Khosla Ventures

Ramp offers a comprehensive financial operations platform designed for businesses seeking to streamline their financial tasks. The platform includes corporate cards, expense management, bill payments, and accounting integrations, assisting organizations in managing their finances efficiently.

Bitwise is a crypto-specialist asset manager serving individuals, investment managers, and institutions seeking exposure to the cryptocurrency market. The firm offers a broad platform of investment solutions focused on crypto assets, including cryptocurrency index funds and single-asset funds designed to be liquid, low-cost, and secure. It provides yield and alpha strategies, multi-strategy approaches, and separately managed accounts, as well as onchain staking and bitcoin-related investment products, enabling clients to access opportunities aligned with their objectives. By combining specialized crypto expertise with rigorous risk controls, Bitwise acts as a specialist partner that helps diverse investors navigate the crypto space with rules-based exposure and efficient administration.

Imprint is a financial services company founded in 2020 and based in New York, specializing in payments, rewards, and loyalty services. The firm has developed a full-stack payments and loyalty platform that facilitates payment processing for merchants and consumers. This platform allows users to execute financial transactions while also earning loyalty and reward points, streamlining the management of daily financial transactions. Imprint aims to enhance the payment experience by integrating rewards and loyalty features, making it easier for users to engage with their financial activities.

PollyEx, Inc. operates a loan trading platform focused on the mortgage capital markets, facilitating transactions between buyers and sellers of mortgage loans. Founded in 2017 and based in San Francisco, California, PollyEx enhances loan sale execution through its cloud-based platform, which integrates with buyers and sellers via API, thereby increasing liquidity and automating various functions within capital markets. The platform aims to provide pricing transparency and improve operational efficiency for lenders, enabling them to make informed decisions throughout the lifecycle of a loan.

Aven is a financial services company offering a product that combines a credit card with a home equity line of credit. The Aven HELOC Card lets users access funds secured by their home equity and pay for purchases like a traditional card, while aiming to deliver lower interest rates than standard credit cards. By leveraging home equity, it seeks to reduce borrowing costs and simplify cash management for its customers.

Found is a financial platform tailored for self-employed individuals, offering a suite of services that simplifies business banking, bookkeeping, and tax management. The platform features built-in expense tracking and a dedicated tax savings account, allowing users to manage their finances efficiently. With no account fees and real-time business reporting, Found aims to streamline operations for self-employed professionals, enabling them to focus on growing their businesses. By addressing the unique challenges faced by self-employed individuals, Found is dedicated to helping them achieve their entrepreneurial goals.

Ramp offers a comprehensive financial operations platform designed for businesses seeking to streamline their financial tasks. The platform includes corporate cards, expense management, bill payments, and accounting integrations, assisting organizations in managing their finances efficiently.

Anrok provides a sales tax software platform for SaaS businesses to monitor, calculate, and remit sales and value-added taxes across the entire financial stack. The solution automates tax calculations, filing, and remittance, offers configurable alerts and reporting, and delivers visibility into tax exposure. By consolidating tax management into one system, it aims to reduce manual work for finance teams and streamline compliance from startups to enterprises, generating audit-ready records.

Myko AI is a financial modeling automation platform that enables businesses to efficiently access and analyze their financial data. The application is designed to pull financial information directly from QuickBooks into Excel or Google Sheets, allowing finance professionals to utilize custom formulas alongside pre-built financial models and dashboards. By automating the data pipeline, Myko AI streamlines the financial reporting process, significantly reducing the time spent on manual tasks such as copying and pasting data. This functionality empowers companies to make more informed budgeting decisions and enhances overall financial planning and analysis.

Stuut develops accounting software designed to streamline collection activities. Its platform offers features such as one-click integrations, daily statistics, collections analytics, email sync, enabling businesses to manage and accelerate payments efficiently.

Black Ore Technologies, established in 2022 and headquartered in Texas, USA, specializes in AI-driven financial services. The company's core product, Tax Autopilot, is an end-to-end automation solution for 1040 tax preparation, designed to streamline the process for Certified Public Accountants (CPAs) and tax firms. By leveraging artificial intelligence, Black Ore enables professionals to focus on client advisory services and practice growth.

Aleph operates a financial planning and analysis platform designed to enhance the capabilities of traditional spreadsheets such as Excel and Google Sheets. By integrating data from accounting systems and various operational sources, Aleph provides specialized financial tools that are always current. This allows clients to create sophisticated financial models and use cases, ultimately facilitating informed investment decisions. Aleph aims to support finance departments by merging the familiarity of spreadsheets with advanced financial insights, making it a valuable resource for financial professionals.

Aleph operates a financial planning and analysis platform designed to enhance the capabilities of traditional spreadsheets such as Excel and Google Sheets. By integrating data from accounting systems and various operational sources, Aleph provides specialized financial tools that are always current. This allows clients to create sophisticated financial models and use cases, ultimately facilitating informed investment decisions. Aleph aims to support finance departments by merging the familiarity of spreadsheets with advanced financial insights, making it a valuable resource for financial professionals.

Credit Genie is a fintech company that provides financial tools and debt relief services. It helps Americans take control of their finances, by offering no-fee-or-interest cash advances between paydays, tools to get out of debt, and insights into their spending habits.

