Lendio, Inc. operates an online lending marketplace that connects small business owners with various lenders across the United States. Founded in 2005 and based in Lehi, Utah, Lendio provides a platform that allows business owners to compare and secure a range of financing options, including short-term and long-term loans, business lines of credit, startup loans, equipment financing, and merchant cash advances. The platform caters to diverse funding needs, supporting various types of businesses, including those owned by women. Lendio aims to simplify the lending process for small businesses by facilitating access to financial resources necessary for growth and development. The company was previously known as Funding Universe, Inc. before rebranding to Lendio in February 2011.
CashStar, Inc. is a provider of a cloud-based digital gifting platform that facilitates prepaid commerce solutions for retailers. The platform includes various services such as CashStar Consumer, which allows users to personalize gift cards, and CashStar Marketing, designed for managing promotional campaigns across multiple channels. Additionally, CashStar offers business solutions for B2B gift card transactions, enhances customer service with digital gift card solutions, and provides administration tools for reporting and asset management. The CashStar Cloud Platform supports application services, transaction processing, and multi-currency operations, while the company also delivers risk management and customer care services. Its clientele spans multiple sectors, including electronics, dining, and retail, with notable clients such as Starbucks and Walmart. CashStar was incorporated in 2002 and is headquartered in Portland, Maine, with a satellite office in Waltham. As of 2017, it operates as a subsidiary of Blackhawk Network, Inc.
MX is a fintech data company established in 2010 that focuses on enhancing the financial experiences of individuals by automating access to their financial data. The company provides software solutions for banks, credit unions, and financial technology innovators, enabling them to aggregate, analyze, and present financial data effectively. By offering services such as data cleansing, auto-categorization, custom APIs, and data analytics, MX helps financial institutions improve customer engagement and drive growth. The company has established partnerships with over 600 financial institutions and more than 30 digital banking providers, positioning itself as a significant player in the fintech industry. MX's emphasis on customer-centric banking relationships allows clients to develop next-generation banking applications and solutions, ultimately leading to enhanced financial management for users.
MX is a fintech data company established in 2010 that focuses on enhancing the financial experiences of individuals by automating access to their financial data. The company provides software solutions for banks, credit unions, and financial technology innovators, enabling them to aggregate, analyze, and present financial data effectively. By offering services such as data cleansing, auto-categorization, custom APIs, and data analytics, MX helps financial institutions improve customer engagement and drive growth. The company has established partnerships with over 600 financial institutions and more than 30 digital banking providers, positioning itself as a significant player in the fintech industry. MX's emphasis on customer-centric banking relationships allows clients to develop next-generation banking applications and solutions, ultimately leading to enhanced financial management for users.
Lendio, Inc. operates an online lending marketplace that connects small business owners with various lenders across the United States. Founded in 2005 and based in Lehi, Utah, Lendio provides a platform that allows business owners to compare and secure a range of financing options, including short-term and long-term loans, business lines of credit, startup loans, equipment financing, and merchant cash advances. The platform caters to diverse funding needs, supporting various types of businesses, including those owned by women. Lendio aims to simplify the lending process for small businesses by facilitating access to financial resources necessary for growth and development. The company was previously known as Funding Universe, Inc. before rebranding to Lendio in February 2011.
Saylent Technologies, Inc. develops software solutions for debit card portfolio management and analytics, specifically tailored for financial institutions. The company's key offerings include Saylent Engage, which utilizes automated and machine learning techniques to identify revenue opportunities and recommend actions; Saylent Reward, which analyzes customer financial activities to enable tailored product offerings; and Saylent Explore, which converts transaction data into actionable insights to combat fraud. These solutions are designed to help banks, credit unions, and financial service providers enhance customer attraction and retention through data-driven insights. Saylent Technologies operates through a cloud platform and has established distribution partnerships with processors and core platform suppliers both in the United Kingdom and internationally. Founded in 2006 and headquartered in Boston, Massachusetts, Saylent Technologies aims to empower its clients with effective tools for banking and marketing.
MX is a fintech data company established in 2010 that focuses on enhancing the financial experiences of individuals by automating access to their financial data. The company provides software solutions for banks, credit unions, and financial technology innovators, enabling them to aggregate, analyze, and present financial data effectively. By offering services such as data cleansing, auto-categorization, custom APIs, and data analytics, MX helps financial institutions improve customer engagement and drive growth. The company has established partnerships with over 600 financial institutions and more than 30 digital banking providers, positioning itself as a significant player in the fintech industry. MX's emphasis on customer-centric banking relationships allows clients to develop next-generation banking applications and solutions, ultimately leading to enhanced financial management for users.
