PostFinance AG

Wyden is a global leader in institutional digital asset trading technology, providing comprehensive infrastructure solutions for financial institutions. The Wyden platform encompasses the entire trade lifecycle, from pre-trade risk assessments to order generation and automated settlement. It supports seamless integration with custody, core banking, and portfolio management systems, facilitating a smooth transition between digital and traditional assets. Engineered by a team of experts in both trading systems and crypto assets, Wyden aims to meet the highest standards of institutional needs. The company operates offices in Zurich, New York, and Singapore.

Doconomy AB is a fintech company based in Stockholm, Sweden, founded in 2018, that specializes in digital banking services. It has developed the DO application, which allows users to track and measure their carbon dioxide emissions and ecological footprint resulting from online purchases. One of its notable offerings is DO Black, a credit card that incorporates a carbon limit, encouraging users to engage in sustainable consumption. Doconomy's mission is to inspire behavioral change and reduce carbon emissions by connecting consumers, producers, retailers, and influencers within a circular ecosystem. The company provides tools that enable users to visualize the environmental impact of their financial transactions and offers insights and incentives for reducing consumption, thereby promoting a sustainable lifestyle for all.

Rivero is a privately held company that focuses on simplifying card payment operations through its innovative software solutions. It serves various stakeholders in the card payment ecosystem, including issuers, acquirers, and FinTechs. Rivero's key offerings include Kajo and Amiko. Kajo is a specialized tool designed for payment scheme compliance, helping payment network licensees manage risks and streamline efforts. Amiko transforms the processes of fraud recovery and dispute management by digitizing these operations, thereby improving efficiency for issuing banks and enhancing consumer protection. Additionally, Rivero's platform provides real-time insights into payment compliance and facilitates the management of cardholder transactions, ultimately enabling banks to maintain customer engagement while optimizing payment processes within a heavily regulated industry.

Token.io is a payment infrastructure provider that specializes in account-to-account (A2A) payments, leveraging open banking to facilitate a seamless transition from traditional payment methods to direct bank payments. The company offers a robust platform designed to enhance payment processing for providers, enabling them to effectively implement Pay by Bank as a core payment option. With access to over 567 million bank accounts across 21 countries, Token.io ensures high connectivity and performance, catering to a significant portion of the market. Its deployment options are versatile, allowing payment providers to utilize Token.io's licenses and advanced authentication flows to streamline their operations. The platform has garnered a strong reputation, supported by partnerships with prominent financial institutions and payment processors, collectively serving millions of merchants globally.

Outfund is a revenue-based finance startup that provides a lending platform aimed at supporting online businesses in their growth without requiring equity relinquishment. The platform facilitates on-demand B2B financing at the point of sale, focusing on the revenue and performance of the business. This allows companies to manage their cash flow more effectively by spreading the costs of their purchases while ensuring that suppliers receive full payment upfront. Through this innovative approach, Outfund seeks to offer a viable financing option tailored to the needs of modern businesses.

Outfund is a revenue-based finance startup that provides a lending platform aimed at supporting online businesses in their growth without requiring equity relinquishment. The platform facilitates on-demand B2B financing at the point of sale, focusing on the revenue and performance of the business. This allows companies to manage their cash flow more effectively by spreading the costs of their purchases while ensuring that suppliers receive full payment upfront. Through this innovative approach, Outfund seeks to offer a viable financing option tailored to the needs of modern businesses.

Helvengo operates a digital managing general agent (MGA) platform that specializes in providing comprehensive insurance solutions for small and medium enterprises (SMEs). The platform employs an AI-driven risk analysis to identify potential coverage gaps and streamline the insurance process. By automating quote calculations, Helvengo delivers real-time offers, ensuring a transparent and efficient experience for SMEs and their advisors. The company addresses common challenges in SME insurance, such as non-transparent offers and complex premium structures, by offering customized insurance products that align with the specific needs of various professions.

Capitalise.com is a financial information service focused on helping UK businesses secure the right funding by connecting them with suitable lenders. With a network of over 360 lenders, including more than 80 institutional and fintech partners, the platform simplifies the complex funding landscape for small and medium-sized enterprises (SMEs). Utilizing in-house technology and data analytics, Capitalise.com identifies optimal financing options tailored to the specific needs of businesses. This approach not only facilitates access to a variety of funding products but also empowers accounting firms to better serve their clients by clarifying and streamlining the funding process, thereby enhancing their role as trusted advisors.

Imburse is a cloud-based payments integration platform that connects enterprise systems to various payment rails, providers, and technologies, facilitating both collections and payouts. The platform enables seamless integration with core systems such as CRM and ERP, allowing businesses to initiate payments while benefiting from a unified reporting framework. Designed with enterprise security and compliance in mind, Imburse offers instant access to various payment methods including card collections, debit orders, and e-wallets, ensuring operational insulation from the complexities of the payments landscape. This enterprise SaaS solution supports multi-tenancy deployments, enabling customers to quickly deploy any payment provider or technology without impacting their operations or finances. By streamlining payment processes, Imburse helps businesses enhance customer engagement and drive operational efficiency.

