Pollen Street Capital

Iwoca provides small business credit finance services in the United Kingdom. It offers finance for businesses for various purposes ranging from bridging short-term cashflow gaps to investing in stock opportunities. It serves retailers, restaurants, hotels, service providers, and more. Christoph Rieche and James Dear founded iwoca on October 1, 2011. iwoca's headquarters is located in London in the United Kingdom.

Doorvest Inc. operates an online platform designed for individuals seeking to invest in rental properties. Founded in 2019 and based in San Francisco, the company offers a comprehensive service that simplifies the process of identifying, purchasing, and managing income-generating rental homes. The platform caters primarily to busy professionals who aim to generate passive income and build equity through real estate investment. Doorvest provides transparency in the investment process, offering users detailed insights into cash flow, property activity, and legal documentation through an investor dashboard. This end-to-end solution is intended to make real estate investing accessible and straightforward, enabling users to achieve homeownership and financial growth.

Operator of a food production firm intended to create quality foods made from organic surplus produce. The company's platform specializes in food flavor enhancers from upcycled animal protein, along with uses seaweed, shore crabs, egg-laying chickens, and bull calf bones in recipes to reduce food waste, enabling consumers to get sustainable, upcycled food products and bring healthy food into the kitchen and homes.

Splend Pty Ltd is a car rental company based in Sydney, Australia, founded in 2015. The company specializes in providing vehicles for on-demand rideshare and delivery services, catering to drivers for platforms like Uber and UberEATS. Recognizing that many potential drivers lack access to suitable vehicles, Splend offers flexible rental and rent-to-own options, enabling individuals from diverse backgrounds, including students and single parents, to earn an income through driving. Beyond vehicle access, Splend provides extensive support and training, equipping drivers with the tools and knowledge necessary to enhance their earning potential. The company also offers data and analytics to help drivers improve their profitability and safety on the road. By creating a community for drivers and promoting eco-friendly transportation solutions, Splend aims to make car ownership and driving a more accessible and sustainable opportunity for individuals seeking flexible work arrangements.

365 Business Finance is changing the way small and medium-sized business owners obtain funding, with fast and flexible merchant cash advance solutions. Time is important, and clients need quick answers. At 365 Business Finance, our advances can be approved in as little as 24 hours. Merchant Cash Advances, also known as Business Cash Advances, are a quick and easy way to convert future credit and debit card sales into immediate cash to utilize for any business purpose. They are specifically designed to help manage the cash flow of a business. We fund from £5, 000 - £200,000 to sole traders, partnerships and limited companies across the United Kingdom. Repayments mirror your card sales meaning that our clients only repay when they sell. There is no fixed-term or APR associated with the advance, just a simple fee agreed up-front which never changes. The 365 Business Finance, Broker and Introducer network is growing all the time and brokers benefit from High Conversions coupled with High Commissions. We also offer our brokers Commission on renewals where our merchant retention rate is exceptional.

Ding is the nº1 international top-up provider for mobile phone users. We deliver a top-up every second of every day, helping families and friends around the world stay connected. Top-ups can be sent with our app, online at Ding.com and in-store at over 600,000 retail outlets worldwide. We’ve been keeping people connected since 2006, when we launched the first-ever service of its kind to help people send top-ups to their loved ones back home. Today we connect over four billion phones through 400+ operators in more than 130 countries. Ding is headquartered in Dublin, Ireland, and has regional offices in Barcelona, Bucharest, Dhaka, Dubai, Paris and San Salvador. Our culturally diverse team of more than 200 people reflects our commitment to delivering cutting-edge, potentially life-changing technology to developed and emerging markets alike.

