European Investment Bank

PBZ Group specializes in the financial sector with a diverse range of specialized services including asset management, and banking.

Nexi Payments, headquartered in Milan, Italy, specializes in electronic money and payment services. It facilitates transactions between banks, merchants, and consumers by offering a range of services, including merchant acquiring (POS management), card issuing (credit, debit, and pre-paid), and digital banking solutions. Nexi partners with banks to provide these services, aiming to modernize Italy's payment infrastructure and promote a cashless society.

Acba Bank is a financial institution that offers a range of banking services to individuals, businesses, and farmers in Armenia. Established with the support of international partners, the bank focuses on providing agricultural loans, facilitating money transfers, and offering foreign exchange services. Additionally, it provides leasing options and community funding, aiming to support the local economy and enhance agricultural development. Acba Bank plays a crucial role in financing Armenian agriculture, drawing on its foundation as a cooperative bank inspired by European models.

Tele2 is a prominent telecommunications operator serving approximately 15 million customers across ten countries, including Sweden and the Baltic markets. Established in 1993 by Jan Stenbeck, Tele2 initially focused solely on mobile services but expanded its offerings in 2018 with the acquisition of Com Hem, Sweden's largest cable company. Today, the company provides a comprehensive range of services, including mobile and fixed broadband, telephony, data network services, and cable TV, effectively challenging former government monopolies and established competitors. In Sweden, Tele2 holds the position of the second-largest telecom operator by market share. The company is recognized for its strong cost management and consistent dividend policy, which is expected to continue as it navigates the competitive telecom landscape.

Bank of Kigali is a commercial banking institution established in December 1966 and headquartered in Kigali, Rwanda. The bank offers a wide range of financial services, including loans, accounting, asset finance, foreign exchange, and trade services. It serves both individuals and businesses across various sectors, including information technology and business products. The bank is committed to creating value for its stakeholders and aims to be a leading provider of innovative financial solutions in the region. In addition to focusing on customer service, Bank of Kigali invests in its employees, providing them with meaningful rewards to encourage their contributions to the company and the community.

Santander Brasil is the largest division of Banco Santander in Latin America, accounting for half of the group's activities in the region. It functions through two primary segments: Commercial Banking and Global Wholesale Banking. The Commercial Banking segment serves both individual and corporate clients, generating the majority of the bank's revenue. Meanwhile, the Global Wholesale Banking segment includes Investment Banking and Markets operations, which cover the Treasury and Equity Business Departments. Santander Brasil operates extensively within Brazil and also has international operations, emphasizing its significant role in the financial landscape.

Garanti BBVA Romania is a dynamic bank in the local market, offering a comprehensive range of banking and financial services to clients in Bucharest. The bank provides quality products for various sectors, including retail, small and medium-sized enterprises (IMM), and corporate clients. Its services encompass debit cards, bank accounts, loans, financing solutions, financial risk protection, and payment systems, effectively catering to the needs of both individuals and businesses.

Illimity Bank, founded in 2018 and headquartered in Milan, Italy, is a commercial bank that delivers digital direct banking services to both retail and business clients. The bank specializes in providing corporate credit, managing non-performing loan (NPL) portfolios, and offering financing solutions specifically tailored for small and medium-sized enterprises (SMEs). Additionally, Illimity Bank engages in investment banking activities, including the establishment and management of investment funds and facilitating initial public offerings. With a focus on addressing the challenges posed by distressed credit and the increasing prevalence of bad loans, Illimity Bank aims to support its clients through innovative financial solutions.

Bank Leumi is a prominent banking institution in Israel, offering a wide range of financial services tailored to various segments, including corporate, commercial, and private banking, as well as financial management and capital market services. Established in 1902 and headquartered in Tel Aviv, the bank provides services such as deposit accounts, loans, credit products, investment counseling, and financial management solutions. It specializes in financing for international trade, mergers and acquisitions, and various projects, while also offering risk management tools to mitigate currency and interest rate fluctuations. Bank Leumi caters to middle-market businesses, wealthy individuals, and local authorities, and offers brokerage services within the securities market. Additionally, the bank engages in underwriting and distributing public and private offerings and provides credit card services. With 274 branches in Israel and 52 international locations across 15 countries, Bank Leumi serves a diverse clientele, including mutual and pension funds, commercial banks, and investment banks.

