ZestMoney
ZestMoney is a consumer lending fintech company founded in 2016 by Priya Sharma, Lizzie Chapman, and Ashish Anantharaman. The company offers a digital lending platform that enables retail consumers to access small loans through Equated Monthly Installments (EMIs) without the requirement of a credit card or credit score. By leveraging mobile technology, digital banking, and artificial intelligence, ZestMoney aims to democratize access to financing for millions of Indian consumers. The platform utilizes AI and machine learning for effective risk profiling, allowing clients to build their credit profiles and improve their credit scores. ZestMoney collaborates with various financial institutions and non-banking financial companies to facilitate these loans, thereby enhancing financial inclusion.
PhotographAI
Acquisition in 2018
PhotographAI is a technology company based in Bengaluru, India, specializing in image and video analytics. The firm develops software that predicts the social popularity of visual content through advanced machine learning solutions. Its platform provides a range of pretrained models for image analytics, including aesthetics scoring, genre classification, apparel classification, and optical character recognition (OCR) for identity documents. Additionally, the company offers face recognition capabilities to enhance feature detection. By delivering ready-to-use APIs, PhotographAI allows businesses to integrate these solutions seamlessly, enabling them to focus on their core operations without the burden of software development and maintenance. As of August 2018, PhotographAI operates as a subsidiary of ZestMoney.
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