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bunq is the Bank of The Free. A totally independent bank that makes life easy. No branch visits, no queues, no paperwork, just immediate access from a mobile device. Users can share bank accounts with whomever they want and pay with worldwide Maestro and Mastercards wherever they go. bunq was founded in 2012 by Ali Niknam (1981), who managed to get the first European banking permit in over 35 years. He set out to radically change the traditional banking industry and, as its sole investor, invested €44.9m in bunq. bunq’s latest publicly available number of user deposits is €211,152,900, based on the deposits in December 2018. Over 2018 the total amount of user deposits doubled and is increasing every day. Over 2018 the total amount of user deposits doubled and is increasing every day.

Proactis Holdings PLC is a software development company that specializes in business spending management solutions. Established in 1996 and headquartered in Wetherby, United Kingdom, Proactis offers a comprehensive range of software products focused on areas such as procurement, supplier management, contract management, and spend analysis. Their solutions help organizations streamline the buying and payment processes, ultimately enhancing operational efficiency and minimizing waste. Proactis serves a diverse array of sectors, including public services, education, retail, financial services, healthcare, and construction, among others. With over 3 million users across more than 100 countries, the company supports around 1,000 enterprise clients in transforming their commerce practices to thrive in the digital economy. Additionally, Proactis provides managed services such as invoice data capture and accelerated payment facilities, further aiding clients in managing their expenditures effectively.

Markerstudy Group is an energetic and highly innovative organisation, primarily known for our association with the insurance brands, Markerstudy Insurance, Zenith Insurance and Zenith Marque as well as direct brands Geoffrey Insurance Services, Supercover Insurance and The Insurance Factory. A rapidly expanding privately-owned business, our UK operation is headquartered in Bessels Green, Kent whilst our insurance companies Markerstudy Insurance Company Limited and Zenith Insurance Plc are based in Gibraltar.

Koalafi, operating under West Creek Financial Holdings, Inc., specializes in point of sale financing solutions for retailers across the United States. Founded in 2016 and based in Glen Allen, Virginia, the company leverages big data to enhance approval rates for consumers seeking financing to purchase goods and services. Koalafi's technology simplifies the application process, making it easier for both consumers and merchants to engage in transactions. In an economic environment where traditional banks have tightened credit requirements, Koalafi aims to support credit-worthy consumers who may struggle to secure financing. With a team experienced in lending, the company is dedicated to enabling customers to access the merchandise they desire while simultaneously assisting merchants in boosting their sales through accessible financing options.

Infinity International Limited specializes in foreign exchange risk management and international money transfer services for corporate and institutional clients. Established in 2007 and headquartered in London, the company also maintains offices in Spain, Portugal, and France. Its comprehensive offerings include spot contracts, forward contracts, flexible forward contracts, market orders, and structured products, along with foreign exchange management and hedging solutions. Additionally, Infinity International provides credit for hedging products, money transfer services, and access to an online trading platform. As of May 2019, it operates as a subsidiary of Foreign Currency Direct Plc, reinforcing its position as a market leader in the foreign exchange sector.

BidX1 is a ground-breaking digital property company, whose focus is on using technology to enhance the experience of buying and selling property. Combining our extensive real estate experience with the best of cutting-edge technology, we have developed an innovative, transparent and trusted digital platform, allowing our users to buy or sell property online from anywhere in the world, on any device. The BidX1 team have sold over 8,000 assets, raising in excess of €1.4bn, and we are now the second largest auction house in Britain & Ireland. Our digital trading platform has transformed the property transaction process, providing a foundation of efficiency and security that benefits both buyer and seller, and has proven successful across the full range of asset types, from city centre apartments to commercial investment portfolios.

Jaja is a fintech company based in London that specializes in digital and physical credit cards, offering a range of financing services. Founded in 2015 by three Norwegian entrepreneurs, the company aims to simplify the British credit card market through its innovative online finance platform. Jaja's services include mobile-controlled digital wallets, real-time account management, credit sharing, and in-app security to protect against fraud. The company partners with institutions such as Bank of Ireland UK and the UK’s Automobile Association to issue credit cards, and it collaborates with Asda to provide financing solutions at the point of sale for its online storefront, George.com. Jaja's platform also features foreign currency exchange services and utilizes AI for near-instant credit decisions, enhancing the user experience with intelligent notifications and customizable repayment options.

