Sberbank

VEON Ltd. is a global telecommunications company headquartered in Amsterdam, Netherlands, that provides mobile and fixed-line services across various countries, including Pakistan, Ukraine, Kazakhstan, Bangladesh, Uzbekistan, and Kyrgyzstan. The company offers a wide range of voice and data telecommunication services, including mobile internet, multimedia messaging, national and international roaming, and various value-added services. It operates under well-known brands such as Beeline, Kyivstar, Jazz, Djezzy, and banglalink, serving approximately 212 million customers. VEON focuses on leveraging technology to deliver connectivity and digital services, thereby empowering individuals and fostering economic growth in the regions it serves. The company was founded in 1992 and underwent a rebranding from VimpelCom Ltd. to VEON Ltd. in 2017.

Formed by a JV between Sberbank and Mail.ru Group, provides an O2O services platform focusing on key areas of food and transportation.

GOSU Data Lab is an artificial intelligence-based platform that focuses on enhancing the performance of esports athletes and multiplayer online gamers. Founded in 2017 and headquartered in Moscow, Russia, the company utilizes machine learning algorithms to analyze gaming data, providing users with tools for post-match analysis and pre-match preparation. GOSU Data Lab's platform offers training simulators designed to help players learn from their mistakes, alongside detailed match analyses and personalized recommendations. By integrating insights from data scientists, professional gamers, and engineers, GOSU Data Lab aims to improve gaming strategies and analytics for both individual players and gaming companies.

Jivochat is a company that provides an omnichannel application designed for customer support and online sales. Its platform integrates a chat function for websites with various communication tools, including instant messengers, social media, emails, phone calls, SMS, and chatbots. Jivochat also features a built-in CRM, enabling businesses to manage customer relationships within a single application. By facilitating faster responses to customer inquiries across multiple channels, Jivochat helps businesses enhance customer retention, improve conversion rates, and increase overall satisfaction. The application is designed to support businesses in building stronger relationships with their clients and visitors through more accessible and personalized communication.

Eruditor Group is an online marketplace that connects customers with a variety of professional service providers, including private tutors, sports coaches, beauty specialists, medical professionals, and repair technicians. Founded in 2005 and headquartered in Moscow, Russia, the company operates under several brands, such as Infodoctor, Kracemasters, and Vash Repetitor. Eruditor Group serves clients across major cities in Russia, Ukraine, and Kazakhstan, facilitating access to essential services in sectors like healthcare, beauty, sports, and education.

Muzlab is an audio streaming service provider based in Saint Petersburg, Russia, established in 2016. The company operates an online platform designed to help businesses enhance sales and brand recognition through curated audio content. Muzlab's platform offers features such as ready-made playlists, the ability to generate request sheets, and embedded advertising units, enabling businesses to effectively manage their audio environment. Additionally, the service allows users to remotely control music at points of sale and automates royalty processes, streamlining the management of audio content for commercial use.

InSales is a SaaS eCommerce Platform with multichannel integration.

Movika is a company founded in 2017 and headquartered in Kazan, Tatarstan, that specializes in providing tools for creating and publishing interactive video content. The company's platform allows video creators to design immersive experiences by gamifying their work, enabling viewers to make choices that influence the storyline. Movika's application is accessible on both iOS and Android, equipping creators with the necessary resources to produce variable scenario videos and publish them on popular distribution platforms. This innovative approach not only enhances audience engagement but also offers creators opportunities to monetize their interactive films.

Movika is a company founded in 2017 and headquartered in Kazan, Tatarstan, that specializes in providing tools for creating and publishing interactive video content. The company's platform allows video creators to design immersive experiences by gamifying their work, enabling viewers to make choices that influence the storyline. Movika's application is accessible on both iOS and Android, equipping creators with the necessary resources to produce variable scenario videos and publish them on popular distribution platforms. This innovative approach not only enhances audience engagement but also offers creators opportunities to monetize their interactive films.

Doma.ai is a provider of property management services through its home management platform. The company focuses on improving interactions between residents and management companies by offering a mobile application that allows residents to pay bills, take meter readings, and communicate efficiently. Additionally, Doma.ai equips management companies with tools such as task managers, quality control features, and financial reporting, all aimed at enhancing operational effectiveness and reducing costs. Through these services, Doma.ai seeks to facilitate better management of properties and ensure effective handling of maintenance and financial tasks.

