Capital One

Getty Realty is a real estate investment trust (REIT) focused on the ownership, leasing, and financing of properties primarily associated with convenience stores and gasoline stations. The company's diverse portfolio includes convenience stores, car washes, automotive service centers, automotive parts retailers, and other freestanding retail properties, such as drive-thru quick service restaurants. Getty Realty primarily generates its revenue through rental income from these properties, positioning itself as a key player in the retail real estate sector, particularly within the automotive and convenience retail markets.

Orchid Security specializes in identity-centric cybersecurity. Its core product, an Identity-first Security Orchestration platform, automatically identifies and evaluates security vulnerabilities in both self-hosted and Software as a Service (SaaS) applications. This platform continuously monitors authentication and authorization flows, pinpoints weaknesses, and facilitates remediation, ensuring consistent security standards across an organization's identity stack. It provides a centralized hub for identifying and addressing compliance gaps and cyber exposure, enabling businesses to bolster security without significant additional effort or application recoding.

Bright Night specializes in renewable energy solutions that are both safe and reliable. The company focuses on providing clean, dispatchable power services to utility, commercial, and industrial customers. It is involved in the development, design, construction, and operation of renewable energy infrastructure, aiming to deliver high-value and low-cost energy. By targeting growing markets worldwide, Bright Night contributes to the transformation of electricity generation, storage, and distribution, promoting cleaner energy alternatives.

Discover Bank offers a range of personal and commercial banking services, including online savings and checking accounts, money market accounts, certificates of deposit, and individual retirement account certificates. It also provides services through a mobile application, enhancing customer accessibility. Established in 1911 and headquartered in Greenwood, Delaware, Discover Bank was previously known as Greenwood Trust Company until its name change in August 2000. As a subsidiary of Discover Financial Services, the bank aims to assist individuals in achieving their financial goals, whether it be establishing good credit, funding education, or managing debt. Additionally, Discover facilitates payment solutions that connect banks, cardholders, and merchants, promoting innovative commerce.

EHOB is a medical device company specializing in the development and manufacturing of healthcare support surface products aimed at preventing pressure injuries. The company offers a range of products including seating cushions, day chair pads, lower limb protectors, support surfaces, and systems for turning and repositioning patients. Additionally, EHOB provides heel protection solutions, wound imaging, and documentation tools, along with various accessories designed to enhance patient care and comfort.

Grindr LLC is a location-based mobile interaction and dating application that facilitates connections among gay, bisexual, and curious men. Founded in 2009 and headquartered in West Hollywood, California, Grindr has grown into a global platform, boasting over 7 million users across 192 countries. On average, 1.2 million users log into the app daily, engaging with it approximately eight times and spending about two hours each day. The app offers a range of features including user profiles, visual options, and chat functionalities, allowing for discreet and anonymous interactions without the need for personal information. Additionally, Grindr provides a premium subscription service known as Grindr Xtra. Beyond dating, Grindr has established Grindr for Equality, a social action division that promotes initiatives aimed at advancing LGBTQ rights and equality.

OfferFit is an AI-powered experimentation platform that automates decision-making and personalization for businesses, enhancing customer engagement strategies. It utilizes a self-learning artificial intelligence-based decision engine to segment customers and identify optimal offers tailored to each group. By leveraging machine learning, OfferFit continuously tests various promotions and interactions, enabling companies to refine their marketing approaches based on customer responses. This technology not only improves the effectiveness of marketing campaigns but also elevates the overall customer experience through personalized recommendations.

FeaturesFirst Auto offers a unique experience that better connects you to the technological features in your car. It was founded in 2017.

Monochrome Technology focuses on extraordinarily lightning-fast laser processing equipment in the area of advanced manufacturing.

Green Mineral is a mineral recycling company focused on addressing pollution through innovative technology. The company specializes in the environmentally friendly and cost-effective recycling of metals, particularly lithium. Utilizing a bio-mineralization technique, Green Mineral extracts lithium without relying on traditional organic solvents, thereby minimizing environmental impact. This approach not only promotes sustainable waste management but also helps clients optimize their recycling processes. Through its commitment to eco-friendly practices, Green Mineral aims to contribute to a cleaner and more sustainable future.

Velocity Black is a global digital concierge and luxury conversational commerce platform designed to enhance the lives of premium consumers. The company aggregates demand from affluent clients and connects them with vetted suppliers across various sectors. Its proprietary, patent-pending software leverages artificial intelligence to support human experts in delivering personalized recommendations and facilitating bookings for an array of luxury services, including travel, dining, and unique experiences. By focusing on the needs of high-performance individuals, Velocity Black aims to empower clients to maximize their potential and navigate the complexities of the digital age with ease.