Founded in 2019, Farther is a wealth management firm that combines expert advisors with advanced technology to deliver personalized financial advice. It caters to high-net-worth individuals, offering a data-driven approach and proprietary algorithms to manage investments tailored to clients' risk tolerance.

Arkifi is an artificial intelligence company that specializes in creating AI-powered financial analyst tools aimed at enhancing workflow efficiency for financial professionals. By utilizing a novel architectural framework, Arkifi minimizes dependence on traditional generative AI, thereby reducing the risk of factual inaccuracies typically associated with such technologies. This innovative approach allows financial analysts to concentrate on subjective analysis while relying on consistently accurate data, fostering a high level of confidence in the results produced by its tools. Ultimately, Arkifi seeks to empower enterprises with reliable analytics, streamlining their operations and decision-making processes in the financial sector.

Founded in 2019, Teamshares operates an online platform facilitating employee ownership in small businesses. It acquires traditional companies from retiring owners, transitioning them to be majority employee-owned within two decades. The company provides new leadership, financial education, equity management software, and financial products to support this process.

Credit Genie is a fintech company that provides financial tools and debt relief services. It helps Americans take control of their finances, by offering no-fee-or-interest cash advances between paydays, tools to get out of debt, and insights into their spending habits.

Nomba is a fintech company that develops financial software and payment solutions in Africa. It offers business-focused tools such as savings features for businesses, card payments, POS terminals, and banking tools for management. The platform also enables individuals to pay bills, transfer money, buy airtime and TV subscriptions, and pay electricity bills, with withdrawals and data-subscription payments supported through digital channels and an agent network. It aims to make fintech services accessible and affordable by delivering digital payments and banking capabilities across channels in Africa.

Visible is a Miami-based company founded in 2022 that aims to transform real estate transactions through modern technology. By developing a financial network, Visible seeks to empower smaller-scale real estate investors by providing them with access to essential data, legal frameworks, and capital. The company's goal is to create a more equitable environment for buying, selling, and monetizing property, enhancing the traditional title system to facilitate these processes for homeowners and investors alike.

NeoGrowth is a non-banking financial company based in Mumbai, Maharashtra, founded in 2011 by Dhruv Khaitan and Piyush Khaitan. The company specializes in providing financial solutions tailored to the needs of small and medium-sized businesses in India that engage in retail activities, including the sale of apparel, consumer electronics, footwear, handicrafts, and various services such as restaurants, beauty salons, and health centers. NeoGrowth offers term working capital loans and inventory financing against future credit and debit card sales, enabling merchants to access credit facilities with ease. Through its services, NeoGrowth aims to support the growth and operational needs of small businesses, facilitating their access to essential financial resources.

Atmos is a company that specializes in home-building solutions, offering a platform designed to assist customers in the creation and design of customized houses. Established in 2018 by Trent Hedge, Nicholas Donahue, Matthew Rastovac, and Austin Kahn, Atmos aims to simplify the home-building process through a managed marketplace that connects home buyers with various design options, personalized packages, and interior selections. The platform also integrates financing and construction processes, enabling customers to build their homes according to their specific preferences and financial situations.

Truework is an API-enabled platform that streamlines income and employment verifications for banks, lenders, background check providers, and other stakeholders. The service automates the processing of income and employment requests, integrates with human resources and payroll systems as well as lending and housing markets, and puts individuals in control of their data. By consolidating verification workflows, Truework supports faster approvals and more accurate verification decisions. The company serves the financial services and fintech sectors and focuses on developer APIs to enable seamless integration into existing HR, payroll, lending, and compliance processes.

Breeze is a fully automated and digital insurance solution, specifically tailored for freight forwarders and logistics companies, backed by advanced technology, big data and an industry-first machine learning platform. Breeze’s digital insurance solution fully integrates with existing systems and workflows, allowing forwarders and logistics companies to seamlessly offer shippers better protection for their cargo (from issuing insurance policies to end-to-end claims processing), while also generating more revenue for their business. There are no implementation costs or any operational effort to setting up Breeze’s platform, and it can take minutes to be up and running. For more information visit breezeai.com

Swadesh is a digital banking platform for the Indian diaspora that enables customers to open accounts, invest, remit, and manage money in India from abroad, with cross-border features that simplify handling finances across India and abroad.

Finnt is a developer of automated financial analysis software designed to enhance the efficiency of corporate finance operations. The company leverages artificial intelligence to improve analytical capabilities and streamline workflows for financial teams. By removing manual and repetitive tasks, Finnt's software accelerates decision-making processes for financial firms. Additionally, it enables users to establish shared savings goals and track spending habits, facilitating effective savings for family members both domestically and internationally. Through its innovative approach, Finnt aims to help finance professionals focus on strategic initiatives rather than tedious administrative functions.

Founded in 2019, Farther is a wealth management firm that combines expert advisors with advanced technology to deliver personalized financial advice. It caters to high-net-worth individuals, offering a data-driven approach and proprietary algorithms to manage investments tailored to clients' risk tolerance.