Evotor, LLC, founded in 2016 and based in Moscow, Russia, specializes in designing and developing smart point-of-sale (POS) devices and software tailored for small businesses and microenterprises. The company provides an innovative online cash register solution that supports various sectors, including courier services, online stores, home delivery shops, passenger transportation, and itinerant retail. As of December 2020, Evotor operates as a subsidiary of Sberbank of Russia, reinforcing its position in the market with robust financial backing.

Instamart, now rebranded as SberMarket, operates an online platform that facilitates same-day grocery delivery from offline retail outlets. Founded in 2013 and based in Moscow, Russia, the company became part of O2O Holding in 2019. SberMarket has established itself as the leading e-grocery provider in the country, offering consumers and businesses convenient delivery and click-and-collect options. Through its proprietary technology platform, SberMarket effectively connects retailers, producers, and customers, enhancing the overall shopping experience and streamlining the grocery supply chain.

SBER EAPTEKA is an online pharmacy store that provides drugs delivered across Moscow, Russia. It has a specialized reference system for the automated search for rare and common medicines online. Today, it is one of the largest online pharmacies in Russia with the widest range of products on the market (over 50,000 products). It was founded in 2000 and operates in Moscow City, Russia.

Real estate management automation for Managing organizations, mobile application for residents. Dispatching of housing and communal services.

TV Monitoring provides monitoring services for advertising and other types of TV content.

Zvooq was built for mass market casual listeners in developing world markets. Zvooq is a freemium subscription service offering access to music catalog of over 25M tracks curated according to listener mood, activity, places and events.

Malivar is a media company focused on creating and promoting virtual influencers and characters. By developing an AI-based platform, Malivar specializes in generating synthetic humans for businesses and content creators. This innovation enables companies to produce royalty-free faces for their video content, significantly reducing production and advertising costs. Additionally, Malivar's offerings help brands mitigate the risks associated with human factors in the rapidly evolving blogging industry.

Yandex Money is an electronic payments service that offers safe, reliable, and easy methods of paying online for users. The service allows merchants to accept all the online payment methods most popular among Russians such as mobile billing through the top Russian providers, credit cards, cash via over 250,000 cash-acceptance points all over the country, instant bank invoicing, and e-wallets. Yandex Money also provides payment solutions for business money transfers, payment for goods and services on the Internet, premium Mastercard to the wallet, and Card Products for Brands (Messenger Club, PassCity, Trimuti). It also allows users to conveniently pay for services, like home utilities and mobile phone. Their mission is to enhance commercial efficiency on the internet by maintaining a versatile payment environment that brings customers and merchants together. Yandex.Money's partners include banks, internet, and telecom service providers, online stores, game publishers, postal and municipal services, payment integrators, and more. Yandex Money was founded on July 24, 2002, and is headquartered in Moscow, Russia.

Yandex Money is an electronic payments service that offers safe, reliable, and easy methods of paying online for users. The service allows merchants to accept all the online payment methods most popular among Russians such as mobile billing through the top Russian providers, credit cards, cash via over 250,000 cash-acceptance points all over the country, instant bank invoicing, and e-wallets. Yandex Money also provides payment solutions for business money transfers, payment for goods and services on the Internet, premium Mastercard to the wallet, and Card Products for Brands (Messenger Club, PassCity, Trimuti). It also allows users to conveniently pay for services, like home utilities and mobile phone. Their mission is to enhance commercial efficiency on the internet by maintaining a versatile payment environment that brings customers and merchants together. Yandex.Money's partners include banks, internet, and telecom service providers, online stores, game publishers, postal and municipal services, payment integrators, and more. Yandex Money was founded on July 24, 2002, and is headquartered in Moscow, Russia.

2GIS is an international technology company that develops services for a comfortable life in the city. 2GIS’s mission is to help people to live in the city. One of the ten most expensive companies of the Russian Internet according to Forbes (2018). The main product of the company is the city information service 2GIS that brings together map, navigator and business directory and has over 42 million monthly active users. The service covers more than 350 cities in 9 countries. 2GIS is available for free on 2gis.com and in the mobile applications for iOS, Android.

