Bpifrance

Grâce offers innovative insurance solutions to enhance customer experience and improve process efficiency.

Santexpat is a health insurance platform tailored for French expatriates, operating in over 200 countries. Established in 2020 and headquartered in Paris, it provides users with the ability to analyze more than 100 health insurance options and subscribe directly online. The platform displays insurer prices aligned with public rates, ensuring transparency by including all costs without additional fees. Users can manage their insurance premiums directly through the site of their chosen insurer. Additionally, Santexpat offers 24/7 teleconsultations with French-speaking doctors, enhancing access to healthcare for expatriates.

Alloccasions develop a mobile app to simplifies and optimizes the inspection process for car businesses, enabling them to efficiently and accurately evaluate second-hand cars. Our solution is a mobile application tailored to assist car dealerships in conducting efficient on-site or remote inspections and evaluating the value of used vehicles. With just a video of the vehicle's exterior and interior, the app can accurately detect any damages on the car's bodywork, calculate its price and the cost of repairs, identify engine issues based on sound analysis, scan and provide historical information, optimize car photos for improved marketing, and much more. Once the inspection is completed, our solution generates a detailed report that enables dealership to make informed decisions regarding the purchase.

Carviz is a company that has developed a mobile application aimed at enhancing the vehicle inspection process for car dealerships. This specialized app allows dealerships to conduct efficient on-site or remote inspections of pre-owned vehicles, ensuring accurate assessments of their condition and value. By utilizing video footage of a vehicle's interior and exterior, the app can identify bodywork damage, estimate repair costs, analyze engine issues through sound, and provide access to historical data. The application also enhances vehicle photos for improved marketing. After completing an inspection, Carviz generates a detailed report, which aids dealerships in making informed purchasing decisions. The platform streamlines the buying and selling process for automotive professionals, including dealerships and insurers, by automating damage detection and repair cost estimation, ultimately improving vehicle management.

Lola Health is an insurance technology firm that provides personalized health coverage tailored to the needs of its clients' businesses. The company focuses on enhancing employee well-being by offering support for various health issues, including female health, alternative medicine, and mental health. Lola Health's services include Angel Plus, an advisory platform that assists employees in navigating their health care options, as well as telecommunications and psychological support. By modernizing traditional insurance models, Lola Health aims to offer comprehensive coverage that includes assistance for care pathways like endometriosis, parenthood, and postpartum depression. This approach not only helps businesses attract and retain talent but also promotes overall employee performance and wellness.

Lovys is a digital insurance provider based in France, founded in 2017. It is recognized as the first fully digital, all-in-one insurance platform in the country. Lovys aims to simplify the insurance experience by offering a personalized and transparent interface where users can manage their insurance needs through a single monthly subscription. The company's application allows clients to register and insure individual items with ease, providing clear insights into costs and facilitating direct management of policies and claims. By rethinking the traditional insurance model, Lovys is dedicated to making insurance simpler and more accessible for users.

Styckr is an innovative company specializing in autonomous data retrieval for risk management, focusing on the security, traceability, and control of industrial assets. Founded in 2017 and based in Berkeley, California, Styckr offers a comprehensive solution that utilizes advanced sensors to collect critical data points, including geo-positioning, temperature, humidity, and pressure, ensuring information continuity throughout the asset lifecycle. Its AI-powered software-as-a-service platform analyzes this data to provide deep insights, enabling insurers to automate refunds based on verifiable events and measurements. The company's robust algorithms monitor fleet conditions, predict risks, and detect fraudulent activities, making it a versatile tool for managing and safeguarding valuable assets.

Active Assurances specializes in providing automobile insurance products and services in France. The company designs and distributes insurance policies for individuals through both direct sales and online platforms, enabling customers to insure their vehicles conveniently. In addition to policy issuance, Active Assurances also manages these contracts remotely, offering streamlined claims management and hassle-free product design services.

Drust specializes in providing car service companies with a range of solutions and technologies to develop their own connected car offerings. Their products include ready-to-use telematics tools such as APIs, driver apps, dashboards, and dongles, as well as customized development services. Drust also features a unique platform, DRIVELAB, which allows for experimentation with connected car features in real-time with actual drivers. The company's focus is on delivering driver-oriented services that offer insights into vehicle performance and driving habits, aiming to enhance safety, reduce costs, and promote a more enjoyable driving experience.

Voluntis, established in 2001, specializes in developing digital therapeutic solutions for diabetes, oncology, and other therapeutic areas. The company offers products such as Insulia, Diabeo, Oleena, and AstraZeneca, which provide automated insulin dose recommendations, patient-specific dosage suggestions, and management of side effects like hypertension and diarrhea. Voluntis collaborates with pharmaceutical companies like Bristol-Myers Squibb to co-develop digital therapeutics for oncology. Headquartered in France with operations in the U.S., Voluntis aims to enhance patient outcomes and healthcare system efficiency through innovative, secure, and patient-centric digital health solutions.

ITN, European Independent Software Vendor (ISV) of insurance software solutions and components, is the strategic partner of insurance companies and mutual insurance societies, bank insurers, wholesale insurers and brokers, for the optimization and industrialization of information systems.