Neosfer

Neosfer, known as Main Incubator GmbH, is a wholly-owned subsidiary of Commerzbank, headquartered in Frankfurt, Germany. Established in 2013, it serves as the investment arm and research and development unit of the Commerzbank Group, focusing on emerging technologies and future topics such as blockchain, artificial intelligence, big data, and IoT. The firm specializes in seed and early venture investments within the FinTech sector, primarily targeting startups in Western Europe, particularly in the DACH region. Neosfer invests between EUR0.25 million and EUR2 million in equity, aiming to support tech-driven startups and bring innovations to Commerzbank and its customers. Additionally, the company develops its own prototypes and promotes the FinTech ecosystem through initiatives like the "Between the Towers" event series, which seeks to identify early-stage innovations.

Julian Bürklein

Senior Investment Manager

Ryan Grenier

MD

Matthias Lais

Founder and MD

Christoph Osburg

Senior Investment Manager

Sebastian Scheib

Investment Manager

Moritz Schwarz

Investment Manager

David Schäffler

Investment Manager

Michael Spitz

CEO

72 past transactions

OptioPay

Venture Round in 2020
OptioPay GmbH provides a payment solution software for marketing money by processing payments. It allows users’ customers, employees, and partners to receive their payments with multiple payment options, including pre-paid cards from retailers; and enables users’ recipients to turn their payments into gift cards and transform their outgoing payment into revenue. Its software solution enables users to connect to their payment processing system, and offers employees/customers with flexibility and options to receive their payments via gift cards; and manages and adds value to users’ benefit and payroll payments to motivate their employees. It also allows retailers to distribute and sell their gift cards to large audiences. The company was founded in 2014 and is based in Berlin, Germany.

OptioPay

Series B in 2021
OptioPay GmbH provides a payment solution software for marketing money by processing payments. It allows users’ customers, employees, and partners to receive their payments with multiple payment options, including pre-paid cards from retailers; and enables users’ recipients to turn their payments into gift cards and transform their outgoing payment into revenue. Its software solution enables users to connect to their payment processing system, and offers employees/customers with flexibility and options to receive their payments via gift cards; and manages and adds value to users’ benefit and payroll payments to motivate their employees. It also allows retailers to distribute and sell their gift cards to large audiences. The company was founded in 2014 and is based in Berlin, Germany.

AUTHADA

Private Placement in 2018
AUTHADA revolutionizes existing identification processes using the eID of the identity card and the NFC interface of the smartphone. This allows the transmission of your customers identity within seconds, based on sovereign master data. The users can increase their customer base in a short period of time via the mobile, uncomplicated and fast legitimization. For the markets banking, insurance, eGovernment, eHealth and eCommerce additional identities are available online in the Know Your Customer (KYC) area, in line with anti money laundry legislation.

TransFICC

Venture Round in 2022
TransFICC Limited designs and develops application programming interface (API) which provides solutions for the fixed income and derivatives market. The application offers streamlined interface to multiple fixed income trading platforms, and cloud-based hosting to support microsecond timestamping of data and a full audit trail for best execution requirements. TransFICC Limited was incorporated in 2015 and is based in London, United Kingdom.

21strategies

Seed Round in 2020
21strategies applies AI technology to hedge financial market risks such as currency, interest rate and commodity price risks optimally to improve the financial resilience of corporations. As a Fin Tech we innovate hedging by using AI algorithmic decision support for CFOs and their treasurers. Easy to integrate as SaaS, our flagship product Hedge 21 is quickly adaptable to the specific conditions and KPIs of individual companies. In the long run, our AI technology contributes to the integration and alignment of the overall corporate strategy. Major industry clients are convinced from our technology and glad that we receive funding from a leading German Bank, international investors, and a major consulting company. As an international start up based in Munich, Germany we strive to contribute to the overall improvement of financial services globally.

Fairown

Seed Round in 2021
Fairown offers companies a financing platform for subscriptions and payment services.

Scompler

Series A in 2022
Scompler GmbH operates as a SaaS company that helps companies to operationalize content strategies. The company is based in Munich, Germany. As of March 14, 2016, Scompler GmbH operates as a subsidiary of Scribble Technologies Inc.

