AF Group
Headquartered in Lansing, Mich., AF Group is a premier provider of innovative insurance solutions committed to leading the industry with superior underwriting and exceptional medical management strategies. The collective strength of AF Group ensures their customers have access to these resources along with the support needed to keep costs down and workplaces safe. AF Group’s focused and knowledgeable people build industry-leading best practices, analytics and resources to manage risk and minimize loss for their policyholders while strengthening businesses with their agent partners. They strive to continuously increase the long-term value of their organization by outperforming their industry peers; attracting, developing and retaining top talent; and fostering a culture of underwriting and claims excellence.
DecisionUR is a cloud-based solution that stores and utilizes state-mandated evidence-based medical guidelines to automate initial treatment reviews, and streamlines the entire Utilization Review Management process.
CTS Engtec Oy is a Finnish company that specializes in engineering, project management, and consulting services for the process industry. Founded in 1973 and headquartered in Kouvola, with additional offices in Oulu, Kajaani, and St. Petersburg, the company provides a range of services including basic and detailed engineering, energy and material efficiency audits, environmental and water technology solutions, maintenance services, and permitting assistance. CTS Engtec also conducts pre-feasibility and feasibility studies, profitability calculations, and offers project management and site services. The company caters to various sectors such as energy, pulp and paper, metal and mining, data centers, and other specialized industries. It was formerly known as ÅF-CTS Oy until it adopted its current name in August 2007.
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