EquipmentShare is a construction solutions provider focused on addressing industry challenges through innovative technology and equipment rental services. Founded in 2015, the company utilizes its cloud-connected platform, T3, which integrates telematics and machine hardware to provide construction and industrial companies with real-time insights into their jobsite operations. This enterprise suite of applications is compatible with various equipment brands, allowing fleet managers to monitor assets, prevent theft, and optimize machine utilization while facilitating maintenance and minimizing downtime. With a workforce of approximately 4,000 employees and 153 facilities, EquipmentShare is committed to delivering exceptional value to its customers and enhancing operational efficiency for construction professionals. The company's diverse locations include service yards, research and development sites, and dealerships, reflecting its response to the growing demand for both equipment and digital solutions in the construction industry.

Duke Energy Renewables generates electricity from renewable resources in the transition to cleaner energy.

Tradlinx is a developer and provider of an end-to-end supply chain management platform that enhances global logistics operations through improved visibility and connectivity. The company's technology aims to address longstanding challenges in the logistics market by offering reliable tracking solutions, including bill of lading and vessel tracking, as well as comprehensive data insights to optimize supply chain decisions. Recognized as a leading freight management solution provider in the Asia Pacific region, Tradlinx focuses on customer feedback to continuously enhance its services. The company's ultimate objective is to create an Integrated Platform Ecosystem that connects all aspects of logistics, enabling international shippers to access vital information and streamline their operations from origin to final destination.

Avtech Capital offers equipment financing for manufacturing and industrial, commercial and business, transportation and aircraft, technology and software, energy and mining, healthcare and medical, and aviation industries. They provide equipment leasing and financing for many types of equipment and software.

SimpliSafe, Inc., founded in 2006 by Chad and Eleanor Laurans, is a Boston-based company that designs and sells wireless home security systems. It offers a range of products including sensors, security cameras, alarm systems, and monitoring services for residential and commercial properties. SimpliSafe's systems are known for being easy to install and cost-effective, providing features such as cellular connections, SMS text and email alerts, smash-proof protection, power outage protection, smoke and fire detection, and wireless sensors. The company provides 24/7 professional monitoring without long-term contracts and offers daily customer service support. SimpliSafe's products are sold online and through various retail stores.

You Need Character is an animation production company that specializes in creating animated characters for children's books, videos, and games. The company develops characters and animations designed to manufacture and commercialize a variety of products, including children's toys and books. Its content features diverse stories with various themes, aimed at providing new experiences and inspiration. By integrating information technology, You Need Character seeks to foster creativity, sociability, and communication skills in children.

UpSurge Baltimore is a movement to propel Baltimore into the top tier of innovation cities. We’ve learned from the country’s top innovation hubs–cities we admire–but we’re Baltimore and we’re redefining our startup culture around a new vision: Equitech. Equitech is about the people who participate in the knowledge economy, the investors who believe that diversity produces outsized returns, and the companies breaking down barriers or leveling access through technology.

Prime provides technologies to unlock SMB lending for small banks and fintechs.

Brookdale Senior Living Inc. is a prominent owner and operator of senior living communities across the United States, providing a range of housing and care options tailored for older adults. The company operates through five key segments: Independent Living, Assisted Living and Memory Care, Continuing Care Retirement Communities (CCRCs), Health Care Services, and Management Services. Independent Living communities cater primarily to middle to upper-income seniors, while the Assisted Living and Memory Care segment focuses on providing support for elderly residents requiring assistance with daily activities, including specialized care for those with Alzheimer's and other dementias. The CCRC segment offers diverse living arrangements and services to accommodate varying health and physical ability levels. Additionally, Brookdale provides home health, hospice, and outpatient therapy services to its residents and other seniors. With over 600 communities nationwide and a dedicated workforce of nearly 50,000 associates, Brookdale is committed to enhancing the quality of life for its residents through innovative programs and personalized care. The company is headquartered in Brentwood, Tennessee.

TripleTree Holdings is a merchant bank established in 1997 and based in Edina, Minnesota, that specializes in the healthcare sector. The firm provides a range of financial services, including mergers and acquisitions, recapitalizations, private placements, IPO advisory, corporate advisory, and growth capital advisory. With a strong focus on high-growth companies, TripleTree is particularly known for its expertise in healthcare IT and outsourcing solutions, healthcare services, and employer-oriented solutions. As a research-driven investment banking firm, it aims to support innovative businesses within the dynamic healthcare industry.

Lola Travel Company, Inc. specializes in corporate travel management through its AI-driven platform, Lola.com. Established in 2015 and headquartered in Boston, Massachusetts, the company simplifies the travel booking process for businesses by offering an intuitive tool for flight and hotel reservations. Lola.com allows users to manage itineraries via a mobile application, providing individual travel profiles, digital travel receipts, and budget tracking services. The platform also supports employee-friendly travel policies, efficient spend reporting for managers, and features that enable team destination sharing and loyalty point accumulation. With 24/7 agent assistance and capabilities for executive assistants to book travel on behalf of others, Lola.com caters to the needs of both employers and business travelers, streamlining the overall travel experience.

