Toscafund Asset Management

Instanda is a provider of a no-code core insurance platform that allows insurance companies to build, configure, and launch products online. The company's platform digitizes the complex insurance value chain with its core digital PAS and an interface that allows business users to innovate, manage, and distribute insurance products. Founded in 2012, Instanda is headquartered in London, England.

Atom Bank is a mobile banking application that offers a range of personal and business banking products. Users can log in using face and voice recognition and receive support from a 24/7 customer service team. The application, available on iOS devices, was launched in March 2014 and its operations are based in Durham, the United Kingdom.

CellPoint Digital offers digital commerce and payment solutions.

Sammaan Capital operates as a housing finance company in India, offering a range of secured mortgage-backed loans tailored for both salaried and self-employed individuals. Founded in 2000 and based in Gurugram, the company provides various loan products, including home loans, loans for non-resident Indians (NRIs), loans against property, as well as loans for home renovations and rural development. In addition to these financial services, Sammaan Capital also offers insurance products. The company serves a diverse clientele, including cooperative societies, individual borrowers, builders, developers, and contractors, through its extensive network of approximately 141 branches across the country.

Atom Bank is a mobile banking application that offers a range of personal and business banking products. Users can log in using face and voice recognition and receive support from a 24/7 customer service team. The application, available on iOS devices, was launched in March 2014 and its operations are based in Durham, the United Kingdom.

VoxSmart is a surveillance technology provider that designs, develops and deploys software to better manage business risk, market insights and meet regulatory requirements. Our team includes experts in finance, regulation and business analytics that can help to find and fix the problems encountered by regulated firms in the financial space and beyond. Our technology captures employee communications, both voice and electronic, wherever they are working, and turns the data this generates into useful information about your business conduct, operations and opportunities. We help connect a firm’s people, processes, and technology to deliver operational efficiencies and enable smarter business decisions.

Elinvar enables asset and wealth managers to digitalize their business models by providing the required Platform as a Service. This includes applications for core processes like client relationship management, online onboarding, onsite advisory support, portfolio management, reporting, invoicing, online client access and communication as well as third party connections, e.g. to custodian banks, market data or KYC providers. Elinvar’s partners profit from the combination of leading technology and the optimal regulatory setup as Elinvar holds all necessary BaFin licenses. With this comprehensive approach, Elinvar creates the unique opportunity for its partners to go digital in one step and to utilize state of the art analytics to create individualized solutions to the benefit of their clients.

Lemonway is a pan-European payment institution dedicated to marketplaces B2B, B2C, C2C and alternative finance platforms looking for payment processing, wallet management and third-party payments with adequate anti-money laundering (AML) and customer verification (KYC). Lemonway is authorized and regulated by the ACPR (Autorité de Contrôle Prudentiel et de Résolution) and benefits from the "EU financial passport" in 28 countries. The company is based in Paris (HQ) and Hamburg. 400 platforms trust Lemonway of which 200 alternative finance platforms. To date, Lemonway has opened 12 million e-wallets for platform operators and raised €50 million from three investment funds, Breega, Speedinvest and Toscafund.

Atom Bank is a mobile banking application that offers a range of personal and business banking products. Users can log in using face and voice recognition and receive support from a 24/7 customer service team. The application, available on iOS devices, was launched in March 2014 and its operations are based in Durham, the United Kingdom.

Laundrapp is the UK’s leading online laundry and dry cleaning service, offering unparalleled levels of quality cleaning right across London and up to 100 towns and cities. Their 5-star laundry service replaces the need for using your local laundrette or dry cleaner and offers a quick and convenient pick-up service direct from your home. Their free, award-winning app is available on both iOS and Android devices, however, you can also place your order online through their website.

CellPoint Mobile, Inc. provides mobile payment and integrated mobile solutions for finance, government, professional services, retail, transport, and TV/media markets. It offers Mobile Enterprise Framework, an architectural framework and operational platform that enables enterprises to develop and operate mobile services; mPoint, a mobile payment platform that brings various payment scenarios to mobile devices, and mobile-Web or native OS application infrastructure; mRetail, a mobile product suite, which is comprised of applications to attract, engage, and retain customers while shopping in-store or out of the store; Velocity, a mobile PSP-as-a-Service solution for the deployment of payment apps and alternative payment methods for airlines; Travel Bank mWallet that allows airlines to convert Denied board Compensation events and other types of compensation into revenue opportunities; and mTicket that is designed for meeting enterprise requirements when mobilizing tickets, boarding cards, vouchers, and travel cards, or any other ticket that require presentation of physical proof of a reservation. The company also offers Converged Payment Gateway, a SaaS solution to the global airline industry. CellPoint Mobile, Inc. was founded in 2002 and is based in Coral Gables, Florida with additional offices in New York, Miami, and Copenhagen. It has locations in London, United Kingdom; and Copenhagen, Denmark.