Founded in 2014, Ellevest is an employee-owned investment firm dedicated to empowering women financially. It offers a user-friendly digital platform that provides personalized investment plans tailored to women's unique financial needs and goals.

World is a technology company specializing in secure digital asset management. It operates the World App, which enables users to securely store their World ID, manage digital assets, and access various Mini Apps within a privacy-focused network.

World is a technology company specializing in secure digital asset management. It operates the World App, which enables users to securely store their World ID, manage digital assets, and access various Mini Apps within a privacy-focused network.

Myko AI is an artificial intelligence tool that pulls financial data from spreadsheets and helps make successful revenue-generating decisions with minimum onboarding. The company's application integrates directly into users' existing CRM platforms and chat applications, allowing data to be analyzed in seconds. This enables businesses to drive more revenue by providing their teams with deeper analytical capabilities and improving the financial reporting process by spending less time copying and pasting data.

LEX Markets Corp., established in 2018 and based in New York, operates an online platform for trading shares of individual commercial real estate assets. It facilitates both accredited and non-accredited investors to buy and sell shares, with investments starting at $250 and no lockup periods. The company specializes in taking commercial buildings public through single-asset IPOs, making it possible for a broader range of investors to access the real estate market. LEX Markets' platform is powered by Nasdaq technology, ensuring robust, low latency, and high-performance trading features.

PollyEx, Inc. operates a loan trading platform focused on the mortgage capital markets, facilitating transactions between buyers and sellers of mortgage loans. Founded in 2017 and based in San Francisco, California, PollyEx enhances loan sale execution through its cloud-based platform, which integrates with buyers and sellers via API, thereby increasing liquidity and automating various functions within capital markets. The platform aims to provide pricing transparency and improve operational efficiency for lenders, enabling them to make informed decisions throughout the lifecycle of a loan.

Seashell offers a compliant financial platform designed to help users earn high, stable interest by leveraging blockchain innovations. The company emphasizes regulatory compliance and aims to deliver market-leading yields through a simple, push-button experience, providing a flexible and secure way for customers to save and grow their money. By combining financial services with blockchain technology, Seashell seeks to make earning interest more accessible while maintaining safeguards that protect user funds.

Founded in 2018, Azibo is a financial services platform dedicated to streamlining rental property management. It offers solutions for rent collection, banking, lending, and insurance, aiming to improve efficiency and reduce administrative burden for small real estate owners.

Founded in 2013, Fundbox operates a payments network that facilitates transactions between businesses. It provides credit and payment solutions to small businesses serving other businesses (SMB2B), empowering them with fast and intuitive access to business credit.

CloudTrucks is a San Francisco-based company founded in 2019 that offers a virtual trucking carrier platform designed to help truck owners and operators reduce operating costs by managing and booking loads from brokers and shippers. The platform provides instant payments after load delivery and access to affordable insurance options, enabling users to plan their schedules and design a revenue-maximizing driving program.

Up&Up is a New York-based real estate company founded in 2017 that offers a platform for fractional homeownership. This innovative approach allows renters to invest in their homes upfront, enabling them to benefit from home price appreciation while building equity through portions of their rent payments. By making every resident a part-owner of their chosen home, Up&Up provides a more accessible and flexible alternative to traditional rental models. The company aims to enhance the rental experience by offering financial benefits typically associated with homeownership, while also preserving the convenience and ease of renting.

Faire is a two-sided marketplace connecting local retail stores with unique wholesale merchandise from brands and makers. It offers retailers tools for data insights, financial terms, and logistics support to compete with larger competitors. Faire's platform simplifies wholesale buying and selling processes, offering net 60 payment terms and free returns.

Breeze is a fully automated and digital insurance solution, specifically tailored for freight forwarders and logistics companies, backed by advanced technology, big data and an industry-first machine learning platform. Breeze’s digital insurance solution fully integrates with existing systems and workflows, allowing forwarders and logistics companies to seamlessly offer shippers better protection for their cargo (from issuing insurance policies to end-to-end claims processing), while also generating more revenue for their business. There are no implementation costs or any operational effort to setting up Breeze’s platform, and it can take minutes to be up and running. For more information visit breezeai.com

House Rx is a health technology platform focused on improving affordability and patient access to specialty medications.

Smile Identity Inc. is a technology company based in San Francisco, California, that focuses on identity verification solutions. Founded in 2016, the company has developed an application called SmartSelfie, which allows users to create a universal biometric for authentication on Android devices. The team comprises engineers and financial services professionals from both the United States and Africa, bringing expertise in global markets with a focus on highly regulated environments. Smile Identity has developed advanced encryption, authentication, and security solutions, as well as image processing technology. The company has experience working with telecoms, lenders, banks, and startups, enabling them to understand the unique challenges faced by consumers and enterprises in Africa. With support from prominent investors in Silicon Valley and Africa, Smile Identity has established a pan-African presence, operating in countries such as South Africa, Nigeria, Kenya, Ghana, and Rwanda.

Faire is a two-sided marketplace connecting local retail stores with unique wholesale merchandise from brands and makers. It offers retailers tools for data insights, financial terms, and logistics support to compete with larger competitors. Faire's platform simplifies wholesale buying and selling processes, offering net 60 payment terms and free returns.

