Insurtech Gateway

Klaimy is a technology company that specializes in AI-driven automation for the insurance industry. It offers a platform that transforms traditional claims management processes by automating document processing using Optical Character Recognition (OCR), Artificial Intelligence (AI), and Large Language Models (LLM). This automation enhances operational efficiency, accelerates decision-making, and enables quicker access to necessary information. Klaimy's innovative approach also includes the use of semantic folding and vector-based search technologies to streamline operations and improve user experience.

Renew Risk is a software development firm specializing in B2B SaaS solutions focused on optimizing the financial performance of renewable energy assets. The company develops risk modeling and analytics software aimed at facilitating financing and insurance for new renewable energy projects, particularly offshore wind farms. Its offerings include proprietary models for assessing risks related to hurricanes and earthquakes, as well as extensive cloud-based simulations leveraging machine learning. By enhancing credit analysis, Renew Risk enables large insurers, reinsurers, and insurance brokers to mitigate insurance losses and enhance their capacity to underwrite projects. The firm’s innovative solutions contribute to more efficient cost assessments for potential offshore wind farm locations, ultimately supporting the growth of the renewable energy sector.

Rainwalk is a managing general agent (MGA) specializing in pet insurance, offering comprehensive coverage for accidents, illnesses, and routine vaccinations. The company partners with Allianz to provide insurers with a customizable, white-labeled pet insurance product, enabling them to enhance customer retention and address coverage gaps without the need to develop their own programs. Founded by experienced insurance professionals, Rainwalk leverages its proprietary policy and claims management technology alongside Allianz's expertise in pet insurance to streamline service throughout the insurance lifecycle. In the long term, Rainwalk aims to expand its distribution channels and collaborate with Allianz to identify and scale additional emerging insurance products in the U.S. market.

Asterias is a software technology company that specializes in digitizing and systemizing loss data for the insurance industry. Its innovative software captures and streamlines information from a single entry point, benefiting policyholders, insurers, brokers, adjusters, and legal professionals. By facilitating secure access to organized data, Asterias enhances the loss reporting process, enabling clients to eliminate disorganized data and improve overall efficiency. The company's API-centric system ensures that lost data can be captured and accessed effectively, providing a comprehensive solution for managing insurance-related information.

Yurtle is an insurance technologies company founded in 2021 and based in London, United Kingdom. It specializes in providing employee group insurance protection through a care management platform that aims to deliver financial benefits in the event of illness or accidents. Yurtle offers insurance packages tailored for employers, allowing them to safeguard their workers. Additionally, the company features a caregiver exchange that enables employees to seek advice and share experiences with others in similar situations. This support structure helps employees receive either a daily allowance or a lump sum payment in emergencies, thereby enhancing their financial security during challenging times.

Juniper is a reproductive healthcare insurance provider.

Renew Risk is a software development firm specializing in B2B SaaS solutions focused on optimizing the financial performance of renewable energy assets. The company develops risk modeling and analytics software aimed at facilitating financing and insurance for new renewable energy projects, particularly offshore wind farms. Its offerings include proprietary models for assessing risks related to hurricanes and earthquakes, as well as extensive cloud-based simulations leveraging machine learning. By enhancing credit analysis, Renew Risk enables large insurers, reinsurers, and insurance brokers to mitigate insurance losses and enhance their capacity to underwrite projects. The firm’s innovative solutions contribute to more efficient cost assessments for potential offshore wind farm locations, ultimately supporting the growth of the renewable energy sector.

Koala is a French insurtech company focused on revolutionizing travel insurance. It aims to enhance customer experience by eliminating high commissions and poor service associated with traditional providers. Koala develops its products from the ground up, automating all operations to ensure that travelers receive instant compensation in the event of flight disruptions, including cancellations, delays, and baggage issues. By monitoring clients' journeys, Koala triggers automatic payouts, significantly simplifying the claims process. The company is committed to providing transparency, fairness, and customer satisfaction, allowing travelers to embark on their journeys with confidence, knowing they will be supported in times of need.

