AF Group

AmeriTrust specializes in commercial insurance underwriting and administration services within the property and casualty insurance sector. The company provides a variety of insurance solutions tailored to specific industries, trade and professional associations, affinity groups, governmental entities, and independent agents. Their offerings include specialty programs and products, as well as standard coverage options such as workers' compensation, commercial packages, and automotive business coverages. In addition, AmeriTrust delivers claims and loss control services to enhance the overall insurance experience for its clients.

DecisionUR is a cloud-based solution that stores and utilizes state-mandated evidence-based medical guidelines to automate initial treatment reviews, and streamlines the entire Utilization Review Management process.

CTS Engtec Oy is a Finnish company that specializes in engineering, project management, and consulting services for the process industry. Founded in 1973 and headquartered in Kouvola, with additional offices in Oulu, Kajaani, and St. Petersburg, the company provides a range of services including basic and detailed engineering, energy and material efficiency audits, environmental and water technology solutions, maintenance services, and permitting assistance. CTS Engtec also conducts pre-feasibility and feasibility studies, profitability calculations, and offers project management and site services. The company caters to various sectors such as energy, pulp and paper, metal and mining, data centers, and other specialized industries. It was formerly known as ÅF-CTS Oy until it adopted its current name in August 2007.