Legium is a service to Sign documents with counterparties legally. Legium will help to refuse EDS, couriers, mail, printouts on paper and blue prints and it is a legal fast and easy online signature.

Samokat is an e-grocery service founded in 2013 and based in Saint Petersburg, Russia. The company specializes in the rapid delivery of groceries, household goods, and cosmetics, utilizing its own network of micro-warehouses situated close to customers. This strategic distribution model enables Samokat to deliver products within 15 minutes. The service is accessible through a mobile application available on both the App Store and Google Play, facilitating a convenient shopping experience for users seeking quick delivery solutions.

Instamart, now rebranded as SberMarket, operates an online platform that facilitates same-day grocery delivery from offline retail outlets. Founded in 2013 and based in Moscow, Russia, the company became part of O2O Holding in 2019. SberMarket has established itself as the leading e-grocery provider in the country, offering consumers and businesses convenient delivery and click-and-collect options. Through its proprietary technology platform, SberMarket effectively connects retailers, producers, and customers, enhancing the overall shopping experience and streamlining the grocery supply chain.

Passteam is a provider of electronic card services operating in Russia and the CIS, specializing in loyalty program solutions for businesses. The company utilizes Passbook technology to facilitate interaction between businesses and their customers, offering a straightforward and cost-effective way to manage digital coupons and loyalty cards. Passteam's services include customizing card appearances, managing card information, and sending push notifications to keep customers informed about store updates, card balances, and special promotions. By streamlining the process of pass generation and distribution through payment wallets, Passteam enables customers to easily engage with loyalty programs and access timely information about the businesses they frequent.

Cognitive Pilot — is an autonomous driving technology joint venture of Sber and Cognitive Technologies group. The company specializes in the development of AI-based solutions for ground transport automation and machine vision. The Cognitive Pilot multi-platform autonomous driving system is used in agriculture (for combine harvesters, tractors and sprayers), rail transport (for road switchers, locomotives and trams) and city transport (LRVs, cars, and buses). Besides software the company also develops its own NextGen radar systems and sensors.

Cognitive Technologies is a software development and implementation company. They are developers of mass-market products. Their products include the e1 euphrates electronic document management system, the compressimo program for scanning and recognition of documents, and cognitive forms technology for automatic input of document forms.

Mail.ru Group was founded by Yuri Milner and is the largest Internet company in the Russian-speaking world. It is one of the largest Internet companies in Russia, and the world's seventh largest Internet business in terms of page views. Mail.ru Group operates two of the three largest Russian language social networking sites (Odnoklassniki.ru and Moi Mir@Mail.Ru), the two largest instant messaging networks in Russia (ICQ and Agent), Russia's leading email service, Russia's second largest Internet portal and Russia's largest online games company. Mail also holds strategic equity stakes of 32.49% in vKontakte, Russia's largest social networking site, and 25.09% in QIWI, formerly OE Investments, one of Russia's leading payment-processing companies. It also holds small minority stakes in Facebook, Zynga and Groupon.

BASH Today provides services of booking sites for private and corporate events.

Rambler Media is a diversified Russian language internet media and services group which operates or has interests in leading internet brands including the Russian internet homepage and search engine "Rambler.ru," on-line newspaper "Lenta.ru," product comparison website "Price.ru," internet catalogue and navigation system "Top 100," instant messaging service "Rambler-ICQ," digital advertising agency "Index20" and contextual advertising company "Begun." Rambler Media's shares are traded on AIM, the junior market of the London Stock Exchange under the symbol "RMG." In April 2008, over 40 million unique users visited Rambler Media's websites generating over two billion page views.

Shiptor is a unique delivery service aggregator that improves your shipping capabilities by offering various kinds of delivery methods.

Payzakat is AI based bot platform for personal donations management and organization. The chatbot allows users to select from a wide range of donation types and worldwide organizations.