Capital on Tap is a lender that provides working capital such as loans and credit cards to small businesses.

BIK Brokers Sp. z o.o. is a motor insurance brokerage firm established in 2000 and headquartered in Gdansk, Poland. The company specializes in providing insurance services primarily to business customers, with a particular focus on the corporate fleet management and leasing sectors. BIK Brokers has developed a strong presence in these expanding markets and is experiencing significant growth in its sales to corporate clients.

Lending Works Limited is a London-based company that specializes in peer-to-peer lending, offering a range of personal loan solutions including debt consolidation, home improvement, wedding, holiday, and car finance options. Founded in 2012, the company enables users to easily register online, transfer funds, select interest rates, and manage their monthly repayments. By facilitating direct lending between individuals, Lending Works provides a credible and secure alternative to traditional financial institutions, aiming to deliver substantial benefits to both lenders and borrowers. The company positions itself as a forward-thinking player in the evolving landscape of financial services.

Iwoca provides small business credit finance services in the United Kingdom. It offers finance for businesses for various purposes ranging from bridging short-term cashflow gaps to investing in stock opportunities. It serves retailers, restaurants, hotels, service providers, and more. Christoph Rieche and James Dear founded iwoca on October 1, 2011. iwoca's headquarters is located in London in the United Kingdom.

Miles Smith is one of the UK’s schemes and affinities brokers and can trace its origins back to 1925. It is currently ranked in the country’s top 40 brokers and employs over 220 insurance, claims and risk management specialists, together with customer service and support staff. Its head office is situated in London and it also has offices in Suffolk and Bedfordshire. The Group writes in excess of £170 million GWP annually.

Visionblue Solutions is a customer-focused provider of compliant and efficient software solutions for the Credit & Debt Recovery sectors. The team at Visionblue strive to provide functionality to help our clients work through their assignments in the most efficient manner possible. We ensure that our staff have an in-depth knowledge of the industry in each of the regions we supply into so that we can provide practical and efficient solutions to our clients.

MW Eaglewood is a financial services firm established in 2011, specializing in the online direct lending sector. The company is recognized for pioneering developments in this area, including the first securitization of peer-to-peer consumer loans. MW Eaglewood Americas LLC has received accolades such as the LendIt Innovator of the Year Award in 2014 for its contributions to the growth of this asset class. Its European counterpart, MW Eaglewood Europe LLP, originated from Liberum Capital and was acquired by Marshall Wace in 2013. This division serves as an advisor to a London Stock Exchange-listed investment trust focused on peer-to-peer loans, earning several awards for its innovation in Europe. Additionally, MW Eaglewood manages multiple buyout funds, including the Eaglewood Small Business Fund and the MW Eaglewood Private Equity Fund, both based in New York City.

Deko is a technology company that specializes in connecting lenders and merchants to provide consumers with financing options. The company has developed a multi-lender platform that facilitates point-of-sale credit facilities, available online, in-store, and via email. This innovative platform aims to enhance financial flexibility for consumers while ensuring a seamless experience for merchants. By offering ethical and responsible financing solutions, Deko enables retailers to increase sales and improve customer satisfaction across various sales channels. The company has established itself as a trusted partner among leading retailers and lenders, demonstrating a proven and profitable business model.

1st Stop Group Limited is a financial services provider based in Blackpool, United Kingdom. Established in 2004, the company offers a diverse array of financial products aimed at the retail marketplace. Its offerings include unsecured personal loans, secured loans for homeowners, car finance, and hire purchase services available for both homeowners and tenants. Through its various subsidiary companies, 1st Stop Group caters to the financial needs of consumers, facilitating access to credit and financing options.