Melio is a fintech company that specializes in providing small businesses with digital tools to manage their business-to-business payments and receivables. Its platform offers a streamlined accounts payable and receivable dashboard, allowing businesses to transfer and receive payments efficiently. By simplifying the payment workflow, Melio enables small businesses to improve their cash flow and reduce or eliminate late payment costs. This approach enhances oversight and control over finances, allowing businesses to focus more on customer engagement rather than back-office operations. Overall, Melio aims to empower small businesses by minimizing time and costs associated with payment processes.

Phillips Edison & Company is a leading real estate investment trust that specializes in owning and operating grocery-anchored shopping centers across the United States. With a diverse portfolio of well-occupied neighborhood shopping centers, the company features a mix of national and regional retailers that provide essential goods and services in strong demographic markets. Its vertically-integrated operating platform enables effective acquisition, leasing, and management of properties, which contributes to its strong operational performance. As of September 2020, the company managed 309 properties, including 283 wholly-owned centers encompassing approximately 31.7 million square feet. With over 29 years of experience, Phillips Edison & Company is dedicated to enhancing the shopping experience and positively impacting the communities it serves.

Vinssen is a manufacturer of electric and hydrogen ships.

You Need Character is an animation production company that specializes in creating animated characters for children's books, videos, and games. The company develops characters and animations designed to manufacture and commercialize a variety of products, including children's toys and books. Its content features diverse stories with various themes, aimed at providing new experiences and inspiration. By integrating information technology, You Need Character seeks to foster creativity, sociability, and communication skills in children.

Cleaning Lab is a housekeeping service provider specializing in systematic cleaning solutions for both residential and commercial spaces. The company offers a range of services, including office floor cleaning, dust removal from common areas and furnishings, thorough toilet cleaning, and move-in cleaning for new offices. Utilizing a mobile-based platform, Cleaning Lab connects clients with professional cleaning agents tailored to their specific needs. Customers can request services based on the size of the area to be cleaned, estimated hours, preferred time slots, and any additional requirements. This approach facilitates a convenient and cost-effective way for clients to maintain clean environments.

WHYNOT Media Co., Ltd. is a South Korean company established in 2016 that specializes in developing and operating a video content streaming platform. The company focuses on producing and offering a diverse range of entertainment content, including web series, short films, and web dramas. Notable titles produced by WHYNOT Media include "Secret Crushes," "Always a Boyfriend," "Never a Boyfriend," and "Office Watch." The company excels in creating content that resonates with various cultural backgrounds, often through branded content and transmedia storytelling. By emphasizing short-form drama and versatile content franchises, WHYNOT Media aims to provide easily accessible entertainment for its audience.

Hopper Inc. is a travel technology company based in Montreal, Canada, with additional offices in Cambridge, Massachusetts, New York, and Sofia, Bulgaria. Founded in 2007 by Frederic Lalonde and Joost Ouwerkerk, Hopper has developed a mobile application that leverages big data and predictive analytics to provide users with travel recommendations. The app specializes in analyzing and forecasting airfare and accommodations, enabling travelers to secure the best deals. Hopper notifies users when flight and hotel prices are anticipated to be at their lowest, allowing them to make informed decisions about their travel plans. The company's innovative platform aims to simplify the travel booking process, making it easier for users to plan and book their trips directly from their mobile devices.

Marquee Equity is a firm that offers deal management and capital raising services aimed at assisting startups and organizations in securing investments within the private capital markets. The company specializes in various sectors, including fintech, Edtech, telecom, healthcare, insurance, blockchain, retail, travel, eCommerce, biotech, cleantech, and software. By facilitating introductions to potential investors, Marquee Equity helps clients navigate the complexities of funding, deal origination, mergers and acquisitions, and documentation management. Its focus is on providing tailored support to meet the unique financial needs of its clients, ultimately enhancing their chances of successful capital acquisition.

DoubleVerify is a software platform specializing in digital media measurement, data, and analytics, founded in 2008 and headquartered in New York City. The company offers solutions for online media verification and campaign effectiveness, catering to brand marketers, agencies, advertising networks, demand-side platforms, exchanges, and digital publishers. Its technology ensures that digital advertisements are delivered in brand-safe environments, are fully viewable, reach real individuals, and are targeted to the correct geographical locations. By providing consistent and unbiased data, DoubleVerify helps advertisers optimize the quality and return on their digital ad investments. The company generates revenue by charging a Measured Transaction Fee based on the volume of media transactions measured through its platform.

Vinssen is a manufacturer of electric and hydrogen ships.