Catch is a Boston-based company that designs a personal benefits platform aimed at freelancers, contractors, and workers without employer-sponsored benefits. Established in 2016, Catch provides a range of financial solutions, including tax withholding, retirement savings plans, health insurance, and student loan refinancing. The platform allows users to conduct benefit checkups, link bank accounts, and create personalized financial plans, helping individuals build a comprehensive safety net for their financial stability and security. By leveraging data-driven insights, Catch enables users to take control of their financial needs and manage their wealth effectively in an evolving work landscape.

Level is a technology company that makes financial products for employers. With Level, everyone benefits: employers offer bigger benefits for less, members get more freedom and choice, and providers are paid instantly. Level makes paying with benefits as simple as paying with cash. The company was founded in 2018 and is based in New York, New York.

Jetty Insurance Agency LLC, founded in 2015 and headquartered in New York, is a financial services company that specializes in providing property and casualty insurance products. The company has developed a real estate insurance platform aimed at simplifying the leasing process and enhancing conversion rates for property managers. Jetty's innovative solutions help property managers increase lease conversions, minimize bad debt, and streamline their operations. For renters, Jetty alleviates the financial burden associated with move-in costs, making home renting more affordable and accessible. Through its mission, Jetty seeks to transform the rental experience for both property managers and residents.

CloudTrucks is a San Francisco-based company founded in 2019 that offers a virtual trucking carrier platform designed to help truck owners and operators reduce operating costs by managing and booking loads from brokers and shippers. The platform provides instant payments after load delivery and access to affordable insurance options, enabling users to plan their schedules and design a revenue-maximizing driving program.

Atmos is a company that specializes in home-building solutions, offering a platform designed to assist customers in the creation and design of customized houses. Established in 2018 by Trent Hedge, Nicholas Donahue, Matthew Rastovac, and Austin Kahn, Atmos aims to simplify the home-building process through a managed marketplace that connects home buyers with various design options, personalized packages, and interior selections. The platform also integrates financing and construction processes, enabling customers to build their homes according to their specific preferences and financial situations.

Faire is a two-sided marketplace connecting local retail stores with unique wholesale merchandise from brands and makers. It offers retailers tools for data insights, financial terms, and logistics support to compete with larger competitors. Faire's platform simplifies wholesale buying and selling processes, offering net 60 payment terms and free returns.

Zibo Inc. is a financial services company that specializes in providing a banking and payments platform tailored for independent landlords. Established in 2018 and based in Redwood City, California, Zibo offers a range of services designed to streamline the management of rental properties. Its platform facilitates rent payments, automates rent collection, and assists with financial management tasks such as tax preparation and accounting. Additionally, Zibo provides tools for tenant screening and rental applications, along with insurance services for residential rental properties. By offering a comprehensive suite of services at no cost, Zibo aims to help landlords enhance cash flow and effectively manage their rental portfolios.

True Link Financial provides financial services aimed at protecting and increasing independence for people at financial risk, including individuals with disabilities, vulnerable older adults, and people in recovery. The company offers Visa prepaid cards for families and professionals to safeguard beneficiaries, along with investment management and fiduciary accounts. It also provides a software platform that supports budgeting, disbursements, record keeping, reporting, and communication for conservators, guardians, attorneys, independent fiduciaries, nonprofit pooled trusts, family member trustees, and trust companies. The platform helps prevent financial exploitation, limits impulsive cash use that could threaten stability, and preserves access to government benefits. True Link also offers personalized retirement investment planning to deliver steady retirement income. By combining payment tools, investment services, and guardianship-focused technology, the company aims to help vulnerable clients maintain financial independence and stay informed about unusual or potentially fraudulent activity across accounts.

Truework is an API-enabled platform that streamlines income and employment verifications for banks, lenders, background check providers, and other stakeholders. The service automates the processing of income and employment requests, integrates with human resources and payroll systems as well as lending and housing markets, and puts individuals in control of their data. By consolidating verification workflows, Truework supports faster approvals and more accurate verification decisions. The company serves the financial services and fintech sectors and focuses on developer APIs to enable seamless integration into existing HR, payroll, lending, and compliance processes.

CloudTrucks is a San Francisco-based company founded in 2019 that offers a virtual trucking carrier platform designed to help truck owners and operators reduce operating costs by managing and booking loads from brokers and shippers. The platform provides instant payments after load delivery and access to affordable insurance options, enabling users to plan their schedules and design a revenue-maximizing driving program.

Faire is a two-sided marketplace connecting local retail stores with unique wholesale merchandise from brands and makers. It offers retailers tools for data insights, financial terms, and logistics support to compete with larger competitors. Faire's platform simplifies wholesale buying and selling processes, offering net 60 payment terms and free returns.

Founded in 2013, Fundbox operates a payments network that facilitates transactions between businesses. It provides credit and payment solutions to small businesses serving other businesses (SMB2B), empowering them with fast and intuitive access to business credit.