Capitalflow Commercial Finance provides finance solutions to small and medium-sized enterprises in Ireland. The company provides asset finance solutions to purchase or re-finance existing assets, including commercial vehicles, passenger vehicles, construction/yellow plants, material handling equipment, industrial and other equipment, and business assets and capital equipment. It also offers invoice finance solutions to raise working capital by converting trade debts into cash; and asset based lending solutions against a range of business assets, including invoices, plant and machinery, property, and stock. The company is based in Dublin, Ireland.

Validis Holdings Ltd. develops Validis, a financial data transmission software solution for global accountancy firms, financial institutions, and commercial businesses. Its software connects directly to mid-tier accounting packages and transmits data direct from its source; generates reports ready for review; provides access to client’s validated data set; provides data analysis and validation; and interrogates down to double entry for absolute accuracy. The company was incorporated in 2007 and is based in London, United Kingdom with an additional office in Austin, Texas.

Banca Sistema is a fast growing specialist bank with offices in Milan, London and Rome providing funding for Italian and multinational corporates through the financing and collection of Italian public administration receivables. The bank has a leading position in its asset market and has strong relationships with a large base of blue chip corporates and SMEs looking to improve their working capital cycle. This, combined with a well-diversified funding base of retail deposits and wholesale finance, means it is able to sustainably generate attractive ROEs.

Target Group is a leading provider of Business Process Outsourcing (BPO) and software solutions for over 50 major financial institutions across the globe, including clients such as Goldman Sachs, Morgan Stanley, Credit Suisse, Barclays and Shawbrook Bank. Our leading fintech platform manages assets in excess of £24 billion, enabling our clients to automate complex critical processing, servicing and administration of loans, as well as investments and insurance. We deliver competitive advantage and enable scalable growth. Alongside BPO and software solutions, Target leverages deep domain expertise to advise on process improvement, due diligence, and regulatory compliance. Target systems currently process over 18 million accounts and collect £3billion of direct debit payments each year on behalf of both private and public sector clients.

Erno Laszlo, Inc. is a luxury skincare brand based in New York, founded in 1927. The company specializes in a diverse range of skincare products designed to address various skin conditions, including exfoliation, hydration, and rejuvenation. Its product lineup features cleansers, serums, moisturizers, eye care items, masks, and toners, all aimed at improving skin health and appearance. Erno Laszlo has a rich heritage, having been a pioneer in the skincare industry for over 85 years, with a clientele that includes iconic figures such as Marilyn Monroe and Jackie Kennedy. The brand is committed to expanding its presence in international markets, particularly in the Far East, while maintaining strong customer loyalty. Its products are available for purchase online and through retail locations in several countries, including the United States, Europe, and Asia.

CashFlows is the fast-growing and innovative provider of merchant payment solutions.CashFlows provides small businesses and large corporations from a range of industry sectors with merchant services tailored to their needs and budget.

Shawbrook Bank Limited, incorporated in 2010 and headquartered in Brentwood, United Kingdom, operates as a specialist bank offering a variety of lending and savings products tailored for underserved markets. The bank's services are organized into four primary segments: Property Finance, Business Finance, Consumer Lending, and Central. It provides savings accounts, including fixed term and cash ISAs, alongside commercial and residential mortgages, such as term and bridging finance aimed at professional landlords and property investors. Additionally, Shawbrook Bank offers a range of consumer loans for purposes like car purchases, home improvements, and debt consolidation. The bank focuses on developing strong relationships with its customers to understand their specific needs, allowing it to create targeted financial solutions. By leveraging its expertise and deep understanding of the markets it serves, Shawbrook Bank aims to deliver agile and straightforward banking services to individuals and small to medium-sized enterprises.

Link Loans is a secured lender based in the UK, specializing in secured second charge loans for various purposes, including home improvements, weddings, and education expenses. Founded in 2010 by industry veterans David Johnson and Phillip George, the company quickly established itself as a market leader within 18 months of its inception. In July 2012, Link Loans merged with Shawbrook Bank, which significantly bolstered its growth potential and operational capacity. The firm focuses on providing tailored lending solutions to homeowners, ensuring a clear and distinctive proposition in the competitive lending market.

