PostFinance AG

Wyden is a global leader in institutional digital asset trading technology, providing comprehensive infrastructure solutions for financial institutions. The Wyden platform encompasses the entire trade lifecycle, from pre-trade risk assessments to order generation and automated settlement. It supports seamless integration with custody, core banking, and portfolio management systems, facilitating a smooth transition between digital and traditional assets. Engineered by a team of experts in both trading systems and crypto assets, Wyden aims to meet the highest standards of institutional needs. The company operates offices in Zurich, New York, and Singapore.

Doconomy is a Sweden-based fintech company that offers digital banking services. Their vision is of enabling a sustainable lifestyle for everyone. Doconomy wants to inspire change in behaviour and reduce unsustainable consumption and carbon emissions. Doconomy activates a circular ecosystem, connecting the consumer, the producer, the retailer and influencer to futureproof planet earth, and achieve a sustainable lifestyle for all.

Rivero is a privately held company that focuses on simplifying card payment operations through its innovative software solutions. It serves various stakeholders in the card payment ecosystem, including issuers, acquirers, and FinTechs. Rivero's key offerings include Kajo and Amiko. Kajo is a specialized tool designed for payment scheme compliance, helping payment network licensees manage risks and streamline efforts. Amiko transforms the processes of fraud recovery and dispute management by digitizing these operations, thereby improving efficiency for issuing banks and enhancing consumer protection. Additionally, Rivero's platform provides real-time insights into payment compliance and facilitates the management of cardholder transactions, ultimately enabling banks to maintain customer engagement while optimizing payment processes within a heavily regulated industry.

Token.io is a payment infrastructure provider that specializes in account-to-account (A2A) payments, leveraging open banking to facilitate a seamless transition from traditional payment methods to direct bank payments. The company offers a robust platform designed to enhance payment processing for providers, enabling them to effectively implement Pay by Bank as a core payment option. With access to over 567 million bank accounts across 21 countries, Token.io ensures high connectivity and performance, catering to a significant portion of the market. Its deployment options are versatile, allowing payment providers to utilize Token.io's licenses and advanced authentication flows to streamline their operations. The platform has garnered a strong reputation, supported by partnerships with prominent financial institutions and payment processors, collectively serving millions of merchants globally.

Outfund is a revenue-based finance startup that provides a lending platform aimed at supporting online businesses in their growth without requiring equity relinquishment. The platform facilitates on-demand B2B financing at the point of sale, focusing on the revenue and performance of the business. This allows companies to manage their cash flow more effectively by spreading the costs of their purchases while ensuring that suppliers receive full payment upfront. Through this innovative approach, Outfund seeks to offer a viable financing option tailored to the needs of modern businesses.

Outfund is a revenue-based finance startup that provides a lending platform aimed at supporting online businesses in their growth without requiring equity relinquishment. The platform facilitates on-demand B2B financing at the point of sale, focusing on the revenue and performance of the business. This allows companies to manage their cash flow more effectively by spreading the costs of their purchases while ensuring that suppliers receive full payment upfront. Through this innovative approach, Outfund seeks to offer a viable financing option tailored to the needs of modern businesses.

Helvengo operates a digital managing general agent (MGA) platform that specializes in providing comprehensive insurance solutions for small and medium enterprises (SMEs). The platform employs an AI-driven risk analysis to identify potential coverage gaps and streamline the insurance process. By automating quote calculations, Helvengo delivers real-time offers, ensuring a transparent and efficient experience for SMEs and their advisors. The company addresses common challenges in SME insurance, such as non-transparent offers and complex premium structures, by offering customized insurance products that align with the specific needs of various professions.

Capitalise.com is a financial information service focused on helping UK businesses secure the right funding by connecting them with suitable lenders. With a network of over 360 lenders, including more than 80 institutional and fintech partners, the platform simplifies the complex funding landscape for small and medium-sized enterprises (SMEs). Utilizing in-house technology and data analytics, Capitalise.com identifies optimal financing options tailored to the specific needs of businesses. This approach not only facilitates access to a variety of funding products but also empowers accounting firms to better serve their clients by clarifying and streamlining the funding process, thereby enhancing their role as trusted advisors.

Imburse is a cloud-based payments integration platform that connects enterprise systems to various payment rails, providers, and technologies, facilitating both collections and payouts. The platform enables seamless integration with core systems such as CRM and ERP, allowing businesses to initiate payments while benefiting from a unified reporting framework. Designed with enterprise security and compliance in mind, Imburse offers instant access to various payment methods including card collections, debit orders, and e-wallets, ensuring operational insulation from the complexities of the payments landscape. This enterprise SaaS solution supports multi-tenancy deployments, enabling customers to quickly deploy any payment provider or technology without impacting their operations or finances. By streamlining payment processes, Imburse helps businesses enhance customer engagement and drive operational efficiency.

RaiseNow AG operates an online fundraising platform that enables organizations to enhance their online and mobile fundraising efforts. Founded in 2013 and headquartered in Zurich, Switzerland, with additional offices in Berlin and Munich, the company offers a range of digital solutions including SMS donations, mobile apps, peer-to-peer fundraising, and customizable donation forms. The platform integrates various digital touchpoints, including email and social media, to work seamlessly with existing fundraising and donor databases. RaiseNow serves over 170 clients, including prominent non-profit organizations and social enterprises like Médecins Sans Frontières, Save the Children, Red Cross, and Amnesty International, as well as high-growth social good startups and crowdfunding platforms. In July 2020, RaiseNow AG became a subsidiary of Altruja GmbH.