True Link Financial provides financial services aimed at protecting and increasing independence for people at financial risk, including individuals with disabilities, vulnerable older adults, and people in recovery. The company offers Visa prepaid cards for families and professionals to safeguard beneficiaries, along with investment management and fiduciary accounts. It also provides a software platform that supports budgeting, disbursements, record keeping, reporting, and communication for conservators, guardians, attorneys, independent fiduciaries, nonprofit pooled trusts, family member trustees, and trust companies. The platform helps prevent financial exploitation, limits impulsive cash use that could threaten stability, and preserves access to government benefits. True Link also offers personalized retirement investment planning to deliver steady retirement income. By combining payment tools, investment services, and guardianship-focused technology, the company aims to help vulnerable clients maintain financial independence and stay informed about unusual or potentially fraudulent activity across accounts.

Veri5Digital is a Bengaluru-based company that specializes in providing a digital platform for identity verification and compliance with government systems. Founded in 2015 and originally known as Aadhar Bridge, the company leverages artificial intelligence and machine learning to streamline the KYC (Know Your Customer) process. Its offerings include a range of services such as KYC verification, electronic signatures, and electronic mandates, alongside enterprise solutions like plug-and-play SDKs and APIs. By integrating these solutions, Veri5Digital aims to enhance service delivery for private sector clients while ensuring adherence to regulatory requirements. The company is part of the broader Digital India initiative, supporting both government and regulated systems.

Truework is an API-enabled platform that streamlines income and employment verifications for banks, lenders, background check providers, and other stakeholders. The service automates the processing of income and employment requests, integrates with human resources and payroll systems as well as lending and housing markets, and puts individuals in control of their data. By consolidating verification workflows, Truework supports faster approvals and more accurate verification decisions. The company serves the financial services and fintech sectors and focuses on developer APIs to enable seamless integration into existing HR, payroll, lending, and compliance processes.

Nomba is a fintech company that develops financial software and payment solutions in Africa. It offers business-focused tools such as savings features for businesses, card payments, POS terminals, and banking tools for management. The platform also enables individuals to pay bills, transfer money, buy airtime and TV subscriptions, and pay electricity bills, with withdrawals and data-subscription payments supported through digital channels and an agent network. It aims to make fintech services accessible and affordable by delivering digital payments and banking capabilities across channels in Africa.

KUDI is a financial service provider focused on providing access to electronic banking and financial services by leveraging conversational interfaces, natural language processing and artificial intelligence to provider faster access, frictionless experience, and ultimately boost financial inclusion in emerging markets. KUDI is enabling secured financial transactions via Facebook, Telegram, Slack and Skype. KUDI's focus is the African market with a primary focus on the Nigerian Payment ecosystem and the company does this in partnership with e-payment regulators, a leading commercial bank, and an international payment processor.

Catch is a Boston-based company that designs a personal benefits platform aimed at freelancers, contractors, and workers without employer-sponsored benefits. Established in 2016, Catch provides a range of financial solutions, including tax withholding, retirement savings plans, health insurance, and student loan refinancing. The platform allows users to conduct benefit checkups, link bank accounts, and create personalized financial plans, helping individuals build a comprehensive safety net for their financial stability and security. By leveraging data-driven insights, Catch enables users to take control of their financial needs and manage their wealth effectively in an evolving work landscape.

Opendoor is a digital platform for residential real estate in the United States that enables consumers to buy and sell homes online. It operates an end-to-end marketplace with Sell to Opendoor, where sellers sell directly to the company, List with Opendoor, which partners with agents to list homes, and Opendoor Marketplace, a capital-light venue that connects sellers with institutional and retail buyers. The platform also provides integrated title insurance and escrow services through its subsidiaries, aiming to simplify transactions and accelerate the home buying and selling process.

Founded in 2014, Ellevest is an employee-owned investment firm dedicated to empowering women financially. It offers a user-friendly digital platform that provides personalized investment plans tailored to women's unique financial needs and goals.

Anchorage Digital is a regulated crypto platform that provides institutions with integrated custody, trading, staking, governance, and regulatory-compliance infrastructure for digital asset programs. Founded in 2017 and headquartered in San Francisco, it serves institutional clients globally with a secure, compliant framework and services designed to simplify oversight and asset management.

Faire is a two-sided marketplace connecting local retail stores with unique wholesale merchandise from brands and makers. It offers retailers tools for data insights, financial terms, and logistics support to compete with larger competitors. Faire's platform simplifies wholesale buying and selling processes, offering net 60 payment terms and free returns.

Faire is a two-sided marketplace connecting local retail stores with unique wholesale merchandise from brands and makers. It offers retailers tools for data insights, financial terms, and logistics support to compete with larger competitors. Faire's platform simplifies wholesale buying and selling processes, offering net 60 payment terms and free returns.

Stripe develops APIs and tools for businesses to accept and manage online payments securely. It supports various international debit/credit cards, serving e-commerce platforms, SaaS companies, marketplaces, and non-profits globally.

Up&Up is a New York-based real estate company founded in 2017 that offers a platform for fractional homeownership. This innovative approach allows renters to invest in their homes upfront, enabling them to benefit from home price appreciation while building equity through portions of their rent payments. By making every resident a part-owner of their chosen home, Up&Up provides a more accessible and flexible alternative to traditional rental models. The company aims to enhance the rental experience by offering financial benefits typically associated with homeownership, while also preserving the convenience and ease of renting.