Kita is an insurance company based in London, established in 2021, with a mission to support the transition to a decarbonized world. Recognizing the challenges posed by the climate crisis, Kita aims to address the lack of insurance for carbon offsets within the voluntary carbon markets, which has hindered the development and scalability of effective carbon sequestration solutions. By offering parametric insurance products, Kita seeks to guarantee the quality and delivery of carbon offsets and negative emission technologies, thereby mitigating risk for both buyers and sellers in carbon transactions. This innovative approach aims to foster confidence and investment in high-quality carbon solutions, ultimately accelerating efforts to combat climate change. As Kita progresses toward becoming a fully operational insurance provider, it remains open to engaging with potential clients and partners interested in advancing carbon insurance solutions.

Bondaval is a London-based digital platform founded in 2020 that focuses on B2B credit security, aimed at replacing traditional collateral-based instruments and trade credit insurance. The company provides a more secure, capital-efficient, and cost-effective alternative for businesses, enabling them to issue, amend, renew, and claim on secured credit in real-time. Bondaval's platform offers features such as live risk monitoring, alerts, and streamlined claims handling, which help clients to optimize their working capital and save time. By democratizing access to credit alternatives, Bondaval empowers businesses of all sizes to enhance their financial flexibility and growth potential.

EHAB is a developer of a weather risk management platform specifically designed for the construction industry. Its innovative platform employs advanced analytics and machine learning to provide data-driven insights that help contractors, clients, and consultants effectively manage weather-related risks. By leveraging hyper-local aggregated data and advanced modeling techniques, EHAB enables users to minimize downtime, maximize resource utilization, and reduce overall exposure to extreme weather events. The platform serves as a comprehensive solution for enhancing decision-making processes, ultimately fostering greater weather resilience within the construction sector.

ChAI Limited is a London-based company that specializes in artificial intelligence products and services for the commodities sector. It combines expertise from academics, commodity specialists, and AI technologists to develop advanced systems capable of analyzing vast amounts of information in real-time. By leveraging these systems, ChAI delivers unbiased and accurate insights and price predictions for various commodities, serving both corporate clients and financial institutions. The company's innovative approach positions it as a significant player in the intersection of technology and commodities trading.

Kita is an insurance company based in London, established in 2021, with a mission to support the transition to a decarbonized world. Recognizing the challenges posed by the climate crisis, Kita aims to address the lack of insurance for carbon offsets within the voluntary carbon markets, which has hindered the development and scalability of effective carbon sequestration solutions. By offering parametric insurance products, Kita seeks to guarantee the quality and delivery of carbon offsets and negative emission technologies, thereby mitigating risk for both buyers and sellers in carbon transactions. This innovative approach aims to foster confidence and investment in high-quality carbon solutions, ultimately accelerating efforts to combat climate change. As Kita progresses toward becoming a fully operational insurance provider, it remains open to engaging with potential clients and partners interested in advancing carbon insurance solutions.

Bluezone Insurance is an insurtech company focused on transforming life insurance for individuals with chronic illnesses. The agency provides tailored life insurance coverage specifically for conditions such as type two diabetes and heart diseases, utilizing a straightforward online signup process that allows for same-day coverage. In addition to insurance products, Bluezone offers a behavioral platform designed to assist patients in enhancing their health through manageable lifestyle changes, including dietary adjustments. By addressing the unique needs of patients with chronic diseases, Bluezone Insurance aims to improve their overall quality of life while ensuring they have access to necessary coverage.

Gretel is a fintech company that specializes in helping financial organizations reconnect their customers with lost or forgotten financial products, including insurance policies, bank accounts, pensions, and savings. The company focuses on enhancing accessibility within the financial services industry, particularly for vulnerable customers. By employing automated monitoring systems, Gretel enables financial institutions to quickly identify and reach out to dormant customers, addressing the underlying issues that lead to disconnection. This innovative approach not only facilitates the recovery of lost assets but also fosters stronger relationships between financial entities and their clients.

