Krealo

Aviva is an AI-powered digital bank aimed at expanding access to financial services for Latin America’s underbanked communities, with an initial focus on Mexico. The company offers unsecured credit products for individuals and nano‑businesses and uses physical onboarding kiosks in small towns to provide a fast, documentless 3-minute video onboarding. Its AI technology blends natural language processing and video analysis to convert spoken input into a real-time credit application and to assess risk for thin‑file customers, supporting competitive interest rates. By combining cost-efficient onboarding with advanced data insights, Aviva seeks to bridge the gap to formal financial services and enable loans and credits tailored to underserved customers across the region.

Finerio Connect is a developer of a personal finance platform that helps financial institutions unlock the value of their data. The platform offers open finance, data analysis, and personal finance management APIs, enabling banks and other lenders to tailor services and insights. It specializes in creating custom budgets, monitoring and tracking expenses, viewing financial information, and linking bank accounts, while analyzing consumption patterns. The solution supports planning and controlling consumer spending and increasing savings by transforming disparate financial data into actionable insights.

Finerio Connect is a developer of a personal finance platform that helps financial institutions unlock the value of their data. The platform offers open finance, data analysis, and personal finance management APIs, enabling banks and other lenders to tailor services and insights. It specializes in creating custom budgets, monitoring and tracking expenses, viewing financial information, and linking bank accounts, while analyzing consumption patterns. The solution supports planning and controlling consumer spending and increasing savings by transforming disparate financial data into actionable insights.

Aviva is an AI-powered digital bank aimed at expanding access to financial services for Latin America’s underbanked communities, with an initial focus on Mexico. The company offers unsecured credit products for individuals and nano‑businesses and uses physical onboarding kiosks in small towns to provide a fast, documentless 3-minute video onboarding. Its AI technology blends natural language processing and video analysis to convert spoken input into a real-time credit application and to assess risk for thin‑file customers, supporting competitive interest rates. By combining cost-efficient onboarding with advanced data insights, Aviva seeks to bridge the gap to formal financial services and enable loans and credits tailored to underserved customers across the region.