Arrow Global is one of the UK's largest and fastest growing providers of debt purchase and receivables management solutions. Debt is a more prominent and open concern in both society and the wider economy than in previous times. Customers and clients are now more empowered and expect a personalised and bespoke debt management service. Companies operating in the sector must be more customer focused by being more transparent, and delivering increasingly innovative solutions using technology and data. They are committed to making their service more individualised and customer focused. They are a data driven business and we use our insight from over 35 million customer records across six countries to offer affordable and manageable solutions for consumers to reduce their debt in a fair, transparent and structured way. They also play an active role in helping financial institutions deleverage and recapitalise in order to increase mainstream lending. By purchasing and managing non-performing loans and other core assets, they provide valuable capital and expertise to a growing European market.

Established in 1980, Priory Group is a prominent independent provider of mental health and addiction treatment services in Europe. Based in London, the organization operates a network of hospitals and rehabilitation centers, offering a wide range of services that include acute mental health care, addiction treatments, and neuro-rehabilitation. Priory Group tailors its programs to meet the specific needs of individuals facing challenges such as depression, anxiety, eating disorders, and substance abuse. Additionally, the organization provides specialist education, complex care, and support through fostering and care homes, ensuring comprehensive care for those with varying levels of need, from mild conditions to severe disabilities.

Catalina has made eighteen acquisitions to date with average consideration in excess of $100 million. We acquire companies and portfolios in well-regulated jurisdictions. Given the concentration of the insurance and reinsurance industry in certain countries, our geographical focus is in Bermuda, the US and UK, and mainland Europe. We offer owners of insurance and reinsurance companies and portfolios in run-off finality through outright acquisition. Alternatively, we consider co-venturing, profit sharing or partnership structures. In acquiring a company or portfolio in run-off and we provide a clean exit for owners from existing and future liabilities and the release and redeployment of substantial and unproductive capital. We are sensitive to the concerns of businesses selling insurance and reinsurance policies to a new owner. Catalina is committed to maintaining the good reputation of acquired entities.

Pegasus Retirement Homes develops purpose built retirement properties in the United Kingdom. Pegasus Retirement Homes provides apartments for the active retired. Pegasus Retirement Homes was established in 1984 and is located in Cheltenham, United Kingdom.

Premium Aircraft Interiors Group is a supplier of interior components for passenger aircraft. The Premium group of companies comprising Sell, Heath Tecna, and Contour was a leading supplier of interior components for passenger aircraft, supplying a mixture of OE and aftermarket product to Boeing, Airbus, and airline customers, with a specialism in widebody platforms. The group’s companies are known for high-quality design and engineering and enjoy strong market shares in each of its segments as a result of industry-leading capabilities and high levels of customer satisfaction. The individual engineering businesses comprising the Premium group were divested via a series of transactions between 2010 and 2012.

Allied London specializes in property development, focusing on mixed-use real estate projects in major cities such as London, Manchester, and Leeds. The company is dedicated to devising, designing, and delivering innovative developments and building concepts that often become landmarks in their respective areas. With a commitment to enhancing urban environments, Allied London aims to create spaces that blend residential, commercial, and cultural elements, contributing to the vitality of the communities they serve.

Center Parcs revolutionized the holiday market in Holland over 40 years ago and did the same in the UK when it opened its first Village at Sherwood Forest in July 1987, providing short break holidays in the forest on a year-round basis. Now Center Parcs has five Villages across the UK: Sherwood Forest in Nottinghamshire; Elveden Forest in Suffolk; Longleat Forest in Wiltshire; Whinfell Forest in Cumbria and Woburn Forest in Bedfordshire. As a leader in the UK short break holiday market, Center Parcs occupies a unique position enjoying annual occupancy rate in excess of 97%.

Four Seasons Health Care Limited operates care homes in the United Kingdom. It offers a range of different types of care, such as nursing, residential, intermediate, specialist dementia care, and more.