Loadsure UK Ltd, established in 2018, is a London-based company with an additional office in Denver, Colorado. It operates as a subsidiary of Loadsure Ltd. The company specializes in developing freight cargo insurance software, offering a cloud-based, end-to-end digital platform that automates manual operations and employs predictive analytics. This platform, known as Holistic Freight Protection, is designed to predict, prevent, and protect, enabling autonomous risk management, accurate pricing of freight insurance, and transparent, automated claims handling. The solution caters to the needs of brokers, shippers, and carriers, aiming to reduce per-load insurance costs and expedite claims settlements.

FloodFlash, established in 2016 and headquartered in London, specializes in tech-enabled flood insurance. It offers instant-settlement coverage using IoT flood sensors, triggered by specific water depth levels. This parametric insurance model, first introduced to the mass market by FloodFlash, provides protection to those traditionally underserved by the insurance industry. The company combines computer models, cloud software, and IoT sensors to deliver fair, inclusive, and transparent flood insurance, with claims paid out instantly upon detection of flooding. FloodFlash is a registered coverholder at Lloyd's of London and is authorized and regulated by the Financial Conduct Authority.

IBISA is a Luxembourg-based company founded in 2018 that offers an innovative platform for index-based insurance. By leveraging blockchain technology and satellite earth observation data, IBISA provides a marketplace designed to facilitate inclusive mutual risk-sharing solutions. The company focuses on delivering crop protection services specifically tailored for smallholder farmers, enabling low-cost insurance options with rapid assessment and payment processes. This approach aims to enhance the resilience of agricultural communities by mitigating risks associated with adverse weather conditions and other challenges.

Bondaval is a London-based digital platform founded in 2020 that focuses on B2B credit security, aimed at replacing traditional collateral-based instruments and trade credit insurance. The company provides a more secure, capital-efficient, and cost-effective alternative for businesses, enabling them to issue, amend, renew, and claim on secured credit in real-time. Bondaval's platform offers features such as live risk monitoring, alerts, and streamlined claims handling, which help clients to optimize their working capital and save time. By democratizing access to credit alternatives, Bondaval empowers businesses of all sizes to enhance their financial flexibility and growth potential.

Onsi is a company that specializes in providing an insurance and benefits platform aimed at enhancing employee engagement and loyalty. The platform allows businesses to implement reward programs that deliver a variety of meaningful benefits to their workers, such as sick pay, family leave, and mental health support. Through features like tiering and gamification, Onsi helps businesses achieve optimal results while enabling employees to access benefits that can improve their financial well-being. By offering a comprehensive suite of life protections and support services, Onsi aims to assist organizations in reducing employee turnover and recruitment costs.

Coincover is a technology company specializing in cryptocurrency insurance and protection services designed to safeguard digital assets from theft, loss, and human error. The company offers a range of services that ensure the security and accessibility of crypto holdings, including Cryptocurrency Theft cover, which protects users against various cyber threats such as hacking and phishing. In the event of a theft, Coincover guarantees a fast retrieval of the full value of the lost funds, with no deductibles. Additionally, the Deposit Protection Guarantee ensures that users can maintain access to their cryptocurrency even in cases of lost passwords or device failures. Coincover also provides a Transaction Checker that monitors transactions in real-time, identifying and flagging any suspicious activity to prevent potential theft. Through these comprehensive solutions, Coincover aims to provide users with peace of mind regarding their digital currency investments.

Bondaval is a London-based digital platform founded in 2020 that focuses on B2B credit security, aimed at replacing traditional collateral-based instruments and trade credit insurance. The company provides a more secure, capital-efficient, and cost-effective alternative for businesses, enabling them to issue, amend, renew, and claim on secured credit in real-time. Bondaval's platform offers features such as live risk monitoring, alerts, and streamlined claims handling, which help clients to optimize their working capital and save time. By democratizing access to credit alternatives, Bondaval empowers businesses of all sizes to enhance their financial flexibility and growth potential.

KOBA Insurance is an innovative provider of kilometer-based motor insurance services aimed at low-usage drivers in Australia. The company leverages advanced technology to connect with vehicles' onboard computers, allowing it to accurately measure the actual kilometers driven. This data-driven approach enables KOBA to offer a flexible and transparent pay-per-kilometer insurance policy, providing a fairer alternative to traditional insurance models. By charging customers only for the distance they drive, KOBA seeks to help over 10 million Australian drivers reduce their annual premiums. The company officially launched its services in October 2021, positioning itself as a leader in the evolving landscape of automotive insurance.