Speech Technology Center Limited specializes in the development of advanced biometric systems, including voice and facial recognition technologies. The company provides a range of solutions for audio and video recording, processing, and analysis, catering to both commercial and governmental applications. Its offerings include voice biometrics for various sectors, professional recording equipment, noise cancellation systems, and forensic analysis tools. Additionally, Speech Technology Center provides training and consulting services in audio processing and analysis. Founded in 1990 and headquartered in Saint Petersburg, Russia, the company operates as a subsidiary of Sberbank of Russia and distributes its products through a global network of resellers and partners.

Rabota.ru is a portal for accurate and fast job search and recruitment, one of the leaders in the online recruitment market. The main objective of the project is to provide recruitment and job search services in different cities of Russia 24 hours a day, 365 days a year.

Yorso is innovative internet project for international B2B fish and seafood market. Marketplace Yorso is a web-service for automation sales, purchases and logistics on fish and seafood b2b wholesale market. Our team always implements new non-standard and efficient instruments to make business operations easier for our clients. We make business since 2011 and have more than 12 years experience in b2b international trading. While doing things offline we realized which problems exist on this market and started implementing Yorso system since 2013. Using Yorso will significantly reduce the number of intermediaries in the sales chain: it directly influences the profit for both producers and buyers and reduces the time of business operations. We created the B2B system especially focused on fish and seafood market. Cooperation with us is a simple and reliable way to do business in this industry. For producers: Utilize online sales channel and go global Place products in the system Access new markets and clients Optimize logistics and document exchange Full history of transactions in one place with less errors made during paperwork Sell 24x7 For buyers: Online catalog with best offers worldwide 24x7 Detailed product description Place order any time you want Search for products in one click Subscribe for product updates or request non-existing one Direct supply from producers Product quality guarantee Sole logistics, customs and paper work issues

Intercomp Global Services is a leading BPO provider in EMEA, and pioneer in the CEE and CIS regions. We offer extensive expertise and experience in accounting, HR administration and, in particular, payroll services. Clients from all industries have relied on Intercomp Global Services since 1994 for standardized multi-country payroll services. Delivering to over 500 clients (mostly Fortune 1000) varying from 1 to 14,000 employees across 25 countries and growing. We bring peace of mind, efficiency and cost savings to our clients with our centralized payroll model and platform.

Payzakat is AI based bot platform for personal donations management and organization. The chatbot allows users to select from a wide range of donation types and worldwide organizations.

GetMeBack is a loyalty program designed for SMBs. We enable businesses to create a digital loyalty program using Apple Wallet and Google Pay cards or a white-labeled mobile app. By utilizing AI-driven personalized push messages, we enhance customer communication and boost retention. Our primary focus is on the HoReCa and Retail sectors, catering to small restaurants and shops with approximately 10 employees.

Personal Big Data is service that attracts clients to microbusiness retail points using fine-tuned audience selection.

StilusBot is an online chatbot that acts as a personal fashion stylist.

Startup@Check-Up is an online service for calculating the profitability of businesses using Sberbank’s big data (data about location, activity, type of business, financing method, etc.).

SportMe is a sporting events guide.

Dialog LLC is an IT company based in Moscow, Russia, founded in 2016. It specializes in the development of a smart self-hosted messaging platform tailored for corporate communications. The company offers an enterprise-grade messenger that includes features such as voice and video calls, chatbot integration, file sharing, meeting scheduling, and audio and video conferencing. Dialog's platform is designed for flexibility, providing both on-premise and cloud deployment options to meet the needs of various organizations.

Yandex.Market engages in e-commerce, with a core focus on creating a B2C online retail marketplace.

VisionLabs is a company that specializes in computer vision and machine learning, focusing on products and solutions in face recognition, object recognition, augmented reality, and virtual reality. Their technology enables clients to create realistic 3D models of faces from a single photo taken with a mobile device's camera. VisionLabs is recognized for its advanced algorithms and has demonstrated product quality through numerous successful implementations and independent tests. The company serves a variety of industries, including security, retail, banking, and transportation, collaborating with respected partners to deliver innovative solutions globally. VisionLabs ranks among the leaders in face recognition technology, as evidenced by its performance in evaluations conducted by the National Institute of Standards and Technology.