Tradlinx is a developer and provider of an end-to-end supply chain management platform that enhances global logistics operations through improved visibility and connectivity. The company's technology aims to address longstanding challenges in the logistics market by offering reliable tracking solutions, including bill of lading and vessel tracking, as well as comprehensive data insights to optimize supply chain decisions. Recognized as a leading freight management solution provider in the Asia Pacific region, Tradlinx focuses on customer feedback to continuously enhance its services. The company's ultimate objective is to create an Integrated Platform Ecosystem that connects all aspects of logistics, enabling international shippers to access vital information and streamline their operations from origin to final destination.

Freebird is an innovative mobile rebooking platform designed to assist travelers in managing flight disruptions, such as cancellations, significant delays, or missed connections. The company enables users to quickly and efficiently book a new ticket on any airline at no additional cost, ensuring a seamless travel experience. Through its user-friendly interface, travelers receive instant notifications about flight issues and can rebook their flights in under 30 seconds with just three taps on their mobile device. This service not only saves time for individual travelers but also enhances operational efficiency for travel agencies and corporations, while maintaining a duty of care and improving the overall traveler experience.

Tictoccroc is an app for child care.

KippsDeSanto & Company is an investment banking firm established in 2007 and headquartered in McLean, Virginia. The firm specializes in serving growth-oriented companies in the aerospace, defense, and technology sectors. It offers a range of services, including mergers and acquisitions advisory, private financing, and strategic consulting. KippsDeSanto leverages its industry expertise and market insight to deliver tailored solutions that address the unique needs of its clients. The firm is recognized for its deep understanding of real-time industry trends and its extensive relationships within the market, enabling it to assist clients in navigating complex financial transactions and maximizing their strategic value.

United Income is a financial services company based in Washington, U.S., founded in May 2016 by Matt Fellowes. The company specializes in retirement planning solutions and advisory services, focusing on providing individuals with comprehensive financial planning and investment management. United Income's platform offers a range of services, including budgeting, spending, investment management, and retirement paycheck solutions, aimed at helping clients effectively manage their finances and extend the longevity of their assets. By delivering personalized financial advisory services, United Income assists customers in building both fixed and variable income streams for a secure retirement.

Upland Software is a cloud-based provider of enterprise work management software, offering a suite of applications designed to enhance organizational efficiency across various sectors, including finance, marketing, technology, and healthcare. Founded in 2010 and headquartered in Austin, Texas, the company serves over 1,200 enterprise clients and supports approximately 300,000 active users across more than 50 countries. Upland's solutions facilitate strategic planning, project execution, and resource optimization, enabling teams to collaborate effectively and manage workflows seamlessly. By catering to a diverse range of industries, including retail, manufacturing, and government, Upland Software aims to drive business results and improve overall performance for organizations of all sizes.

MoneyLion, Inc. is a mobile banking and financial membership platform based in Sandy, Utah, incorporated in 2013. The company provides an all-in-one mobile banking solution that includes services for banking, lending, and investment. Utilizing analytics and machine learning technology, MoneyLion offers personalized financial advice and streamlined underwriting by gaining a comprehensive view of users' finances. Its platform encourages positive financial behaviors through a built-in rewards system that promotes better financial outcomes. By delivering convenient and low-cost access to various financial services, MoneyLion aims to empower individuals to take control of their financial well-being through its innovative digital platform.

STAG Industrial, Inc. is a self-administered and self-managed real estate company that specializes in the acquisition, ownership, and management of single-tenant industrial properties across the United States. The company primarily targets Class B industrial properties, focusing on those with purchase prices exceeding $5 million, primarily located in secondary markets. Its portfolio mainly consists of warehouse and distribution buildings, with additional assets in manufacturing and flex/office spaces. STAG Industrial generates nearly all of its income from rental revenue, with a significant portion derived from properties situated in Midwestern and Eastern U.S. cities. The company serves a diverse clientele, including air freight and logistics companies, which underscores the critical role its properties play in supporting tenants' business operations.

BlueTarp Financial is a B2B credit management company based in Portland, Maine, that has been operating since 1998. The company serves over 2,000 suppliers by providing upfront payment for sales, thereby mitigating credit risk and enabling suppliers to focus on business growth. BlueTarp offers customizable programs, allowing suppliers to either manage customer interactions themselves or opt for a full-service model where BlueTarp oversees customer service and collections. The company facilitates sales growth by providing options for credit lines up to $1 million and terms of up to 90 days, alongside a loyalty rewards program. Additionally, its SmartView™ online tools offer suppliers transparency into customer buying and payment activities, enhancing the purchase-to-payment lifecycle and improving overall cash flow and risk management.

Jewel Commerce LLC is an e-commerce company founded in 2017 and headquartered in West Bloomfield, Michigan. It specializes in providing consumers with access to luxury brands through its online platform, allowing users to browse a wide range of high-end clothing, accessories, home goods, and shoes. Jewel Commerce offers cash back incentives on purchases made through its website, making luxury shopping more accessible and appealing. By enabling retailers to reach a growing market of online luxury consumers, the company plays a significant role in the evolving landscape of e-commerce. Jewel Commerce operates as a subsidiary of Capital One, N.A.

