Fair Isaac Corporation provides products and services that help businesses automate and enhance decision-making to improve performance. The company operates in three main segments: applications, which offer pre-configured decision management solutions tailored to specific business challenges; scores, which encompasses business-to-business scoring solutions and consumer services through myFICO; and tools, which include software that allows clients to develop custom decision management applications. Fair Isaac Corporation delivers a range of applications, tools, and services via its cloud platforms, including the FICO Analytic Cloud and FICO Decision Management Platform. Founded in 1956, the company is headquartered in San Jose, California.
EZMCOM is a leader in digital security & risk management solutions. Using its converged multi-layer stack of Identity Proofing, Biometric, Behavioral and Risk-based authentication EZMCOM delivers a new approach to establishing and sustaining trust in digital identities. Powered by its patented IP and R&D, EZMCOM's software increases security, improves convenience, and reduces fraud at a lower total cost of ownership than traditional multi-factor authentication (MFA) solutions. EZMCOM has been recognized by Gartner in its Hyper Cycle and Market Guide Reports for its innovative technology that aligns with the Gartner recommended new approach to establishing and sustaining security of digital identities. EZMCOM has 50+ million end users across Tier-1 banks globally.
QuadMetrics
Acquisition in 2016
QuadMetrics Inc. is a software development company based in Ann Arbor, Michigan, founded in 2014. It specializes in web-based solutions that assess and predict cyber risk, allowing businesses to address vulnerabilities in their cybersecurity frameworks. By utilizing predictive analytics and monitoring data from both open source and proprietary sources, QuadMetrics provides enterprises with an overall security score that helps them understand their security posture and mitigate potential data breaches. The company operates as a subsidiary of Fair Isaac Corporation, enhancing its capabilities in the realm of predictive cybersecurity risk measurement.
Tonbeller
Acquisition in 2015
Tonbeller specializes in developing and implementing information technology systems for governance, risk, and compliance, focusing on combating financial and white-collar crime. The company offers both standardized and customized solutions, primarily through its Siron product line, to assist organizations in monitoring, analyzing, and reporting risks while ensuring compliance with regulatory requirements. With a client base exceeding 1,200 organizations across highly regulated industries, Tonbeller combines innovative software technology with expert consultancy and customer support to deliver effective applications that enhance risk management and provide competitive advantages. Established as a subsidiary of Fair Isaac Corporation following the acquisition of TONBELLER AG in 2015, the company continues to prioritize the needs of its clients in an evolving regulatory landscape.
Karmasphere
Acquisition in 2014
Karmasphere specializes in business analytics software that leverages the capabilities of Apache Hadoop to enhance data-driven decision-making for companies. Its Collaborative Analytics Workspace empowers business analysts by providing tools for SQL-based querying and automated workflows, which include data ingestion, cleansing, and scheduling, all within a self-service framework that minimizes the need for IT support. The platform features a social, web-based interface that facilitates collaboration and resource sharing among users working with big data. Karmasphere's solutions are designed to integrate seamlessly with traditional business intelligence applications and are compatible with major Hadoop distributions, allowing organizations to harness the insights from their large datasets effectively.
InfoCentricity
Acquisition in 2014
InfoCentricity, Inc. is an analytic solutions company that specializes in helping clients uncover and utilize critical insights from their data. The firm offers a comprehensive range of analytic services, including custom model development and complete analytical outsourcing. By focusing on tailored solutions, InfoCentricity aims to empower organizations to make data-driven decisions and enhance their operational effectiveness.
Infoglide Software
Acquisition in 2013
Infoglide Software specializes in developing identity resolution and analysis solutions aimed at detecting and investigating fraud, risk, and compliance issues across various industries, including retail, financial services, data providers, and government. The company's flagship product, the Identity Resolution Engine™ (IRE), offers robust capabilities such as federated search across internal and external data sources, intelligent identity resolution to address variations in attributes, and protected data search that returns match probability scores without exposing personally identifiable information. Furthermore, IRE facilitates social link discovery, unveiling hidden relationships between entities quickly, and provides link analysis and visualization to streamline the investigative process. The software also includes IRE Rules, which automates the adjudication of matches and social links in real time. Founded in 1996 and based in Austin, Texas, Infoglide Software is a privately held company committed to enhancing organizations' ability to uncover risks and fraudulent activities efficiently.
CR Software
Acquisition in 2012
CR Software has more than 28 years’ experience implementing collections recovery and debt management platforms, currently offering Titanium, considered by industry experts the best open architecture platform on the market. Titanium offers credit issuers, government organizations, collection agencies, healthcare groups and retail chains a Commercial off the Shelf (COTS) solution with a configuration, flexibility and security unavailable from any other software provider.
Adeptra
Acquisition in 2012
Adeptra Ltd. specializes in automated contact and resolution services for consumer credit and risk management sectors. The company offers Auto-resolution Services, which facilitate two-way communication through various channels such as voice, text messaging, email, and more. Additionally, Adeptra provides an analytics platform, Adeptra Analytics, that helps financial organizations develop effective consumer credit and risk management strategies. Its solutions are tailored for specific business processes, including fraud detection, collections, and marketing, catering to financial institutions, card issuers, banks, and markets related to mortgage lending, loans, and utilities. Founded in 1996, Adeptra is headquartered in Reading, United Kingdom, with offices in Norwalk, Connecticut, London, Sydney, Singapore, and Hong Kong. The company has also established a strategic alliance with Fair Isaac Corporation.
Entiera
Acquisition in 2012
Entiera offers on demand enterprise marketing management solutions. It offers Entiera Insight, an integrated SaaS-based platform that combines both structured and unstructured customer data and enables marketers to design and execute large-scale marketing campaigns across multiple channels, including social media. It creates increased marketing ROI by delivering relevant and targeted messages in real time across multiple customer channels. Entiera was established in 2005 and is based in Denver, Colorado with a location in London, United Kingdom. The company has locations and additional offices in Minneapolis, Minnesota; and Bangkok, Thailand. Currently, it operates as a subsidiary of Fair Isaac Corporation.
RulesPower
Acquisition in 2005
RulesPower specializes in high-performance business rules management systems, offering innovative technology designed to enhance the capabilities of existing systems such as Fair Isaac's Blaze Advisor. The company provides an inference engine that effectively manages large and complex sets of business rules. Additionally, RulesPower's relational logic technology identifies dependencies and relationships among rules and workflows, helping organizations to pinpoint gaps in their business policies. This combination of tools allows businesses to streamline decision-making processes and improve operational efficiency.
London Bridge Software
Acquisition in 2004
London Bridge Software engages in the development and sale of computer software and services to providers of retail finance and consumer credit.
Braun Consulting
Acquisition in 2004
Braun Consulting delivers Internet professional services to their clients by combining strategy, business and customer information and advanced Internet application development skills. They call these services eSolutions.
HNC Software
Acquisition in 2002
HNC Software is a software company that provided analytics and decision management software and tools. The company was founded by providing defense-related research and development applications. The company also provided services to the financial services industry by developing software to detect credit card fraud. HNC Software’s innovative technologies helped it record strong growth until its acquisition by Fair Isaac Corporation in 2002. HNC Software was formed in 1986.
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