RaiseNow AG operates an online fundraising platform that enables organizations to enhance their online and mobile fundraising efforts. Founded in 2013 and headquartered in Zurich, Switzerland, with additional offices in Berlin and Munich, the company offers a range of digital solutions including SMS donations, mobile apps, peer-to-peer fundraising, and customizable donation forms. The platform integrates various digital touchpoints, including email and social media, to work seamlessly with existing fundraising and donor databases. RaiseNow serves over 170 clients, including prominent non-profit organizations and social enterprises like Médecins Sans Frontières, Save the Children, Red Cross, and Amnesty International, as well as high-growth social good startups and crowdfunding platforms. In July 2020, RaiseNow AG became a subsidiary of Altruja GmbH.

LEND provides peer to peer lending in Switzerland. It connects investors with borrowers. Moreover, investors earn substantial returns and borrowers benefit from low interest rates. The company is based in Switzerland and it was founded in 2015.

TONI Digital is a provider of digital insurance services that aims to simplify the insurance process by reorganizing the traditional value chain. The company focuses on creating lean, automated processes that benefit end customers, partners, and internal systems. By utilizing a dis-integrated value chain and emphasizing automation, TONI Digital achieves significant scale effects and cost advantages. Established as a B2B entity, the company does not operate as a direct insurer and is free from legacy constraints. Instead, it offers to manage the entire insurance business for its partners, including product management and customer interactions, while allowing them to maintain their brand identity.

BetterTradeOff is a Singapore-based global FinTech redefining financial advice, with a platform that simplifies and demystifies financial planning – making it possible for everyone, everywhere, regardless of net worth or financial acumen – to make better financial decisions Try our Singapore version B2C solution Up at upplan.sg

Imburse is a cloud-based payments integration platform that connects enterprise systems to various payment rails, providers, and technologies, facilitating both collections and payouts. The platform enables seamless integration with core systems such as CRM and ERP, allowing businesses to initiate payments while benefiting from a unified reporting framework. Designed with enterprise security and compliance in mind, Imburse offers instant access to various payment methods including card collections, debit orders, and e-wallets, ensuring operational insulation from the complexities of the payments landscape. This enterprise SaaS solution supports multi-tenancy deployments, enabling customers to quickly deploy any payment provider or technology without impacting their operations or finances. By streamlining payment processes, Imburse helps businesses enhance customer engagement and drive operational efficiency.

BetterTradeOff is a Singapore-based global FinTech redefining financial advice, with a platform that simplifies and demystifies financial planning – making it possible for everyone, everywhere, regardless of net worth or financial acumen – to make better financial decisions Try our Singapore version B2C solution Up at upplan.sg

Sentifi is a Swiss fintech company founded in 2012 that operates a crowd-intelligence platform focused on financial markets. With a team of over 50 employees from various countries, the company leverages big data, machine learning, and semantic methodologies to provide investors and market participants with valuable insights derived from the online intelligence of millions of individuals and organizations. The platform enhances the efficiency of market monitoring, allowing financial analysts and portfolio managers to access unique signals that are often overlooked by traditional financial information systems. Sentifi's analyses, which reflect the sentiments of 1.2 million contributors, are updated hourly and are made available at no cost on its website, as well as through leading newspapers and news portals in multiple countries. This capability supports institutional investors in making informed decisions regarding companies, currencies, and commodities, ultimately aiming to achieve above-benchmark returns.

RaiseNow AG operates an online fundraising platform that enables organizations to enhance their online and mobile fundraising efforts. Founded in 2013 and headquartered in Zurich, Switzerland, with additional offices in Berlin and Munich, the company offers a range of digital solutions including SMS donations, mobile apps, peer-to-peer fundraising, and customizable donation forms. The platform integrates various digital touchpoints, including email and social media, to work seamlessly with existing fundraising and donor databases. RaiseNow serves over 170 clients, including prominent non-profit organizations and social enterprises like Médecins Sans Frontières, Save the Children, Red Cross, and Amnesty International, as well as high-growth social good startups and crowdfunding platforms. In July 2020, RaiseNow AG became a subsidiary of Altruja GmbH.

Getsurance GmbH, founded in 2016 and based in Berlin, Germany, is an insurance agent specializing in digital life and occupational disability insurance. The company enables customers to purchase insurance online in just five minutes, emphasizing a user-centric experience. By leveraging cutting-edge technology, Getsurance develops its products from scratch, aiming to innovate and reshape the insurance industry. The firm collaborates with its partner and risk carrier, the Reinsurance Group of America, to enhance its offerings and expand its market presence.

Sonect operates a financial platform that transforms local shops into virtual ATMs, allowing customers to withdraw and deposit cash conveniently using their smartphones. This location-based matchmaking service connects individuals seeking cash with nearby businesses willing to facilitate these transactions. By enabling local retailers to offer cash services, Sonect helps them attract new customers, earn commissions, and reduce the cash management burden. For users, the platform provides easy access to cash without the need for traditional ATMs, eliminating withdrawal fees and unnecessary trips. Additionally, banks benefit from reduced operational costs associated with ATMs and can expand their networks into new markets without significant capital investment. Overall, Sonect fosters a community-centric approach to cash distribution, benefiting consumers, local businesses, and financial institutions alike.

Moneymeets operates a financial advisory platform aimed at enhancing clients' financial decision-making. The company develops customer-centric advisory software tailored for banks and insurance firms. Its offerings include a digital advisory service for composite insurances and a fully automated robot advisor that provides professional investment strategies. Through the aggregation and analysis of account turnover data, Moneymeets enables financial service providers to broaden their digital product and service offerings while fostering customer loyalty.