Moneycorp is a leading foreign exchange broker based in the UK, serving approximately 2.4 million customers and trading over £11 billion in currencies annually. Established in 1962, the company began foreign exchange operations in 1979 and is organized into three main divisions: Bureau de Change, Commercial Foreign Exchange (CFX), and Wholesale Banknotes. With a workforce of around 600 employees, Moneycorp provides a range of international money transfer services that facilitate easy currency exchange. The company offers fully integrated online payment solutions and telephone assistance, catering to the needs of small and medium-sized enterprises, corporate clients, and private customers. Its headquarters is located in Knightsbridge, London.

Malmaison and Hotel du Vin are prominent operators of boutique hotels in the United Kingdom, known for their distinctive charm and sophisticated ambiance. Malmaison is recognized as a pioneer in the modern metropolitan boutique hotel concept, offering guests unique accommodations in repurposed buildings such as converted churches, prisons, and former sorting offices. The brand emphasizes a chic atmosphere, with food and drinks playing a central role in its identity; the bars and brasseries are popular local destinations. Hotel du Vin complements this offering with its focus on stylish and comfortable settings, featuring a range of rooms and suites alongside vibrant dining experiences. Together, these brands create an inviting environment where guests receive personalized service, making every visitor feel special and celebrated.

Towergate is a leading independent insurance intermediary in Europe, established in 1997, and has grown to generate over £2 billion in gross written premiums. Employing more than 5,000 staff across over 120 offices in the UK, Towergate offers a wide array of over 200 general and specialist insurance products tailored for niche markets, including personal insurance for boats, caravans, holiday homes, and motor vehicles. The company is recognized as a significant provider for the UK SME market and emphasizes a customer-centric approach, fostering trusted relationships with leading insurers. Towergate's business model focuses on innovation in product offerings and exceptional customer service, creating a collaborative environment among customers, insurers, and the company itself. Additionally, Towergate operates across the UK, including Jersey, Wales, England, Scotland, and Northern Ireland, providing comprehensive insurance brokerage services and solutions for various sectors.

Morris Homes is one of the largest independently owned house builders in the UK, based in Cheshire. With over 60 years of experience, the company specializes in constructing residential properties across the North West, Midlands, and South of England. Morris Homes is recognized for its commitment to responsible development and its role in the regeneration of local communities. The company focuses on creating energy-efficient and sustainable homes, ensuring that customers take pride in their living environments. In addition to house building, Morris Homes offers property development services that include landscaping, house design, and the sale of new homes.

Barchester Healthcare is one of the largest independent care providers in the United Kingdom, specializing in hospitals and assisted living facilities. Founded in 1993 and wholly owned by Grove Ltd, the company offers a range of services including inpatient care, residential care, dementia care, and assisted living. With a workforce exceeding 4,000 staff members, Barchester Healthcare is recognized as a significant developer in the healthcare sector, currently managing 15 new-build projects. The company has demonstrated strong financial performance, with reported sales of £100 million in 2004 and an EBITDA of over £20 million.

Southern Water Services Limited is a private utility company based in Worthing, United Kingdom, specializing in water supply and wastewater services in the southeast of England. The company provides drinking water to approximately 2.5 million people through an extensive network of 13,870 kilometers of mains, 91 water treatment works, and 188 service reservoirs. Additionally, Southern Water serves around 4.6 million people with wastewater services, treating and recycling 717 million liters of wastewater daily across 365 treatment works, utilizing a network of 3,243 pumping stations and 39,594 kilometers of sewers. The company's water sourcing primarily relies on nearly 70 percent from underground aquifers, supplemented by river and storage reservoir sources. Southern Water also offers property search information services, primarily catering to business customers and property developers. The company was incorporated in 1989 and is a subsidiary of SWS Holdings Limited, owned by Greensands Investments Limited, a consortium consisting of pension and infrastructure funds.