Valore operates an online marketplace designed for college students to buy, sell, and rent textbooks and other educational resources. Based in San Diego, ValoreBooks.com connects students with over 14,000 booksellers nationwide, offering textbooks at discounts of up to 90 percent off the list price, significantly lower than traditional campus bookstores. In addition to its extensive selection of affordable textbooks, Valore provides interactive tools and advice on college costs and student loans. The company is recognized for its commitment to customer service and for giving back to students, enhancing the overall educational experience.
CashStar, Inc. is a provider of a cloud-based digital gifting platform that facilitates prepaid commerce solutions for retailers. The platform includes various services such as CashStar Consumer, which allows users to personalize gift cards, and CashStar Marketing, designed for managing promotional campaigns across multiple channels. Additionally, CashStar offers business solutions for B2B gift card transactions, enhances customer service with digital gift card solutions, and provides administration tools for reporting and asset management. The CashStar Cloud Platform supports application services, transaction processing, and multi-currency operations, while the company also delivers risk management and customer care services. Its clientele spans multiple sectors, including electronics, dining, and retail, with notable clients such as Starbucks and Walmart. CashStar was incorporated in 2002 and is headquartered in Portland, Maine, with a satellite office in Waltham. As of 2017, it operates as a subsidiary of Blackhawk Network, Inc.
Interactions LLC specializes in providing hosted interactive voice response (IVR) services that facilitate customer engagement for various industries, particularly financial services and technology. Founded in 2004 and headquartered in Franklin, Massachusetts, the company offers solutions such as HumanTouch, which enables conversational interactions through automated voice systems, and Curo Speech, an application focused on automatic speech recognition and text-to-speech capabilities. Interactions leverages its patented Adaptive-Understanding™ technology to create natural language understanding systems that integrate both human and machine intelligence. Its virtual assistant solutions are designed to enhance customer care across multiple channels, allowing businesses to streamline communication while reducing costs. With a track record of processing over one billion transactions, Interactions serves notable clients, including Hyatt, Best Western, and Humana, providing them with tools that improve efficiency and customer satisfaction. The company also maintains technology centers in Carmel, Indiana, and additional offices in Austin, Texas, and other locations.
Valore operates an online marketplace designed for college students to buy, sell, and rent textbooks and other educational resources. Based in San Diego, ValoreBooks.com connects students with over 14,000 booksellers nationwide, offering textbooks at discounts of up to 90 percent off the list price, significantly lower than traditional campus bookstores. In addition to its extensive selection of affordable textbooks, Valore provides interactive tools and advice on college costs and student loans. The company is recognized for its commitment to customer service and for giving back to students, enhancing the overall educational experience.
Interactions LLC specializes in providing hosted interactive voice response (IVR) services that facilitate customer engagement for various industries, particularly financial services and technology. Founded in 2004 and headquartered in Franklin, Massachusetts, the company offers solutions such as HumanTouch, which enables conversational interactions through automated voice systems, and Curo Speech, an application focused on automatic speech recognition and text-to-speech capabilities. Interactions leverages its patented Adaptive-Understanding™ technology to create natural language understanding systems that integrate both human and machine intelligence. Its virtual assistant solutions are designed to enhance customer care across multiple channels, allowing businesses to streamline communication while reducing costs. With a track record of processing over one billion transactions, Interactions serves notable clients, including Hyatt, Best Western, and Humana, providing them with tools that improve efficiency and customer satisfaction. The company also maintains technology centers in Carmel, Indiana, and additional offices in Austin, Texas, and other locations.
CashStar, Inc. is a provider of a cloud-based digital gifting platform that facilitates prepaid commerce solutions for retailers. The platform includes various services such as CashStar Consumer, which allows users to personalize gift cards, and CashStar Marketing, designed for managing promotional campaigns across multiple channels. Additionally, CashStar offers business solutions for B2B gift card transactions, enhances customer service with digital gift card solutions, and provides administration tools for reporting and asset management. The CashStar Cloud Platform supports application services, transaction processing, and multi-currency operations, while the company also delivers risk management and customer care services. Its clientele spans multiple sectors, including electronics, dining, and retail, with notable clients such as Starbucks and Walmart. CashStar was incorporated in 2002 and is headquartered in Portland, Maine, with a satellite office in Waltham. As of 2017, it operates as a subsidiary of Blackhawk Network, Inc.
