk transactions. This capability provides businesses with a level of security comparable to card-present transactions, even in card-not-present situations. In May 2021, Bouncer was acquired by Stripe to integrate its technology into Stripe Radar's fraud prevention solutions, further extending its impact within the payments industry.

GreenTiger, founded in 2019 and headquartered in Sunnyvale, California, is a technology company that facilitates investment in the U.S. stock market for investors based in India. The company has developed a trading application that allows users to trade in U.S. stocks listed on NASDAQ and NYSE. This platform enables investors to buy and sell fractional shares, providing an accessible and cost-effective way to engage with U.S. equities. Notably, GreenTiger offers commission-free trading, eliminating setup fees and monthly charges, thereby lowering barriers for investors seeking to enter the market.

Blair is a company that specializes in providing accessible financing options for students and educational institutions through Income-Share Agreements (ISAs). Its platform allows students to pursue their education without the burden of upfront costs, making higher education more attainable. By facilitating ISAs, Blair helps schools attract and retain talented students, creating a mutually beneficial relationship that emphasizes a commitment to student success. This innovative approach aims to address financial barriers in education, enabling students to focus on their studies while ensuring that schools can support their educational missions effectively.

Aspire is a finance operating system for growing businesses in Southeast Asia. The platform combines business accounts, cross-border payments, corporate cards, automated invoice processing, and expense management with integrated financial management software. It enables users to manage bank accounts, invoicing, and cash flow in a single interface and provides access to funding and financial tools to support smart decisions. The company also offers Aspire Kickstart, an incorporation service for Singaporean companies. Founded in 2018 and based in Singapore, Aspire focuses on helping startups and SMBs streamline finance operations, improve transparency, and reduce administrative overhead.

WaystoCap Sarl is a B2B online marketplace based in Casablanca, Morocco, that facilitates trade among businesses in Africa. Founded in 2014, the platform enables merchants to buy and sell a wide range of products across various sectors, including food and beverage, household appliances, hygiene and cosmetics, textiles, and industrial tools. WaystoCap goes beyond product discovery by connecting businesses with essential services such as trade financing, insurance, and logistics, thereby enhancing the overall trading experience. By ensuring payment security and managing shipments, WaystoCap helps buyers find competitive products while allowing suppliers to access new markets in a secure environment. The company aims to bridge infrastructure gaps and foster trust in African trade, contributing to the growth of the continent's commerce.

FamPay Solutions Private Limited is a Bengaluru-based company that provides a digital payment application specifically designed for teenagers and their families. Incorporated in 2019, FamPay enables minors to conduct various payment activities, including UPI, peer-to-peer (P2P) transactions, and card payments, without requiring a traditional bank account. The application allows parents to send money to their children, who can then spend it securely at online and in-store merchants under parental supervision. By focusing on the unique needs of younger users, FamPay aims to create a seamless and enjoyable payment experience for teenagers while ensuring financial safety and accountability.

InterPrime Technologies Inc., established in 2018 and headquartered in Menlo Park, California, specializes in cash management services for startups. The company helps businesses earn competitive returns on their idle cash by investing it in U.S. Treasury securities held in the client's name, ensuring principal safety and providing a global market rate. Additionally, InterPrime assists businesses in crafting investment policies tailored to their cash flow and liquidity needs, streamlining their cash management processes.

Quantstamp is a blockchain security company that provides scalable security audits and related services to developers and blockchain projects. Founded in 2017 and based in Dover, Delaware, it focuses on ensuring the reliability and integrity of blockchain ecosystems through smart contract audits, protocol testing, vulnerability assessments, security monitoring, and insurance products. The firm serves decentralized finance and gaming sectors to protect digital assets, support compliance with industry standards, and foster user trust.

The Indian restaurant industry has already adopted technology to adapt to the growing demands and match the expectations of today's customers but the absence of a full-stack cloud-based software is extremely frustrating to business owners today. The existing systems lack modularity, lack the ability to integrate with services, and hence aren't plug and play. Also, Restaurants are extremely frustrated with all the 5-6 independent systems that don't talk to each other. We are solving these problems by building a full-stack solution for the 30 million+ restaurants in India, by solves order management, operations management, online delivery, payment processing, reports & analytics, and guest identification and re-engagement all using one system - Explorex. Location: 420 S 4th Street Unit 15, Ames, IA, us, 50010

Founded in 2017, Convictional operates a multi-channel B2B e-commerce platform for high-growth suppliers. It offers services such as electronic data interchange, wholesale integrations, quick order, dropship automation, and order financing.

Oxygen is a modern financial platform designed for digital natives, creators, and entrepreneurs. It offers a seamless user experience for both personal and business banking in a single application, featuring no monthly fees, early direct deposit, simple transfers, cashback rewards, high yield savings, subscription reimbursements, and everyday retail and travel benefits.

Pioneer Fund is a San Francisco-based venture capital firm founded in 2017 that makes early-stage investments across a wide range of sectors, including consumer products and services, financial services, information technology, advanced manufacturing, blockchain, life sciences, gaming, artificial intelligence and machine learning, construction technology, education technology, fintech, agriculture technology, advertising technology, augmented reality, autonomous vehicles, legal technology, oncology, pet technology, real estate technology, ride-hailing, SaaS and supply chain technology. The firm benefits from a network of more than 420 Y Combinator alumni, enabling it to identify and support YC-backed startups.

Oxygen is a modern financial platform designed for digital natives, creators, and entrepreneurs. It offers a seamless user experience for both personal and business banking in a single application, featuring no monthly fees, early direct deposit, simple transfers, cashback rewards, high yield savings, subscription reimbursements, and everyday retail and travel benefits.

Aspire is a finance operating system for growing businesses in Southeast Asia. The platform combines business accounts, cross-border payments, corporate cards, automated invoice processing, and expense management with integrated financial management software. It enables users to manage bank accounts, invoicing, and cash flow in a single interface and provides access to funding and financial tools to support smart decisions. The company also offers Aspire Kickstart, an incorporation service for Singaporean companies. Founded in 2018 and based in Singapore, Aspire focuses on helping startups and SMBs streamline finance operations, improve transparency, and reduce administrative overhead.