UMB Banks

World Water Works is an innovative company in the wastewater treatment sector, established in 1998 and headquartered in Oklahoma City, Oklahoma. The company specializes in providing effective wastewater treatment solutions for both industrial and municipal clients, focusing on the removal of suspended solids, fats, oils, greases, and non-soluble organics. Utilizing advanced technologies that involve dissolving air into water under pressure, World Water Works enables its customers to generate clean water from wastewater. The company's services not only improve water quality but also facilitate resource recovery and cost savings, thereby supporting sustainable water management practices.

Kadon Precision Machining is a reliable contract manufacturer, specializing in precision machining for diverse industries such as aerospace, agriculture, and automotive. They offer a range of services including Swiss machining, multi-axis machining, CNC machining, and specialized manufacturing systems. The company is committed to delivering high-quality parts on time and within budget, supporting clients from initial concept to final product. Additionally, they provide manufacturing consolidation services to enhance clients' profitability and operational efficiency.

Kadon Precision Machining is a reliable contract manufacturer, specializing in precision machining for diverse industries such as aerospace, agriculture, and automotive. They offer a range of services including Swiss machining, multi-axis machining, CNC machining, and specialized manufacturing systems. The company is committed to delivering high-quality parts on time and within budget, supporting clients from initial concept to final product. Additionally, they provide manufacturing consolidation services to enhance clients' profitability and operational efficiency.

Heartland Financial USA, Inc. is a multi-bank holding company established in 1981 and headquartered in Dubuque, Iowa. It offers a comprehensive range of banking services tailored to both individuals and businesses across the United States, operating through 115 banking locations in various states, including Iowa, Illinois, and Wisconsin. The company provides an array of deposit products, such as checking accounts, savings accounts, and certificates of deposit, along with a variety of loan options including commercial, small business, agricultural, and consumer loans. Additionally, Heartland offers wealth management services, retirement plan solutions, and insurance products. Its innovative service channels include online banking, mobile banking, and telephone banking, ensuring accessibility for clients. Heartland Financial USA differentiates itself by combining commercial banking expertise with a strong retail delivery system, serving a diverse clientele that includes public sector and non-profit entities.

Old National Bank - HSA Business provides solutions for healthcare spending account cards, and services.

Tesseract Ventures, LLC is a Kansas City-based robotics company, established in 2018, that focuses on designing and developing advanced technologies in robotics, artificial intelligence, and connected platforms. The company specializes in creating innovative solutions such as robots, smart spaces, wearables, and data visualization tools that enhance operational efficiency for various industries. Tesseract Ventures aims to help businesses improve accessibility, streamline data organization, and automate labor-intensive tasks. Their technologies enable real-time information management and enhance workplace security, while also promoting team well-being by monitoring activity and documenting interactions. Through its commitment to innovation, Tesseract Ventures empowers organizations to work smarter and more effectively in a rapidly evolving technological landscape.

Bridge Financial Technology Inc. is a Chicago-based company founded in 2015 that specializes in providing automated Software-as-a-Service solutions tailored for Registered Investment Advisors (RIAs), financial advisors, and wealthtech firms. The company's flagship product, the Atlas platform, offers a comprehensive suite of features including portfolio accounting, management tools, billing, invoicing, performance aggregation, a client portal, and efficient file sharing services. By focusing on the unique needs of fiduciary advisors, Bridge Financial Technology enables its clients to streamline their office operations and investment management processes. This technological support helps RIAs enhance their competitive edge, expand their client base, and reduce operational costs, thereby promoting greater accessibility to fiduciary financial advice.

LendingFront, Inc. is a New York-based company that provides a cloud-based lending platform designed for banks and financial institutions. This comprehensive white-label software solution encompasses all aspects of the financing process, including application management, data handling, underwriting, decision-making, and loan monitoring. LendingFront’s platform offers integrated or standalone modules, allowing clients to automate significant parts of the lending workflow while maintaining control and manual oversight when preferred. The company serves a diverse range of clients, from rapidly growing online credit providers to large financial institutions, and is backed by a founding team with extensive experience in small business lending technology from notable companies.