Tervela, Inc. specializes in designing and developing a Data in Motion platform that facilitates the movement, integration, and analysis of data across various environments. Its key offerings include Data Fabric, a messaging software platform that enables users to capture and distribute data from multiple enterprise and cloud sources; Cloud FastPath, an automated service for secure migration and synchronization of digital content between on-premise and cloud infrastructures; and NetCharts, a comprehensive suite for data visualization and performance management. These solutions are aimed at addressing time-consuming tasks such as data ingest, cloud integration, and analysis, making them valuable to both small businesses and large corporations. Founded in 2004, Tervela is headquartered in Boston, Massachusetts, with additional locations in Brooklyn, New York, and Owings Mills, Maryland.
Placemark Investments specializes in developing and supporting wealth management solutions tailored for broker/dealers, registered investment advisors, banks, and family offices. The company is recognized as a leading independent overlay portfolio manager in the separate account industry, offering Unified Managed Account platforms and retirement solutions. Placemark integrates various investment vehicles, including separately managed accounts, mutual funds, and ETFs, into customized portfolios, enabling firms to enhance their fee-based business. Additionally, it offers back-office technologies designed to assist money managers, further catering to the needs of high net worth individuals and other clients.
FSV Payment Systems is a leader in prepaid technology and stored value processing. With roots deep in paycards – one of the first significant applications in the prepaid industry outside of gift cards – FSV has the experience, stored-value systems, technology and expertise to deliver your company’s prepaid card payment solutions.
To learn more visit www.fsvps.com.
Metatomix, founded in 2000, specializes in semantic integration services designed to address the complexities of linking data from diverse systems. The company aims to create a unified understanding of information across enterprises, enabling a comprehensive view of business data. By integrating information from multiple sources, Metatomix's solutions empower corporate enterprises and government agencies to enhance decision-making and streamline workflows. This holistic approach allows business applications to utilize data not limited to a single product or database, but instead encompasses all relevant data sources, fostering improved operational efficiency and insight.
Valore operates an online marketplace designed for college students to buy, sell, and rent textbooks and other educational resources. Based in San Diego, ValoreBooks.com connects students with over 14,000 booksellers nationwide, offering textbooks at discounts of up to 90 percent off the list price, significantly lower than traditional campus bookstores. In addition to its extensive selection of affordable textbooks, Valore provides interactive tools and advice on college costs and student loans. The company is recognized for its commitment to customer service and for giving back to students, enhancing the overall educational experience.
Smart Destinations, Inc. is a provider of multi-attraction sightseeing passes for travelers in North America, offering products such as Go City Cards and Explorer Passes. These passes grant prepaid access to over 500 museums, attractions, and tours across 15 major destinations, including cities like New York, Chicago, and San Francisco, as well as locations in Hawaii and Florida. The company facilitates the purchase of these passes through its online platform, walk-up retail outlets, and travel agencies in the United States. Established in 2003 and headquartered in Boston, Massachusetts, Smart Destinations operates as a subsidiary of Big Bus Tours Ltd., distributing its products through major travel services worldwide.
Live Well Financial is a seasoned veteran in the reverse mortgage industry. Started in 2005, Live Well Financial has extended its footprint across the country from its corporate headquarters in Richmond, VA. This nationwide presence has helped the company become one of the fastest growing reverse mortgage lenders in the nation.
Interactions LLC specializes in providing hosted interactive voice response (IVR) services that facilitate customer engagement for various industries, particularly financial services and technology. Founded in 2004 and headquartered in Franklin, Massachusetts, the company offers solutions such as HumanTouch, which enables conversational interactions through automated voice systems, and Curo Speech, an application focused on automatic speech recognition and text-to-speech capabilities. Interactions leverages its patented Adaptive-Understanding™ technology to create natural language understanding systems that integrate both human and machine intelligence. Its virtual assistant solutions are designed to enhance customer care across multiple channels, allowing businesses to streamline communication while reducing costs. With a track record of processing over one billion transactions, Interactions serves notable clients, including Hyatt, Best Western, and Humana, providing them with tools that improve efficiency and customer satisfaction. The company also maintains technology centers in Carmel, Indiana, and additional offices in Austin, Texas, and other locations.
