Critical Ideas, Inc. develops and provides an application that allows users to send, request, and receive money. It offers Chipper Cash, a mobile cross-border money transfer platform that connects various mobile money accounts to the Chipper Cash wallet; and enables users to transfer money across various accounts. The company’s application is also used for instant cross-border mobile money transfers to send and receive money in the United States, Ghana, Kenya, Rwanda, Tanzania, and Uganda. Critical Ideas, Inc. was incorporated in 2014 and is based in San Francisco, California. It has additional offices in New York, New York; Nairobi, Kenya; Accra, Ghana; and Kampala, Uganda.