First Capital Bank is one of the largest and oldest commercial banking networks in the country. The bank provides a wide range of personal products such as transactional accounts, internet banking, local and international debit cards, and insurance products. Treasury-related services, lending products, foreign exchange, and transactional products are examples of commercial products. They provide a broad range of financial products to ensure that their services are always relevant and valuable to their diverse market segments.

Qonto is a digital bank specializing in financial services for small and medium-sized businesses, as well as freelancers. It simplifies business banking, making it efficient and transparent. The company offers digital bank accounts for sending and receiving payments, catering to various company types, legal forms, and team sizes. Qonto's platform also facilitates bookkeeping, budget management, and fund transfers via a mobile application and physical/virtual cards, eliminating paperwork.

The Co-operative Bank of Kenya Limited, established in 1965, is a banking institution incorporated under the Companies Act in Kenya. Originally registered under the Co-operative Societies Act, it transitioned to its current structure in 2008 to align with requirements for listing on the Nairobi Securities Exchange. The bank offers a wide range of financial services, including corporate and retail banking, investment, and asset management. It operates through three primary segments: Retail Banking, which serves individual customers with loans, deposits, and related services; Wholesale Banking, catering to corporate and institutional clients; and Group Functions, which encompasses support departments such as ICT and Finance. The majority of the bank's revenue is derived from its Retail Banking operations, highlighting its significant role in providing financial services to the Kenyan population.

Ecobank Transnational Incorporated (ETI), a public limited liability company under a private sector initiative spearheaded by the Federation of West African Chambers of Commerce and Industry with the support of the Economic Community of West African States (ECOWAS). In the early 1980’s foreign and state-owned banks dominated the banking industry in West Africa. Commercial banks in West Africa owned and managed by the African private sector were a rarity. Its founders created ETI with the objective of filling this vacuum. The Federation of West African Chambers of Commerce promoted and initiated a project to create a private, regional banking institution in West Africa. In 1984, Ecopromotions S.A. was incorporated. Its founding shareholders raised seed capital for feasibility studies and the promotional activities leading to the creation of ETI. In October 1985, ETI was incorporated with authorised capital of US$100 million. The initial paid up capital of US$32 million was raised from over 1,500 individuals and institutions from West African countries. The largest shareholder was the ECOWAS Fund for Cooperation, Compensation and Development (ECOWAS Fund), the development finance arm of ECOWAS. Ecobank signed a Headquarters’ Agreement with the Government of Togo in 1985, which granted it the status of an international organisation. This status came with the rights and privileges necessary for ETI to operate as a regional institution, including the status of a non-resident financial institution. ETI commenced operations with its first subsidiary in Togo in March 1988.

Software Group is a global technology company that specializes in digital banking and integration solutions for the financial sector. With nine main offices located in countries such as Australia, Bulgaria, Egypt, Ghana, India, Kenya, Mexico, the Philippines, and the USA, the company serves a diverse international client base. It employs a team of experienced professionals known for managing complex financial development projects. Software Group focuses on providing delivery channels and integration tools tailored to various financial institutions, including microfinance institutions, savings groups, credit unions, banks, telecom operators, and fintech companies. The company is committed to delivering high-quality, transparent, and affordable products and services that facilitate digital transformation, enhance outreach, and improve operational efficiency for its clients.

Qonto is a digital bank specializing in financial services for small and medium-sized businesses, as well as freelancers. It simplifies business banking, making it efficient and transparent. The company offers digital bank accounts for sending and receiving payments, catering to various company types, legal forms, and team sizes. Qonto's platform also facilitates bookkeeping, budget management, and fund transfers via a mobile application and physical/virtual cards, eliminating paperwork.

M-BIRR Limited provides mobile banking services through its innovative platform, M-BIRR, which facilitates mobile money transactions for financial institutions in Ethiopia. Established in 2009, M-BIRR was the first Ethiopian-based mobile money service and has since become a leader in the sector, recognized for its extensive customer base, distribution network, and transaction volume. The platform offers a range of services, including domestic money transfers, balance inquiries, cash in/out through agents, loan repayments, and international remittances. Users can conveniently deposit and withdraw funds, pay utility bills, and make purchases both online and offline. M-BIRR caters to residential and business customers, as well as banks and microfinance institutions. Headquartered in Dublin, Ireland, the company continues to play a significant role in enhancing financial inclusion across urban and rural areas in Ethiopia.