Even.com is focused on enhancing financial resilience for employees, addressing the challenges faced by over half of Americans living paycheck to paycheck. The company develops a mobile budgeting application that automatically budgets upcoming bills, allowing users to manage their spending habits effectively. By partnering with employers, Even provides its services as a benefit, which not only supports employees in making ends meet, paying down debt, and saving money but also helps employers improve employee retention. The business operates transparently, ensuring that it profits only when its customers do. Even.com is based in Oakland, California, and Raleigh, North Carolina.

Opendoor is a digital platform for residential real estate in the United States that enables consumers to buy and sell homes online. It operates an end-to-end marketplace with Sell to Opendoor, where sellers sell directly to the company, List with Opendoor, which partners with agents to list homes, and Opendoor Marketplace, a capital-light venue that connects sellers with institutional and retail buyers. The platform also provides integrated title insurance and escrow services through its subsidiaries, aiming to simplify transactions and accelerate the home buying and selling process.

Truework is an API-enabled platform that streamlines income and employment verifications for banks, lenders, background check providers, and other stakeholders. The service automates the processing of income and employment requests, integrates with human resources and payroll systems as well as lending and housing markets, and puts individuals in control of their data. By consolidating verification workflows, Truework supports faster approvals and more accurate verification decisions. The company serves the financial services and fintech sectors and focuses on developer APIs to enable seamless integration into existing HR, payroll, lending, and compliance processes.

Credy is a full-stack lending company based in India that operates an online platform designed to provide small-ticket personal loans and school fee financing. The company connects creditworthy borrowers with lenders, facilitating paperless online loans that cater to specific needs such as medical emergencies, school fees, and debt consolidation. Credy's platform incorporates a biometric ID system to verify borrower identities, ensuring a secure lending process. By offering loans at rates lower than traditional banks, Credy enables users to access capital more affordably while allowing lenders to extend credit to deserving borrowers and achieve fair returns.

Faire is a two-sided marketplace connecting local retail stores with unique wholesale merchandise from brands and makers. It offers retailers tools for data insights, financial terms, and logistics support to compete with larger competitors. Faire's platform simplifies wholesale buying and selling processes, offering net 60 payment terms and free returns.

Bitwise is a crypto-specialist asset manager serving individuals, investment managers, and institutions seeking exposure to the cryptocurrency market. The firm offers a broad platform of investment solutions focused on crypto assets, including cryptocurrency index funds and single-asset funds designed to be liquid, low-cost, and secure. It provides yield and alpha strategies, multi-strategy approaches, and separately managed accounts, as well as onchain staking and bitcoin-related investment products, enabling clients to access opportunities aligned with their objectives. By combining specialized crypto expertise with rigorous risk controls, Bitwise acts as a specialist partner that helps diverse investors navigate the crypto space with rules-based exposure and efficient administration.

Affirm is a financial technology company that offers consumer installment loans at the point of sale through its Buy with Affirm platform. Shoppers can select Affirm at checkout and pay for purchases in fixed monthly installments with real-time decisioning and upfront, transparent terms, avoiding hidden fees. The company provides a digital and mobile‑first platform that includes a point‑of‑sale payment solution for merchants and a consumer app, and it partners with thousands of merchants across categories such as home, travel, electronics, apparel, and beauty. Revenue comes from merchant networks and related services, including virtual card networks, with the majority of business generated in the United States, and ongoing activity in Canada and other regions. Founded in 2012 and headquartered in San Francisco with an additional office in Chicago, Affirm aims to offer an accessible alternative to traditional credit that improves budgeting and financial clarity for consumers.

Faire is a two-sided marketplace connecting local retail stores with unique wholesale merchandise from brands and makers. It offers retailers tools for data insights, financial terms, and logistics support to compete with larger competitors. Faire's platform simplifies wholesale buying and selling processes, offering net 60 payment terms and free returns.

Cadre is an online marketplace established in 2014 that connects accredited investors with opportunities in commercial real estate. Founded by Ryan Williams, Josh Kushner, and Jared Kushner, the platform leverages proprietary technology and data analytics to streamline the investment process, allowing users to analyze assets quickly, identify market trends, and make informed decisions. Cadre introduces liquidity to the real estate market by enabling investors to sell their interests on a secondary marketplace, thus enhancing transparency and efficiency. The company manages various investment funds, including the Cadre Direct Access Fund, which focuses on value-added opportunities in multi-family, industrial, hospitality, and office asset classes within the United States. By utilizing data science, Cadre aims to provide an economical approach to real estate investment, helping investors diversify portfolios and mitigate risks while targeting long-term returns.

Smile Identity Inc. is a technology company based in San Francisco, California, that focuses on identity verification solutions. Founded in 2016, the company has developed an application called SmartSelfie, which allows users to create a universal biometric for authentication on Android devices. The team comprises engineers and financial services professionals from both the United States and Africa, bringing expertise in global markets with a focus on highly regulated environments. Smile Identity has developed advanced encryption, authentication, and security solutions, as well as image processing technology. The company has experience working with telecoms, lenders, banks, and startups, enabling them to understand the unique challenges faced by consumers and enterprises in Africa. With support from prominent investors in Silicon Valley and Africa, Smile Identity has established a pan-African presence, operating in countries such as South Africa, Nigeria, Kenya, Ghana, and Rwanda.