Coincover is a technology company specializing in cryptocurrency insurance and protection services designed to safeguard digital assets from theft, loss, and human error. The company offers a range of services that ensure the security and accessibility of crypto holdings, including Cryptocurrency Theft cover, which protects users against various cyber threats such as hacking and phishing. In the event of a theft, Coincover guarantees a fast retrieval of the full value of the lost funds, with no deductibles. Additionally, the Deposit Protection Guarantee ensures that users can maintain access to their cryptocurrency even in cases of lost passwords or device failures. Coincover also provides a Transaction Checker that monitors transactions in real-time, identifying and flagging any suspicious activity to prevent potential theft. Through these comprehensive solutions, Coincover aims to provide users with peace of mind regarding their digital currency investments.

Koala is a French insurtech company focused on revolutionizing travel insurance. It aims to enhance customer experience by eliminating high commissions and poor service associated with traditional providers. Koala develops its products from the ground up, automating all operations to ensure that travelers receive instant compensation in the event of flight disruptions, including cancellations, delays, and baggage issues. By monitoring clients' journeys, Koala triggers automatic payouts, significantly simplifying the claims process. The company is committed to providing transparency, fairness, and customer satisfaction, allowing travelers to embark on their journeys with confidence, knowing they will be supported in times of need.

By Miles Limited is a company that specializes in pay-per-mile car insurance, catering specifically to low mileage drivers. Founded in 2015 and headquartered in Bootle, United Kingdom, with an additional office in Hammersmith, London, By Miles provides a unique insurance model that combines a fixed monthly subscription with flexible payments based on actual journey distances. Utilizing a smartphone application and a black box technology, the company tracks vehicle usage in real time, allowing drivers to pay solely for the miles they drive. This innovative approach enables customers to save on insurance costs while offering tools to simplify their driving experience.

EHAB is a developer of a weather risk management platform specifically designed for the construction industry. Its innovative platform employs advanced analytics and machine learning to provide data-driven insights that help contractors, clients, and consultants effectively manage weather-related risks. By leveraging hyper-local aggregated data and advanced modeling techniques, EHAB enables users to minimize downtime, maximize resource utilization, and reduce overall exposure to extreme weather events. The platform serves as a comprehensive solution for enhancing decision-making processes, ultimately fostering greater weather resilience within the construction sector.

Honcho is an innovative insurance platform that transforms the way individuals purchase van and car insurance. By allowing insurers to bid against one another for customers' business, the platform promotes transparency and competitive pricing. Honcho combines unique technology with a disruptive commercial model, enabling users to efficiently search for and acquire insurance products tailored to their specific needs. The company's approach facilitates a streamlined experience for consumers, ensuring they can quickly obtain the appropriate coverage for their vehicles at a lower cost. Honcho is authorized and regulated by the Financial Conduct Authority.

Loadsure UK Ltd, established in 2018, is a London-based company with an additional office in Denver, Colorado. It operates as a subsidiary of Loadsure Ltd. The company specializes in developing freight cargo insurance software, offering a cloud-based, end-to-end digital platform that automates manual operations and employs predictive analytics. This platform, known as Holistic Freight Protection, is designed to predict, prevent, and protect, enabling autonomous risk management, accurate pricing of freight insurance, and transparent, automated claims handling. The solution caters to the needs of brokers, shippers, and carriers, aiming to reduce per-load insurance costs and expedite claims settlements.

Onsi is a company that specializes in providing an insurance and benefits platform aimed at enhancing employee engagement and loyalty. The platform allows businesses to implement reward programs that deliver a variety of meaningful benefits to their workers, such as sick pay, family leave, and mental health support. Through features like tiering and gamification, Onsi helps businesses achieve optimal results while enabling employees to access benefits that can improve their financial well-being. By offering a comprehensive suite of life protections and support services, Onsi aims to assist organizations in reducing employee turnover and recruitment costs.