LIQID Investments is a digital wealth manager. They provide investment solutions for customers. Their services provide wealth management services and give access to private equity, real estate, and venture capital funds by combining investment expertise with technology. They enable clients to get investment solutions for cost and investment requirements.

Atom Bank is a mobile banking application that offers a range of personal and business banking products. Users can log in using face and voice recognition and receive support from a 24/7 customer service team. The application, available on iOS devices, was launched in March 2014 and its operations are based in Durham, the United Kingdom.

Strike is here to redefine the way you move home. After 200 years of high fees and pointless jargon, it’s time for a change. That’s why we’re changing what it means to be an estate agent. We make selling easy. And free.

OakNorth had a fundamental purpose: to serve and empower established small-to-medium sized businesses (SMEs) that were seeking to scale but were routinely underserved or overlooked by traditional banks: what it calls the ‘Missing Middle’. Its founders, Rishi Khosla and Joel Perlman, had experienced this first-hand while scaling their previous company - Copal. In 2015, three years after launching that business, they applied for a bank loan and the ‘computer said ‘no’’, despite their business being profitable. The products, services, and experience needed to make their lives as a scaling business easier, and enable them to reach their full potential, were ‘missing’ from banks’ offerings. As entrepreneurs, their response was to build what was missing: a neobank for entrepreneurs, by entrepreneurs. To date, its bespoke debt finance solutions have supported property developers, care homes, specialist schools and nurseries, hotels, bars and restaurants, pub operators, as well as fund and specialist finance providers. With a range of specialist secured and unsecured business loans, OakNorth caters to the growth plans of businesses, without asking them to give up equity. Despite experiencing not one, but two unprecedented events – Brexit and COVID-19 – since its launch, the bank has continued supporting growth businesses across the UK. It’s lent over £10 billion to date, directly helping with the creation of almost tens of thousands of new jobs and new homes (the significant majority of which are affordable and social housing). Its data-led approach allows it to look at the future, rather than just fixating on the past, meaning it avoids making decisions based on outdated financials. Using data and analytics, it builds up a granular view of every business in its portfolio, combining this with forward-looking scenario analysis, to enable it to be a trusted funding partner as the business scales, and continue confidently lending through economic cycles and unprecedented events. By behaving as reliable, long-term partners to its customers throughout the pandemic, rather than just bankers, it has been able to make them its best advocates. As a result, c.80% of its new lending comes via referrals, and 40% of its borrowers are repeat customers.

Atom Bank is a mobile banking application that offers a range of personal and business banking products. Users can log in using face and voice recognition and receive support from a 24/7 customer service team. The application, available on iOS devices, was launched in March 2014 and its operations are based in Durham, the United Kingdom.

Atom Bank is a mobile banking application that offers a range of personal and business banking products. Users can log in using face and voice recognition and receive support from a 24/7 customer service team. The application, available on iOS devices, was launched in March 2014 and its operations are based in Durham, the United Kingdom.

Akazoo provides music streaming services in 20+ countries.

Aldermore Bank is a specialist lender and savings bank offering straightforward products to SMEs, homeowners, landlords and individuals.

Spinvox is a voice to text service. Spinvox started with their (now patented) Voice Message Conversion System in 2005, becoming one of the first companies to convert voicemails to text messages for both landlines and mobile telephones. Users subscribed to the service have incoming voicemail converted and sent as text messages to their mobile phone or emails in their inbox. In order to compete with other similar service providers, Spinvox has recently introduced some other features such as SpinVox Blog; it allows users speak a post to a blog from any phone. There is also the Memo service: users speak memos to themselves -- the messages subsequently get transcribed and sent as email reminders. Lastly, SpinVox users can speak a text message, update social networks, or send messages to groups of people at once using recepient lists. SpinVox is the only voicemail-to-text conversion service available in six languages: English, French, Spanish, German, Portuguese and Italian. Competitors include: [Jott](http://www.crunchbase.com/organization/jott), [Simulscribe](http://www.simulscribe.com) and [Pinger](http://www.crunchbase.com/organization/pinger).