Faire is a two-sided marketplace connecting local retail stores with unique wholesale merchandise from brands and makers. It offers retailers tools for data insights, financial terms, and logistics support to compete with larger competitors. Faire's platform simplifies wholesale buying and selling processes, offering net 60 payment terms and free returns.

Upstart is a fintech company that operates an AI-driven lending platform. Founded in 2012, it connects consumers with banks and investors through its platform, offering personal loans, automotive financing, home equity lines of credit, and small-dollar loans. Upstart's proprietary underwriting model considers various factors to assess borrowers' creditworthiness, enabling higher approval rates and lower loss rates.

Qvivr's first product is SWYP, an ultra-thin metal card and smartphone app that combines all of a user's credit, debit, gift and loyalty cards, creating the easiest way to pay and organize money.

Opendoor is a digital platform for residential real estate in the United States that enables consumers to buy and sell homes online. It operates an end-to-end marketplace with Sell to Opendoor, where sellers sell directly to the company, List with Opendoor, which partners with agents to list homes, and Opendoor Marketplace, a capital-light venue that connects sellers with institutional and retail buyers. The platform also provides integrated title insurance and escrow services through its subsidiaries, aiming to simplify transactions and accelerate the home buying and selling process.

Founded in 2014, Ellevest is an employee-owned investment firm dedicated to empowering women financially. It offers a user-friendly digital platform that provides personalized investment plans tailored to women's unique financial needs and goals.

BBOXX designs, manufactures, and distributes plug-and-play solar power systems to expand access to electricity in Africa and other developing regions. The company offers solar home systems, lighting, radios, TVs, phone chargers, and related products, supported by installation and maintenance services and remote monitoring. It pursues innovative financing models and digital platforms to enable individuals, businesses, and governments to access reliable, affordable utilities, including off-grid energy experiences in rural areas. BBOXX serves customers through distributors in Africa, the United Kingdom, and international markets, with a focus on customer service and scalable solutions.

NeoGrowth is a non-banking financial company based in Mumbai, Maharashtra, founded in 2011 by Dhruv Khaitan and Piyush Khaitan. The company specializes in providing financial solutions tailored to the needs of small and medium-sized businesses in India that engage in retail activities, including the sale of apparel, consumer electronics, footwear, handicrafts, and various services such as restaurants, beauty salons, and health centers. NeoGrowth offers term working capital loans and inventory financing against future credit and debit card sales, enabling merchants to access credit facilities with ease. Through its services, NeoGrowth aims to support the growth and operational needs of small businesses, facilitating their access to essential financial resources.

Affirm is a financial technology company that offers consumer installment loans at the point of sale through its Buy with Affirm platform. Shoppers can select Affirm at checkout and pay for purchases in fixed monthly installments with real-time decisioning and upfront, transparent terms, avoiding hidden fees. The company provides a digital and mobile‑first platform that includes a point‑of‑sale payment solution for merchants and a consumer app, and it partners with thousands of merchants across categories such as home, travel, electronics, apparel, and beauty. Revenue comes from merchant networks and related services, including virtual card networks, with the majority of business generated in the United States, and ongoing activity in Canada and other regions. Founded in 2012 and headquartered in San Francisco with an additional office in Chicago, Affirm aims to offer an accessible alternative to traditional credit that improves budgeting and financial clarity for consumers.

Even.com is focused on enhancing financial resilience for employees, addressing the challenges faced by over half of Americans living paycheck to paycheck. The company develops a mobile budgeting application that automatically budgets upcoming bills, allowing users to manage their spending habits effectively. By partnering with employers, Even provides its services as a benefit, which not only supports employees in making ends meet, paying down debt, and saving money but also helps employers improve employee retention. The business operates transparently, ensuring that it profits only when its customers do. Even.com is based in Oakland, California, and Raleigh, North Carolina.

Branch International is a digital lending company that uses data from users' mobile devices to assess creditworthiness and offers personal loans through its Android application. Founded in 2015 and headquartered in San Francisco, it operates in multiple markets with offices in Lagos, Nairobi, Mumbai, Mexico City, and Kirkland, Washington. The company aims to reduce the cost of delivering financial services in emerging markets by applying data science to credit decisions, enabling quick loan approvals and building credit histories for users without reliance on traditional banking records. Through its mobile-first approach, Branch seeks to expand fair financial access for the mobile generation in developing regions.

GetFiscal is building Invoice and Cashflow management for Small Business to 'run their business' and enable timely working capital loan by connecting to strategic lender partners.

BBOXX designs, manufactures, and distributes plug-and-play solar power systems to expand access to electricity in Africa and other developing regions. The company offers solar home systems, lighting, radios, TVs, phone chargers, and related products, supported by installation and maintenance services and remote monitoring. It pursues innovative financing models and digital platforms to enable individuals, businesses, and governments to access reliable, affordable utilities, including off-grid energy experiences in rural areas. BBOXX serves customers through distributors in Africa, the United Kingdom, and international markets, with a focus on customer service and scalable solutions.