Folio Photonics Inc. specializes in the development and manufacturing of advanced optical data storage solutions aimed at enterprise archiving. Founded in 2012 and based in Solon, Ohio, the company produces optical data storage discs with a capacity of two terabytes, utilizing a patented data film disc technology. This innovative method is designed to be highly scalable and cost-effective, providing a modern alternative for archival data storage. By integrating polymer co-extrusion and magnetic storage technologies, Folio Photonics enables organizations to reduce energy costs and improve data management by transferring inactive data from traditional hard disk drives to optical discs, thereby enhancing both capacity and archival longevity.

IQEA is a digital currency trading butler service provider that uses artificial intelligence to strategically trade transactions, automate investment and transaction processes, and systemize strategy and risk control to trade on the market in milliseconds.

Cleaning Lab is a housekeeping service provider specializing in systematic cleaning solutions for both residential and commercial spaces. The company offers a range of services, including office floor cleaning, dust removal from common areas and furnishings, thorough toilet cleaning, and move-in cleaning for new offices. Utilizing a mobile-based platform, Cleaning Lab connects clients with professional cleaning agents tailored to their specific needs. Customers can request services based on the size of the area to be cleaned, estimated hours, preferred time slots, and any additional requirements. This approach facilitates a convenient and cost-effective way for clients to maintain clean environments.

SALTO Systems, based in Oiartzun, Spain, specializes in the development and manufacture of innovative electronic locking and access control solutions. The company provides reliable, secure, and user-friendly systems tailored for various sectors, including commercial, healthcare, hospitality, education, and retail. With its pioneering XS4 SVN platform, SALTO offers stand-alone, battery-powered electronic locks that eliminate the need for complex wiring while enabling real-time monitoring and control of access. SALTO’s products are designed to enhance the usability of building environments and integrate seamlessly with existing systems, ensuring a smoother experience for end users. The company aims to build lasting relationships with clients and partners, emphasizing values such as integrity and sustainability while striving to be a leading provider in the access control market.

Wikibuy is a U.S.-based company founded by Jonathan Coon and Walt Roloson, focused on simplifying the online shopping experience by helping customers save money. Its web-based application includes a Chrome extension that automatically compares prices and identifies attractive deals from various retailers. The platform alerts users to lower prices found by other customers and shares valuable coupons, ensuring that every shopper benefits from the collective knowledge of the community. This functionality not only reduces the time spent searching for the best deals but also enhances the overall shopping experience by enabling users to shop with confidence, knowing they are accessing the most competitive prices and discounts.

Confyrm, Inc. is a technology company founded in 2013 and based in San Francisco, California, specializing in digital identity risk detection software. As a subsidiary of Capital One Financial Corporation, Confyrm addresses the growing challenges posed by digital identity threats in an increasingly online world. The company's software provides identity security alerts that aim to reduce fraud and detect potential threats within the digital identity ecosystem. By delivering high-quality identity signals, Confyrm's technology enables organizations to respond effectively to identity fraud and mitigate the risks associated with account theft. This proactive approach is essential in a complex environment where the failure of one service can lead to cascading attacks on related services, impacting both individual consumers and business brands.

DTT is a private equity-backed company that specializes in video-based surveillance and loss prevention solutions for the hospitality and specialty retail sectors. It offers a comprehensive range of digital solutions designed to enhance operational efficiency and reliability, facilitated through its enterprise management portal, MyDTT™. DTT's services aim to boost employee productivity, improve profit margins, reduce costs of goods sold, and enhance customer satisfaction while ensuring transactional integrity and controlling labor costs. Additionally, DTT's Loss Prevention team provides valuable services, including unbiased operational evaluations, investigative support, and various case management tools, further strengthening its offerings in the industry.

Notch, Co. is a technology consultancy based in Richmond, Virginia, founded in 2014. The company focuses on assisting large enterprises in becoming more agile and helping startups scale by leveraging disruptive business models and emerging technologies. Notch employs its expertise in machine learning and software implementation to deliver innovative solutions tailored to the needs of its clients. Additionally, the company offers a range of e-commerce products, including personalized bracelets and gifts, showcasing its versatility in both consulting and retail sectors.

CS Department is to help you acquire the knowledge, skills and attitude to succeed as a scientist in the field of computation, whether by launching a career in an industry built on computing technology or by joining a graduate program on your way to research in our field.Department of Computer Science at the University of Maryland, College Park. Here you will find information on upcoming events, updates from the department and have the opportunity to talk about computer science with fellow majors.