Tervela, Inc. specializes in designing and developing a Data in Motion platform that facilitates the movement, integration, and analysis of data across various environments. Its key offerings include Data Fabric, a messaging software platform that enables users to capture and distribute data from multiple enterprise and cloud sources; Cloud FastPath, an automated service for secure migration and synchronization of digital content between on-premise and cloud infrastructures; and NetCharts, a comprehensive suite for data visualization and performance management. These solutions are aimed at addressing time-consuming tasks such as data ingest, cloud integration, and analysis, making them valuable to both small businesses and large corporations. Founded in 2004, Tervela is headquartered in Boston, Massachusetts, with additional locations in Brooklyn, New York, and Owings Mills, Maryland.
HiWired thinks everyone should enjoy the benefits of PC and network-based technologies, without annoying setup and maintenance headaches. The company delivers help remotely via the Internet and secure screen share technology; so you can stay put and avoid the discomfort of sharing your space with an unfamiliar technician. It's no wonder companies like OfficeMax, Cox Communications and Motorola partner with us to simplify life for their customers with their leading-edge technology and US-based network of expert technicians.
Compete specializes in providing digital intelligence services that assist brands in enhancing their marketing strategies by analyzing online consumer behavior. The company offers a range of services that include consumer behavior data for competitive research, performance benchmarking, identification of effective keywords, and analysis of referral sources. It enables businesses to gain insights into online market shares, discover competitors' traffic sources, and pinpoint opportunities to enhance website engagement and conversion metrics. Additionally, Compete provides tools for measuring referral partners, creating connections between online and offline efforts, and identifying cross-selling and up-selling opportunities. The company also focuses on mobile behavioral intelligence to understand the impact of mobile devices on consumer shopping habits. Through these services, Compete aims to deliver actionable insights and comprehensive reports that support informed decision-making for brands seeking to improve customer loyalty and reduce operational costs.
Metatomix, founded in 2000, specializes in semantic integration services designed to address the complexities of linking data from diverse systems. The company aims to create a unified understanding of information across enterprises, enabling a comprehensive view of business data. By integrating information from multiple sources, Metatomix's solutions empower corporate enterprises and government agencies to enhance decision-making and streamline workflows. This holistic approach allows business applications to utilize data not limited to a single product or database, but instead encompasses all relevant data sources, fostering improved operational efficiency and insight.
Serious USA, Inc., a publishing company, develops interactive CD and DVD cards for entertainment brands. It offers interactive gift cards, loyalty cards, pharmaceutical patient education cards, direct mail programs, and collectible digital trading cards. The company was founded in 1997 and is headquartered in New York, New York with additional offices in London, the United Kingdom; and Singapore, Singapore. Serious USA, Inc. operates as a subsidiary of Serious Global Holdings Ltd. On October 19, 2009, Serious USA, Inc. filed a voluntary petition for liquidation under Chapter 7 in the U.S. Bankruptcy Court for the Southern District of New York.
Valore operates an online marketplace designed for college students to buy, sell, and rent textbooks and other educational resources. Based in San Diego, ValoreBooks.com connects students with over 14,000 booksellers nationwide, offering textbooks at discounts of up to 90 percent off the list price, significantly lower than traditional campus bookstores. In addition to its extensive selection of affordable textbooks, Valore provides interactive tools and advice on college costs and student loans. The company is recognized for its commitment to customer service and for giving back to students, enhancing the overall educational experience.
Placemark Investments specializes in developing and supporting wealth management solutions tailored for broker/dealers, registered investment advisors, banks, and family offices. The company is recognized as a leading independent overlay portfolio manager in the separate account industry, offering Unified Managed Account platforms and retirement solutions. Placemark integrates various investment vehicles, including separately managed accounts, mutual funds, and ETFs, into customized portfolios, enabling firms to enhance their fee-based business. Additionally, it offers back-office technologies designed to assist money managers, further catering to the needs of high net worth individuals and other clients.