Opendoor is a digital platform for residential real estate in the United States that enables consumers to buy and sell homes online. It operates an end-to-end marketplace with Sell to Opendoor, where sellers sell directly to the company, List with Opendoor, which partners with agents to list homes, and Opendoor Marketplace, a capital-light venue that connects sellers with institutional and retail buyers. The platform also provides integrated title insurance and escrow services through its subsidiaries, aiming to simplify transactions and accelerate the home buying and selling process.

Branch International is a digital lending company that uses data from users' mobile devices to assess creditworthiness and offers personal loans through its Android application. Founded in 2015 and headquartered in San Francisco, it operates in multiple markets with offices in Lagos, Nairobi, Mumbai, Mexico City, and Kirkland, Washington. The company aims to reduce the cost of delivering financial services in emerging markets by applying data science to credit decisions, enabling quick loan approvals and building credit histories for users without reliance on traditional banking records. Through its mobile-first approach, Branch seeks to expand fair financial access for the mobile generation in developing regions.

Fundera, Inc. is an online marketplace based in New York that facilitates the comparison of various small business loan options for entrepreneurs. Founded in 2013 and currently a subsidiary of NerdWallet, Fundera offers a wide range of financial products, including SBA loans, term loans, equipment financing, business lines of credit, invoice financing, short-term loans, merchant cash advances, small business startup loans, and personal loans tailored for business purposes. The company leverages proprietary technology and financial expertise to provide small business owners with insights and tailored options, enabling them to make informed decisions about their financing needs. By connecting users with multiple lenders, credit card issuers, and banks, Fundera aims to help entrepreneurs secure funding at competitive rates.

Founded in 2013, Fundbox operates a payments network that facilitates transactions between businesses. It provides credit and payment solutions to small businesses serving other businesses (SMB2B), empowering them with fast and intuitive access to business credit.

NeoGrowth is a non-banking financial company based in Mumbai, Maharashtra, founded in 2011 by Dhruv Khaitan and Piyush Khaitan. The company specializes in providing financial solutions tailored to the needs of small and medium-sized businesses in India that engage in retail activities, including the sale of apparel, consumer electronics, footwear, handicrafts, and various services such as restaurants, beauty salons, and health centers. NeoGrowth offers term working capital loans and inventory financing against future credit and debit card sales, enabling merchants to access credit facilities with ease. Through its services, NeoGrowth aims to support the growth and operational needs of small businesses, facilitating their access to essential financial resources.

Upstart is a fintech company that operates an AI-driven lending platform. Founded in 2012, it connects consumers with banks and investors through its platform, offering personal loans, automotive financing, home equity lines of credit, and small-dollar loans. Upstart's proprietary underwriting model considers various factors to assess borrowers' creditworthiness, enabling higher approval rates and lower loss rates.

Even.com is focused on enhancing financial resilience for employees, addressing the challenges faced by over half of Americans living paycheck to paycheck. The company develops a mobile budgeting application that automatically budgets upcoming bills, allowing users to manage their spending habits effectively. By partnering with employers, Even provides its services as a benefit, which not only supports employees in making ends meet, paying down debt, and saving money but also helps employers improve employee retention. The business operates transparently, ensuring that it profits only when its customers do. Even.com is based in Oakland, California, and Raleigh, North Carolina.

Milaap operates an online crowdfunding platform that enables individuals and communities to raise funds for personal causes, including medical emergencies, education, disaster relief, and other needs. The platform connects donors and lenders from around the world with causes and trusted local partners who manage microloans or facilitate donations, supporting both charitable giving and microfinance for individuals and small businesses. By highlighting stories and leveraging digital payments, Milaap aims to simplify fundraising and expand access to funding for people in India and beyond.

Affirm is a financial technology company that offers consumer installment loans at the point of sale through its Buy with Affirm platform. Shoppers can select Affirm at checkout and pay for purchases in fixed monthly installments with real-time decisioning and upfront, transparent terms, avoiding hidden fees. The company provides a digital and mobile‑first platform that includes a point‑of‑sale payment solution for merchants and a consumer app, and it partners with thousands of merchants across categories such as home, travel, electronics, apparel, and beauty. Revenue comes from merchant networks and related services, including virtual card networks, with the majority of business generated in the United States, and ongoing activity in Canada and other regions. Founded in 2012 and headquartered in San Francisco with an additional office in Chicago, Affirm aims to offer an accessible alternative to traditional credit that improves budgeting and financial clarity for consumers.

Tapingo, Inc. is a mobile ordering application designed to streamline food delivery and transactions, particularly on college campuses. Founded in 2010 and based in San Francisco, California, Tapingo aims to eliminate the hassles associated with everyday purchases by providing users access to a variety of restaurants and shops both on and off campus. The platform simplifies the entire process from ordering to payment and pickup or delivery, effectively revolutionizing commerce for its users. In November 2018, Tapingo became a subsidiary of GrubHub Inc., further expanding its reach and capabilities in the food delivery industry.