Auto-Owners
Auto-Owners Insurance is the largest property and casualty insurance company based in Michigan, with origins tracing back to 1916 when Vern V. Moulton established the company in Mt. Pleasant. Initially operating with minimal resources, the company was relocated to Lansing in 1917, where it began to grow despite economic challenges, including the Great Depression. During this period, Auto-Owners earned a reputation for financial stability by promptly paying all claims in cash. The company initially focused on automobile insurance but expanded into general casualty insurance in 1940. This growth necessitated the acquisition of multiple office spaces until, in 1951, Auto-Owners consolidated its operations into a single home office in downtown Lansing. Over the years, Auto-Owners has maintained a commitment to service and reliability, contributing to its status as a leading insurer in the region.
Capital Insurance Group
Acquisition in 2019
Capital Insurance Group Inc. is a regional provider of property and casualty insurance, established in 1898 and headquartered in Monterey, California. The company offers a diverse array of insurance products, including personal, home, auto, renter, building owner, commercial, and agricultural insurance. Capital Insurance Group caters to customers through independent insurance agents and agencies across several states, including California, Nevada, Oregon, Washington, Idaho, Arizona, and New Mexico. As a subsidiary of Auto-Owners Insurance Company, it focuses on delivering a balance of coverage, protection, and value to its policyholders.
Atlantic Casualty Insurance Company
Acquisition in 2015
Atlantic Casualty Insurance Company, established in 1983 and based in Goldsboro, North Carolina, specializes in providing casualty insurance services. Originally formed to underwrite non-standard personal auto insurance, the company shifted its focus to commercial products by the late 1990s. Its current offerings include Commercial General Liability, Commercial Package, Inland Marine, Commercial Property, Boiler and Machinery, and Commercial Auto insurance (limited to North Carolina). Atlantic Casualty operates exclusively through Managing General Agencies and is a subsidiary of Auto-Owners Insurance Group, which has a strong industry presence and an A.M. Best rating of A++. The company has developed a significant portfolio, reflecting its commitment to serving the commercial insurance market.
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