Private Equity Round in 2006
Metatomix, founded in 2000, specializes in semantic integration services designed to address the complexities of linking data from diverse systems. The company aims to create a unified understanding of information across enterprises, enabling a comprehensive view of business data. By integrating information from multiple sources, Metatomix's solutions empower corporate enterprises and government agencies to enhance decision-making and streamline workflows. This holistic approach allows business applications to utilize data not limited to a single product or database, but instead encompasses all relevant data sources, fostering improved operational efficiency and insight.
Austin Logistics is a provider of next-generation predictive analytic and business intelligence software solutions that anticipate customer value and behavior to drive more profit from every customer interaction. Since 1992, the company's innovative solutions have helped many of the world's largest financial services, telecommunication, and e-commerce companies to make proactive, profit-focused decisions that optimize actions in collections, risk & fraud, marketing and customer service.
Smart Destinations, Inc. is a provider of multi-attraction sightseeing passes for travelers in North America, offering products such as Go City Cards and Explorer Passes. These passes grant prepaid access to over 500 museums, attractions, and tours across 15 major destinations, including cities like New York, Chicago, and San Francisco, as well as locations in Hawaii and Florida. The company facilitates the purchase of these passes through its online platform, walk-up retail outlets, and travel agencies in the United States. Established in 2003 and headquartered in Boston, Massachusetts, Smart Destinations operates as a subsidiary of Big Bus Tours Ltd., distributing its products through major travel services worldwide.
Paychoice is a Australia’s newest payment processing company with a simple, developer-friendly way to accept payments online. Paychoice offers merchants a secure payment gateway, merchant account, recurring billing and credit card storage which is PCI DSS compliant. Paychoice has recently redeveloped it's API's to be more developer-friendly to ease the process of integrating Paychoice into the merchants billing strategy. Visit Paychoice at www.paychoice.com.au, on Twitter @PayChoice_ or Facebook on https://www.facebook.com/PayChoice.PaymentGateway.
Cortera is a provider of comprehensive business-to-business payment and purchase behavior data and insights on public and private companies. The company tracks $1.6 trillion in business-to-business purchases across 45 spend categories to deliver insights on 20 million U.S. business locations. Cortera's solutions enable companies of all sizes to better understand their customers, suppliers and business partners by gaining visibility into what they purchase, how they pay and how their purchase and payment behavior changes over time. Thousands of companies across diverse industries use Cortera solutions to increase revenue, improve sales and marketing effectiveness, and reduce risk. Cortera is privately held with offices in Boca Raton, Florida; Boston and Quincy, Massachusetts and Bangalore, India.
Veridiem Inc is an enterprise software company based in Maynard, Massachusetts, specializing in marketing resource management software. The company provides a range of marketing analysis, operational, and optimization applications tailored for industries such as automotive, consumer packaged goods, and financial services. In addition to its software solutions, Veridiem offers implementation, professional, training, and support services to ensure effective utilization of its products.
Placemark Investments specializes in developing and supporting wealth management solutions tailored for broker/dealers, registered investment advisors, banks, and family offices. The company is recognized as a leading independent overlay portfolio manager in the separate account industry, offering Unified Managed Account platforms and retirement solutions. Placemark integrates various investment vehicles, including separately managed accounts, mutual funds, and ETFs, into customized portfolios, enabling firms to enhance their fee-based business. Additionally, it offers back-office technologies designed to assist money managers, further catering to the needs of high net worth individuals and other clients.
OpenPages, Inc. specializes in providing enterprise governance, risk, and compliance management solutions tailored to a diverse range of industries. Founded in 1996 and headquartered in Waltham, Massachusetts, the company serves sectors including financial services, high technology, energy, manufacturing, retail, telecommunications, media, health services, and transportation. In addition to its core offerings, OpenPages delivers advisory, implementation, training, hosting, customer support, and optimization services to enhance its clients' operational effectiveness. The company also maintains offices in Tokyo, Japan, and London, UK, reflecting its global reach and commitment to serving clients across various regions.
Austin Logistics is a provider of next-generation predictive analytic and business intelligence software solutions that anticipate customer value and behavior to drive more profit from every customer interaction. Since 1992, the company's innovative solutions have helped many of the world's largest financial services, telecommunication, and e-commerce companies to make proactive, profit-focused decisions that optimize actions in collections, risk & fraud, marketing and customer service.