Snowflake Inc. is a cloud-based data platform that offers a comprehensive solution for data warehousing, data lakes, and data sharing. Founded in 2012 and headquartered in San Mateo, California, the company provides organizations of various sizes and industries with the tools to consolidate data into a single source of truth, enabling meaningful business insights and the development of data-driven applications. Snowflake's platform is designed to facilitate instant, secure access to a wide array of data, supporting multiple data workloads and making it suitable for modern data applications. The company's innovative approach allows enterprises to quickly buy and ingest data, significantly reducing the time required compared to traditional methods. With a customer base that includes over 3,000 organizations, nearly 30% of which are part of the Fortune 500, Snowflake is recognized for its cost-effective solutions that leverage the power of cloud technology.

SnapLogic, Inc. is a developer of a cloud-based integration platform designed to facilitate the integration of applications and data across enterprises. Its flagship product, the SnapLogic Intelligent Integration Platform, leverages artificial intelligence to streamline data and process flows among various sources, including applications, databases, data warehouses, and Internet of Things (IoT) deployments. The platform supports both on-premises and cloud environments and allows users to unify multiple endpoints, including SaaS applications and APIs, through an intuitive drag-and-drop interface. This design enables IT and business users to create scalable data pipelines with ease, in contrast to traditional integration methods that often require extensive coding. SnapLogic serves a diverse clientele, including Global 2000 companies, developers, and independent software vendors, and offers additional services such as customer support and education. Established in 2006 and headquartered in San Mateo, California, SnapLogic also has offices in New York, London, Hyderabad, and Melbourne.

Paribus Co. is a technology company based in New York that offers a service for online shoppers by tracking price changes on their purchases. Founded in 2014, Paribus monitors price fluctuations and automatically files claims for refunds when an item's price drops after purchase, ensuring customers receive the difference back as guaranteed by retailers. The company operates within the realms of e-commerce and consumer technology, focusing on enhancing the shopping experience through analytics and automation. As of October 2016, Paribus is a subsidiary of Capital One Financial Corporation.

Liberty SBF is a commercial real estate finance company specializing in small-balance commercial lending. It caters to the financing needs of small businesses that navigate a challenging credit environment. By leveraging a range of loan programs, including conventional, CMBS, and government-backed options, Liberty SBF provides tailored financing solutions for borrowers looking to expand their operations and acquire commercial real estate or other assets. The company emphasizes flexible and customized loan options, ensuring a fast, transparent, and secure online application process, which is particularly beneficial for multifamily and commercial property investors. Through its services, Liberty SBF facilitates access to affordable financing, supporting the growth and development of small businesses.

Transactis, Inc. is a New York-based company specializing in Software-as-a-Service solutions for electronic bill presentment and payment. Established in 2001, Transactis enables businesses to transition from traditional paper-based billing to efficient digital alternatives. Its primary offerings include BillerIQ, a cloud platform for delivering electronic bills and accepting online, phone, and mobile payments, and DocumentIQ, a digital document management system for transforming and archiving documents. The company serves a diverse array of industries, including financial services, healthcare, utilities, and retail, among others. Operating solely through a network of resellers, which include financial institutions and technology companies, Transactis provides white-label SaaS solutions along with substantial sales, marketing, and technical support to empower its partners. The company adheres to rigorous regulatory standards, ensuring compliance with regulations such as HIPAA and PCI Level 1.

Critical Stack, Inc. is a Boston-based software company founded in 2014 that focuses on transforming the security landscape through innovative technology. It specializes in developing software solutions that containerize and scale security infrastructure, enabling organizations to enhance their network security monitoring capabilities. The company offers the Intel Marketplace, a threat intelligence solution that aggregates and streams advanced intelligence directly to network sensors, thereby improving the visibility and effectiveness of security tools across various locations. As a subsidiary of Capital One Financial Corporation, Critical Stack is committed to revolutionizing how businesses select, acquire, deploy, and operate their security tools in the context of an increasingly interconnected network environment.

IronPlanet is an online marketplace specializing in the buying and selling of used heavy equipment and durable assets. Founded in 1999 and headquartered in Pleasanton, California, the company connects buyers and sellers through its extensive platform, which features a database of over 3.3 million registered users globally. IronPlanet offers a wide range of equipment, including conventional tractors, trucks, excavators, cranes, and agricultural machinery. To ensure transparency and trust in transactions, it provides the IronClad Assurance certification for equipment condition. The company operates several brands, including GovPlanet, TruckPlanet, and Asset Appraisal Services, catering to diverse sectors such as construction, agriculture, and mining.

Monsoon Company, Inc., founded in 2001 and based in Oakland, California, is a software services firm specializing in web and mobile application design and development. The company offers a comprehensive suite of services that encompasses the full lifecycle of software development, including strategy, design, development, and quality assurance. Monsoon has collaborated with a diverse range of clients, including Fortune 100 companies, small businesses, nonprofits, and government institutions. Its expertise extends to creating mobile applications for various platforms, implementing content management systems and eCommerce solutions, and developing both enterprise and standalone web applications. Recently, Monsoon has expanded its focus to include a healthcare practice, working on projects related to electronic health records and mobile patient engagement. The company's team comprises experienced designers, software developers, and strategic experts, enabling it to deliver well-designed, stable, and secure software solutions tailored to client needs.