Circula

Series A in 2022
Designed with European tax standards in mind, the mobile and web app support your individualized expense invoicing process in real time, helping to create a seamless and straightforward experience for road warriors, accountants and managers alike.

Valsight

Private Placement in 2020
Valsight enables enterprises to maximize their financial performance. Our intuitive solution creates valuable insights based on data, driving better management decisions, faster. Valsight lets you flexibly simulate financial plans, forecasts, or any KPI scenario on the fly. It does not require programming skills to set up, integrates in existing infrastructures and is rolled out in weeks, not months. Global leaders such as Siemens, AIDA (part of Carnival Cruises), and Volkswagen rely on Valsight to shape their financial future.

Lana Labs

Private Placement in 2018
Lana Labs GmbH designs and develops LANA, a process mining software. The company designs a process model for its customers. It offers LANA’s automated root cause analysis system that uses an intelligent machine learning algorithm to identify patterns in processes. The company provides customizable dashboards. The company was founded in 2016 and is based in Berlin, Germany.

Gini

Series A in 2014
Gini provides SaaS solution for extracting content from documents such as invoices, receipts, letters, contracts & offers. Gini was founded in 2011 as "smarchive", now employs over 20 employees and is financed in part by T-Venture, as well as the independent comparison website CHECK24 and experienced business angels.

Bilendo

Seed Round in 2016
Bilendo GmbH develops and markets a credit management platform. The platform helps in output management, receivables management, accounts receivable, and collection. Bilendo GmbH was founded in 2015 and is based in Munich, Germany.

OptioPay

Venture Round in 2019
OptioPay GmbH provides a payment solution software for marketing money by processing payments. It allows users’ customers, employees, and partners to receive their payments with multiple payment options, including pre-paid cards from retailers; and enables users’ recipients to turn their payments into gift cards and transform their outgoing payment into revenue. Its software solution enables users to connect to their payment processing system, and offers employees/customers with flexibility and options to receive their payments via gift cards; and manages and adds value to users’ benefit and payroll payments to motivate their employees. It also allows retailers to distribute and sell their gift cards to large audiences. The company was founded in 2014 and is based in Berlin, Germany.

Circula

Private Placement in 2019
Designed with European tax standards in mind, the mobile and web app support your individualized expense invoicing process in real time, helping to create a seamless and straightforward experience for road warriors, accountants and managers alike.

Tillhub

Private Placement in 2018
Tillhub GmbH develops mobile iPad point of sale (POS) and payment solutions. It offers a cash register cloud based software to record and process transactions. The company offers point of sale terminals and hardware devices, such as printers, POS receipt printers and label printers; payment devices, stationary, mobile, and portable EC terminals; and barcode scanners, CCD, laser, 2D barcode, hand, stationary, inventory, and industrial scanners through its online store. Tillhub GmbH was founded in 2016 and is based in Berlin, Germany.

Conpend

Private Placement in 2019
Conpend offers automated workflow to keep trade transactions safe and consistent. Conpend offers a leading technology to support and streamline back-office operations. Trade Operations are at a high risk of missing essential sanction and compliance red flags, while document checking is time intensive and inconsistent inhibiting growth.

CANDIS

Venture Round in 2017
CANDIS automates financial processes such as the collection of invoices, data capture, pre-accounting, and payments - for small and medium-sized companies through artificial intelligence. That enables companies and tax advisors to save time and have a better collaboration within finance teams. To date, Candis serves thousands of customers and invests heavily in technology.

Gini

Venture Round in 2015
Gini provides SaaS solution for extracting content from documents such as invoices, receipts, letters, contracts & offers. Gini was founded in 2011 as "smarchive", now employs over 20 employees and is financed in part by T-Venture, as well as the independent comparison website CHECK24 and experienced business angels.

Circula

Seed Round in 2021
Designed with European tax standards in mind, the mobile and web app support your individualized expense invoicing process in real time, helping to create a seamless and straightforward experience for road warriors, accountants and managers alike.