LEND is a peer-to-peer lending platform based in Switzerland, founded in 2015. The company connects investors with borrowers, facilitating transactions for private and small to medium-sized enterprise (SME) loans and mortgages. Through its online platform, LEND enables investors to finance borrowers directly, allowing them to build diversified portfolios by investing small amounts in multiple loans. This approach provides borrowers with access to low-interest loans while offering investors the opportunity to earn substantial returns on their investments.

TONI Digital is a provider of digital insurance services that aims to simplify the insurance process by reorganizing the traditional value chain. The company focuses on creating lean, automated processes that benefit end customers, partners, and internal systems. By utilizing a dis-integrated value chain and emphasizing automation, TONI Digital achieves significant scale effects and cost advantages. Established as a B2B entity, the company does not operate as a direct insurer and is free from legacy constraints. Instead, it offers to manage the entire insurance business for its partners, including product management and customer interactions, while allowing them to maintain their brand identity.

BetterTradeOff is a Singapore-based global FinTech redefining financial advice, with a platform that simplifies and demystifies financial planning – making it possible for everyone, everywhere, regardless of net worth or financial acumen – to make better financial decisions Try our Singapore version B2C solution Up at upplan.sg

Imburse is a cloud-based payments integration platform that connects enterprise systems to various payment rails, providers, and technologies, facilitating both collections and payouts. The platform enables seamless integration with core systems such as CRM and ERP, allowing businesses to initiate payments while benefiting from a unified reporting framework. Designed with enterprise security and compliance in mind, Imburse offers instant access to various payment methods including card collections, debit orders, and e-wallets, ensuring operational insulation from the complexities of the payments landscape. This enterprise SaaS solution supports multi-tenancy deployments, enabling customers to quickly deploy any payment provider or technology without impacting their operations or finances. By streamlining payment processes, Imburse helps businesses enhance customer engagement and drive operational efficiency.

BetterTradeOff is a Singapore-based global FinTech redefining financial advice, with a platform that simplifies and demystifies financial planning – making it possible for everyone, everywhere, regardless of net worth or financial acumen – to make better financial decisions Try our Singapore version B2C solution Up at upplan.sg

Sentifi is a leading Crowd-Intelligence platform for financial markets globally. Founded in 2012, the Swiss fintech company today employs more than 50 talented employees from several countries. Sentifi enables investors and other financial market stakeholders to tap into the online available intelligence of millions of persons and organizations using big data, machine learning technologies and semantic methodologies. Financial Analysts, Portfolio Managers, Journalists and other market participants can increase efficiency of market monitoring by a number of times and can receive different signals not available in classical financial information systems. High-level results of Sentifi Analyses are made available at no cost on sentifi.com and to millions of readers in leading newspapers and newsportals around the world – currently in five countries on two continents. The analyses capturing the heartbeat of 1.2 million persons and organisations are updated every hour.

RaiseNow AG operates an online fundraising platform that enables organizations to enhance their online and mobile fundraising efforts. Founded in 2013 and headquartered in Zurich, Switzerland, with additional offices in Berlin and Munich, the company offers a range of digital solutions including SMS donations, mobile apps, peer-to-peer fundraising, and customizable donation forms. The platform integrates various digital touchpoints, including email and social media, to work seamlessly with existing fundraising and donor databases. RaiseNow serves over 170 clients, including prominent non-profit organizations and social enterprises like Médecins Sans Frontières, Save the Children, Red Cross, and Amnesty International, as well as high-growth social good startups and crowdfunding platforms. In July 2020, RaiseNow AG became a subsidiary of Altruja GmbH.

Getsurance offers digital life insurance that people can buy online in 5 minutes. They’re a small Berlin-based team of innovators who are reshaping the insurance industry. They develop their products from scratch using cutting edge technology to create a user-centric experience. Getsurance was founded in 2016 and has been moving fast ever since with the support of their partner and risk carrier, the Reinsurance Group of America.

SONECT enables every shop in the neighborhood to act as a “virtual ATM” using just a smartphone or its POS-system. It democratizes the process of cash distribution in order to reduce the “cost of cash”. SONECT is a location-based matchmaking platform that connects those who want to withdraw cash with those who want to deposit cash – typically a local shop owner. It builds a community around local businesses and helps them generate physical leads. Using SONECT: • local shops will not only have less cash to manage at the end of the day but also earn a commission & attract new customers by offering a new service and having access to an additional marketing channel • individuals can avoid an extra trip to the ATM and withdraw money without fees at the click of a button – wherever they are: in a restaurant, a bar, their favorite local shop, … • banks can reduce ATM operation costs & complement their ATM network – or even enter new markets without investing significant capital. On top of that, they can leverage a new revenue channel and get closer to their customers.

Moneymeets operates a financial advisory platform aimed at enhancing clients' financial decision-making. The company develops customer-centric advisory software tailored for banks and insurance firms. Its offerings include a digital advisory service for composite insurances and a fully automated robot advisor that provides professional investment strategies. Through the aggregation and analysis of account turnover data, Moneymeets enables financial service providers to broaden their digital product and service offerings while fostering customer loyalty.