Cedar Realty Trust, Inc. is a real estate investment trust that specializes in the ownership, operation, and redevelopment of grocery-anchored shopping centers located in high-density urban markets between Washington, D.C. and Boston. Its portfolio consists of 54 properties, totaling approximately 8.2 million square feet of gross leasable area. The company generates its revenue primarily through rents and reimbursements for operating expenses from long-term leases with tenants. Cedar Realty Trust is committed to creating long-term value and maintaining strong relationships with its tenants, focusing on core markets that offer growth potential.

For the majority of people who don't like budgeting, Level is building a Financial GPS, enabling effortless personal financial control and new models for financial services. Instead of categorizing transactions and tracking bank balances, Level empowers members to easily understand cash flow by automatically detecting income and fixed expenses from linked financial accounts.

Adaptive Path is a user experience consultancy that assists organizations in developing product concepts and executing them through effective experience design. Founded in 2001 by a group of visionaries, the company emerged during a tumultuous period in the market but quickly identified a significant demand for user experience services. Adaptive Path has collaborated with notable clients, including NPR, Intel, and Wells Fargo, focusing on flexible, client-centric approaches rather than rigid methodologies. The firm emphasizes openness and community engagement, contributing to the evolution of the user experience field through writing, speaking, and hosting workshops. Known for its flagship conference UX Week, Adaptive Path has established itself as a leader in the industry, continually adapting to the challenges of modern design. The company’s work spans various sectors, including healthcare, where it has developed innovative solutions, and it remains dedicated to tackling complex problems, positioning user experience as a critical component of successful products and services.

Cedar Realty Trust, Inc. is a real estate investment trust that specializes in the ownership, operation, and redevelopment of grocery-anchored shopping centers located in high-density urban markets between Washington, D.C. and Boston. Its portfolio consists of 54 properties, totaling approximately 8.2 million square feet of gross leasable area. The company generates its revenue primarily through rents and reimbursements for operating expenses from long-term leases with tenants. Cedar Realty Trust is committed to creating long-term value and maintaining strong relationships with its tenants, focusing on core markets that offer growth potential.

Beech Street Capital, LLC is a mortgage banking company engaged in originating, underwriting, closing, and servicing high-quality multifamily, long-term care and seniors housing financing solutions nationwide. Their multifamily and seniors housing experts customize each transaction to meet the needs of their borrowers with Fannie Mae, Freddie Mac, FHA, and non-agency lending sources. Headquartered in Bethesda, Maryland, Beech Street has offices in Alabama, California, Florida, Georgia, Illinois, Massachusetts, New York and Texas. Web site: www.beechstcap.com

Bundle rates merchants based on actual credit card spending by millions of people at that location. Bundle has built a data and analytical solution that structures and sorts through billions of spending transactions in order to rate the merchants.

BankOns operates as a Business-to-Business (B2B) service provider, facilitating financial institutions in creating localized offers at scale to enhance customer engagement via mobile platforms.

MidCap Financial is a specialty finance firm based in Bethesda, Maryland, established in 2008, that focuses on the middle market. The firm offers a range of senior debt solutions, including leveraged loans, real estate loans, asset-based loans, and venture debt, catering to companies across various industries. MidCap Financial partners with management teams, financial sponsors, and intermediaries to provide tailored financing solutions that support growth and working capital management. With over $3 billion in commitments under management, the firm leverages its experience and strong balance sheet to deliver effective debt solutions. Managed by Apollo Capital Management, a subsidiary of Apollo Global Management, MidCap Financial benefits from extensive market expertise and resources, making it a preferred lender for businesses at different stages of development.

ING Direct is a digital bank that operates without traditional brick-and-mortar locations, offering a range of banking services primarily through online, mail, and phone channels. Headquartered in Wilmington, Delaware, ING Direct provides personal and business savings accounts, investment and retirement accounts, mortgages, certificates of deposit, and home loans. As a member of the FDIC, the bank ensures that deposits are insured up to $250,000. With over 6.5 million customers in the United States and an extensive international presence, ING Direct is part of ING, a global financial institution originally from the Netherlands, which serves more than 60 million clients in over 50 countries. The bank aims to simplify banking for its customers by leveraging technology to deliver efficient and accessible financial services.

Chevy Chase Bank is the greater Washington region's largest locally-owned banking institution providing a complete array of financial products and services to consumers and businesses in Maryland, Virginia, and the District of Columbia. The Bank, which is headquartered in Bethesda, Maryland, has approximately 250 branches and over 1,000 ATMs, more than anyone else in the greater Washington market. Chevy Chase Bank currently has over $16 billion in assets and services over 1 million customers. For more information about Chevy Chase Bank, please visit chevychasebank.com.