Lana Labs

Seed Round in 2018
Lana Labs GmbH designs and develops LANA, a process mining software. The company designs a process model for its customers. It offers LANA’s automated root cause analysis system that uses an intelligent machine learning algorithm to identify patterns in processes. The company provides customizable dashboards. The company was founded in 2016 and is based in Berlin, Germany.

Circula

Seed Round in 2019
Designed with European tax standards in mind, the mobile and web app support your individualized expense invoicing process in real time, helping to create a seamless and straightforward experience for road warriors, accountants and managers alike.

CANDIS

Private Placement in 2018
CANDIS automates financial processes such as the collection of invoices, data capture, pre-accounting, and payments - for small and medium-sized companies through artificial intelligence. That enables companies and tax advisors to save time and have a better collaboration within finance teams. To date, Candis serves thousands of customers and invests heavily in technology.

Conpend

Seed Round in 2019
Conpend offers automated workflow to keep trade transactions safe and consistent. Conpend offers a leading technology to support and streamline back-office operations. Trade Operations are at a high risk of missing essential sanction and compliance red flags, while document checking is time intensive and inconsistent inhibiting growth.

Bilendo

Seed Round in 2017
Bilendo GmbH develops and markets a credit management platform. The platform helps in output management, receivables management, accounts receivable, and collection. Bilendo GmbH was founded in 2015 and is based in Munich, Germany.

OptioPay

Seed Round in 2015
OptioPay GmbH provides a payment solution software for marketing money by processing payments. It allows users’ customers, employees, and partners to receive their payments with multiple payment options, including pre-paid cards from retailers; and enables users’ recipients to turn their payments into gift cards and transform their outgoing payment into revenue. Its software solution enables users to connect to their payment processing system, and offers employees/customers with flexibility and options to receive their payments via gift cards; and manages and adds value to users’ benefit and payroll payments to motivate their employees. It also allows retailers to distribute and sell their gift cards to large audiences. The company was founded in 2014 and is based in Berlin, Germany.

Scompler

Seed Round in 2020
Scompler GmbH operates as a SaaS company that helps companies to operationalize content strategies. The company is based in Munich, Germany. As of March 14, 2016, Scompler GmbH operates as a subsidiary of Scribble Technologies Inc.

Etvas

Venture Round in 2022
We help businesses to bring more diversity and empathy into the everyday life of their customers.Etvas is the customer engagement platform for extra- services that optimizes customer touchpoints to drive better monetization, boost retention and prevent churn.Our cloud API-based marketplace connects to all providers of services with customers of banks, insurers and E-Tailers, while using machine learning for individual offering

Secfix

Seed Round in 2023
We make the buying experience of pentests as simple as ordering a pizza! requestee is the only B2B marketplace that connects SMEs with pentesting companies. With us buying ethical hacking services is simple and fast. Together with our clients we define the requirements and get them a list of hacking experts that are available and within their budget. All pentesters are vetted and certified.

e-bot7

Private Placement in 2018
e-bot7 integrates Artificial Intelligence to increase the efficiency of Customer Service. Through its pre-trained machine learning algorithms the system can automate answers and processes and suggest the best answers to agents. This reduces average handling times, increases sales and saves up to 80% of costs.

Scompler

Private Placement in 2020
Scompler GmbH operates as a SaaS company that helps companies to operationalize content strategies. The company is based in Munich, Germany. As of March 14, 2016, Scompler GmbH operates as a subsidiary of Scribble Technologies Inc.

Userlane

Seed Round in 2016
Userlane automates user onboarding and employee training with interactive guides to help companies boost trial conversion, reduce support cost & increase user engagement. Userlane provides a technology to create step-by-step guides within minutes, without any coding or having to change the underlying software. This allows online businesses to implement and adapt interactive guides in every part of their existing software without implementation effort.

Traxpay

Series B in 2014
Traxpay AG operates a cloud-based B2B dynamic payments platform that provides secure bank-grade and regulatory compliant financial process automation and B2B payments services to corporates, digital marketplaces, and B2B commerce networks. It enables buyers to optimize working capital, liquidity, and cash flow. The company was founded in 2009 and is based in Frankfurt am Main, Germany with an additional office in Mountain View, California.