Kiavi is a private lender specializing in financing solutions for residential real estate investors. The company provides bridge and rental loans, focusing on funding property investments and revitalizing aging housing stock. Formerly known as LendingHome, Kiavi utilizes advanced technology to automate the underwriting and decision-making processes, significantly reducing the manual steps involved in loan approvals. Additionally, Kiavi offers fix-and-flip lending services, empowering real estate investors with streamlined application processes and access to expert advice. Through its platform, Kiavi aims to provide reliable capital to clients, enabling them to successfully scale their real estate ventures.

DocDoc.ru owns and operates an online recruitment portal for medical professionals. It allows patients to rate the medical professional. The company was founded in 2012 and is based in the Russian Federation.

Gett, Inc. is a technology platform that specializes in corporate ground transportation management, providing on-demand black car services through its cloud-based software. Founded in 2010 and headquartered in London, the company allows businesses and individuals to book transportation via its application on iOS and Android devices. Gett aggregates various transportation providers, including corporate fleets, ride-hailing services, taxis, and limousines, into a single platform, aiming to streamline and optimize the entire employee experience from booking to invoicing and analytics. The platform is designed to help businesses effectively manage their ground transportation expenditures, which are estimated to exceed $100 billion globally. Gett has raised over $750 million in funding, including significant investment from The Volkswagen Group, and employs more than 800 staff worldwide. The company operates in major cities including London, New York, and Moscow.

GridGain Systems specializes in providing an in-memory computing platform that enhances real-time data access and processing capabilities. Built on Apache Ignite, GridGain's solutions cater to various sectors, including finance, e-commerce, healthcare, and telecommunications, with notable clients such as ING, Sberbank, and Huawei. The platform offers significant speed and scalability for both legacy and new applications, allowing deployment on distributed clusters of commodity servers without requiring the replacement of existing databases. It can function as a bridge between application and data layers or as an in-memory transactional SQL database. GridGain is recognized for its ability to handle high-volume ACID transactions, real-time analytics, and web-scale applications, making it a comprehensive solution for organizations seeking to optimize their data management and processing capabilities.

RuTarget is develops an advertising platform.

Segmento is a prominent Russian programmatic advertising platform that leverages machine learning and artificial intelligence to optimize digital marketing efforts. Founded in 2011 by Eugene Legkiy, Roman Nester, and Kirill Safonov, the company became a subsidiary of Sberbank in 2015, with its founders continuing to drive its innovation and growth. Segmento utilizes anonymized data from Sberbank's extensive client base, which includes insights into the online behaviors of 84 million users, to deliver targeted advertisements in real time across various devices. Its platform integrates both online and offline data to create customized advertising solutions, enabling businesses to effectively engage with potential customers and enhance their sales performance.

Platius is the developer of the loyalty and mobile payment system of the same name.

Ctrl Leasing is a financial services company that is the first to offer an on-line car leasing service in Russia to both individual and business clients.

DenizBank is a commercial banking institution founded in 1938 and headquartered in Istanbul, Turkey. Originally established to support the growing maritime sector, it has evolved to offer a wide range of financial services, including personal loans, business loans, agricultural loans, commercial and retail cards, treasury management, investment products, and insurance services. Since its acquisition by Sberbank of Russia in 2012, DenizBank has operated as a subsidiary of this leading global financial institution, which serves millions of individual and corporate clients across multiple countries. The bank focuses on providing comprehensive banking solutions to meet the diverse needs of its customers.

SLB Commercial Bank operates as a bank which offers private and commercial banking services.

Volksbank is a banking comapny that focuses on its new self-understanding on supporting the core business. The company see themselves as regional banks that are available to their customers around the clock in addition to their bank offices via Internet banking.

Troika Dialog Group is a prominent investment banking firm in Russia, recognized as a leader in the mutual fund industry and trust management services. The company specializes in a diverse array of financial services, including settlement and cash management, investment banking, and operations within financial markets. Established as the largest private investment company in Russia, Troika Dialog Group underwent significant changes when it was acquired by Sberbank in 2011, further solidifying its position in the financial sector. The firm continues to focus on delivering comprehensive financial solutions to meet the needs of its clients.