Compete specializes in providing digital intelligence services that assist brands in enhancing their marketing strategies by analyzing online consumer behavior. The company offers a range of services that include consumer behavior data for competitive research, performance benchmarking, identification of effective keywords, and analysis of referral sources. It enables businesses to gain insights into online market shares, discover competitors' traffic sources, and pinpoint opportunities to enhance website engagement and conversion metrics. Additionally, Compete provides tools for measuring referral partners, creating connections between online and offline efforts, and identifying cross-selling and up-selling opportunities. The company also focuses on mobile behavioral intelligence to understand the impact of mobile devices on consumer shopping habits. Through these services, Compete aims to deliver actionable insights and comprehensive reports that support informed decision-making for brands seeking to improve customer loyalty and reduce operational costs.
Entigo specializes in enterprise warranty chain management solutions, providing businesses with tools to streamline warranty processing. Its primary offerings include Entigo Warranty, which facilitates the management of warranty claims, and Entigo Catalyst, designed for strategic assessments of existing warranty operations. The company also offers a range of services such as project management, implementation consulting, and systems integration. These solutions aim to automate the registration and claims process, reduce error rates, and enhance analytics for informed decision-making, ultimately improving product quality and minimizing warranty costs. Entigo's systems are tailored to meet the needs of Fortune 500 manufacturers across various sectors, including automotive, aerospace, and industrial equipment. Founded in 1995 and headquartered in Exton, Pennsylvania, Entigo is committed to optimizing warranty processes and ensuring seamless integration with warranty chain partners.
Higher One Holdings, Inc. specializes in technology-based payment processing and refund disbursement services tailored for higher education institutions and their students in the United States. Founded in 2000 and headquartered in New Haven, Connecticut, the company offers a comprehensive suite of solutions, including online payment acceptance, automated billing, and personalized tuition payment plans. It also provides tools for managing event registrations and donations, as well as cashiering services for campus departments. Additionally, Higher One facilitates Refund Management services, distributing student refunds and employee payroll payments, and offers OneAccounts, which are FDIC-insured online checking accounts for students and faculty. As of August 2016, Higher One operates as a subsidiary of Blackboard Inc., expanding its reach and capabilities within the higher education sector.
Forefield is a software development company that specializes in tools for online communication between financial institutions and their clients. The company provides solutions designed to enhance financial planning and client interaction specifically for organizations in investment management, insurance, brokerage, banking, and accounting. Additionally, Forefield's software is utilized by financial websites, enabling a more streamlined and effective exchange of information between financial advisors and their clients.
PhotonEx Corp
Series C in 2001
PhotonEx Corp is an optical networking equipment manufacturer.
Exchange Solutions specializes in customer engagement programs designed for retailers in the United States and Canada. Utilizing a proprietary cloud-based marketing platform, the company provides data-driven, personalized incentives that encourage valuable customer behaviors. This innovative approach aims to enhance marketing executions and improve customer engagement outcomes. By focusing on quicker results and better return on investment, Exchange Solutions sets itself apart from traditional loyalty programs, offering a unique solution that fosters deeper connections between brands and their customers.
OpenPages, Inc. specializes in providing enterprise governance, risk, and compliance management solutions tailored to a diverse range of industries. Founded in 1996 and headquartered in Waltham, Massachusetts, the company serves sectors including financial services, high technology, energy, manufacturing, retail, telecommunications, media, health services, and transportation. In addition to its core offerings, OpenPages delivers advisory, implementation, training, hosting, customer support, and optimization services to enhance its clients' operational effectiveness. The company also maintains offices in Tokyo, Japan, and London, UK, reflecting its global reach and commitment to serving clients across various regions.
Veridiem Inc is an enterprise software company based in Maynard, Massachusetts, specializing in marketing resource management software. The company provides a range of marketing analysis, operational, and optimization applications tailored for industries such as automotive, consumer packaged goods, and financial services. In addition to its software solutions, Veridiem offers implementation, professional, training, and support services to ensure effective utilization of its products.
Founded in 1996, Dulles, VA-based MarketSwitch is the leader in the emerging business category of Enterprise Marketing Optimization. Serving Fortune 500 firms, the company markets its enterprise solutions to large corporate end users and marketing automation service providers. MarketSwitch associates are widely published professionals with superior expertise in marketing, financial analytics, quantitative sciences, and software development. Our world-class scientific talent, coupled with superior strategic marketing know-how, enables us to build true enterprise-level decision support systems for the marketing executive.