Fairown

Seed Round in 2021
Fairown offers companies a financing platform for subscriptions and payment services.

OptioPay

Private Placement in 2019
OptioPay GmbH provides a payment solution software for marketing money by processing payments. It allows users’ customers, employees, and partners to receive their payments with multiple payment options, including pre-paid cards from retailers; and enables users’ recipients to turn their payments into gift cards and transform their outgoing payment into revenue. Its software solution enables users to connect to their payment processing system, and offers employees/customers with flexibility and options to receive their payments via gift cards; and manages and adds value to users’ benefit and payroll payments to motivate their employees. It also allows retailers to distribute and sell their gift cards to large audiences. The company was founded in 2014 and is based in Berlin, Germany.

Etvas

Seed Round in 2021
We help businesses to bring more diversity and empathy into the everyday life of their customers.Etvas is the customer engagement platform for extra- services that optimizes customer touchpoints to drive better monetization, boost retention and prevent churn.Our cloud API-based marketplace connects to all providers of services with customers of banks, insurers and E-Tailers, while using machine learning for individual offering

Open as App

Series A in 2019
Open as App is a provider of an automated application development services intended to create instant application. The company's platform facilitates users to build application which are based on spread sheet formats and automatically integrates with calculations, dashboards, lists, maps, enabling businesses to create mobile applications from their spreadsheet data and without any coding or macro writing.

TransFICC

Series A in 2020
TransFICC Limited designs and develops application programming interface (API) which provides solutions for the fixed income and derivatives market. The application offers streamlined interface to multiple fixed income trading platforms, and cloud-based hosting to support microsecond timestamping of data and a full audit trail for best execution requirements. TransFICC Limited was incorporated in 2015 and is based in London, United Kingdom.

Zenhomes GmbH

Private Placement in 2019
Zenhomes GmbH operates a platform that helps landlords to manage real estate properties. The company was founded in 2016 and is headquartered in Berlin, Germany.

Zenhomes GmbH

Private Placement in 2019
Zenhomes GmbH operates a platform that helps landlords to manage real estate properties. The company was founded in 2016 and is headquartered in Berlin, Germany.

21strategies GmbH

Private Placement in 2020
21strategies GmbH, develops HEDGE21, a cognitive assistance system for CFOs and their treasurer optimization of hedging processes in order to protect the company result against losses due to currency or commodity price fluctuations. The company is based in Zolling, Germany.

Userlane

Private Placement in 2020
Userlane automates user onboarding and employee training with interactive guides to help companies boost trial conversion, reduce support cost & increase user engagement. Userlane provides a technology to create step-by-step guides within minutes, without any coding or having to change the underlying software. This allows online businesses to implement and adapt interactive guides in every part of their existing software without implementation effort.

Open as App GmbH

Private Placement in 2019
Open as App GmbH provides a cloud service for automatically creating and sharing native applications for corporations, medium sized, and small businesses. The platform allows the creation of interactive calculation apps, intelligent lists, and dashboards which are then immediately available on all platforms through the Open as App clients. It creates express apps which are made of lists with maps and dynamic dashboards, expert apps which are complex calculation apps made by teams for the business, and mobile frontend/API which are apps made for business intelligence cockpits and processes. The user can add a number of features to applications, including search, filter, detail log, maps, push data to cloud, and charts. Open as App GmbH was founded in 2016 and is based in Munich, Germany.

AUTHADA

Corporate Round in 2020
AUTHADA revolutionizes existing identification processes using the eID of the identity card and the NFC interface of the smartphone. This allows the transmission of your customers identity within seconds, based on sovereign master data. The users can increase their customer base in a short period of time via the mobile, uncomplicated and fast legitimization. For the markets banking, insurance, eGovernment, eHealth and eCommerce additional identities are available online in the Know Your Customer (KYC) area, in line with anti money laundry legislation.

TransFICC

Seed Round in 2017
TransFICC Limited designs and develops application programming interface (API) which provides solutions for the fixed income and derivatives market. The application offers streamlined interface to multiple fixed income trading platforms, and cloud-based hosting to support microsecond timestamping of data and a full audit trail for best execution requirements. TransFICC Limited was incorporated in 2015 and is based in London, United Kingdom.