North Fork Bancorporation, Inc. is a bank holding company that principally operates commercial banks on Long Island, New York, and in the New York City area. It runs over 150 North Fork Banks, and maintains a telebanking operation through its Superior Savings of New England subsidiary.

TrueCar, Inc. is an internet-based technology and information platform based in Santa Monica, California, that provides users with market-based pricing data for new and used cars. Founded in 2005, the company connects consumers with a network of TrueCar certified dealers while offering insights into actual vehicle prices in specific geographic areas. TrueCar aggregates data from multiple sources to deliver unbiased real-time pricing information that assists both car buyers and dealers in making informed decisions. The platform also offers tools such as TrueCar Trade, which allows consumers to receive guaranteed trade-in values, and DealerSync, a service designed to help dealers manage and grow their businesses through customized website solutions. Additionally, TrueCar provides consulting services related to automobile residual values, catering to financial institutions and large enterprise partners. The company aims to enhance transparency and efficiency in the automotive marketplace.

Hibernia Corporation is a banking and financial services provider headquartered in New Orleans, Louisiana. The company has a strong traditional banking presence in Louisiana and is expanding its franchise in Texas. Hibernia offers a range of services, including deposit facilities, credit and debit cards, insurance, treasury management, cash management, and investment services. The firm aims to serve the financial needs of individuals and businesses through its comprehensive suite of offerings.

TrueCar, Inc. is an internet-based technology and information platform based in Santa Monica, California, that provides users with market-based pricing data for new and used cars. Founded in 2005, the company connects consumers with a network of TrueCar certified dealers while offering insights into actual vehicle prices in specific geographic areas. TrueCar aggregates data from multiple sources to deliver unbiased real-time pricing information that assists both car buyers and dealers in making informed decisions. The platform also offers tools such as TrueCar Trade, which allows consumers to receive guaranteed trade-in values, and DealerSync, a service designed to help dealers manage and grow their businesses through customized website solutions. Additionally, TrueCar provides consulting services related to automobile residual values, catering to financial institutions and large enterprise partners. The company aims to enhance transparency and efficiency in the automotive marketplace.

Based in Overland Park, Kansas, eSmartloan (www.esmartloan.com) provides a diversified offering of full-service mortgage and home equity products through its knowledgeable sales staff and innovative website. eSmartloan is FDIC insured and operates as a division of National Bank of Kansas City.

Founded in 1969 HFS has grown from a small company employing 24 staff, to a group with over 480 staff. In the year ending March 31, 2004, HFS originated a volume of approximately 15,000 loans, with a value of approximately $630 million (GBP 350 million). UK based HFS (Macclesfield, Cheshire) is one of the country's leading independent brokers, providing services for secured and unsecured lending, mortgages, insurance and investment products. It works with a network of major lenders and insurance providers to offer the best possible financial deals for its customers.

Onyx Acceptance Corporation (http://www.onyxacceptance.com) is a specialized automobile finance company based in Foothill Ranch, California. Onyx provides auto financing to franchised and select independent dealerships throughout the United States.

Founded in 1995, PeopleFirst is the nation's largest online motor vehicle lender, originating and servicing consumer auto and motorcycle loans, primarily via the Internet. PeopleFirst is the pioneer of an innovative financing option that gives consumers the flexibility to finance their purchase of a new or used car or motorcycle at virtually any dealership in the country up to their pre-approved loan amount without having to renegotiate the terms. The company also provides financing for lease buyouts, refinances of existing loans, and the purchase of vehicles from private individuals. The company presently offers auto and motorcycle loans in 48 states plus the District of Columbia. To obtain more information about PeopleFirst, visit the company's Web site at http://www.peoplefirst.com . Capital One cautions that its current expectations for its earnings are forward-looking statements and actual results could differ materially due to a number of factors, including competition in the credit card, installment loan, and auto finance industries and general economic conditions affecting consumer income and spending, which may affect consumer borrowing, bankruptcies, delinquencies, and charge-offs. A discussion of these and other factors can be found in Capital One's annual and other reports filed with the Securities and Exchange Commission, including, but not limited to, Capital One's report on Form 10-K for the year ended December 31, 2001.

AmeriFee, established in 1992, specializes in patient financing solutions tailored for elective medical procedures. The company collaborates with medical providers, who refer patients seeking orthodontic, dental, vision, and cosmetic treatments. With an exclusive endorsement from the American Association of Orthodontists, AmeriFee's programs are offered through a network of 12,000 healthcare providers across the United States. Their services encompass various financing plans, including those specifically designed for orthodontics, dental care, vision, cosmetics, and family needs.

Summit Acceptance Corp. is a provider of auto financing.