Humn.ai Ltd is a London-based company that specializes in artificial intelligence-driven insurance consulting services, particularly for fleet operators. Established in 2017, Humn.ai leverages machine learning to enhance traditional insurance models, providing innovative data-driven solutions for fleet management challenges. The company's platform integrates multiple data streams to develop real-time risk models, enabling the dynamic pricing of insurance premiums based on the specific risk associated with each completed trip. By offering features such as live data, contextual scoring, and proprietary geospatial exposure mapping, Humn.ai delivers accurate risk assessments and tailored insurance pricing, positioning itself as a forward-thinking player in the fleet insurance sector.

Nayms is a marketplace for crypto-native insurance, a bridge between alternative capital and uninsured risk in the rapidly evolving digital assets’ space. We provide the technical and legal infrastructure over which stakeholders come together to capitalise and transfer risk on-chain. At Nayms, all insurance, from limits and premiums to claims and reserving, is conducted entirely in a cryptocurrency of choice, whether a general token, such as Ethereum and Bitcoin, or a stablecoin. By matching assets with liabilities, we reduce or eliminate currency risk on blockchain exposures; and by matching demand with much-needed supply, we bolster growth and stability within the blockchain ecosystem. We afford our customers – insurers, insureds, intermediaries, and investors – many other advantages of blockchain technology, including its efficiency, immutability, transparency, and composability. Whitepaper: https://docsend.com/view/2nswpepqqaun96yn

Humn.ai Ltd is a London-based company that specializes in artificial intelligence-driven insurance consulting services, particularly for fleet operators. Established in 2017, Humn.ai leverages machine learning to enhance traditional insurance models, providing innovative data-driven solutions for fleet management challenges. The company's platform integrates multiple data streams to develop real-time risk models, enabling the dynamic pricing of insurance premiums based on the specific risk associated with each completed trip. By offering features such as live data, contextual scoring, and proprietary geospatial exposure mapping, Humn.ai delivers accurate risk assessments and tailored insurance pricing, positioning itself as a forward-thinking player in the fleet insurance sector.

By Miles Limited is a company that specializes in pay-per-mile car insurance, catering specifically to low mileage drivers. Founded in 2015 and headquartered in Bootle, United Kingdom, with an additional office in Hammersmith, London, By Miles provides a unique insurance model that combines a fixed monthly subscription with flexible payments based on actual journey distances. Utilizing a smartphone application and a black box technology, the company tracks vehicle usage in real time, allowing drivers to pay solely for the miles they drive. This innovative approach enables customers to save on insurance costs while offering tools to simplify their driving experience.

Guardhog is an innovative insurance provider focused on serving the unique needs of the Sharing Economy. Recognizing the limitations of traditional insurance models, Guardhog offers an on-demand, usage-based platform that caters specifically to the peer-to-peer economy, particularly within the accommodation sector. The company delivers cost-effective and tailored insurance solutions for both private hosts and businesses, allowing clients to protect their properties during short-term rentals and other sharing activities. Committed to agility and responsiveness, Guardhog aims to transform how insurance is discovered and consumed, ensuring that its offerings adapt to the dynamic nature of the Sharing Economy.

Coincover is a technology company specializing in cryptocurrency insurance and protection services designed to safeguard digital assets from theft, loss, and human error. The company offers a range of services that ensure the security and accessibility of crypto holdings, including Cryptocurrency Theft cover, which protects users against various cyber threats such as hacking and phishing. In the event of a theft, Coincover guarantees a fast retrieval of the full value of the lost funds, with no deductibles. Additionally, the Deposit Protection Guarantee ensures that users can maintain access to their cryptocurrency even in cases of lost passwords or device failures. Coincover also provides a Transaction Checker that monitors transactions in real-time, identifying and flagging any suspicious activity to prevent potential theft. Through these comprehensive solutions, Coincover aims to provide users with peace of mind regarding their digital currency investments.