Gini

Venture Round in 2017
Gini provides SaaS solution for extracting content from documents such as invoices, receipts, letters, contracts & offers. Gini was founded in 2011 as "smarchive", now employs over 20 employees and is financed in part by T-Venture, as well as the independent comparison website CHECK24 and experienced business angels.

Zenhomes GmbH

Private Placement in 2018
Zenhomes GmbH operates a platform that helps landlords to manage real estate properties. The company was founded in 2016 and is headquartered in Berlin, Germany.

e-bot7

Private Placement in 2019
e-bot7 integrates Artificial Intelligence to increase the efficiency of Customer Service. Through its pre-trained machine learning algorithms the system can automate answers and processes and suggest the best answers to agents. This reduces average handling times, increases sales and saves up to 80% of costs.

AUTHADA

Venture Round in 2018
AUTHADA revolutionizes existing identification processes using the eID of the identity card and the NFC interface of the smartphone. This allows the transmission of your customers identity within seconds, based on sovereign master data. The users can increase their customer base in a short period of time via the mobile, uncomplicated and fast legitimization. For the markets banking, insurance, eGovernment, eHealth and eCommerce additional identities are available online in the Know Your Customer (KYC) area, in line with anti money laundry legislation.

e-bot7

Series A in 2019
e-bot7 integrates Artificial Intelligence to increase the efficiency of Customer Service. Through its pre-trained machine learning algorithms the system can automate answers and processes and suggest the best answers to agents. This reduces average handling times, increases sales and saves up to 80% of costs.

Vermietet.de

Venture Round in 2019
Vermietet.de is an association of Berlin entrepreneurs and investors whose vision is to make real estate ownership simple and intelligent. They know from their own experience how complex the management of a property can be - and have therefore founded rented.de.

Tillhub

Series A in 2018
Tillhub GmbH develops mobile iPad point of sale (POS) and payment solutions. It offers a cash register cloud based software to record and process transactions. The company offers point of sale terminals and hardware devices, such as printers, POS receipt printers and label printers; payment devices, stationary, mobile, and portable EC terminals; and barcode scanners, CCD, laser, 2D barcode, hand, stationary, inventory, and industrial scanners through its online store. Tillhub GmbH was founded in 2016 and is based in Berlin, Germany.

e-bot7

Seed Round in 2017
e-bot7 integrates Artificial Intelligence to increase the efficiency of Customer Service. Through its pre-trained machine learning algorithms the system can automate answers and processes and suggest the best answers to agents. This reduces average handling times, increases sales and saves up to 80% of costs.

Userlane

Private Placement in 2018
Userlane automates user onboarding and employee training with interactive guides to help companies boost trial conversion, reduce support cost & increase user engagement. Userlane provides a technology to create step-by-step guides within minutes, without any coding or having to change the underlying software. This allows online businesses to implement and adapt interactive guides in every part of their existing software without implementation effort.

Retresco GmbH

Series B in 2016
Retresco GmbH develops and offers search engine software. The company offers services such as semantic searches, information extraction, and real-time aggregation of content. Retresco GmbH’s clientele includes regional newspapers such as Südwest Presse and Märkische Oderzeitung. Retresco GmbH was founded in 2008 and is based in Berlin, Germany.

Daato

Seed Round in 2024
ESG management/ Sustainability management, Software Platform, SaaS, RegTech, Enterprise Software

Triple

Seed Round in 2023
Triple is a payment data platform that allows users to create reward programs that are automated. The company is based in London, England.

Caya

Venture Round in 2023
CAYA helps individuals and small businesses to regain control on paperwork, finances and contracts.

Stockrepublic

Seed Round in 2021
Stockrepublic connects private investors world wide. Real time. Real portfolios. By connecting investors in real time we open up for sharing knowledge and best practice for better investments. Stock Republic provides a full white label platform including APIs and client applications.

beatvest

Seed Round in 2023
Developer of financial software intended to teach finance and make investing easy for beginners. The company's platform provides educational and financial tools together making it easy to learn investing and finance, allowing users to become professional at making financial investments by learning about investments and financial tools from basics through their platform.