Sumitomo Mitsui Banking

HAKKI AFRICA Co., Ltd. is a microfinance company based in Kamakura, Japan, with a focus on providing small business loans to small and medium-sized enterprises in emerging markets, particularly in Kenya. Founded in 2018, the company aims to foster independence among local businesses by offering financial support and creating sustainable systems. HAKKI AFRICA develops credit scoring technology and APIs for credit as a service, catering to the needs of microfinance institutions and gig workers in Africa. Through its services, the company facilitates access to short-term and small-size loans, enabling businesses to secure the funding necessary for their operations and growth.

Canal Road Group, established in 2023 and based in Miami, Florida, is a specialized lender operating within the financial services industry. The company, with a team of 15 employees, focuses on sourcing, underwriting, and managing senior secured corporate debt investments, aiming to provide structured credit solutions to its clients.

Shriram Finance is an Indian non-banking finance company that specializes in providing financing for pre-owned commercial vehicles and equipment, as well as various types of loans. The company's offerings include personal loans, business loans, bike loans, gold loans, and loans for commercial vehicles. In addition to loan origination and valuation, Shriram Finance also focuses on loan collection, offering ancillary services such as financing for working capital, engine replacement, bill discounting, credit cards, and tire loans. The majority of the company's revenue is generated from interest income on the loans it provides, with its primary market being India.

Drip Capital Inc. is a financial technology company that specializes in providing credit solutions to small and medium enterprises (SMEs) involved in cross-border trade, particularly in developing markets. Founded in 2014 and headquartered in Palo Alto, California, with an additional office in Mumbai, India, Drip Capital offers a range of trade financing products, including invoice factoring, export finance, and receivables factoring. The company's innovative platform employs an automated risk assessment model, allowing SMEs to access working capital quickly and with minimal paperwork. By leveraging multiple data sources for transaction underwriting, Drip Capital aims to simplify the borrowing process, enabling businesses to obtain collateral-free loans and lines of credit to manage their inventory and fulfill purchase orders effectively. The company is supported by a team of professionals with backgrounds from prestigious institutions and has garnered backing from notable Silicon Valley investors.

SMFG India Credit is a non-banking financial company that specializes in providing a wide range of financial services aimed at both business and consumer banking. The company primarily focuses on financing small and medium-sized enterprises (SMEs) to support their working capital and growth needs. In addition to SME financing, it offers loans for commercial vehicles and two-wheelers, home improvement loans, loans against property, personal loans, and working capital loans tailored for urban self-employed individuals. Furthermore, SMFG India Credit is committed to rural development, providing loans for rural livelihood advancement, rural housing finance, and financing for various rural micro-enterprises.

Aeon Credit Service (M) Berhad operates in the consumer finance sector in Malaysia, specializing in various financing solutions tailored to individual needs. The company offers easy payment schemes for purchasing consumer durables through a network of appointed retail merchants and chain stores, as well as personal financing options based on Islamic principles. Aeon Credit Service issues a range of credit cards, including several types of Visa and MasterCard products, alongside prepaid cards. Additionally, it provides financing services for automobiles and motorcycles, as well as equipment financing for small and medium enterprises. The company also offers insurance products covering motor, personal accident, and health and wellness. With its headquarters in Kuala Lumpur, Aeon Credit Service has established five regional offices and 71 branches, complemented by approximately 12,000 participating merchant outlets across the country. Established in 1996, it is a subsidiary of AEON Financial Service Co., Ltd.

SMFG India Credit is a non-banking financial company that specializes in providing a wide range of financial services aimed at both business and consumer banking. The company primarily focuses on financing small and medium-sized enterprises (SMEs) to support their working capital and growth needs. In addition to SME financing, it offers loans for commercial vehicles and two-wheelers, home improvement loans, loans against property, personal loans, and working capital loans tailored for urban self-employed individuals. Furthermore, SMFG India Credit is committed to rural development, providing loans for rural livelihood advancement, rural housing finance, and financing for various rural micro-enterprises.

Northern Arc Capital Limited is a non-banking financial company based in Chennai, India, that focuses on providing access to debt finance for underserved households and businesses. The company offers a diverse range of financial products, including microfinance, agricultural finance, housing finance, vehicle finance, consumer finance, small business loans, and gold loans. In addition to traditional lending, Northern Arc Capital provides fintech services, structured products, and capital market instruments. The company also engages in debt syndication and guarantee-backed lending, facilitating connections between originators to enhance the delivery of financial services. Established in 1989 and originally named IFMR Capital Finance Private Limited, it rebranded to Northern Arc Capital Limited in March 2018.

Northern Arc Capital Limited is a non-banking financial company based in Chennai, India, that focuses on providing access to debt finance for underserved households and businesses. The company offers a diverse range of financial products, including microfinance, agricultural finance, housing finance, vehicle finance, consumer finance, small business loans, and gold loans. In addition to traditional lending, Northern Arc Capital provides fintech services, structured products, and capital market instruments. The company also engages in debt syndication and guarantee-backed lending, facilitating connections between originators to enhance the delivery of financial services. Established in 1989 and originally named IFMR Capital Finance Private Limited, it rebranded to Northern Arc Capital Limited in March 2018.