Jumpstart Insurance Solutions, Inc., based in Oakland, California, offers innovative property casualty insurance brokerage services, focusing on providing financial support to consumers following life-altering events. Established in 2015, Jumpstart introduces a new insurance product that delivers a fixed sum promptly after a predefined incident, eliminating the usual complications associated with traditional insurance claims. The company also specializes in parametric earthquake insurance for renters and homeowners across the U.S., collaborating with prominent financial institutions to enhance accessibility. By simplifying insurance processes and making them more user-friendly, Jumpstart aims to significantly increase its customer base while fostering financial resilience within communities, particularly in California, where earthquake risks are prevalent.

FloodFlash, established in 2016 and headquartered in London, specializes in tech-enabled flood insurance. It offers instant-settlement coverage using IoT flood sensors, triggered by specific water depth levels. This parametric insurance model, first introduced to the mass market by FloodFlash, provides protection to those traditionally underserved by the insurance industry. The company combines computer models, cloud software, and IoT sensors to deliver fair, inclusive, and transparent flood insurance, with claims paid out instantly upon detection of flooding. FloodFlash is a registered coverholder at Lloyd's of London and is authorized and regulated by the Financial Conduct Authority.

InMyBag Ltd is a company specializing in data recovery services designed to safeguard devices and data from loss, theft, and damage. The business utilizes machine learning technology to provide enterprise-grade data recovery solutions and mobile device replacement services. This focus makes InMyBag an essential service for freelancers and mobile professionals who rely on their devices for work.

Humn.ai Ltd is a London-based company that specializes in artificial intelligence-driven insurance consulting services, particularly for fleet operators. Established in 2017, Humn.ai leverages machine learning to enhance traditional insurance models, providing innovative data-driven solutions for fleet management challenges. The company's platform integrates multiple data streams to develop real-time risk models, enabling the dynamic pricing of insurance premiums based on the specific risk associated with each completed trip. By offering features such as live data, contextual scoring, and proprietary geospatial exposure mapping, Humn.ai delivers accurate risk assessments and tailored insurance pricing, positioning itself as a forward-thinking player in the fleet insurance sector.

Insurdata Corporation, established in 2017 and headquartered in Broomfield, Colorado, specializes in providing property-specific data solutions for insurance and reinsurance underwriters. The company offers high-resolution, peril-specific exposures and building-level risk data, supporting clients' pricing, underwriting, and portfolio management decisions. Insurdata's platform employs advanced technologies such as mobile augmented reality and 3-D model creation to deliver both desktop and mobile products, enabling real-time risk assessment and informed decision-making.

By Miles Limited is a company that specializes in pay-per-mile car insurance, catering specifically to low mileage drivers. Founded in 2015 and headquartered in Bootle, United Kingdom, with an additional office in Hammersmith, London, By Miles provides a unique insurance model that combines a fixed monthly subscription with flexible payments based on actual journey distances. Utilizing a smartphone application and a black box technology, the company tracks vehicle usage in real time, allowing drivers to pay solely for the miles they drive. This innovative approach enables customers to save on insurance costs while offering tools to simplify their driving experience.

FloodFlash, established in 2016 and headquartered in London, specializes in tech-enabled flood insurance. It offers instant-settlement coverage using IoT flood sensors, triggered by specific water depth levels. This parametric insurance model, first introduced to the mass market by FloodFlash, provides protection to those traditionally underserved by the insurance industry. The company combines computer models, cloud software, and IoT sensors to deliver fair, inclusive, and transparent flood insurance, with claims paid out instantly upon detection of flooding. FloodFlash is a registered coverholder at Lloyd's of London and is authorized and regulated by the Financial Conduct Authority.

InMyBag Ltd is a company specializing in data recovery services designed to safeguard devices and data from loss, theft, and damage. The business utilizes machine learning technology to provide enterprise-grade data recovery solutions and mobile device replacement services. This focus makes InMyBag an essential service for freelancers and mobile professionals who rely on their devices for work.

InMyBag Ltd is a company specializing in data recovery services designed to safeguard devices and data from loss, theft, and damage. The business utilizes machine learning technology to provide enterprise-grade data recovery solutions and mobile device replacement services. This focus makes InMyBag an essential service for freelancers and mobile professionals who rely on their devices for work.