Hijro is a financial operating network that leverages distributed ledger technology to enhance global trade. Headquartered in New York, the company connects banks, buyers, and suppliers within a unified network aimed at streamlining settlement processes, reducing fraud risk, and eliminating costly data silos in the open-account trade market, valued at $4 trillion. The Hijro Network serves as a global infrastructure for trade, offering a secure and efficient method for moving value and assets internationally. Its applications include a multi-bank, multi-lender trade asset marketplace, flexible working capital solutions, and APIs that facilitate seamless integration into the network. By enabling the tokenization, transfer, and trading of various digital assets, including receivables and approved payables, Hijro positions itself at the forefront of modern trade finance.

Blooom, Inc. is an online investment advisory firm based in Leawood, Kansas, founded in 2013. Specializing in managing individual participant accounts in employer-sponsored retirement plans such as 401(k)s and 403(b)s, it aims to provide accessible financial advice to a broad audience. The company employs financial technology to deliver investment analysis, portfolio adjustments, and risk management strategies, catering specifically to Americans who lack access to traditional financial advisors. Blooom operates as a Registered Investment Advisor, focusing on fiduciary best practices while maintaining low fees. Its mission is to assist individuals in optimizing their retirement savings and planning for their financial future in an efficient and user-friendly manner.

PFITR, Inc. is a technology company headquartered in Chesterfield, Missouri, specializing in integrated mobile solutions for public funds investment managers. Founded in 2013, PFITR offers a software-as-a-service platform designed to assist public fiduciaries—such as treasurers and directors of finance—in managing trillions of taxpayer dollars. Its flagship product, the Bond Price Validation Tool, provides users with essential valuation metrics derived from market transactions, enabling informed investment decisions while adhering to mandates of safety, liquidity, and yield. The software enhances transparency by offering analytics and internal controls that mitigate risks associated with hidden commissions and poor timing in investment purchases. By leveraging proprietary data from recognized partners, PFITR aims to empower public fiduciaries to optimize their portfolios and ensure accountability to constituents and auditors. The company has garnered interest from early-stage investors and is actively building its customer base, targeting a significant penetration of U.S. public entities over the coming years.

Marquette Commercial Finance, a subsidiary of Marquette Financial Companies, Inc., specializes in providing banking and commercial finance services tailored to small and middle market businesses. The company offers a range of financing solutions, including accounts receivable financing, asset-based loans, and factoring services, primarily targeting the transportation sector and other small to mid-sized companies. By addressing the working capital needs of its clients, Marquette Commercial Finance facilitates business growth, mergers and acquisitions, and financial restructuring, while enhancing liquidity for its customers. Additionally, the company operates banks with branches located in Arizona and Texas, further expanding its service offerings in real estate lending and wealth management.

CardPartner Inc. specializes in providing custom affinity credit card programs to various membership organizations across the United States. The company enables users to create tailored credit card offerings, including Visa and platinum Visa cards, designed to meet the unique needs of charities, schools, research groups, sports clubs, and smaller non-profits and professional associations. In addition to custom credit card solutions, CardPartner also offers rewards programs and related services to enhance the value of its credit card offerings for its clients and their members.

UMB Bank & Trust, N.A. provides corporate trust services including corporate bond trustee, municipal bond trustee, escrow agent, paying agent and registrar, endowed care trustee, and pre-need services. UMB Bank & Trust, N.A. was formerly known as State Street Bank & Trust Co. of Missouri NA.

DBM Global is a United States-based company specializing in steel fabrication and erection, offering a comprehensive range of integrated steel construction services. The company provides a complete suite of solutions, including design-assist, design-build, engineering, 3D steel modeling and detailing, fabrication, and advanced field erection. With an emphasis on delivering turnkey services, DBM Global aims to streamline the construction process for its clients by serving as a single-source provider. The company's portfolio includes several entities, such as Schuff Steel Company, Schuff Steel Management Company, PDC, BDS VirCon, and Aitken Manufacturing, which collectively enhance its capabilities in construction and asset management.